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purchase: 100% Financing Options in CA in Declining Markets! - 05/17/08 01:12 PM
Yesterday I listened to syndicated radio talk show host from Sacramento Tom Sullivan compliments of newstalk 1530.  The more I listened the more I took offense to his over simplistic appraisal of the current market situation and what to do to "solve" it. 
Compliments 1530 Newstalk Sacramento
"We should go back … (1 comments)

purchase: Today's rates in California - 04/04/08 11:17 AM
Hi all! 
Recovering lender here in search of food for family.  
Today's mortgage rates: 
30 yr fixed:  5.50% - 15 yr fixed: 5.125%
7/1 ARM interest only: 5.50%
100 yr loan with no payments for 50 years:  Ok Gotcha (lol)
For FREE pre-quals, email me at mortgageplanner@247refi.com
Mike 916-813-4003
… (3 comments)

purchase: Why do we work? - 02/15/08 04:23 PM

My lil' guy was certainly curious about this.  Here he is sending out a mortgage update to a few of my clients. 
So we got to talking and we came up with a few things: 
First of all my lil' guy was curious as to what money really is and why … (3 comments)

purchase: How can Realtors and Lenders play nice in the sandbox? - 02/11/08 11:30 AM
Over the past 14 years I have seen a lot of good and bad things in the nature of the Realtor-Lender realtionship. 
Today's post centers on how to improve this somewhat acrimonious relationship for the betterment of all concerned: especially the client in the middle. 
From my vantage point as a … (0 comments)

purchase: Understanding Fiscal Literacy - 02/02/08 03:10 PM
 
In my practice, I often discuss sometimes counter intuitive ideas.  Often we are taught to pay off our home heading into retirement; I teach my clients to actually get a larger mortgage heading into retirement.  So to go from no mortgage to "bigger mortgage" is indeed counter intuitive. 
I like to … (4 comments)

 
Loan Officer: Mike Smith (Fair Housing Resource Center)
Mike Smith
Roseville, CA
More about me…
Fair Housing Resource Center

Cell Phone: (916) 813-4003
Email Me
Certified Mortgage Planner (CMPS): 14 yrs experience & over $300,000,000 in loan fundings. Committed to providing my commercial & residential clients with real time data on mortgage backed securities & rate locking strategies.


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