denver realtor: Waiting for the Mortgage Rates to Come Down - 12/11/22 11:34 AM
  Waiting for the mortgage rates to come down before you buy a home may not be a good decision.
If you are correct, and the rates do come down by two percent, the savings you benefit from a lower rate will most likely be devoured by the appreciated price increase.
As of 12/8/22, the 30-year fixed-rate was at 6.33% which is close to the highest level since mid-2008.  If the rate drops to 4.7% in three years but the price increases by 5% a year, a $400,000 home today, will cost $463,050 three years from now.
An increasingly, popular option that … (5 comments)

denver realtor: 6 Home Automation Ideas You Should Know About - 03/15/20 08:22 AM
6 Home Automation Ideas You Should Know About By WIN Home Inspection • February 5, 2020  Twitter Facebook LinkedIn Google+
Home technology is simplifying tedious tasks while also keeping you and your family safe. Everything from robotic vacuum cleaners to advanced home security is now only the click of a switch or a voice command away. Home automation is advancing so rapidly that it can be difficult to keep up with the latest technology. The following are 6 incredible home automation ideas you need to know about.
1. Advanced Home Security Of all the different types of home automation now available, security is one area that provides … (2 comments)

denver realtor: Homeowners To-Do list - 03/26/19 08:31 PM
3/27/2019 Checklists work because they contain the important things that need to be done.  They provide a reminder about things we know and realize but may have slipped our minds as well as inform us about things we didn't consider.  Periodic attention to these areas can protect the investment in your home.
Change HVAC filters regularly.  Consider purchasing a supply of the correct sizes needed online and they'll even remind you when it's time to order them again. Change batteries in smoke and carbon monoxide detectors annually. Create and regularly update a Home Inventory to keep track of personal belongings in case of burglary or casualty loss. Keep … (2 comments)

denver realtor: Unexpected Expenses - 07/06/18 08:13 AM
 
It's common for Sellers to consider offering a home warranty or protection plan to make their home more marketable. A growing number of homeowners are now purchasing this type of protection for themselves to limit the unexpected expenses of repairs and replacements.
A home protection plan is a renewable service contract that covers the repair or replacement of many of the components in a home. Some homeowners especially like the convenience that it organizes a qualified service provider as well as the cost of the repairs or replacements.
There are a variety of companies that offer home warranties and the coverage may differ … (0 comments)

denver realtor: 5543 Idalia St Denver Co $187,000 - 04/27/14 08:00 AM
Nicely maintained home in a quiet family area. This is a Tri-level home with a 4th level basement that is 95% finished. This home includes:
*3 Bedrooms, 3 bathrooms, Wood floors in kitchen
*Main level laundry, freshly cleaned carpets, 4th level rough-in  for a 4th bathroom
*Dishwasher, refrigerator, self-cleaning oven,
* Fenced yard, 2 car attached garage, Sprinkler system







 
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denver realtor: Buying or Selling a Home? Where Are Values Headed? - 08/13/13 05:31 AM
Buying or Selling a Home? Where Are Values Headed? 
 
Today, many real estate conversations center around housing prices and where they may be headed. Some believe rapidly rising prices have created a new ‘housing bubble’. Others believe that the sudden rise in interest rates will impact purchasing power to such a degree that it will force prices downward. There is no lack of opinions and there is absolutely no consensus.
That is why we like the Home Price Expectation Survey. Every quarter, Pulsenomics surveys a nationwide panel of over one hundred economists, real estate experts and investment & market strategists about where prices … (2 comments)

denver realtor: When Rates Go Up - 07/09/13 06:08 AM
 
When Rates Go Up 
Rising interest rates are great if you are renewing a certificate of deposit but not so much when you’re borrowing money. With interest rates on the rise as well as home prices, housing affordability is a concern for would-be homeowners.
A rough rule of thumb is that a person’s or family’s housing should not exceed 28% of their monthly gross income. While rental rates and home prices have been consistently increasing, mortgage rates have been soaring in the past month. In one week, according to the Freddie Mac Primary Mortgage Market Survey, they jumped by .5%.
This means that people have … (1 comments)

denver realtor: Millennials as Real Estate Clients: Communication is Crucial - 07/03/13 02:48 PM
Millennials as Real Estate Clients: Communication is Crucial 
 
If I have learned one thing in my time as a manager in the real estate industry, it is that the ability to communicate is a quality demonstrated by the best of the best.
Great communicators know that this quality is as much about listening and making yourself available to another person as it is about relaying a message. True salespeople can steer the style in which they communicate to suit their clients. However, the actual message they are conveying never changes. They are there to help and are the best at the job they are doing.
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denver realtor: Buying a Home? How the Serenity Prayer May Help - 07/03/13 02:44 PM
   
Buying a Home? How the Serenity Prayer May Help
 
You may be frustrated while attempting to buy a home in today’s market. You may feel powerless to the process. How could YOU possibly know whether the current good news about housing will continue? There is no doubt that today’sreal estate market is extremely difficult to navigate. However, we want you to know that thousands of homes sold yesterday, thousands will sell today and thousands will sell each and every day from now until the end of the year.
It is totally within your power to decide whether it is the … (0 comments)

denver realtor: 16426 E. 97th Place Commerce City, Co. It's a Beauty and Ready for a Family - 05/15/11 03:36 PM
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denver realtor: Farmers Markets are Coming to Denver/Aurora, Co - 05/14/11 06:20 AM
Farmers Markets are the freshest of the fresh fruits and vegetables.  I love the corn on the cob all year long.  When the markets come to town I buy all the fresh corn I can then freeze it for the winter months. We need to support our farmers.  It’s a very hard job they do from sun up to sun down.  They are at the mercy of the weather each year for their income and support of their families. Let’s support them this summer and buy from them instead of the grocery stores.SaturdayAuroraSouthlands Retail CenterSmoky Hill & E4709 am. - 2 … (0 comments)

denver realtor: How to Deal with a Hot Denver Property - Listen to your Realtor - 05/10/11 06:50 PM
How To Deal With A Hot Denver Property-Listen to your Realtor When you are looking for a house for sale you will be working very closely with your Realtor and may come into a hot Denver property. One of the most important things that you can do if this occurs is to stay in very close communication with your agent and listen to everything he has to say. In some cases, your agent will give advice that will get you that home you want and if not followed closely, you may actually lose out on the opportunity.                                                   A Realtor is a … (1 comments)

denver realtor: Where to Find Free Moving Boxes for a Denver Move - 05/03/11 06:46 PM
Where To Find Free Moving Boxes For A Denver Move If you are planning a Denver move in the near future, here are some helpful tips to help you find some free moving boxes. You can end up spending a fortune on specialized new boxes or take a look for some free ones that are just as good.
Bookstores                              When you think about it, books must arrive at the bookstore in perfect condition in order to be sold. This means that the boxes need to be very sturdy in order to be able to transport all of that weight. Most … (9 comments)

denver realtor: Pay Close Attention to the Details - 04/30/11 06:51 PM
Contract To Buy A Denver Home - Pay Close Attention To The Details When you are ready to commit to a Denver real estate transaction?  You have to read over all of the documents closely and carefully. There may be some clauses included that you were not aware of. If you skim over the document you may miss something vitally important about the terms of the sale or the house itself. One of the forms that you will be required to sign is the Purchase Agreement  It is a legal document that includes the names and some personal information of the … (2 comments)

denver realtor: Big House Little House - 04/24/11 09:28 AM
Houses seem to be getting smaller these days according to new home builders.I watched a program the other day that followed a family of 5 that moved from a huge house (house #1) to a 700 square foot house (houses #2) as an experiment.The 700 square foot house was the size of their kitchen in house #1. There was no T.V., internet, playstation and so on. Only one small bathroom, 2 bedrooms, a small but workable kitchen and one living room where everyone could gather.The family recognized that house #2 was much more intimate.  Instead of the family being in 5 … (2 comments)

denver realtor: Common Mistakes Made When Purchasing a Denver Home - 04/23/11 03:29 PM
 
Many first time home buyers will rush into a Denver real estate agreement without thinking things through and this can end up being disastrous. Without properly assessing the residence or property first you could lose a significant amount of money. It is very common to see home buyers simply fall in love with a house and purchase it without getting it properly inspected. In some cases the new homeowner may end up being stuck with a house that is beautiful on the outside but failing apart behind the walls.
A “good deal” is a house you love and payments you … (0 comments)

denver realtor: Denver Real Estate – Get A Better Understanding Of Real Estate Terms - 04/21/11 03:34 PM
Denver Real Estate - Get A Better Understanding Of Real Estate Terms It is important to understand the language used in real estate and what different terms mean, whether you are thinking of buying or selling a Denver property. The terms used in Real Estate are relatively easy for the most part, but there a few words you may not have heard before. Below are some commonly used terms and their definitions to help you better understand what your Realtor is talking about.                                                                                                                        **Multiple Listing Services ® This is a database that is shared amongst real estate agents that lists different … (0 comments)

denver realtor: 2 Crucial Tips to Help You Sell Denver Land for a Larger Profit - 04/18/11 01:42 PM
2 Crucial Tips To Help You Sell Denver Land For A Larger Profit If you have a piece of Denver land that you would like to sell there are some things you can do to help make the sale quick and more profitable. This may take a lot of work but they are well worth the time invested. 1. Clear the land If you have a lot of broken branches on your piece of land and other debris, clear it out before putting your land up for sale. It is much the same as what you would do to sell a … (0 comments)

denver realtor: Successful Negotiating A Denver Home Sale - 04/14/11 05:45 PM
Successfully Negotiating A Denver Home Sale Some people believe that all it takes to get a super deal on a Denver home purchase is to run into a desperate seller that will take a low ball price. This rarely happens. A home sale involves two parties that are each looking out for their own best interests and negotiating for the best deal. Part of successfully negotiating a Denver home sale involves constraining yourself if you  are a seller talking to the buyer. Don't let them know how desperately you want the house to sell or display any other emotions that show … (0 comments)

denver realtor: Little Ducks Blowing in the Wind - 04/14/11 11:56 AM
These little guys are helpless against mother nature and the wind. They somehow recovered and I’m sure mommy duck got them all back in line. Makes you want to gather the little ducklings and line them back up. Looks like mom doesn't need help with the line up. … (1 comments)

 
Patty Clark, Helping Families Move with Care (Morningside Homes, LLC 720-231-5200)

Patty Clark

Helping Families Move with Care

Denver, CO

More about me…

Morningside Homes, LLC 720-231-5200

Mobile: (720) 231-5200



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