loan: An Ocean of Options! - 08/04/08 10:37 AM
As a buyer, you may find yourself drifting on an ocean of financing options.  As lenders tighten their requirements, there are a few aspects of the loan application of which you should be aware before applying for a mortgage.
First, determine whether you are seeking "pre-qualification" or "pre-approval."  What's the difference?  … (0 comments)

loan: Seller Alternatives to Foreclosure - 03/10/08 01:41 PM
So, your house is in foreclosure... now what? Try to look at the situation without attaching your emotions. From a strictly business viewpoint, you can more successfully analyze which option might best suit your needs and desires and move toward resolving your financial difficulty. One very important thing to remember: time … (0 comments)

loan: Financing 101 - 02/25/08 09:43 AM
If you're not a homeowner, you might be confused by the brouhaha surrounding loan defaults and foreclosures.  Learn more by understanding the basic terms used to describe a mortgage.
A mortgage is a loan to finance your purchase, and uses the home as your collateral, which the lender can take back if … (0 comments)

loan: Crash Course! - 11/26/07 02:41 PM
When you're buying a home, who do you think is the most important person in the transaction?  YOU, of course!  That doesn't mean you won't need experienced professionals for guidance and assistance, but quite frankly, if YOU choose not to buy, the entire process comes to a halt.
While home ownership is … (0 comments)

loan: Debt Relief is *Not* Tax Relief! - 11/05/07 09:33 AM
You've certainly heard and read many reports about defaults on mortgage loans.  There are many reasons homeowners face such situations, some of which are completely beyond their control.  There are also several solutions, but each carries a consequence.
In one example, a family had to relocate for an attractive job offer.  The … (0 comments)

loan: Bridging the gap! - 10/29/07 12:24 PM
Like the question of the chicken and the egg, homeowners planning to buy a new home must ask, "Which comes first?"  Do you sell first, and then look frantically for the new home, or buy first and risk maintaining and financing two properties?
There's more risk than just two mortgages.  If you're … (0 comments)

loan: Putting it in reverse? - 10/29/07 11:59 AM
Reverse mortgages have existed for nearly twenty years now, but still aren't well understood.  Their complexity makes it difficult to separate fact from fiction, and not every person over 61 years old will find a reverse mortgage to be the best choice.
How does it work?  It's still a loan, but is … (0 comments)

loan: Phasing Out, Phasing In... - 08/06/07 12:36 PM
You're undoubtedly hearing reports in the media about increasing numbers of mortgage defaults.  A frenzy of financing in the last few years allowed many buyers to secure loans that were downright inappropriate for them, and now we're experiencing the fallout.
If you're planning to sell or buy a home in the near … (0 comments)

 
Real Estate Brokerage: Assist-2-Sell Buyers & Sellers Edge
Michael Sinton
Hamilton, NJ
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Assist-2-Sell Buyers & Sellers Edge

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