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down payment: Three Tips To Help You Present an Offer To Purchase With FHA or VA Financing - 01/11/10 01:19 AM
Buying Real Estate has turned into a tricky proposition if you are relying on financing - especially thed kind that does not require much cash out of your pocket - like VA and FHA financing.Here is an article I found that was published last month that pretty much sheds light on the best way to make a buyers offer stand out from the crowd.

Via America's #1 Mortgage Broker/858-777-9751:
If VA home loans and FHA mortgages are great for buyers, why won't sellers accept them?  Debbie Rumsey suggested as much when she commented on my post about VA condo complex approvals, … (2 comments)

down payment: The dream of home ownership still exists and still makes sense …GOOD sense! - 12/21/09 01:49 AM
In the Hemet - San Jacinto CA marketplace there are excellent opportunities for home ownership.In San Jacinto, CA, we even have a city sponsored first time buyer program where the city will contribute, as a grant, 6% of the purchase price of a San Jacinto home.  There are very few restrictions on this grant and decisions are made quickly.The grant money can be used for either the down payment, closing costs or a combination of both.Call me at 951-443-6259 to find out more and get the process started before the City of San Jacinto runs out of funds.

Via Richard … (2 comments)

down payment: San Jacinto Market Analysis – SOLD 5/20/09 – 6/20/09 FINANCING - CONVENTIONAL - 06/21/09 04:28 PM
In my recent post on this series, San Jacinto Market Analysis - SOLD 5/20/09 - 6/20/09 I shared insight to the overall San Jacinto real estate market by providing a brief synopsis of current market conditions by analyzing all of the 136 residential real estate homes that closed escrow between May 20th and June 20th, 2009.  In this segment, I will look closely at san Jacinto homes for sale that sold with a larger down payment and Conventional financing.
Of the 136 San Jacinto, CA homes that Closed Escrow during the period of 5/20/2009 through 6/20/2009 35 were financed with CONVENTIONAL … (0 comments)

down payment: FHA Down Payment Assistance Ready to Go Away - 08/02/08 10:17 PM
When President Bush signed HR 3221 into law on July 30th, 2008, he took what may be the most damaging step to actually hurt the housing market.  I say this because he has completely done away with the FHA Down Payment Assistance program and raised the minimum percentage of funds that the borrower must contribute towards the purchase of the home. 
Until September 30th, 2008, homebuyers will be able to take advantage of the current program-but if they are not in escrow by then-they can kiss the 3% seller contribution good bye, unless there is some sort of reprieve in the courts. 
… (2 comments)

 
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John Occhi, ePRO, Temecula - Murrieta CA Real Estate, 951-443-6259

Murrieta, CA

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Address: 39755 Murrieta Hot Springs Rd., Suite G-110, Murrieta, CA, 92563

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