nima: Nima's new office opens in Stamford, Connecticut - 06/05/11 10:50 AM
I would like to announce to everyone that my new office in Stamford, Connecticut is open.
Please update your contact information for me:
Nima Rezvan
Loan Officer
NMLS#: 110681
Prospect Mortgage
68 Southfield Avenue
Suite 170
2 Stamford Building
Stamford, CT 06902
Phone: 203.913.6016
Fax: 877.804.5752

nima: FHA Loans Announcement: Increase in upfront premiums for FHA mortgage insurance starts April 5, 2010 - 01/29/10 12:45 PM
On January 21, 2010; the federal housing commissioner announced news about the increase in upfront premiums for FHA mortgage insurance.  Effective for FHA loans for which the case number is assigned on or after April 5, 2010, FHA will collect an upfront MIP or Mortgage Insurance Premium of 2.25%.  This will be an increase of 0.50% from current MIP of 1.75%.
If you have any FHA questions please feel free to email me at:
Nima Rezvan
Executive Mortgage Banker
Blackberry: 203.913.6016


nima: Today's Employment Report Disappoints as US Economy Sheds 85,000 Jobs in December - 01/08/10 12:54 AM
The unemployment report which I saw on CNBC stated that the US economy lost 85,000 jobs in the month of December which could mean the mortgage interest rates could come down a bit from their existing positions.
The mortgage interest rates have been going higher and higher since November 30, 2009.  The poor report today could cause a small drop in rates and that's what most home buyers will be hoping for.
In my opinion, lower rates could cause much mortgage rate lock activity as most borrowers and most mortgage professionals did not lock in before November 30th. 

nima: Healthy Alternatives to Asbestos a Priority for Connecticut Home Owners - 05/06/09 09:03 AM
Healthy Alternatives to Asbestos a Priority for Connecticut Home Owners
Used in millions of homes and buildings built prior to 1980, many civilians are still being exposed to asbestos in public facilities, restaurants, schools, shipyards and other industrial locations. As one of the small states in the country, it is ironic that Connecticut is one of the largest in terms of asbestos exposure risks. There are an estimated 600 locations in the state that have been known exposure sites. All of the known exposure sites occurred in the cities of Hartford, New Haven and Fairfield. There are many … (2 comments)

nima: USEFUL TOOL FOR REALTORS: FAQ's About The First Time Home Buyer Tax Credit (By Nima of LADD Financial 203.913.6016) - 10/23/08 04:21 PM
Nima Presents:
Frequently Asked QuestionsAbout the First-Time Home Buyer Tax Credit Law
(Forward this email to all of your Current Clients, Past Clients, First Time Home Buyers & Anyone that can use this information)
The Housing and Economic Recovery Act of 2008 authorizes a $7,500 tax credit for qualified first-time home buyers purchasing homes on or after April 9, 2008 and before July 1, 2009. The following questions and answers provide basic information about the tax credit. If you have more specific questions, we strongly encourage you to consult a qualified tax advisor or legal professional about your unique situation.
1.                  … (1 comments)

nima: Happy Holidays from THE MORTGAGE MAN! - 12/09/07 07:33 AM

Happy Holidays to you and your Family!
Your Active Rain Mortgage Man,
Nima Rezvan
Home Loan Consultant
Direct: 203.913.6016

nima: FREE MARKETING OPPORTUNITY: It's my Birthday and I can BLOG if I want to.. I can BLOG if I want to! - 10/14/07 11:06 PM

Hello Active Rain Friends/Business Partners & New Active Rain Readers,
Good morning!  It is a chilly October 15th morning here in Fairfield, Connecticut.
I am up early as always and I wanted to take this time to BLOG to say hello and inform you of my Birthday.
It's mid-October and I am thinking about BUSINESS only! 
The Active Rain Marketing Guru or Marketing Genius has been hard at work the past 2 months.  I am starting to receive results and it feels good.
This sounds odd but on my Birthday, I would like to offer THE REALTORS on active rain … (13 comments)

nima: Connecticut Home Loan Consultant Nima Rezvan was special guest speaker at All Star Realty of Stamford, CT Meeting - 10/10/07 11:38 AM
Dear Reader,
I just wanted to say hello to all of my friends, past clients, business partners and blog subscribers.  I wanted to share with you about how I was the guest speaker at All Star Realty's office meeting last night in Stamford, Connecticut.  It was an honor to attend this meeting and speak with all of the agents of the office about where we are today as far as the mortgage industry is concerned.
I attended the meeting with the following in my hands:
1.) Business Cards, plenty of them.
2.) Company information about the mortgage company that I … (4 comments)

nima: Mortgage Man's Top 10 SIGNS WE ARE IN A NEW MARKET - 08/20/07 05:50 PM
Dear Reader,
This is an actual blog filled with recent everyday facts only for your viewing pleasure.  I am sitting here in the office and it is almost 8pm and I thought to myself why not share my recent experiences with you all here on Active Rain and the public who visits my blog on a daily basis.  Some of these may be funny but at the same time can be tearful.  It is August 20th and we are in a new market folks, a new market!!!
 Top 10 Signs That Our Real Estate/Mortgage Market Has Changed:
 1.) REALTOR CALLING ME … (32 comments)

nima: Countrywide Home Loans: The Real Story (Informative Blog) - 08/17/07 03:39 PM
Nima Rezvan
Home Loan Consultant
Countrywide Home Loans
48 Westport Avenue
Norwalk, CT 06851
203.913.6016 (direct)
203.845.2363 (fax) (email) (website)
Countrywide, America's #1 Home Loan Lender
The highest compliment my clients can give me is the referral of their friends, family and business partners.

nima: Bridgeport, CT REO/Foreclosures - Bridgeport, Connecticut Discounted Real Estate Homes - 08/13/07 11:36 PM
Bridgeport REO-Foreclosures:
Dear Bridgeport Home Buyer & Investors:
There are currently 4 Countrywide REO/Foreclosures listed and ready to be sold at discounted prices!
If you are a first time home buyer, a seasoned buyer or an investor, take a look at these four homes and maybe you can find yourself a great deal.
If you are interested in any of the four properties then please click here for more info: Contact Nima now!
In order to be eligible to purchase any of these 4 homes then you must be preapproved through a Countrywide Home Loans Home Loan Consultant.  There is a … (1 comments)

nima: First Time Home Buyer Blog: Items Needed For Home Loan/Mortgage Application - 08/04/07 02:11 AM

Dear Reader,
This is a great blog for new first time home buyers across the country not just Connecticut.  The following list of items has been compiled for your convenience. You will need to bring this information to your mortgage application in order to expedite the processing of your mortgage loan.
All questions welcome! Visit my Countrywide Home Loans Website by clicking here: Countrywide Home Loans

A check for your credit report and appraisal Your residence addresses for the past two years Names, addresses and phone number of your landlords for the past two years Present value of all real estate … (2 comments)

nima: Happy Memorial Day America! A special salute to my friends in the military! - 05/28/07 02:57 AM
Dear Reader,
Happy Memorial Day America!  I would like to say a special thanks to all of the me and women that serve our country and served our country.  Today is a special day to remember who fought for this land, freedom and our way of life.  We all have to be appreciative of the people who have lost their lives and gotten injured fighting for our beautiful country.  People outside of this country dream of living here in the United States of America.  A special thanks to all of the military men and women for all that they do day in and … (4 comments)

nima: About: Greater Norwalk Chamber of Commerce - 04/28/07 10:55 AM
 Greater Norwalk Chamber of Commerce
Mission/Overview Established in 1889, the Greater Norwalk Chamber of Commerce has long been committed to the economic vitality of Norwalk, Darien, New Canaan, Weston, Westport, and Wilton. The Greater Norwalk Chamber of Commerce continually works to advance the concerns of local business, providing beneficial programs, services and opportunities to its members so that they in turn can enhance and grow their business. The Mission of the Greater Norwalk Chamber of Commerce "To advance the concerns of the Greater Norwalk business community, to provide valuable benefits to its membership, and to ensure that mid-Fairfield County be a … (0 comments)

nima: Amazing Active Rain Story! Thank You Active Rain for Web Exposure! - 03/24/07 07:48 AM
Dear Reader,
It is 3:00pm Saturday afternoon with beautiful weather I might add.  I am in the car with the family as we are heading north to New Hampshire to a family gathering.  On our way to New Hampshire, we stopped by a Wendy's fast food chain to grab a quick 15 minute late lunch.  I know, most of you know, that I dislike fast food but it was our only chance to have a quick lunch.  I gave my order to the gentleman behind the register and I turn around and see a Realtor.  A very well dressed professional looking … (43 comments)

nima: Active Rain is not just Internet networking! - 03/23/07 07:52 PM
Dear Reader,
It is Saturday March 24, 2007 and yesterday afternoon I had the pleasure to meet with a real estate professional that I met on  Active Rain  Early last week I noticed Jane Walters had become a new member on Active Rain so I contacted her and welcomed her to the real estate networking website.  I did not know much about Jane Walters so I visited her website and I read more about her.  I noticed that she is a proven real estate professional with over a decade of experience and also a top producer with
  Prudential CT Realty She … (0 comments)

nima: Active Rain means referrals for YOU! I've given 5 referrals in 1 week! - 03/22/07 05:00 PM

Dear Active Rain Members,
What does Active Rain mean to you?  What does Active Rain mean to me?  Let me answer the 2nd question right away and say that it means the REAL ESTATE WORLD to me!  I joined around 4th of July 2006 and was extremely active the first 5 months.  I then had personal health issues and work got super busy so I had to be there for myself (health) and for my clients/business partners.  I was away for a good 3 months straight and I feel as if I lost my popularity and exposure to new members here on … (5 comments)

nima: Can you rely on FHA to save you 100% of the time? - 03/20/07 02:09 AM
Dear Reader,
Good morning from my home office here in Fairfield, Connecticut.  I just read a great blog by a mortgage professional and neighbor of mine Mr. George Souto which his blog can be reached by clicking on this link: FHA Stepping Up As Sub-Prime Steps Down.   George made some strong points about how FHA is coming to the rescue even though the sub-prime companies are vanishing into thin air.  I absolutely agree with him but his blog kept the negativity out.  What do I mean by negativity?  Yes, FHA has better rates, better guidelines that fit a first time home buyer but … (8 comments)

nima: An American Dream has become an American Nightmare! Thoughts, Story & Article! - 03/18/07 09:03 AM
Dear Reader,
An American Dream has become an American Nightmare for some homeowners.  As the guidelines for sub-prime mortgages tightens more and more families will have to wait and be patient to purchase their home. 
 My Thoughts:
The changing of the guidelines is making it more difficult for borrowers to get approved by major financing institutions.  I personally don't see any light at the end of the tunnel for the time being.  As major financial gurus/financing analysts on CNBC said this past week, it is going to get uglier and no ease is in sight.  It is very sad to see … (3 comments)

nima: Nima's Top 10 March Madness Items Revealed - 03/16/07 01:22 PM
Dear Reader,
It is 7:45pm on this snowy Friday night here in Fairfield, Connecticut. Town of Fairfield
I am sitting here at home on a comfortable couch with my wireless broadband dell laptop.  A perfect time to blog about my march madness and I am not talking about the NCAA tournament.
What is going on?  So much madness that before I continue to share the madness, I wanted to share this video that I just found on YouTube which I totally think is matching the feelings that I currently have.  Enjoy this 5 second video clip and you tell me … (4 comments)