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Setting The Bar - Another Look Back at 2005By John Occhi, Hemet REALTOR Yesterday I described in detail how I pulled together the numbers I am analyzing - which is in essence a look at all of the listings that Expired from the Hemet MLS in the year 2005. The reason for 2005 is all of the data will not be in for 2006 until about the end of next week, at which time I plan on comparing the numbers from 2005 to 2006. The data that I am looking at is for Hemet only, although I do plan on (0 comments)
How to Sell Your Hemet Home at the Highest Possible Price - 12/31/06 04:31 PM
How to Sell Your Hemet Home at the Highest Possible Price By JOHN OCCHI, HEMET REALTOR This is one of the "Free" Reports that I have written that I provide to my seller clients. Often this report will end up in a Pre-Listing Package, before I meet with a potential seller. ***************************************** When it comes to selling your home you have to be careful not to make any mistakes. A simple mistake in the process can cost you thousands of dollars, if not tens of thousands or even hundreds of thousands of dollars. In lost profit. Believe it or not, but many homeowners (1 comments)
PRICE YOUR HOME TO SELL Part 4 of 5 - 12/31/06 03:20 PM
PRICE YOUR HOME TO SELL Part 4 of 5BY JOHN OCCHI, HEMET REALTOR®Originally posted to this BLOG Last time we looked at trends in the market and several principals that govern the behavior of the Hemet Real Estate Market. In this installment, we will examine what happens to a home that enters the market over priced and what affect it will have on the perception in the market. ******************************************************** What Happens When a Hemet Home is Overpriced? It is critical to price a home properly when it is first listed on the market. If a seller takes the attitude that they can put it on (0 comments)
Fingers in the Cookie Jar... - 12/31/06 02:33 PM
Fingers in the Cookie Jar...by John Occhi, Hemet REALTOR Have you heard the word as to what is likely to happen to your homeowners insurance? That's right the rates are going down and that has to be reason to celebrate. The California Insurance Commissioner, John Garamendi will be our new Lieutenant Governor when he is sworn in on January 7th. I wish him well and hope he has as much success as he has in the Insurance Commissioner position that he has held for some time, As Insurance Commissioner he put the pressure on the big companies. If you are insured with either Farmers, (0 comments)
What Has Happened in Hemet, During the Past Two Years? - 12/31/06 12:41 AM
What Has Happened in Hemet, During the Past Two Years?A Quick Look back to 2005 - A Place to Set the Barby John Occhi, Hemet REALTOR As the year winds down and the final figures are on their way to "the books", it's time to take a close look at what has happened. In order to fully look back at 2006 and the local Hemet Real Estate Market, I thought it was as important to look at 2005 as well. After all, if I tell you we had 50 expired listings last month, what does that mean to you without having a place (4 comments)
Should You Own Your Home? - 12/30/06 10:57 PM
Should You Own Your Home? The American Dream Of Homeownership Isn't Right For Everybody... Or Is It?by John Occhi, Hemet REALTOR When you are ready to buy your first home you will often find yourself full of anxiety , trying to determine if you are making the right decision. You go through all of the pluses and minuses of home-ownership, giving each one it's due careful consideration... Buying a home can be one of life's most exciting and yet most challenging and stressful experiences you will ever go through. With all of the different types of loan programs available today, it is easier than ever (0 comments)
How to Sell Your Home in Today's Buyer Market, part 2 of 2 - 12/30/06 12:05 PM
How to Sell Your Home in Today's Buyer Market, part 2 of 2by John Occhi, Hemet Realtor Third Party Inspections: The Key to Setting Yourself Apart from the PackEvery bona-fide real estate transaction in California is required to have disclosures completed and inspections of the property integrated into the terms and conditions of the purchase agreement. Some of these are state laws while many are lender requirements. It really doesn't matter who says to do it, if it needs to be done, it needs to be done.A disclosure is simply letting the buyer know what you know about the property. There are (0 comments)
PRICE YOUR HOME TO SELL Part 3 of 5 - 12/30/06 12:00 PM
PRICE YOUR HOME TO SELL Part 3 of 5BY JOHN OCCHI, HEMET REALTOR®Originally posted to this BLOG This is the third installment of the report I prepare for my sellers, but confidentially share with my buyers. I advocate that only the seller can set the price, my job is to provide them with the education to make the right choice. In the first installments, we had the seller ask some hard questions about their home and their situation, trying to determine motivation. Then in the second installment, we covered the basics of market data and what should be in a CMA. This (0 comments)
How to Buy Your First Home... the Easy Way! Avoid the 10 Most Common, Painful, Frustrating Mistakes First-Time Home-Buyers Make - 12/30/06 11:43 AM
Here is one of the "Special Reports" that I make available to my buyers... How to Buy Your First Home... the Easy Way! Avoid the 10 Most Common, Painful, Frustrating Mistakes First-Time Home-Buyers Make.by John Occhi, Hemet REALTOR Buying your first Hemet home - or any home for that matter, can be a real thrill ride. You will experience a roller coaster of emotions while finding just the right place in the right Hemet neighborhood, securing the most sensible loan and finally taking possession and moving in. For most of us, our home purchase is the largest investment we've ever even considered. The emotions (5 comments)
How to Sell Your Home in Today's Buyer Market, part 1 of 2 - 12/29/06 11:07 PM
How to Sell Your Home in Today's Buyer Market, part 1 of 2by John Occhi, Hemet Realtor I first published this article in November 2006 on my original blog. It is rather lengthy , so I have decided to re-post it here as a 2 part article.It should be pretty obvious to anyone who has any interest in the real estate market. You should know by now that the ‘sellers' market we had in Hemet during the first half of this decade has all but evaporated and transformed itself into a bona fide ‘buyers' market. What this means is that Hemet, like (0 comments)
How to Save Thousands of Dollars on Your Mortgage! - 12/29/06 07:21 PM
How to Save Thousands of Dollars on Your Mortgage! By John Occhi, Hemet Realtor The "American Dream" of owning a home is becoming very allusive these days. Although everyone would like to have a home that is paid for free and clear, many people are forced to assume mortgages that will be paid over 30, 40 or even 50 years into the future. Everyone is constrained to a certain degree by their budget. Yet there is a way to pay off the existing mortgage on your home quicker and save money in the process - a lot of money. Just about every mortgage (0 comments)
Wonder What they Said Would Happen in 2006? - 12/29/06 12:59 PM
What will happen in 2006Perspective: Inman News real estate predictions Perspective by John Occhi, Hemet REALTOR Many times at this time of year we see article that review the past and make predictions into the future. What we don't see very often are articles that look back at the predictions to see just how accurate a resource we may be spending our time with. Like many of you, I subscribe to the Inman newsletter to keep up with the highlights of our very diverse industry. Some of the articles stick a chord with me and I end up saving them for future reference points. (14 comments)
CREDIT PREPARATION 101 - 12/29/06 02:20 AM
CREDIT PREPARATION 101JOHN OCCHI, HEMET REALTORWhen we want to buy a house, there are several things that we must do in order to prepare ourselves.. we all know that buying a house is never as simple as driving to the mall and buying a new pair of shoes - although I am not certain which one you might look at more options than the other...but that's another story. No, to buy a house most of us know that we will need some money in the bank - both for the purchase and for reserves. Then we should all know that we need (0 comments)
PRICE YOUR HOME TO SELL, Part 2 of 5 - 12/29/06 02:15 AM
PRICE YOUR HOME TO SELLBY JOHN OCCHI, HEMET REALTOR®Originally posted to this BLOG Thanks for coming back. In the first part of this report, we looked at the motivation of the home seller. We asked ourselves some tough questions to help determine what our real motivation is and what condition our home is in, to sell. Today, we are going to take a look at how we determine who the best REALTOR is for "US" the individual seller. Just like you, each realtor is an individual also, and there is a match that needs to be made. ********************************** Part 2 of 5Who Is the Best (1 comments)
The ABC's of why You Should use a REALTOR - 12/28/06 01:37 PM
The ABC's of why You Should use a REALTORby John Occhi, HEMET REALTOROriginally posted on 11/12/06 on my First Blog I came across this generic marketing piece on my computer about why a Hemet home seller should want to choose to sell with the assistance of a REALTOR instead of on their own as a FSBO (For Sale By Owner). Typically the single most common reason quoted for a FSBO trying to sell their home themselves is because they want to save the commission even though the National Association of REALTORS (NAR) reports that homes sold with a REALTOR typically sell for (1 comments)
The Loan Process - From Your Realtors Prospective - 12/28/06 01:29 PM
The Loan Processby John Occhi, HEMET REALTOR Originally Published 12/12/06 on my first blog As a Hemet, CA Realtor, I thought I would write today about a topic that I am not an expert in nor do I ever want to be referred to as an expert. It is the real estate loan process. The reason I am spending some time on this topic is because it is so critical to buying real estate, and what I am an expert in is helping buyers buy Hemet real estate.So, let's take a look at the process, from the eyes of a Realtor.First, let (4 comments)
PRICE YOUR HOME TO SELL, Part 1 of 5 - 12/28/06 01:10 PM
PRICE YOUR HOME TO SELLBY JOHN OCCHI, HEMET REALTOR®Originally posted to this BLOG This is a rather lengthy report that I have written, that I use as part of my pre-listing packet, so the homeowners will understand the principals without a perceived ‘sales job'. If they take the time to read through this report, they will have a very clear understanding of where their price should be, once I provide them with the analysis portion of a CMA at the actual presentation. They will know exactly where to price their home so it will sell. Because of the length and so many variables, (1 comments)
How much inventory is in the market today? - 12/28/06 12:48 PM
How much inventory is in the market today?by John Occhi, Hemet, RealtorOriginally written October 30, 2006 Originally posted here I originally posted most of this article on another Blog that I started last month. Like many agents, I've heard of Blogging and thought I would ‘check it out' and see how I could get involved. Of course, when you first start out, it's sometimes difficult to weed through the technology and make the right decisions. I thought about maintaining multiple Blogs - but hello, I have houses to sell. So, I will go ahead and transfer what I believe to be worthwhile to my Active (1 comments)
Just when we thought we saw the Kinkiest of Loans... - 12/28/06 12:02 PM
Just when we thought we saw the Kinkiest of Loans...by John Occhi, HEMET REALTOR I was catching up on my reading this week and looked back at a trade newsletter I receive, that was sent out before Christmas. Usually some good stuff and sometime some pretty off the wall stuff. Well, I was not disappointed in what I found. Jeremiah Miller, President of Mortgage Payment Deferral, Inc. has announced a patent pending program that will allow homeowners the ability to defer their mortgage payment for a full year - that's right defer your mortgage payment for a full year! He says that it (2 comments)
Professionalism vs. Amateurism - 12/27/06 04:00 AM
Professionalism vs. Amateurism By John Occhihttp://www.johnocchi.com/ John Occhi (www.JohnOcchi.Com) is a California licensed Real Estate Agent and Realtor with Keystone Eeal Estate Services Realty servicing the Hemet San Jacinto Valley. In his first full year in Real Estate he outperformed the national average for all Realtors by 400% closing on 24 transactions. John practices, "Excellence in Real Estate". How can you tell who is a Professional in today's competitive Real Estate environment and who is the Amateur? When it comes time to sell your home, are you looking for a "Soccer Mom" to handle the transaction or a full time professional Realtor? One often wonders, just what (2 comments)
Why Can California Property Taxes be Reduced? - 12/27/06 03:48 AM
Why Can California Property Taxes be Reduced?by John Occhi Building up to my Real Estate career, I have been involved over the years, in many aspects of the industry. I have worked with contractors providing home improvements, I have inspected and retrofitted mobile homes for earthquake and other safety issues, I owned a Landlord referral and eviction service. I even helped commercial tenants dispute and correct their commercial leases. One of the positions that have helped me understand real estate value, more than any other is as a property tax consultant. I worked helping property owners reduce their property taxes when values (2 comments)
Notes from a Day of Short Sale Training - 12/27/06 02:54 AM
SHORT SALES - DO YOU REALLY WANT TO KNOW? I recently attended a full day seminar on Short Sales, thinking this was the 'new wave' in real estate. I've got to tell you I cam away very disapointed if this is the direction the market is headed. To sum it up, they are a lot of work, will take at least twice as long as a normal transaction and ther is no guarantee that the deal will happen (is there ever?) or what your commission will be at the end of the day. I really hope we can avoid this dierection, both for the sakes (84 comments)
Termites can really bite into a real estate transaction. - 12/27/06 02:40 AM
Termites can really bite into a real estate transaction.by John Occhi I recommend that sellers get a termite inspection report just prior to or immediately after putting their home up for sale. With this report in hand the sellers will know exactly how much work will be required and how much it will cost to provide a termite clearance. When an offer comes in from a potential buyer the seller will be able to negotiate any termite work from a knowledgeable position. If sellers wait until after they have accepted an offer that obligates them to provide a termite clearance they could (2 comments)
Baby Boomers and Real Estate - 12/27/06 02:26 AM
Baby Boomers and Real EstateBy John Occhi The great thing about being a REALTOR is I belong to the National Association of REALTORS and one thing I can count on them is they like to study issues. However, what I don't get is why they want to charge me to access the study that I subsidized with my very expensive annual dues, but I'll save that rant for a more appropriate place. The NAR commissioned the folks at Harris Interactive to study "Baby Boomers" and the effect they have on the real estate market and how their retirement plans will and do affect (1 comments)
What is Up with the California Housing Market? - 12/26/06 03:02 PM
What is Up with the California Housing Market?By John Occhi It is no secret that the housing market is not what it was just a few short years ago. The times have changed, and not necessarily for the best. Don't get me wrong, I'm not a doomsdayer and naysayer when it comes to Real Estate. I still believe if you want to buy a home, now is as good a time as any to buy and if you want to sell, now is as good a time as any to sell. But lets look at what has happened in California, as a whole. The (1 comments)
Another Interesting Statistic… - 12/26/06 02:33 PM
Another Interesting Statistic...Or More Listings Equals More Expireds! By John Occhi I was doing some work looking at some of the statistics for the Hemet Real Estate market and determined what ‘I knew to be true" is in reality a fact, that can be backed up with cold hard facts. I have been looking at the Expired listings in Hemet. "Expireds" are REALTOR liongo for properties that have been under contract and listed in the MLS with a REALTOR®. For a specific period of time - typically somewhere between 90 and 180 days, and the contract has expired without the property being sold. Just to (0 comments)
The Latest Cost vs. Value Revue - 12/26/06 02:03 PM
Cost vs. Value Revue: Every year the National Home Remodeling Association publishes it's annual Cost vs. Value Report, which is then republished by the National Association of REALTORS in their monthly REALTOR Magazine. I wish I could say how long this report has been published. All I know is that I was using it 10 to 15 years ago when I was selling replacement windows and other remodeling jobs for contractors. It is a tool with a great amount of credibility that is hard to dispute. This version is based on data from 2006. The report looks at the 25 most common renovations. (1 comments)
Snapshot of a West Hemet Neighborhood - 12/26/06 04:09 AM
I recently did extensive research on a particular neighborhood. I'm sure the local residents have a name for their corner of Hemet, but I am sorry to report I do not know it. It is a unique area, surrounded on two sides by senior mobile home communities - ‘Panorama Village' to the east (east of Lyon) and 7 Hills to the south (south of Stetson). The north is separated from adjoining lands by railroad tracks. The community runs west to Kirby, although some could argue that it actually extends all the way to Sanderson. However, the homes on the west of Kirby (0 comments)
..."Is this a Good Time to BUY?" - 12/26/06 03:31 AM
I received an email this Christmas evening, through my website, with a question which every potential buyer must be asking themselves right now..."Is this a Good Time to BUY?"Well, here is the actual email I received and the return answer I provided...Comments:i'm moving into the area and am indecisive whether to jump into a full fledged mortgage. can you tell me whether it's a good time to buy? thanks, aaronMy Answer:Aaron,You sure have asked a loaded question...one that has so many variables...most of which depend on you and your own personal situation.I can say over time, you will always be better (4 comments)
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