Real estate blog entries tagged with credit by lorraine leff (first american lending)

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credit: What is "Fair" about "Fair Issac" AKA FICO - 05/18/07 12:05 AM

I hate to admit it but I've been in the mortgage business for a LONG TIME! About 20 years long. (Yea I started when I was 5 , LOL)... Today I read that Fair Issac AKA FICO is changing the way it calculates credit scores. First of all this "Fair Issac" … (4 comments)

credit: DIVORCE AND YOUR CREDIT - 05/07/07 11:20 PM

Divorce and Your Credit!
When a marriage ends in divorce, the lives of those involved are changed forever. During this time of upheaval, one thing that shouldn't have to change is the credit status you've worked so hard to achieve. Unfulfilled promises to pay bills, the maxing out of credit cards, and … (2 comments)

credit: How to save thousands of Dollars on anything you want to Finance - 04/20/07 12:21 PM

Wow, Take A Chill Pill!! It is not that bad!
Credit scores have been around for a long time, but it seems that this three digit number that is assigned to each of us, continues it's climb in importance! Employers are using the score to make a hire or not hire decision, … (2 comments)

credit: Credit Bureaus Exploiting consumers for a few bucks - That is Just Wrong - 03/17/07 04:42 PM

Trigger Leads: Don't Be Exploited by the Credit Bureaus
While it's an illegal breach of privacy for real estate agents or mortgage originators to sell your credit information, it is perfectly legal for credit companies to do so. For a price ranging anywhere from $25 to $100, your name and certain specifics … (2 comments)

credit: What do customers with existing subprime loans do when it comes to refianancing? - 03/14/07 09:50 PM

With 1 out ever 5 homes in our area having a subprime loan, and knowing that all of these subprime loans were meant to be "Band Aid" loans. Band aid meaning a temporary solution allowing the consumers some time to correct their past credit woes. Knowing that in 2 or 3 … (4 comments)

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