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foreclosures: HUD to Cut Downpayment Assist Programs? - 05/09/07 09:25 AM
News surfaced today about the HUD putting into action measures that would eliminate downpayment assistance programs that have grown to encompass some 33% of all downpayments made on FHA loans. The programs, of which there are actually hundreds, include big name options such as Nehemiah and AmeriDream helped put over 100,000 people into new homes in 2006. HUD has noticed an increase in the rate of foreclosures in homes financed using these programs, and that is something they are looking to curtail. Forelosures are on the rise nationwide, with many expecting the subprime mess to lead to hundreds of thousands more (if
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foreclosures: Realtors Should Shoulder Some of the Blame for the Subprime Fallout - 04/17/07 01:16 PM
I realize that this webspace is frequented by countless members of the realty industry, most of you are probably realtors yourselves. As I've continued to read more and more news about the recent fallout of the subprime lending market, the fall of New Century, and the catastrophic predictions about what this will mean for American homeowners, I can't help but feel like realtors are being left out of the blame game.Many homebuyers are at the mercy of their realtors. While the media (and I suppose the general public) has been quick to call out all the 'foolish' homebuyers that confidently jumped
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Brandon Laughridge
Columbia,
IL
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