Looking for Elk Grove short sale information? You have come to the right place. Mike Rigley Certified Default Advocate, Distressed Property Expert and your short sale specialist here thank you for joining us. Today let’s talk about the status of extending the Mortgage Debt Relief Act of 2007 A group of senators are pressing Senate Majority Leader Harry Reid to allow a vote on a package of tax relief extensions that are set to expire this at the end of this year, most importantly one involving mortgage principal … (0 comments)
what is an elk grove ho: Elk Grove Short Sale Agent / 9270 Terra Linda Dr / Short Sale Specialist
- 08/25/12 12:54 AM
Elk Grove Short Sale Agent / 9270 Terra Linda Dr / Short Sale Specialist Our latest closed Elk Grove Short Sale is located at 9270 Terra Linda Dr in Elk Grove CA. This is a great success story. The property was the sellers former principle residence. As is many times the case these days, the dream of an income property bought 5 years ago really being an income has vanished with the equity. The tenants had been there for several years and really did not want to move. As it turns out we were able to find a cash buyer who … (0 comments)
Looking for Elk Grove short sale information? You have come to the right place. Mike Rigley Certified Default Advocate, Distressed Property Expert and your short sale specialist here thank you for joining us. Today let’s talk about the 20 new Servicers added to the Keep Your Home California Program Great news, over the last four months the Keep Your Home California Program has added just over 20 new servicers to their programs to assist underwater or distressed Elk Grove Homeowners. This means if you qualify there are … (1 comments)
what is an elk grove ho: Elk Grove Short Sale FAQ’s I / Mike Rigley Short sale Specialist
- 08/20/12 12:57 AM
Looking for Elk Grove short sale information? You have come to the right place. Mike Rigley Certified Default Advocate, Distressed Property Expert and your short sale specialist here thank you for joining us. Today let’s talk about Frequently Asked Questions I thought we would spend a couple sessions on short Elk Grove Short Sale Frequently Asked Questions. What we’ll do today is give the quick readers digest version to the most popular Elk Grove Short Sale FAQ’s but know chances are real strong we have a full blown session dedicated to nearly every Elk Grove Short Sale FAQ.So let’s get started … (0 comments)
Looking for Elk Grove short sale information? You have come to the right place. Mike Rigley Certified Default Advocate, Distressed Property Expert and your short sale specialist here thank you for joining us. Today let’s talk about the chilling effect a Elk Grove Foreclosure has on Children. Now I did not write this story but I did find it very interesting and worth sharing. Recently Julia Isaacs of the Brookings Institute for the organization First Focus authored a report titled The Ongoing Impact of Foreclosures on … (0 comments)
what is an elk grove ho: Elk Grove Short Sale / Our Newest Elk Grove Short Sale
- 08/03/12 04:23 AM
Elk Grove Short Sale / Our Newest Elk Grove Short Sale Our newest Elk Grove short Sale is located at 5809 Cape Holly Ct Elk Grove CA. This is truly an amazing find. This stunning 5 bedroom 3 full baths just over 2500 sf two story is your dream come true. Situated on a quiet cul de sac this ones loaded with charm. Granite counters, open floor plan, separate family room / kitchen combination - how can you go wrong. You owe it to yourself to see it today. You wont be disappointed. There are two loans but both with banks … (0 comments)
what is an elk grove ho: Elk Grove Short Sale / Wells Fargo / Wachovia Short Sale Agent
- 08/02/12 07:02 AM
Elk Grove Short Sale / Wells Fargo / Wachovia Short Sale Agent Looking for Elk Grove short sale information? You have come to the right place. Mike Rigley Certified Default Advocate, Distressed Property Expert and your short sale specialist here thank you for joining us. Today let’s talk about a recent Wachovia / Wells Fargo Short Sale we were involved in As Short Sale Specialist we so many times focus on the fight (banks, value, appraisers etc.) that we forget to remember the good. I had the opportunity to be reminded of the good on a recent Elk Grove Short Sale … (0 comments)
Looking for Elk Grove short sale information? You have come to the right place. Mike Rigley Certified Default Advocate, Distressed Property Expert and your short sale specialist here thank you for joining us. Today let’s talk about why nearly ALL Elk Grove Loan Modifications Fail. Most of you know I have been trained by and continue to receive personal coaching from Lee Honish, former Chief Loss Mitigator and Asset Manager for the HELOC division at Indy Mac Bank and founder of CDAT – Certified Distress Advocate … (0 comments)
what is an elk grove ho: Elk Grove Short Sale / Great Elk Grove Short Sale Story / Mike Rigley
- 07/28/12 03:32 AM
Elk Grove Short Sale / Great Elk Grove Short Sale Success Story / Mike Rigley Short Sale Specialist As Short Sale Specialist we so many times focus on the fight (banks, value, appraisers etc.) that we forget to remember the good. I had the opprotunity to be reminded of the good on a recent Elk Grove Short Sale I am working on. The seller is elderly and affraid. With limited income and a house full of dependants ends were not being met. The seller related to me that many months they had to decise to buy food or make the house … (0 comments)
what is an elk grove ho: Elk Grove Short Sale - 10 Steps To Success / Elk Grove Short Sale
- 07/28/12 03:03 AM
Elk Grove Short Sale - 10 Steps To Success / Elk Grove Short Sale Specialist Mike Rigley Looking for Elk Grove short sale information? You have come to the right place. Mike Rigley Certified Default Advocate, Distressed Property Expert and your short sale specialist here thank you for joining us. Today let’s talk about the 10 steps of a Elk Grove Short Sale Before we can even start the process the borrower must first acknowledging the fact that the property is upside down and it may be years if ever before the property is worth what you owe. When this is … (0 comments)
If you are a homeowner who has missed payments, possibly facing foreclosure or just owe more than your home is worth please contact Mike Rigley Short Sale Specialist at 888-317-9376 or mike@norcalmortgagerelief.com for a free no obligation confidential consultation and receive the latest information on your options to avoid foreclosure and the benefits of a short sale. Learn More about Mike and his expertise at http://youtu.be/EtrjKmU9nIQ If you owe more than your home is worth, want to know how long in todays present … (0 comments)
If you are a homeowner who has missed payments, possibly facing foreclosure or just owe more than your home is worth please contact Mike Rigley Short Sale Specialist at 888-317-9376 or mike@norcalmortgagerelief.com for a free no obligation confidential consultation and receive the latest information on your options to avoid foreclosure and the benefits of a short sale. Learn More about Mike and his expertise at http://youtu.be/EtrjKmU9nIQ If you owe more than your home is worth, want to know how long in … (0 comments)
what is an elk grove ho: New Anti-Deficiency Law in CA / Elk Grove Short Sale Agent Mike Rigley
- 07/18/12 10:46 PM
In addition to the new Home Owners Bill of Rights that was signed into law last week, Govenor Brown also signed into law SB 1069 which adds an extra layer of protection with regards to deficiency protect on any loan used to refinance the original purchase money loan plus and loan fees, costs and related expenses in a refinance. The new protection does not cover the cash out portion if the consumer took a cash out refinance. Prior to this law which takes effect January 1 2013, if the consumer refinanced his second and many have, the snti deficiency protection of … (0 comments)
what is an elk grove ho: Why Do Elk Grove Short Sales Fail? / Elk Grove Short Sale Specialist
- 07/16/12 10:42 PM
As you know not every Elk Grove Short Sale gets approved. Nationally the numbers are as low as 40%. So what goes into a successful Elk Grove Short Sale and what goes wrong with an unsuccessful one? Simply put, in 9 out of 10 cases it is the inexperience or lack or knowledge of the real estate agent. There is a tremendous amount of work and knowledge required to successfully complete a Elk Grove Short Sale and most self-proclaimed Elk Grove Short Sale Specialist have not spent the time to properly learn the craft. Harsh but true. Now keep in mind … (0 comments)
what is an elk grove ho: Elk Grove Short Sale and Back Property Taxes / Elk Grove Short Sale
- 07/09/12 11:19 PM
Can I Short Sale in Elk Grove if I owe Back Property Taxes? I have not paid my property taxes in over a year, When I short sale in Elk Grove will I have to pay the back taxes a client recently asked us. The answer is no. Again, without giving tax or legal advice, in California property taxes are a lien on the property not a lien on you personally. Because property taxes are senior to the note, meaning that in a transfer of ownership, be it a regular sale, Elk Grove short sale or even foreclosure, the property taxes … (0 comments)
what is an elk grove ho: When is the Best Time to Short Sale in Elk Grove / Short Sale Agent
- 07/09/12 11:09 PM
Looking for Elk Grove short sale information? Today let’s talk about when if ever your Elk Grove home will ever be worth what you owe. Now I realize that there is usually an emotional attachment to your house. For many it is more than sticks and mortar but the place where families were raised and memories made. But let’s face it, didn’t you make memories in the previous place you lived as well? Now I would never encourage someone to stop making the payment on their house simply because it is worth less than what you paid. Let’s face it, … (0 comments)
what is an elk grove ho: What will the Bank take in an Elk Grove Short Sale/ Short Sale Agent
- 07/09/12 10:57 PM
How Do You Know What Offer the Bank will take in a Elk Grove Short Sale? So often buyers and sellers looking at Elk Grove short sales on the MLS or other public sites will see Elk Grove short sale properties listed well below fair market value of similar properties in the area. The question usually is, “will the bank REALLY take that low price for the property and if not why did the agent price it so low?” The answer is really pretty straight forward. Pricing strategy on an Elk Grove short sale truly depends on a number of … (0 comments)
what is an elk grove ho: What Goes into An Elk Grove Short Sale Package / Elk Grove Short sale
- 07/07/12 10:32 PM
A great part of our success in getting Elk Grove short sales approved in 47 days on average is what we call the “perfect Elk Grove short sale package”. Now no one is perfect all the time, but having the right information in the right format at the right time can make all the difference in the world. You see short sale processors at the banks work off checklists and rarely work “outside the box” so to say. Common sense and logic rarely are an attribute of the bank short sale processor. If it says pay stubs for both borrowers, they … (0 comments)
what is an elk grove ho: What Doe it Cost to Complete An Elk Grove Short Sale / Elk Grove Agent
- 07/07/12 10:20 PM
What does it cost to complete an Elk Grove Short Sale? Great question. Here is the beauty of a Elk Grove short sale. The commissions, back property taxes, closing costs including escrow fees and title insurance, any seller credits for buyers closing costs and even county transfer taxes are paid for by the bank. What we ask is that you maintain the HOA dues, water sewer and garbage and pay your utilities. While we have been successful in getting these covered by the bank, in most cases those fees are very difficult to get covered. In a Elk Grove short sale … (0 comments)
Author Bio: Serving the Northern California counties of Sacramento, Placer, Yolo, El Dorado, Yuba, Sutter, Solano and San Joaquin, Mike and Jennifer Rigley, co-owners of the Rigley Realty Group, bring to you their experience of over 1500 closed transactions and combined 50 years of business and Real Estate experience.
High school sweethearts and married since 1979, Mike and Jennifer have been residents of Sacramento since 1981. After Mike’s honorable discharged from the US Coast Guard in 1981 Mike & Jennifer Moved to Sacramento working as a sales rep selling industrial equipment. Starting as a bread man for Rainbo Baking Company in 1984, Mike quickly rose through the ranks to lead the sales department as Director of Sales. Leaving the baking industry after nearly 19 years for real estate, Mike was Rookie of the Year for Coldwell Banker in 2004, leading all new agents for unit production. After nearly 19 years with the California Grocers Association, Jennifer joined Mike as they moved to Keller Williams Realty in the fall of 2005. As consistent top producers, Mike and Jennifer were ranked number 45 worldwide in 2008 with Keller Williams Realty and remain Top Producers within the Sacramento four County Metroplex . In 2018 Mike and Jennifer opened their own brokerage - the Rigley Realty Group.
In addition to successful business and real estate careers, Mike and Jennifer have three grown children. Crystal, a graduate of UC Santa Barbara with a Masters in Education, works as a High School teacher at Berkeley High in Berkeley CA; Stacey, a graduate of Cal Poly San Luis Obispo with her Masters from UCLA, is an architect in Southern California; and Michael is a highly sought after Motion Graphics Specialist in Los Angeles. With their children grown and gone, Mike and Jennifer continue to remain active in the community.
Their team approach and commitment to excellence ensures smooth and hassle free real estate experience.
Elk Grove Short Sale Information – Mortgage Debt Relief Act Extension Update
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