My Mortgage Buddy's Education Center

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Mortgage and Lending

ARCHIVED BLOG POSTS

2011 

In the past week I talked about self branding and client relationship management. Below are some clips that demonstrate the cutting edge technology I'm using to try and help me build my business and better service my clients and referral partners. Technology can be an important aspect of self bra...
01/17/2011
In the past week I have blogged about client relationship management and self branding. Below are a couple of quick clips that show the techology I am using to create top level customer service which in turn will allow me to build a positve course of action for self branding. The cutting edge tec...
01/17/2011
The importance of self branding in a volatile industry has never been so important as it has been in the past 4 years in the mortgage industry. Since late 2006 387 lending operations have either closed their lending operations willingly or been forced to close by the FDIC. This left thousands of ...
01/17/2011
CRM, customer relationship management is in my opinion the most important thing we can do to build our business. With the explosion of social networking, in your face advertising, automatic call center marketing and lead generation, we all need something to stay ahead of the pack. The primary pro...
01/15/2011
Get into that new home now and this is why. Lagging economic indicators... For those who ever took an economics class you probably came across this term in your studies but never thought much of it, and frankly I don't blame you. Lagging indicators by definition are indicators that change after t...
01/13/2011
Here is a fantastic post from Amy Mullen, one of top agents in Worcester County. Lots of good basic tax tips that so many of us overlook when navigating through our elligible tax deductions.In addition to the standard tax deductions for home owners, here are some additional ones that you might wa...
01/12/2011
Direct lender or mortgage broker for your mortgage financing? This is a question that is usually on a client's mind when beginning the pre-approval process. Which is better? Why? What really matters? When clients begin the home buying or refinancing process it can feel like a financial maze. Both...
01/12/2011
This mortgage rate analysis is solely my opinion. I am an avid day trader and I closely follow the stock market, bond market, and mortgage backed security market. It is crucial for me as a mortgage professional to track the daily mortgage rates and I'm going to use this weekly post to hopefully a...
01/08/2011
  The above is a chart that FHA underwriters use to determine the amount of money refunded at the time of a FHA to FHA refinance. FHA charges an upfront MIP (mortgage insurance premium) amount. That MIP amount depends on when the FHA case number was requested. This amount is calculated as a perc...
01/08/2011
01/08/2011
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John Saari

"The Mortgage Buddy"
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I decided to start writing this blog to be an education resource to my referral partners and my clients. We live in a new world of mortgage lending in which we need to be up to date on the changing underwriting guidlines and mortgage products offered. It's through these updates that we will all be able to provide our clients with the customer service they derserve and expect. It's my belief that this industry insight is what will take our business to the next level. Education = Confidence