Help I'm not a Minorty - 05/19/10 02:19 PM
Real estate has been slow and the for the first time in 33 years, I called home retention as I have been waiting for months for short sales to close and was unable to pay my monthly mortgage payment.
The bank gave me a 800 number and I was asked multiple questions to qualify.
Was I an Asian?, Hispanic, Afro American/Black, Indian?
I answered I'm Irish and just a hard working guy, and due to the slowdown in the real estate market and experiencing long delays in closings and may need some help.
Guess what, I did not qualify.
 
Perhaps, … (1 comments)

Just Tell the Truth - 05/19/10 02:07 PM
There is an old Chinese saying that says's" I rather be disappointed today rather than tomorrow and I was reflecting on how many time the "Short Sale" lender has told me that she was waiting for the appraisal to complete her task for the next phase.
Each week I asked for an update and was told "waiting for the appraisal.
Guess what the appraisal was ordered yesterday.
How easy would it be to say, I have not ordered the appraisal and that will be the next phase.
Once again, it teaches us not to "Assume" and we lost a month's time … (0 comments)

Be a Band Leader - 05/19/10 12:29 PM
As I recall someone stated that if you want music, you must be the band leader when it comes to real estate activity.
Last week, I placed a call to get an update on the status of a "Short Sale". Its a routine that I do at a minimal of once a week.
The bank representative stated the property was going to trustee sale that day, due to the 9 month short sale process.
In a calm voice, I stated that the delay was caused by the bank and not the buyers.
The representative repeated that her screen stated that there … (2 comments)

What was the Landlord Thinking? - 05/13/10 11:08 PM
The young couple had been renting from the landlord for several years, the landlord offered them a opportunity to relocate to the family home as they were going to rent the home for several years as the market was depressed.
The landlord encouraged the husband and wife to take an active role in the remodeling that included painting, refurnishing the hardwood floors. The couple jumped at the opportunity and spent hundreds of hours in transforming the home.
Words were used such a lease option and your time will be worth your extra efforts. The home was in the best shape in … (2 comments)

BOA Shortsale Is Litigation Coming - 05/12/10 10:56 AM
Just learned on my "Short Sale" with BOA is going to sell today as the process has gone on way to long. (Aug 2009). Go figure we have had a all cash buyer since the same time.
There is something very wrong in the picture.
In addition our negoiator at BOA last day on the job was last Friday. Zero communications, zero responses and the neigoaitor still has task to complete and BOA wants to foreclose today???? I smell Law Suit!
… (1 comments)

 
Jim Hildreth (Jim W Hildreth Real Estate Brokerage & Mediation Services) Rainmaker_large

Jim Hildreth

Sonora, CA

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Jim W Hildreth Real Estate Brokerage & Mediation Services

Address: 950 S Washington St, Sonora, CA, 95370

Office Phone: (209) 536-1103

Cell Phone: (209) 988-3905

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