lehigh valley mortgage: Lehigh Valley Mortgage and Real Estate: Specialty Mortgages: Risk and Rewards - 10/16/10 08:53 AM
Lehigh Valley Mortgage and Real Estate: Specialty Mortgages: Risks and RewardsIn high-priced housing markets, it can be difficult to afford a home. That’s why a growing number of home buyers are forgoing traditional fixed-rate mortgages and standard adjustable-rate mortgages and instead opting for a specialty mortgage that lets them “stretch” their income so they can qualify for a larger loan. But before you choose one of these mortgages, make sure you understand the risks and how they work.Specialty mortgages often begin with a low introductory interest rate or payment plan — a “teaser”— but the monthly mortgage payments are likely to … (0 comments)

lehigh valley mortgage: Lehigh Valley Homes & Real Estate: Lender Checklist: What You Need for a Mortgage - 10/16/10 08:50 AM
Lehigh Valley Homes & Real Estate - Lender Checklist: What You Need for a Mortgage - Perfect for Home Buyers in the "just looking" Stage.When you are in the "just looking" stages of Buying a Home is when you should start gathering all the documentation that will be needed to help you get a lehigh Valley Mortgage on your new home.
W-2 forms — or business tax return forms if you're self-employed — for the last two years for every person signing the loan. Copies of at least one pay stub for each person signing the loan. Account numbers of all … (3 comments)

lehigh valley mortgage: Lehigh Valley Foreclosure- A Homeowners Guide to Avoiding Foreclosure by Pre-Foreclosure / Short Sale - 10/17/09 05:07 AM
Lehigh Valley Foreclosure - A Homeowners guide to selling your home Pre-Foreclosure / short sale in the Lehigh Valley, What's is the process and Basics to selling your home to Avoid a Foreclosure on your credit.
The Pre Foreclosure/Short Sale Process can be very confusing, disorganized, not to mention complicated if not impossible to do for someone who has NOT been Trained properly to handle the Details of this important process. We would like to keep things simple .... and Give you The Basics about How we Handle our Short Sale Process for Lehigh Valley Homeowners. Our approach to the Short … (0 comments)

lehigh valley mortgage: Lehigh Valley Real Estate - January 2009 National Housing Market Update - 04/16/09 02:37 PM
Lehigh Valley Real Estate National Housing Market Update - This will give you a basic snap shot of what is going on Nationally in the Housing Market. Nationally what’s GOING ON! From January Nationally January 2009 Report This means we are Reporting difference from December 2008 to January 2009 Monthly Sales Difference: January Sales Down 26.40% over December Sales Annual Sales Difference: Last year Sales in January compared to this year – up 12.74% __________________________________________________________ Monthly # of Listings: December # of Listings Vs January number of Listings is up 12.30% Annual # of Listings: of Last year’s listings in January … (0 comments)

lehigh valley mortgage: Lehigh Valley Real Estate: National December 2008 Housing Market Update - 04/16/09 02:33 PM
Lehigh Valley Real Estate National Housing Market Update - This will give you a basic snap shot of what is going on Nationally in the Housing Market.Nationally what’s GOING ON! From December NationallyDecember 2008 ReportThis means we are Reporting difference from November to December 2008Monthly Sales Difference: Debember Sales up 9.73% over November Sales Annual Sales Difference: Last year Sales in December compared to this year – up 11.32% __________________________________________________________Monthly # of Listings: November # of Listings Vs December number of Listings is down 6.61%Annual # of Listings: Last year’s listings in December 2007 compared to December  2008 is down 2.45%__________________________________________________________NATIONAL … (0 comments)

lehigh valley mortgage: Lehigh Valley Real Estate - New Appraisal Requirements May 1, 2009 - 04/16/09 02:23 PM
Lehigh Valley Real Estate - New Appraisal requirements will be implemented by the Federal Housing and Financing Agency which will effect the way appraisals are done on Conventional Home Loans nationally as of May 1, 2009. To keep things simple.BEFORE May 1st, 2009.1) The Loan officer who the home buyer contacted to get a loan would be the same person who would select,contact and talk to the appraiser to conduct the appraisal on your home.2) The company/bank/lender who is actually giving you the money to buy your home is actually who needed the appraisal results to make sure that the money … (0 comments)

lehigh valley mortgage: Lehigh Valley Real Estate - Foreclosures - 6 Videos in one Spot - 04/16/09 02:20 PM
Lehigh Valley Real Estate - Foreclosures are a Hot Topic in the Lehigh Valley MLS area but there are important things you need to know if you are considering this type of home as your next investment. Here is a quick YouTube Playlist of only Lehigh Valley Real Estate Foreclosure information. View a quick YouTube Playlist of only Lehigh Valley Real Estate Just Looking Video Topics. Many Lehigh Valley Real Estate Home Buyers told us additional information on the home buying process was helpful to them like The First 5 Steps to buying a home, How, When and Why to get … (0 comments)

lehigh valley mortgage: Lehigh Valley Mortgage: Closing Costs & What is a Good Faith Estimate? - 04/10/09 08:26 AM
Lehigh Valley Mortgage & Lehigh Valley Real Estate – What should you know about Closing Costs and what is a Good Faith Estimate? You really need to know and be prepared before you start just looking. We will show you what you need to know to protect your credit and also find the best Mortgage Advisor Services in the Lehigh ValleyPlease welcome my guest writer and Local Mortgage Advisor,  Melissa Falcone with Allied Home Mortgage Corporation in Bethlehem.View this Topic by Video – But make sure to review some of the information below as we have included links to other important … (0 comments)

lehigh valley mortgage: Lehigh Valley Mortgage: 4 Elements to the Mortgage Process - 04/10/09 08:25 AM
Lehigh Valley Mortgage  & Lehigh Valley Real Estate – What should you know about The Mortgage Process? What are the Key Elements to getting a Mortgage? We will hold your hand through the entire process of getting pre-qualified, how to negotiate the best rate and terms,  What you should expect from your Mortgage Advisor and what information should you be getting from them during the pre-qualification stages.  Tell me? If you have never bought a home or have not bought a home in the last 5 years for more, How would you know how to do any of this? That is … (0 comments)

lehigh valley mortgage: Lehigh Valley Foreclosures - Requirements for getting a Mortgage? - 04/10/09 08:24 AM
Lehigh Valley Foreclosures seem to be very tempting due to the Price Tag but there are many things a Home Buyer should know about Foreclosures and here we will provide information about what the requirements are for getting a Mortgage for a Foreclosure.Please welcome my guest writer and Local Mortgage Advisor, Melissa Falcone with Allied Home Mortgage Corporation in Bethlehem.What are the requirements for getting a Mortgage on a Lehigh Valley Foreclosure?View this Topic by Video – But make sure to review some of the information below as we have included links to other important references you should know about Foreclosures. … (0 comments)

lehigh valley mortgage: Lehigh Valley Foreclosures & Getting a Mortgage - 04/10/09 08:23 AM
Lehigh Valley Foreclosures seem to be very tempting due to the Price Tag but there are many things a Home Buyer should know Foreclosures and here we will provide information about Getting a Mortgage for a Foreclosure.Please welcome my guest writer and Lehigh Valley Mortgage Advisor, Melissa Falcone with Allied Home Mortgage Corporation in Bethlehem.How do Banks feel about financing Lehigh Valley Foreclosures?View this Topic by Video – But make sure to review some of the information below as we have included links to other important references you should know about Foreclosures.
Banks today are hesitant to finance a foreclosure.  Financing … (0 comments)

lehigh valley mortgage: Foreclosure Homes in PA – Different “Types” of Foreclosures - 03/13/09 08:47 AM
Foreclosure Homes in PA - All Home Buyers call Distressed Homes "Foreclosures" There are different Types of “Foreclosures” or Distressed Properties and the sale procedure and risks for all of them are different.
View my video but make sure you also check out the additional resources below.
Foreclosure Homes in PA – Most Home Buyers think that a foreclosure is a home that is currently Listed on the Lehigh Valley MLS for sale by a Real Estate Agent.  BUT the truth is; A true Foreclosured home IS a home that is going up for sale through the local court. The most … (0 comments)

lehigh valley mortgage: Lehigh Valley Real Estate Home Buyers, Sellers, and Employers...Thank you for requesting for our Help! - 03/13/09 02:41 AM
Lehigh Valley Real Estate Home Buyers, Sellers, and Employers...Thank you for requesting for our Help!

 
 
 
 
 
 
 
 
 
 
 
 
 
 
We make commitments to our clients so they can feel comfortable with the services they can expect from us.
 
Our Service Commitments
Top 10 We Will & We Will Not Do List - Morals & Values in Real Estate
What services should you expect from a Buyer Agent?
 
Learn more:  about Buying a Home in the Lehigh Valley MLS area.
Home Buying
            Just Looking Stage
Making Your Offer
(0 comments)

lehigh valley mortgage: Lehigh Valley Homes & Real Estate – Insider Secrets for Interviewing a Lehigh Valley REALTOR ® - 03/03/09 02:40 PM
Video Tips for Buying Lehigh Valley Homes - Finding a Lehigh Valley Realtor by using the insider secrets to interviewing a Buyer Agent. Not only for First Time Home Buyers. A Lehigh Valley Home buyer guide to Lehigh Valley real estate.
Let's get to the Point about what kind of questions you should be asking Lehigh Valley Realtors® when thinking about having them help you find Homes in the Lehigh Valley.
Home Buyers and First Time Home Buyers - These are the questions that only a Lehigh Valley Real Estate Agent would know to ask.  Let's face it what you really … (0 comments)

lehigh valley mortgage: Lehigh Valley Homes – Mortgage – What is a VA Mortgage & How can it help the Lehigh Valley Home Buyer - 03/03/09 02:31 PM
Video Tips for Lehigh Valley Home Buyers - Everything a Home buyer needs to know about Lehigh Valley Mortgage (s) Resources to Lehigh Valley Mortgage programs and Lehigh Valley down payment and assistance programs. - Not only for First Time Home Buyers.
View a Video from a Lehigh Valley Mortgage Advisor on What is a VA Mortgage - But make sure you check out the information below as there are many other helpful Home Buyer resources available.
 
The Veterans Association mortgage is phenomenal!  True 100% financing for the Lehigh Valley home buyer!  The U.S Department of Veterans Affairs began offering … (0 comments)

lehigh valley mortgage: Lehigh Valley Homes – Mortgage – Pre-Qualification vs. Pre-Approval of a Lehigh Valley Real Estate Mortgage - 03/03/09 02:29 PM
Video Tips for Lehigh Valley Home Buyers - Everything a Home buyer needs to know about Lehigh Valley Mortgage (s) Resources to Lehigh Valley Mortgage programs and Lehigh Valley down payment and assistance programs. - Not only for First Time Home Buyers.
View a Video from a Lehigh Valley Mortgage Advisor on Pre-Qualification vs Pre-Approval but make sure you check out the information below as there are many other helpful Home Buyer resources available.
The Pre-Qualification is determining the amount of mortgage payment a Lehigh Valley home buyer can afford.   It is at this time your information is obtained and it … (0 comments)

lehigh valley mortgage: Lehigh Valley Real Estate & Homes - Presenting Your Home Offer, What Matters? - 10/05/08 11:34 AM
Hello and Thank you for Visting my Vlog (Video Blog)
So, This subject is about Presenting your Home Offer.  We help Buyer's Only!
A New Prospective on Helping Buyer's...."We will not TELL you what you want to HEAR, We will Tell YOU the TRUTH!"
Yeah, Before I was involved in Real Estate as a Full Time career I would have thought...Well, what the heck do you mean?  Presenting your home Offer?  You just give it to the Seller!!! DUH!
NOPE, NO WAY! Not even close! 
I am trying really hard to keep my video's 5 mins and less...but, due to the amount … (0 comments)

lehigh valley mortgage: Lehigh Valley Real Estate Home Buying Video Series: A Video Library for the Lehigh Valley Home Buyer - 10/01/08 07:31 AM
Are you looking to buy in a Home in Lehigh Valley area?  This Home Buying Video Library will help you with buying Lehigh Valley Real Estate. 
New Lehigh Valley Real Estate Videos are added weekly.  This Video feed is from the Home Buying Guide series I submit weekly every Thursday on Women's Online Magazine.
This is the begining of what I hope will become a great resource of Home Buying Video Tutorials for consumers looking to purchase a home in the Lehigh Valley Area.  (Lehigh & Northampton Counties) 
If you would like Lehigh Valley Home Buying information just select any video below to view...but, … (0 comments)

lehigh valley mortgage: Lehigh Valley Real Estate & Homes - Seller's Assist, what is it? - 09/27/08 05:08 AM
Hello!  Thank you for visiting my blog! Recent Update 1-7-09: updated my video below.
This information is pertaining to helping Home Buyer's in Lehigh & Northampton Counties in PA only.
SELLER'S ASSIST! Very confusing in deed! BUT, the best thing since sliced bread when you need money to purchase a home. We are currently in a "Buyer's Market" which means that there are more homes on the market than buyer's and this is really good for the buyer.
In my experience, It has always been hard for the average person to come up with a 20% down payment and 6% closing … (0 comments)

lehigh valley mortgage: Lehigh Valley Real Estate & Homes - Making An offer on a Home, What to consider - 09/18/08 05:45 AM
Lehigh Valley Real Estate can be very complicated and if you do not have the right guidance when Buying a Lehigh Valley Home the experience can be very frustrating and you may feel like you are not in control. That is the worst feeling, as you are the boss! You are the one paying for the home, Right?! Well..
The following information will help you learn about the important points of making an offer on a Lehigh Valley home.   
This discussion of the Agreement of Sale actually covers the entire state of Pa, but I only service the Lehigh Valley Real Estate … (0 comments)