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new jersey: 22 Sherwood Court, Jackson NJ Open House Sunday 6/5/11 1-4pm - 06/02/11 08:33 AM
This mint-condition, 4 bedroom, 2.5 bath Camelot model is freshly painted and features recessed lighting, center-island eat-in kitchen, full basement, upgraded dimensional roof, 2-car attached garage, slider to the deck, upgraded 200-amp electrical, 9' ceilings, master suite with vaulted ceiling and oversized whirlpool tub, maintenance-free vinyl/stone exterior, newer wall-to-wall carpeting, central air, wood-burning fireplace, and too much more to list! 1-year home warranty also included! Absolutely no work to be done- Hurry, move right in and enjoy! … (0 comments)
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new jersey: Still On The Fence?? - 01/05/11 12:12 PM
Looks like prices have not stopped falling in many areas of the country, although rates started to rise a bit. If you're in the market for a home, now is the time to get off the fence and make a move!! Check out this article for details.
For more information, contact Michael Sinton, CRB, CRS, SFR, e-Pro, Broker/Sales Associate, Weichert Realtors, directly at 732-904-3236, via email at Mike@MSinton.com.
… (0 comments)
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new jersey: Beyond the Lousy Loan... - 08/24/09 08:35 AM
Yes, it's true, many lenders in recent years have written sub-prime mortgages that could only be expected to default. However, foreclosure is nothing new, and there are myriad reasons that a homeowner might be facing dire straits.
Challenges might include economic hardship due to job loss, bad health or divorce, or payments that jumped too high after a rate adjustment, or simply increased cost of living outpacing income.
Whatever the reasons, the best way to avoid foreclosure is to be well educated and prepared before making a home purchase, and anticipating worst-case scenarios before choosing the loan that is right for … (0 comments)
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new jersey: Know Your Options! - 08/17/09 09:28 AM
If any of your friends or family have recently applied for a home loan, you've probably heard that lenders are nervous, with tough new rules and demands for stacks of paperwork. Good mortgages are still out there, but you should be prepared before applying.
First, understand how your credit score impacts the interest rate charged on your loan. If your score is 720 or higher on the scale of 850, you will qualify for the best rates. If it's between 700 and 719, you could expect 0.375% added to that rate, while a score between 680 and 699 might add 0.5%.
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new jersey: Don't Take Everything... - 08/10/09 11:26 AM
If you plan to move while your home is still listed for sale, you may face a marketing challenge - the vacant home. While lived-in homes may be more attractive during showings, there is much you can do to present your vacant property successfully.
On the outside, give your home an occupied look by asking a neighbor to park their car in your driveway, open and close your drapes, and retrieve any mail that still arrives. During the warm season, have a lawn service maintain the yard (in the winter, a snow removal service may be in order).
On the inside, … (1 comments)
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new jersey: Take the Plunge! - 08/03/09 09:44 AM
Are you looking for some good reasons to take the plunge into homeownership? Certainly, there are many, but here are a few to chew on before you call an agent and begin your search.
If you haven't owned a home in the last three years, then you qualify as a "first time buyer," and you are eligible for up to an $8,000 tax credit if you purchase a home before December 1, 2009. Combined with low interest rates, now is an excellent time to seek financing and make your move. If you get a fixed rate mortgage, your monthly payment will … (0 comments)
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new jersey: A Welcome Sight... - 07/27/09 09:20 AM
Home staging has become a popular industry and topic, particularly as it relates to improving the appeal of your listing during challenging times in the real estate market. But what about “staging” your yard?
Sure, any steps that you take to improve your interior's appeal will go a long way towards wooing buyers, but it's the outside of your home that they will see first, and you know that first impressions count! Review some of these helpful tips to make your offering an inviting one.
Go green by seeding and fertilizing your lawn for a lush look. Also, bring your home … (0 comments)
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new jersey: Time to Make Your Move! - 07/20/09 09:56 AM
ALERT: Buyers only have until December 1, 2009 to take advantage of the first-time buyers tax credit authorized in the American Recovery and Reinvestment Act of 2009. Consult now with your tax advisor and real estate representative to get moving!
Most first-time buyers (who haven’t owned a home in three years) will qualify. If you're married, you and your spouse must both satisfy this description.
There are income limits for claiming the credit of up to 10% of the home's purchase price, which maxes out at $8,000. If your modified adjusted gross income (on IRS Form 1040, line 37) is less … (0 comments)
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new jersey: The Goose and the Gander - 07/13/09 11:00 AM
When facing a mortgage default, most homeowners try to sell their home - fast. The technique that works in these stressful situations also works for the rest of sellers - namely, aggressive pricing.
As a seller, you control the three factors that determine how quickly your home will sell: marketing, condition, and price. Let's focus on that last element.
First, be clear about your goals. Can you hold out for the highest price you can get, or do you want to move on quickly? Unfortunately, the fact that you paid more than what homes in your neighborhood are selling for is … (0 comments)
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new jersey: One's Loss Is Another's Gain! - 07/06/09 09:02 AM
While falling values are not good indicators for sellers, they’re great news for buyers, lifting affordability to historically high levels. For example, to purchase a median priced home of $164,600 with 20% down and an interest rate of 5.1%, a buyer would need an annual income of just under $35,000.
With the lowest interest rates we've seen in forty years, now is an opportune time to lock in a rate on a fixed loan. Rates are already showing signs of rising, and waiting too long could negatively affect your ability to secure such a mortgage.
In addition to rising interest rates, … (0 comments)
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new jersey: Luck is a Four-Letter Word! - 06/29/09 09:10 AM
A "buyers' market" is just what it implies - a market in which buyers have the advantage and exploit it. It's not a market that rewards foot-dragging, hesitation or indecision.
Unfortunately, all the factors that created the buyers' market we have today have been reported so negatively and rampantly by various media outlets that buyers are themselves too spooked to even enter the fray. Strangely, people were buying like crazy during the previous sellers' market, when the advantage was actually all to the sellers.
That's when buyers didn't fear paying too much, and now that prices are so low and inventories … (0 comments)
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new jersey: Up On The Downsize - 06/22/09 01:03 PM
For any number of reasons, more people than ever are downsizing these days. Whether it's reduction in income, reduction in family size, or just a desire for easier living, smaller homes are becoming more attractive.
There are challenges associated with downsizing, but experience has taught some valuable lessons that you may find useful. Once you've decided to sell, start the moving process immediately. Your home will even show better once you've begun packing things away. As you decide what to keep, consider donating unwanted items or holding a yard sale.
Solicit family members for help, and see how many belongings might … (0 comments)
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new jersey: Comparison Shopping For Schools - 06/16/09 09:16 AM
Real estate professionals are very often faced with a question from buyers that has nothing to do with houses: "What are the best schools in the area to which we’re moving?" When you relocate, the most important thing you'll be moving is your child, and you want to be certain you are making the right choice for education.
One excellent resource for beginning your research is SchoolMatters.com, an online database of public schools. Begin with statistics that illustrate students' achievement levels in each school. Compare reports for all students, including minorities and children in low-income families. Schools in which all students … (0 comments)
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new jersey: Do The Math! - 06/08/09 01:38 PM
After all your preparations and marketing efforts, what do you do when you get that first offer? Don't jump for joy or wallow in disappointment until you've read all the terms. Price is just the beginning, and other contingencies will ultimately affect your bottom line.
In reviewing the offer, pay attention to seller concessions, which can range from asking you to pay closing costs to including an allowance for roof repairs. Buyers may also request inclusion of certain articles of personal property not physically attached to the home. This might include the refrigerator or pieces of furniture. You can decline or … (0 comments)
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new jersey: The Lingo of the Loan.... - 06/01/09 02:17 PM
Your real estate agent may not write your home loan, but that's who will probably be there when you begin discussing mortgage options. Knowing some of the nuts and bolts before you start your home search can help you find the right loan.
Factors affecting your terms are the amount, the length of the loan, and the loan-to-value ratio (how much of the home's value you are financing). Larger loans carry more risk to the lender, so the interest rate may be higher.
Similarly, a smaller down payment represents more risk, possibly warranting a higher interest rate. Get the best rate … (0 comments)
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new jersey: The Difference Between Selling and Dwelling - 05/26/09 02:28 PM
There is a special mindset associated with "staging" your home to sell in a soft market. Staging refers simply to the act of improving your home's appearance in order to appeal to the widest segment of potential buyers. The approach you must adopt is to see your home with an objective eye.
Stop looking at your home as your "home," and start visualizing it as the "product" it becomes when it enters the market. Both a real estate agent and a professional home stager can help to market your product successfully by highlighting positive features and downplaying less attractive aspects.
Since … (0 comments)
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new jersey: Launch an Offensive... - 05/12/09 09:41 AM
When buyers become scarce, sellers have to step up and make their offering stand out to attract attention. Without spending a fortune, sellers can easily highlight several of their home's features.
First, beat buyers to the punch with a pre-listing home inspection. By discovering and fixing problems before buyers ever see the home, you can impress them with a worry-free, move-in-now opportunity. Leave your repair receipts out during showings, so that buyers can see all the improvements you've made just for them!
Once the mechanical and structural features of your home have been addressed, move on to the aesthetic details. First … (0 comments)
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new jersey: The Need For Speed - 04/27/09 10:13 AM
In areas where home prices have significantly declined, some owners find themselves strapped with mortgages that total more than their home’s value. When options such as extending the term of the loan or negotiating a lower interest rate have been exhausted, then a short sale may provide the solution.
However, short sales are complicated, requiring approval from a number of parties, so you need the representation of a professional to make sure the transaction moves quickly. You can have more than half of the paperwork done before that first offer even comes in.
Most lenders require an application package to be … (0 comments)
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new jersey: The New Math... - 02/10/09 09:43 AM
A “new” solution to the "gloom and doom" scenarios is on the horizon, and it's called "cause and effect." Just as home prices have fallen in many markets, buyers are responding strongly to the stimulus.
Like today's stock market provides excellent opportunities for investors in it "for the long haul," so too does today's real estate climate appeal to buyers with long-term expectations. And, the more buyers take advantage of current conditions, the more prices will eventually begin rising again.
That is due to a number of reasons, one being the subsequent drop in inventories, and another being the rising cost … (0 comments)
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new jersey: Low Offers: Prevention is the Cure... - 02/05/09 08:37 PM
It takes an innovative marketing plan to cause a home to sell, but to attract serious buyers, it must also be priced fairly. What else must be done to successfully sell your home?
Buyers are in search of their dream home. If priced reasonably, they will purchase the home that best reflects their idea of that dream, and it's the sellers who are in charge of making it happen.
Experience has shown that buyers often reduce their offers by as much as $2 for every $1 in uncompleted repairs. Sellers won't have to face those disappointing offers if attention is given … (0 comments)
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Michael Sinton, CRB, CRS, SFR, e-Pro
Jackson,
NJ
More about me…
Weichert Realtors
Address: 2110 West County Line Road, Jackson, NJ, 08527
Office Phone: (732) 370-4664
Cell Phone: (732) 904-3236
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