assist2sell: All in the Family - 11/16/09 08:47 AM
Many areas of the country are experiencing buyers markets, and current tax laws make this a very attractive time for parents to help their children become homeowners. Prices and interest rates may never be lower than they are now, so strongly consider this potential investment in your children's future.
As parents, … (0 comments)
assist2sell: The Devil's in the Details! - 11/09/09 08:23 AM
When you receive an Offer To Purchase, you are likely to focus on the price. You might be ecstatic over a full price offer, but you should be aware how "contingencies" could affect the likelihood of success.
Almost every offer has a mortgage contingency, stating that the buyer will secure financing … (0 comments)
assist2sell: The Strongest Link - 11/02/09 08:17 AM
The question on everyone's lips is, "When are things going to return to normal in real estate?" Well, if the "normal" being referred to is the conditions and shady financial dealings that created the artificially inflated markets of five years ago, then we need to be thinking about redefining “normal.”
The … (2 comments)
assist2sell: Dollars vs. Days - 10/26/09 12:23 PM
After you've taken step one to decide to sell your home, step two is usually setting your asking price, striving for a balance between generating offers and receiving top dollar.
We will perform a Competitive Market Analysis (CMA) to produce an estimate of your home's "fair market value," or that price … (0 comments)
assist2sell: Protect Your Home & Your Wallet! - 10/19/09 02:07 PM
If you own or plan to purchase a home, then you know that insurance is not just a luxury, it’s a requirement. While you should not skimp on certain coverage items, there are some steps you can take to reduce your overall premium.
If you have a security system installed (and … (0 comments)
assist2sell: Myth Busting! - 10/13/09 11:55 AM
When a homeowner faces default on their mortgage, there may be two options: foreclosure or short sale. Foreclosure can be devastating, both emotionally and financially. A short sale, or one in which the lender accepts a selling price less than the amount owed, is a better option for both the lender … (0 comments)
assist2sell: A First Time For Everything... - 10/05/09 09:15 AM
An article appeared recently in the New York Times that beautifully illustrates the opportunities today's real estate market offers. A mother working two jobs saved up for a downpayment and managed to buy a large home with a pool for $187,000. Three years ago, that same home had sold for $370,000! … (2 comments)
assist2sell: Start Packing Yesterday... - 09/28/09 08:19 AM
Getting ready for a big move? You can't begin preparing too soon, because the average move takes over 200 hours! Count on us to provide advice and guidance during this seemingly monumental task.
Your first decision is whether to hire a moving company, or rent a moving van and ask friends … (1 comments)
assist2sell: Bank-Owned and Foreclosed Homes in Ocean and Monmouth Counties! - 09/23/09 01:40 PM
Be sure to check out our newly updated list of bank-owned and foreclosed homes throughout Ocean and Monmouth counties! The list is finally starting to thin out, so if you're looking for a deal, click here and take a look before it's too late!!!
Michael Sinton, CRB, CRS, e-Pro
Broker/Salesperson
For … (0 comments)
assist2sell: Time is Money! - 09/21/09 12:11 PM
Whether buying or selling a home, the Offer To Purchase is the starting point for making the sale go through. If the sellers do not accept the offer outright, they may make a counter-offer, which the buyers may likewise accept or counter again.
In the interest of speed and success, it's … (2 comments)
assist2sell: A Lesson for Sellers - 09/14/09 12:30 PM
If you've found the right home, how can you be certain you aren’t paying too much? Once you make your choice, it's quite likely you've also become well informed about property values. How is this so? Because before you made that choice, you probably looked at a variety of homes, possibly … (2 comments)
assist2sell: Only 81 Days Left!!! - 09/09/09 06:49 PM
Only 81 days left to take advantage of the $8000 homebuyer tax credit! You must close escrow on (buy) a home no later than November 30, 2009. Offer to closing escrow on most homes takes at least 30-45 days and in many cases even longer.
Good news on mortgages! Interest rates … (0 comments)
assist2sell: When Less is More... - 09/08/09 03:15 PM
If you are a homeowner who can no longer make your monthly mortgage payments, you still have opportunities to avoid foreclosure and the damage it would do to your credit. Although more complicated and more challenging, a "short sale" may prove to be the best alternative.
If you are unfamiliar with … (0 comments)
assist2sell: Times Have Changed! - 08/31/09 12:44 PM
Now that we've experienced the fallout from the subprime lending disaster, there is no longer such a thing as "easy money." Now you need perhaps ten to fifteen percent down, an excellent credit record and verifiable proof of income when you apply for financing.
One reason for all this scrutiny is … (3 comments)
assist2sell: Beyond the Lousy Loan... - 08/24/09 08:35 AM
Yes, it's true, many lenders in recent years have written sub-prime mortgages that could only be expected to default. However, foreclosure is nothing new, and there are myriad reasons that a homeowner might be facing dire straits.
Challenges might include economic hardship due to job loss, bad health or divorce, or … (0 comments)
assist2sell: Beyond the Lousy Loan... - 08/24/09 08:35 AM
Yes, it's true, many lenders in recent years have written sub-prime mortgages that could only be expected to default. However, foreclosure is nothing new, and there are myriad reasons that a homeowner might be facing dire straits.
Challenges might include economic hardship due to job loss, bad health or divorce, or … (0 comments)
assist2sell: Know Your Options! - 08/17/09 09:28 AM
If any of your friends or family have recently applied for a home loan, you've probably heard that lenders are nervous, with tough new rules and demands for stacks of paperwork. Good mortgages are still out there, but you should be prepared before applying.
First, understand how your credit score impacts … (0 comments)
assist2sell: Don't Take Everything... - 08/10/09 11:26 AM
If you plan to move while your home is still listed for sale, you may face a marketing challenge - the vacant home. While lived-in homes may be more attractive during showings, there is much you can do to present your vacant property successfully.
On the outside, give your home an … (1 comments)
assist2sell: Take the Plunge! - 08/03/09 09:44 AM
Are you looking for some good reasons to take the plunge into homeownership? Certainly, there are many, but here are a few to chew on before you call an agent and begin your search.
If you haven't owned a home in the last three years, then you qualify as a "first … (0 comments)
assist2sell: A Welcome Sight... - 07/27/09 09:20 AM
Home staging has become a popular industry and topic, particularly as it relates to improving the appeal of your listing during challenging times in the real estate market. But what about “staging” your yard?
Sure, any steps that you take to improve your interior's appeal will go a long way towards … (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
Many areas of the country are experiencing buyers markets, and current tax laws make this a very attractive time for parents to help their children become homeowners. Prices and interest rates may never be lower than they are now, so strongly consider this potential investment in your children's future.
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