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Foreclosures and Fraud – Two Peas in a Pod - 08/31/07 11:22 AM
Foreclosures and Fraud - Two Peas in a Pod by John Occhi, Hemet REALTOR® Preforeclosure Consultant We all know two things about this market - both foreclosure and fraud are on the rise and the two go together like a hand and a glove. Where you find one, the other will be. I was reading my industry news ezines this morning, when I opened up an interesting article published by RISMedia and found an article that caught my attention, "As Foreclosures Rates Rise, so Does Fraud". The short article details how scammers take advantage of buying undervalued homes and then using them (7 comments)
Help Save My Home From Foreclosure: Myth Buster #1 - My Mortgage Company Wants My House Rather Than Working out a New Payment Plan - 08/29/07 01:10 PM
Help Save My Home From Foreclosure: Myth Buster #1 - My Mortgage Company Wants My House Rather Than Working out a New Payment Planby John Occhi, Hemet CA REALTOR®Hemet CA Real Estate PreForeclosure Consultant As a REALTOR® in the Hemet San Jacinto valley of Southern California,I am becoming known as the go-to guy when people are in the process of preforeclosure and are looking for a way out, preserving their dignity.I suppose, in part, my repetition is spreading by word of mouth as more and more copies of my booklet are being distributed, free of charge, to families I know are (18 comments)
2005 - 2007 Market Snapshot: Hemet-San Jacinto Valley - 08/27/07 02:19 AM
Here is a look back at the real estate activity in the Hemet San Jacinto Valley market, starting in January 2005 through 2006 an up to the current date, August 26, 2007. This data reflectes single family homes only. Not included are mobile homes and land purchases.
Do You Believe the New York Times When they are Talking about Your Market?...Or is There a Conspiracy Against REALTORS®? - 08/26/07 01:11 PM
Do You Believe the New York Times When they are Talking about Your Market?...Or is There a Conspiracy Against REALTORS®?by John Occhi, Hemet CA REALTOR® Mission Grove Realty There is much debate in this country about the agenda of the main street media. It really does not matter if you are a left wing Democrat or right wing Republican or with political thoughts anywhere in between. From what I can tell, the consensus across America is that the press, as a whole, is not to be trusted. Many believe that there is the left wing press (CNN, New York Times) and the (19 comments)
Inman News Comes To Hemet - 08/23/07 06:46 PM
Inman News Comes To Hemet by John Occhi, Hemet CA REALTOR® Hemet CA Real Estate Hello, a quick word to announce to my readers that yesterday I was interviewed over the telephone by Glenn Roberts Jr. of Inman News who wrote a great article on the real estate market, with a glimpse into several markets across the country. For those who do not know, Inman News is "THE" media outlet that focuses on Real Estate.
The article, Agents blame buyer fears, financing troubles includes quotes form other ActiveRain bloggers as well as myself. Broker Bryant offered his insight to the issues (10 comments)
Is there Anyone who wants to be Interviewed by the Wall Street Journal? - 08/23/07 12:05 PM
Is there Anyone who wants to be Interviewed by the Wall Street Journal?by John Occhi, Hemet CA REALTOR® Mission Grove Realty I received an email request this morning alerting me to the fact that the online version of the Wall Street Journal is working on a story that is scheduled to be published next week, and they need to talk to REALTORS® today, for possible inclusion.
The contact, if you want to be in the story is Lauren Baier Kim, the Senior Editor at the Wall Street Journal Online Network. The email included the following language...."Next week, RealEstateJournal.com will publish success (0 comments)
California Association of Realtors Trying to Make Our Job Easier - 08/23/07 12:42 AM
California Association of Realtors Trying to Make Our Job EasierBy John Occhi, Hemet CA REALTOR®Hemet CA Real Estate The California Association of REALTORS® (CAR) just published its regular e-newsletter with a link to a newly designed chart that has just been released to help a California REALTOR® determine what disclosures are necessary when negotiating a purchase contract for a property that has been foreclosed on and is now owned by the lender - or by the industry term, REO. CAR claims, the "Disclosure Chart for for Trustee/Foreclosure Sales and REO Property Sales (for Residential 1 - 4 Unit Properties), is designed to provide REALTORS® (8 comments)
What is Happening in the World Economic Arena? - 08/22/07 11:55 AM
What is Happening in the World Economic Arena?by John Occhi, Hemet CA REALTOR®Hemet CA REAL ESTATERecently I had been involved in a debate here on ActiveRain about a REALTORS® role in the financing process when a buyer wants to buy a Hemet home for sale.Because I have taken the position that lending is not my job and because I do not get paid for it, that it is in my best interest and the best interest of my real estate clients that I do not try and be a jack-of-all-tradesand pretend to have expertise where I do not have any. (By (6 comments)
Live on the RADIO! - 08/21/07 01:00 PM
This is a quick blog to notify everyone ...at least anyone who may be interested that I will be going live on an Internet based radio talk show this afternoon at noon - pacific time.The host is Coach Steve Toth and the focus is not a bitch session about the problems we are facing today
Here is some Cheese to go with all the WHINE!No, we will be discussing ideas that just may be able to help those who are in trouble and maybe even offer a solution or two to the industry as a whole.So, please, if you have the (9 comments)
It’s a Great Time to be a First Time Home Buyer in Hemet, California - 08/20/07 11:39 AM
It's a Great Time to be a First Time Home Buyer in Hemet, California by John Occhi, Hemet CA REALTOR® Hemet CA Real Estate There is no doubt about it, the local Hemet real estate market has kept up with the housing market throughout the Inland Empire, Riverside County, Southern California and the rest of the country overall, showing a steady decline in both the number of homes being sold each month as well as the value of homes being sold.On the surface, this may sound like bad news...and to some it is. Don't let it ruin your day though if (11 comments)
San Jacinto – We’re Cleaning You Up…One Block at a Time! - 08/19/07 03:08 AM
San Jacinto - We're Cleaning You Up...One Block at a Time! by John Occhi, Hemet CA REALTOR® Hemet CA Real Estate The City of San Jacinto has announced a new plan to clean up the city - one block at a time. That's right, next Saturday August 25th 2007; the City of San Jacinto will sponsor its first official clean up day which will be the beginning of the first month long project, where city employees, resources and residents alike will all pitch in to clean up a small section of town.City Councilmen Dale Stubblefield and John Mansperger united and formed (10 comments)
Brad Andersohn Has a Target on His Back by John Occhi, Hemet CA REALTOR® Hemet CA Real Estate That's right, I've said it and now it's public. No going back now, is there.What, you must be thinking, how can I say something so evil and spiteful about such a strong contributor to the ActiveRain community? You must be thinking, "That John Occhi is one heck of a troublemaker - what is he up to now?"Well the truth is I am gunning for Brad's position in the State of California to be the #8 Blogger (Again) in all of ActiveRain. (25 comments)
Hemet 3 – Not as Smooth as Oceans 13! - 08/18/07 09:02 PM
Hemet 3 - Not as Smooth as Oceans 13! by John Occhi, Hemet CA REALTOR Hemet CA Real Estate The Valley Chronicle, the local newspaper servicing the Hemet San Jacinto Valley reported that local law enforcement captured and arrested the three suspects who robbed the local Soboba Casino of nearly two million dollars on August 2nd, by cleaning out the vault in what is reported as being the largest casino robbery ever in Riverside County. The good news is that the arrests were made without any violence or injuries being reported of either the suspects or law (5 comments)
Is Hemet CA Destined for the Smithsonian? - 08/18/07 08:25 PM
Is Hemet CA destined for the Smithsonian?by John Occhi, Hemet CA REALTOR Hemet CA Real Estate The Valley Chronicle, the local newspaper servicing the Hemet San Jacinto Valley reported in a front page article on August 17th that our own local Western Center for Archaeology and Paleontology has been negotiating with the Smithsonian Museum for affiliate status.
According to the article, Western Center board member John Petty has just returned from a round of talks with the Secretary of the Interior Dirk Kempthorne and a representative of the Smithsonian about the possibilities of a local affiliation to our nation's museum.According (0 comments)
Help Save My Hemet Home From Foreclosure! - 08/18/07 06:16 PM
Help Save My Hemet Home From Foreclosure! by John Occhi, Hemet CA REALTOR® Hemet CA Real EstateI received a call last week from a sobbing Hemet homeowner, who asked, "Can you help me save my home from foreclosure?"I asked a few qualifying question and what concerned m the most is that the home was scheduled to go to auction in less than a month. We set an immediate appointment for that afternoon, where both the husband and wife came to my Hemet office on Florida Avenue. I told her that I needed a copy of the Notice of Default (NOD) as (8 comments)
Preforeclosure: A Marketing Strategy - 08/18/07 10:48 AM
Preforeclosure: A Marketing Strategy by John Occhi, Hemet CA REALTOR Hemet CA Real Estate IT takes a special REALTOR® to work with homeowners who are in the preforeclosure process. The REALTOR® must know that the task of successfully assisting this client will require much more work than they normally put into a typical real estate sale and they will do it for a lot less work. There are two distinct advantages for a REALTOR® to become involved in this type of case (I prefer the term CASE to DEAL). First is the over abundance of prospects and second it the satisfaction (20 comments)
Common Mistakes When Analyzing a Real Estate Deal: Overestimating “As Is” Value - 08/12/07 10:56 PM
Common Mistakes When Analyzing a Real Estate Deal: Overestimating "As Is" Valueby John Occhi, Hemet CA REALTOR® Mission Grove Realty If you Want to Read More about Other Common Mistakes Made when Purchasing Real Estate, Follow This Link. When investing in a Hemet home for sale and your intention is to flip it quickly, you have to have a very realistic idea of what the "As-Is" price is - otherwise holding costs can eat up any profits found in a slim deal. Many real estate investors will look at a Hemet CA home for sale and think it is worth more than it (23 comments)
The Tax Consequences of Real Estate Investing by John Occhi, Hemet CA REALTOR® Now before I even begin, I must disclaim that I am neither a tax advisor nor an attorney and that the purpose behind this article is NOT to provide you with either a tax strategy or any tax advice. Not knowing you and your personal situation, it would be rather difficult to do so, I just don't need to hear in a year or two that you are in trouble with the IRS and you can remember reading this column - and pointing your troubles this way.Please, (18 comments)
Common Mistakes When Analyzing a Real Estate Deal: Overestimating Market Rents - 08/12/07 02:04 PM
Common Mistakes When Analyzing a Real Estate Deal: Overestimating Market Rents by John Occhi, Hemet CA REALTOR® Mission Grove Realty If you Want to Read More about Other Common Mistakes Made when Purchasing Real Estate, Follow This Link. A very common mistake made by investors when buying rental property is to not have a complete and thorough knowledge of market rents in Hemet, if that is where they plan to buy their rental property. Many times when an investor is researching market rents, they will rely on the newspaper or even an internet website to tell them what rents are going for (6 comments)
Another common mistake in analyzing a real estate transaction is to put too much emphasis on the appraisal.Granted, there is a time and place for an appraisal, but unless you actually hire and pay the appraiser, how can you be sure of what you are getting. When you hire the appraiser to analyze a Hemet real estate transaction then you control what criteria they are (9 comments)
Common Mistakes When Analyzing a Real Estate Deal: Trusting The Seller - 08/12/07 12:11 PM
Common Mistakes When Analyzing a Real Estate Deal: Trusting The Seller by John Occhi, Hemet CA REALTOR® Mission Grove Realty If you Want to Read More about Other Common Mistakes Made when Purchasing Real Estate, Follow This Link. When a homebuyer wants to buy a home for sale in Hemet CA, the seller must complete a stack of disclosures. Heck, I often kid, as we start completing the paperwork that in California, we have disclosures disclosing that there are disclosures to disclose what you know about the property. Then I will ask my seller to try and say that 3 times fast. (2 comments)
Common Mistakes When Analyzing a Real Estate Deal: The Clock - 08/12/07 11:06 AM
Common Mistakes When Analyzing a Real Estate Deal: The Clockby John Occhi, Hemet CA REALTOR® Mission Grove Realty If you Want to Read More about Other Common Mistakes Made when Purchasing Real Estate, Follow This Link. So many times a good real estate deal is lost due to the clock. No, I don't mean that the sale ends at 5:00 p.m. like it might if you were buying clothes at the department store - because good real estate deals don't end - they are taken by someone else.
It does not matter if you are a first time homebuyer looking for that (8 comments)
Common Mistakes When Analyzing a Real Estate Deal: The Pencil - 08/11/07 01:42 PM
Common Mistakes When Analyzing a Real Estate Deal: The Pencilby John Occhi, Hemet CA REALTOR® Mission Grove Realty If you Want to Read More about Other Common Mistakes Made when Purchasing Real Estate, Follow This Link. Many times an investor just wants a deal to work. It seems they have looked hard and spent countless hours looking for that perfect next deal and when they get a hold of one, they will do whatever they can to make it work for them.One of the most common mistakes that a real estate investor will make when analyzing a Hemet real estate deal is (11 comments)
Is your State a Judicial or Non-Judicial Foreclosure State? - 08/11/07 12:53 PM
Is your State a Judicial or Non-Judicial Foreclosure State?by John Occhi, Hemet CA REALTOR® Mission Grove Realty The foreclosure process is different in every state; however most states can be classified as either "Judicial" or a "Non-Judicial" state. The process is as different as night and day. A Judicial Foreclosure is one that uses the courts. Literally a laws suit is filed and as the defendant, you have the right to file an answer. As in any lawsuit, there are legal maneuvers that can be used to delay the inevitable.
A Non-Judicial state has an administrative process that allows the lender to (10 comments)
ActiveRain Your Counsel Was Taken: A Short Sale Case History - 08/10/07 07:40 PM
ActiveRain Your Counsel Was Taken: A Short Sale Case History by John Occhi, Hemet REALTOR® Mission Grove Realty Last month I posted a blog article seeking the advise of ActiveRain members in a situation that is becoming much to common in today's real estate market.The call came from a Pastor who had read through my blog and felt confident that if anyone could offer good solid worldly advise on a very real problem in this world, from a Christian prospective.We talked on the phone for 45 minutes. I emailed him numerous documents to consider, including a best case scenario market analysis (17 comments)
The Top 10 Investment Cities in the Country - 08/10/07 06:11 PM
The Top 10 Investment Cities in the Country by John Occhi, Hemet CA REALTOR® Mission Grove Realty I have often wondered where all of the good housing markets are in the United States. I know that prices are very expensive in Southern California - when the medium price in Hemet CA is nearly $300,000, I know that metropolitan areas such as Los Angeles and San Diego are about double that.So I thought I would do a little research and came up with this list of the top 10 most affordable cities in the United States. Granted, I have only heard of (23 comments)
MORTGAGE INDUSTRY RECEIVES YET ANOTHER BLOW TODAY - 08/10/07 01:10 PM
MORTGAGE INDUSTRY RECEIVES YET ANOTHER BLOW TODAYby John Occhi, Hemet CA REALTOR®Mission Grove Realty After discussing a loan referral to my friend and colleague Joey Aszterbaum with Patrion Mortgage, he informed me once again of yet another dramatic shakeup in the mortgage industry. Perhaps these latest guidelines will have more of a devastating effect then any that have ever proceeded it in the past. The good news is the loan I was calling on should not have any problem meeting these strict requirements to fund a mortgage in today's volatile Hemet Real Estate market.
Very Important- Guideline Changes Effective August 8, 2007 ~ All borrowers (20 comments)
Let it Rain, Let it Rain, Let it Rain - 08/06/07 11:10 PM
Let it Rain, Let it Rain, Let it Rain by John Occhi, Hemet CA REALTOR® Hemet CA Real Estate I hear many in my market and across the Internet complain about the housing market and how horrible business is right now. I don't get it? I will do more business in 2007 than any other year in Real Estate. Now, I may not make as much money - but then again I might make more. In previous years I was working in the Temecula Murrieta market, where the average home sold for around $500,000. In April, I moved my business to Mission Grove (86 comments)
I Beat the Beast - 08/06/07 10:35 AM
I Beat the Beast by John Occhi, Hemet CA REALTOR®Mission Grove Realty It's true. I beat the beast... and the beast is my own desire.Let me try and explain...I have a habit - not a good one mind you, but a habit none the less. I open refrigerator doors. OK, certainly rude if it's not my house. Nothing I should ever do at clients - especially when taking the listing. However, when I stop by a friend's house, I seem to catch myself looking inside their refrigerator.Even if I don't look, I crave. I guess it's like a recent ex-smoker wanting (15 comments)
SAN JACINTO, CA MARKET SNAPSHOT - July 2007 - 08/05/07 05:25 PM
SAN JACINTO, CA MARKET SNAPSHOT - July 2007 SAN JACINTO, CA MARKET SNAPSHOT by John Occhi, San Jacinto CA REALTOR® San Jacinto CA Real Estate Well, it's time to take another look at the real estate market in San Jacinto CA. I wish I could report better news, but hey, I am just the messenger. During the month of July, 2007 76 single family residences were added to the rolls of the San Jacinto San Jacinto Association of Realtors (HSJAOR) MLS and yet only 30 homes in total came off of the San Jacinto MLS. The sharp contrast is further magnified with the (0 comments)
HEMET MARKET SNAPSHOT - July 2007 - 08/05/07 05:08 PM
HEMET MARKET SNAPSHOT by John Occhi, Hemet CA REALTOR® Hemet CA Real Estate Well, it's time to take another look at the real estate market in Hemet CA. I wish I could report better news, but hey, I am just the messenger. During the month of July, 2007 166 single family residences were added to the rolls of the Hemet San Jacinto Association of Realtors (HSJAOR) MLS and yet only 44 homes in total came off of the Hemet MLS. The sharp contrast is further magnified with the pricing. The new listings have an average List Price (LP) of $329,688. Another 44 homes (0 comments)
Conspiracy Theory: Homeowner or Renter? - 08/04/07 12:14 PM
Conspiracy Theory: Homeowner or Renter? by John Occhi, Hemet CA REALTOR® Mission Grove RealtyThere has been a raging discussion on Bill Roberts' blog in an article where he raises the question of the need for stated income and no doc loans and goes on to become an advocate for these loans.Before I get into my observations in this blog, let me comment as I have on Bills blog, that I do believe there is a place for these loans. I just do not believe they should be as common as bubble gum machines at the supermarket or car wash. Living in a (8 comments)
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