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low rate: USDA Guaranteed Home Loans - 100% Financing with No MI! - 07/18/08 04:33 PM

Despite the gloom and doom in the marketplace there are still plenty of great financing options.
One such program is especially attractive, if not the most attractive of all 100% financing in the marketplace today.  The program I refer to is the USDA Guaranteed Home Loan. 
"It is simply hard to compete with the USDA Home Loan."  - Tony Jones, USDA client closed 7-02-08
USDA is designed to stimulate rural development.  Properties must be located in eligible rural areas.  By definition, generally towns with a population of 20,000 or less that are removed from urban centers. 
I live … (3 comments)

low rate: FOMC Minutes: What do they mean to the borrower & rates? - 05/21/08 12:36 PM
FOMC Minutes                                             Each bar = $160,000
                                                                                
The Federal Open Market Committee consists of the seven Governors of the Federal Reserve Board and five Federal Reserve Bank presidents. The FOMC meets eight times a year in order to determine the near-term direction of monetary policy. Changes in monetary policy are now announced immediately after FOMC meetings.
POTENTIAL IMPACT ON INTEREST RATES: HIGH
Compliments of MMG: Mortgage Market Guide
"Traders will have something to react on at 2pm ET, when the Fed releases their Minutes from the April 30 meeting.  At that meeting, the Fed cut rates by .25% bringing … (0 comments)

low rate: The Best mortgage rates in California! - 04/08/08 02:05 AM
So...... You want the best financing.  You hear a couple of radio ads.  You get a lot of mail.  You even get the pop-ups on your computer at night and even a telemarker to boot.  What to do?  Who to trust? 
I work hard for my clients.  Some go with me; some do not.  However at the end of the day, I do my best to represent my profession (that I love) and I try to give advice that is unfiltered and quite frankly the best in my vocation.  Of course all of this is my humble opine. 
Our clients are under … (2 comments)

 

Mike Smith

Roseville, CA

More about me…

Fair Housing Resource Center

Cell Phone: (916) 813-4003

Email Me

Certified Mortgage Planner (CMPS): 14 yrs experience & over $300,000,000 in loan fundings. Committed to providing my commercial & residential clients with real time data on mortgage backed securities & rate locking strategies.



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