Don 's Blog

Using Failure To Help Achieve Your Goals In 2013

Don Polletta (MBC Interactive) — Mon, 14 Jan 2013 10:52:08 -0800

Here is another great reminder that failure is just a stepping stone to achieving our goals!

Nice 3 Bedroom Single Family Home For Rent in Middlebury CT

Don Polletta (MBC Interactive) — Thu, 01 Nov 2012 10:32:00 -0700

SUPER CLEAN >> 3 Bedroom Home for Rent. Clean, Private and Ready for the Right Tenant. Country Living for only $1,400 per Month.

For more information call (203) 755-3698 or view property here: www.WaterburyCTproperties.com

Systems for Executing Your Goals Effectively and Efficiently

Don Polletta (MBC Interactive) — Tue, 16 Oct 2012 06:10:14 -0700

Even though its stuff I hear over and over from different programs and people. Its amazing how sometimes hearing it for the 1000th time you finally get it!

Recently Renovated 2 Bedroom Apartment Available In Oakville CT

Don Polletta (MBC Interactive) — Mon, 24 Sep 2012 12:55:49 -0700

Won’t Last Long!

Recently renovated interior and exterior. Located on a quiet street with a nice yard. This 2 Bedroom unit will not be available for long.

Please call 203-755-3698 for Information M-F 9-5 or email inquiries from our website: www.WaterburyCTProperties.com

Many Beautiful, Clean Rental Properties Available In The Greater Waterbury Area

The 12 Week Year Goal Achievement System

Don Polletta (MBC Interactive) — Sat, 25 Aug 2012 07:04:45 -0700

We recently started working with Brian Moran, and Mike Lennington authors of The 12 Week Year on expanding their online presence. If you haven't heard of them you will soon! Over the past decade they have pioneered and honed a goal achievement system that enables anyone to accomplish more goals in 12 weeks than most do in 12 months. They are truly masters at the art of setting and achieving goals, and have implemented their systems in some of America's most highly recognized companies. If you are looking for a goal achievement system to help you ramp up production this is one of the best. They have a free starter course at; 12weekyear.com/kit that's definitely worth a look.

Apartment Rentals In Waterbury CT Through Waterbury Residential Properties

Don Polletta (MBC Interactive) — Mon, 25 Jun 2012 07:20:04 -0700

Waterbury Residential, Commercial & Industrial Properties, LLC 83 Bank Street Second Floor Waterbury, CT 06702 203-755-3698

Class A Professional Office Space for Lease at 83 Bank Street, Waterbury CT 06702

Don Polletta (MBC Interactive) — Thu, 22 Mar 2012 08:32:07 -0700

Waterbury Residential, Commercial and Industrial Properties, LLC is offering 4,875 Square Feet of Class A Professional OfficeSpace for Lease. This property is conveniently located in Downtown Waterbury with both ramp garages and street level parking available. For details and information about this property and others for purchase or lease through Waterbury, Residential, Commercial, and Industrial Properties, LLC >> CLICK HERE

Waterbury Residential, Commercial & Industrial Properties, LLC

83 Bank Street, 2nd Floor

Waterbury, CT 06702

(203) 755-3698

Commercial Property for Lease at 965 South Main Street, Waterbury, CT 06708

Don Polletta (MBC Interactive) — Mon, 12 Mar 2012 12:47:26 -0700

This commercial property at 965 South Main Street in Waterbury, CT is ready for occupancy. Professional, Commercial, and Retail uses available. Plenty of off-street parking. 21,000 square feet with 3,000 square feet available to build to suit.

For details and information about this property CLICK HERE

Waterbury Residential, Commercial, and Industrial Properties, LLC Sets Up Shop

Don Polletta (MBC Interactive) — Thu, 26 Jan 2012 14:18:38 -0800

Are you looking for an apartment? Maybe a new location for your business? Waterbury Residential, Commercial, and Industrial Properties, LLC recently opened their new location at 83 Bank Street in Waterbury, CT, and have a portfolio of properties that can meet the needs of anyone looking to rent an apartment, lease office space, or even buy land in the Waterbury, Connecticut area.

The company recently opened up headquarters, and have launched their new website www.WaterburyCTproperties.com where you can view the companies portfolio of properties throughout the Greater Waterbury area.

Find The Best Car Insurance Rates in Connecticut!

Don Polletta (MBC Interactive) — Mon, 09 Jan 2012 11:43:41 -0800

There are many different options for car insurance coverage in Connecticut. So, why pay for car insurance benefits that you don't need? Tracy-Driscoll Insurance & Financial Services represents over 30 insurance companies, and can design a plan specifically for you,
and we won't "take you for a ride."

We offer insurance policies for a variety of needs:
• Teen Driver Insurance
• Antique Car Insurance
• Motorcycle Insurance
• Car Insurance
• Truck Insurance

When it comes to your automobile, there are a number of things that can help you drive with peace-of-mind: regular maintenance, a full tank of gas, a good set of jumper cables... and auto insurance. No car owner should be without it. Here at Tracy-Driscoll Insurance and Financial Services, we represent the top names in auto insurance coverage for Connecticut and will help you determine which plan will best suit your needs.

Visit: www.Tracy-Driscoll.com/AutoInsurance to start saving!

Let Connecticut Home Insurance Agency Tracy-Driscoll Insurance Help Find The Best Coverage For You!

Don Polletta (MBC Interactive) — Thu, 22 Dec 2011 12:00:03 -0800

Find the best Connecticut home insurance rates through Tracy-Driscoll Insurance & Financial services in Bristol CT. Call for a homeowners insurance quote today (860) 589-3434.

CT CHFA Loan Rates Move Lower June 11, 2010

Don Polletta (MBC Interactive) — Fri, 11 Jun 2010 14:35:52 -0700

The CT CHFA Loan Program, or "CHAFA Loan" as it is sometimes known, is operated by the Connecticut Housing Finance Authority. The CHFA loan program provides down payment assistance up to 100% of the homes purchase price to first-time homebuyers in the state of Connecticut. The price of real Estate in Connecticut, and CHFA mortgage rates continue to remain low. The opportunity to buy a home with a CHFA loan has never been better. For more information on the CHFA home loan program visit www.ChfaMortgageLoan.com , or call us directly at (800) 922-3210.

CT CHFA rates moved down .125% for the week of June 10th with the current CHFA rates at historical lows of 4.5%. The current CHFA Mortgage Rates are in effect until Thursday, June 17, 2010 :
_____________________________________________

Homebuyer Mortgage Program

Interest rate: 4.25 % (APR range 4.475 - 4.875 %)
Term - 30 years, fixed rate

CHFA Downpayment Assistance Program (DAP)

Interest rate: 4.25 % (APR range 4.475 - 4.875 %)term - 30 years, fixed rate

CHFA Urban Rehabilitation Homeownership (UR Home) Program

Interest rate: 4.0 % (APR range 4.225 - 4.625 %)
Term - 30 years, fixed rate

CHFA Pilot Homeownership and Downpayment Assistance Program for Manchester

Interest rate: 4.25 % (APR range 4.475 - 4.875)
Term - 30 years, fixed rate

Homeownership Program,
Home of Your Own Program,
Police Homeownership Program,
Teachers Mortgage Assistance Program, and
Military Homeownership Program

Interest rate: 4.125 % % (APR range 4.350 - 4.750 %)
Term - 30 years, fixed rate

For the latest new and information about the CHFA CT loan program you can visit us online at www.CHFAmortgageloan.com, or call (800) 922-3210.

FREQUENTLY ASKED QUESTIONS ABOUT THE CHFA MORTGAGE PROGRAM:

1. What Is The Minimum Credit Score For A CHFA Mortgage?

2. Does The CHFA Mortgage Program Require A Home Inspection?

3. Can I Buy A Condominium With A CHFA Mortgage?

4. What Is The Minimum Down Payment For A CHFA Mortgage?

5. What Is The Difference Between A Home Inspection vs. Appraisal?

6. What Properties Are Eligible For The CHFA Mortgage Program?

7. How To Get Down Payment Assistance With A CHFA Mortgage?

8. Why Does Buying A Home With A CHFA Mortgage Makes Sense?

Serving These Towns Since 1986:

Waterbury CT, Danbury CT,Brookfield CT,New Milford CT,Orange CT,Litchfield CT,TorringtonCT,Harwington CT,Avon CT,West Hartford CT,Glastonbury CT,Storrs CT,Cromwell CT,New London CT,Fairfield CT,Norwalk CT,Southport CT,Old Lyme CT,Milford CT,New Haven CT,Hartford CT,Groton CT,Waterford CT,Waterbury CT,New Hartford CT,Farmington CT,Avon CT,Southington CT,Plainville CT,Plantsville CT,Washington Depot CT,Newington CT,Newtown CT,Southbury CT,Woodbury CT,Watertown CT,Naugatuck CT,Prospect CT,Windsor CT,Beacon Falls CT,Seymour CT,Redding CT,Easton CT,Westport CT,Uncasville CT,Oakville CT,Wolcott CT,Bristol CT,Thomaston CT,Branford CT,West Haven CT, Nortfield CT,Hamden CT,Wallingford CT,Stamford CT,Stratford CT,Winsted CT,Terryville CT,Bridgeport CT,Ansonia CT,Derby CT,Woodbridge CT,East Hartford CT,Ellington CT,NorthHaven CT,Plymouth CT,Middlebury CT,Oxford CT,Redding CT,Bantam CT,Goshen CT,Cornwall CT,Roxbury CT,Bridgewater CT,Bethel CT,Bethlehem CT,New Britain CT,Colebrook CT,Simsbury CT,Barkhamsted CT,Collinsville CT,Norfolk CT,Lakeville CT,Kent CT,Berlin CT,Burlington CT,Winchester Center,Woodbridge Lake CT,New Fairfield CT,Sherman CT,New Preston CT,Morris CT,Barkhamsted CT,Canaan CT,

CT CHFA Loan Rates Remain The Same For May 27th, 2010

Don Polletta (MBC Interactive) — Thu, 27 May 2010 15:41:06 -0700

CT CHFA rates moved down .125% for the week of May 27th with the current CHFA rates at historical lows of 4.5%. The current CHFA Mortgage Rates are in effect until Thursday, June 3, 2010 :
_____________________________________________

Homebuyer Mortgage Program

Interest rate: 4.375 % (APR range 4.475 - 4.875 %)
Term - 30 years, fixed rate

CHFA Downpayment Assistance Program (DAP)

Interest rate: 4.3755 % (APR range 4.475 - 4.875 %)term - 30 years, fixed rate

CHFA Urban Rehabilitation Homeownership (UR Home) Program

Interest rate: 4.125 % (APR range 4.225 - 4.625 %)
Term - 30 years, fixed rate

CHFA Pilot Homeownership and Downpayment Assistance Program for Manchester

Interest rate: 4.375 % (APR range 4.475 - 4.875)
Term - 30 years, fixed rate

Homeownership Program,
Home of Your Own Program,
Police Homeownership Program,
Teachers Mortgage Assistance Program, and
Military Homeownership Program

Interest rate: 4.25 % % (APR range 4.350 - 4.750 %)
Term - 30 years, fixed rate

For the latest new and information about the CHFA CT loan program you can visit us online at www.CHFAmortgageloan.com, or call (800) 922-3210.

FREQUENTLY ASKED QUESTIONS ABOUT THE CHFA MORTGAGE PROGRAM:

1. What Is The Minimum Credit Score For A CHFA Mortgage?

2. Does The CHFA Mortgage Program Require A Home Inspection?

3. Can I Buy A Condominium With A CHFA Mortgage?

4. What Is The Minimum Down Payment For A CHFA Mortgage?

5. What Is The Difference Between A Home Inspection vs. Appraisal?

6. What Properties Are Eligible For The CHFA Mortgage Program?

7. How To Get Down Payment Assistance With A CHFA Mortgage?

8. Why Does Buying A Home With A CHFA Mortgage Makes Sense?

CHFA Mortgage Rates In CT Move Down!

Don Polletta (MBC Interactive) — Thu, 20 May 2010 14:51:29 -0700

CT CHFA rates moved down .125% for the week of May 20th with the current CHFA rates at historical lows of 4.5%. The current CHFA Mortgage Rates are in effect until Thursday, May 27, 2010 :
_____________________________________________

Interest rate: 4.25 % % (APR range 4.350 - 4.750 %)
Term - 30 years, fixed rate

For the latest new and information about the CHFA CT loan program you can visit us online at www.CHFAmortgageloan.com, or call (800) 922-3210.

FREQUENTLY ASKED QUESTIONS ABOUT THE CHFA MORTGAGE PROGRAM:

1. What Is The Minimum Credit Score For A CHFA Mortgage?

2. Does The CHFA Mortgage Program Require A Home Inspection?

3. Can I Buy A Condominium With A CHFA Mortgage?

4. What Is The Minimum Down Payment For A CHFA Mortgage?

5. What Is The Difference Between A Home Inspection vs. Appraisal?

6. What Properties Are Eligible For The CHFA Mortgage Program?

7. How To Get Down Payment Assistance With A CHFA Mortgage?

8. Why Does Buying A Home With A CHFA Mortgage Makes Sense?

Is There Down Payment Hiding In The Jewelry Box?

Don Polletta (MBC Interactive) — Thu, 20 May 2010 10:47:10 -0700

For sure buying a home today isn't as easy as it was just a few short years ago, and things don't look to be getting easier anytime soon especially when it comes to saving money for downpayment. There may be one little opportunity in the market right now to give your savings account the boost it needs, and help make that goal of homeownership come to reality a little faster then you thought with just a little bit of house cleaning.

With gold prices on the rise currently approaching $1,200. per ounce, now is a great time to sell your old unwanted, broken or unused gold jewelry for cash, and right now CT gold buyers are willing to pay big bucks for the opportunity to buy it. This might be the perfect time to sell your unwanted, broken gold jewelry, and give your savings account the boost it needs to help make that dream of homeownership a reality a little quicker than you thought.

As gold sets record high prices, more and more people are becoming aware of the possibility of cashing in on their unwanted gold, and if you've just stumbled upon this opportunity, you may be wondering how to get the best offer. How do you know what your gold is worth, and how do you find someone willing to pay for it?

Dozens of companies from all over the world now advertise on TV and the internet that they will buy scrap gold jewelry. All you need to do to get a check in the mail is to send them your old, broken jewelry. Sound too good to be true? Sometimes, it is. If you are considering selling your gold, watch out for the scam artists who have popped up recently to take advantage of record gold prices. There are many local gold buyers in CT who can offer you cash on the spot to buy your unwanted gold just be sure to keep documentation of your sale, as this may be needed when you complete your mortgage application.

If your planning on doing a little house cleaning over the weekend you may want to take a look in that old jewelry box. You might just find a downpayment in there!!

CHFA Mortgage Rates For Connecticut May 12, 2010

Don Polletta (MBC Interactive) — Wed, 12 May 2010 13:25:16 -0700

The CHFA Loan Program, or "CHAFA Loan" as it is sometimes known, is operated by the Connecticut Housing Finance Authority. The CHFA loan program provides down payment assistance up to 100% of the homes purchase price to first-time homebuyers in the state of Connecticut. The price of real Estate in Connecticut, and CHFA mortgage rates continue to remain low. The opportunity to buy a home with a CHFA loan has never been better. For more information on the CHFA home loan program visit www.ChfaMortgageLoan.com , or call us directly at (800) 922-3210.

CT CHFA rates remained steady for the week of May 10th with the current CHFA rates at historical lows of 4.5%. The current CHFA Mortgage Rates are in effect until Thursday, May 13, 2010 :
_____________________________________________

Homebuyer Mortgage Program

Interest rate: 4.5 % (APR range 4.475 - 4.875 %)
Term - 30 years, fixed rate

CHFA Downpayment Assistance Program (DAP)

Interest rate: 4.5 % (APR range 4.475 - 4.875 %)term - 30 years, fixed rate

CHFA Urban Rehabilitation Homeownership (UR Home) Program

Interest rate: 4.25 % (APR range 4.225 - 4.625 %)
Term - 30 years, fixed rate

CHFA Pilot Homeownership and Downpayment Assistance Program for Manchester

Interest rate: 4.5 % (APR range 4.475 - 4.875)
Term - 30 years, fixed rate

Homeownership Program,
Home of Your Own Program,
Police Homeownership Program,
Teachers Mortgage Assistance Program, and
Military Homeownership Program

Interest rate: 4.375 % % (APR range 4.350 - 4.750 %)
Term - 30 years, fixed rate

For the latest new and information about the CHFA CT loan program you can visit us online at www.CHFAmortgageloan.com, or call (800) 922-3210.

FREQUENTLY ASKED QUESTIONS ABOUT THE CHFA MORTGAGE PROGRAM:

1. What Is The Minimum Credit Score For A CHFA Mortgage?

2. Does The CHFA Mortgage Program Require A Home Inspection?

3. Can I Buy A Condominium With A CHFA Mortgage?

4. What Is The Minimum Down Payment For A CHFA Mortgage?

5. What Is The Difference Between A Home Inspection vs. Appraisal?

6. What Properties Are Eligible For The CHFA Mortgage Program?

7. How To Get Down Payment Assistance With A CHFA Mortgage?

8. Why Does Buying A Home With A CHFA Mortgage Makes Sense?

Rates For CHFA Home Loans Still Remain Low - May 3, 2010

Don Polletta (MBC Interactive) — Mon, 03 May 2010 09:28:41 -0700

CT CHFA rates remained steady for the week of April 30th with the current CHFA rates at historical lows of 4.5%. The current CHFA Mortgage Rates are in effect until Thursday, May 6, 2010 :
_____________________________________________

Interest rate: 4.375 % % (APR range 4.350 - 4.750 %)
Term - 30 years, fixed rate

For the latest new and information about the CHFA CT loan program you can visit us online at www.CHFAmortgageloan.com, or call (800) 922-3210.

Serving These Towns Since 1986:

Connecticut Mortgage Rates April 19, 2010

Don Polletta (MBC Interactive) — Mon, 19 Apr 2010 14:08:00 -0700

Connecticut mortgage rates improved last week. Oil prices continued to fall off the beginning of the week. Fortunately Connecticut mortgage rates improved nicely amid the tame inflation environment. Unfortunately that trend reversed mid week as oil prices spiked tied to a report which indicated supplies declines. Stocks also surged higher as earnings reports generally pleased investors. The DOW easily eclipsed the 11,000 mark.

Despite this, Connecticut mortgage rates still managed to improve by about 1/4 of a discount point for the week.

Leading economic indicators data Monday will set the tone for trading this week. The producer inflation data will be the most important release. If inflation pressures emerge Connecticut mortgage rates may be pressured higher.

LOOKING AHEAD

Economic Indicator	Release Date & Time	Consensus Estimate	Analysis
Leading Economic Indicators	Monday, April 19, 10:00 am, et	Up 1.0%	Important. An indication of future economic activity. Weakness may lead to lower rates.
Weekly Jobless Claims	Thursday, April 22, 8:30 am, et	465K	Important. An indication of employment. An increase in jobless claims may bring lower Connecticut mortgage rates.
Producer Price Index	Thursday, April 22, 8:30 am, et	Up 0.5%, Core up 0.1%	Important. An indication of inflationary pressures at the producer level. Decreases may lead to Connecticut mortgage rates.
Existing Home Sales	Thursday, April 22, 10:00 am, et	5.3M	Low importance. An indication of mortgage credit demand. Significant weakness may lead to lower Connecticut mortgage rates.
Durable Goods Orders	Friday, April 23, 8:30 am, et	Unchanged	Important. An indication of the demand for "big ticket" items. Weakness may lead to lower rates.
New Home Sales	Friday, April 23, 10:00 am, et	Up 1.9%	Important. An indication of economic strength and credit demand. Weakness may lead to lower Connecticut mortgage rates.

Durable Goods Orders

Durable goods orders are generally believed to be a precursor of activity in the manufacturing sector because manufacturing must have an order before considering an increase in production. Conversely, a decrease in orders eventually causes production to be scaled back; otherwise the manufacturer accumulates inventories, which must be financed.

Unfortunately, durable goods orders data has many drawbacks. The first problem with the orders data is that they are extremely volatile. The volatility of the data usually is attributed to the civilian aircraft and defense components of the figure. For example, if Boeing has a big order for one of its jumbo jets, the civilian aircraft category can change by $3-4 billion. The same scenario is evident when an aircraft carrier is ordered, surges in the defense category result. The second problem with the data is that orders are continuously being revised. There are many times in the past when the advance report on durables showed an increase while a revision a week later showed a decrease. The revised data is found in the report on manufacturing orders, shipments, and inventories.

Since the data is very volatile and difficult to forecast, there is quite often a huge disparity between the actual release and the initial projections. If the durable goods report is much stronger than expected, look for Connecticut mortgage rates to push higher. If favorable, the data may help interest rates remain steady or even push lower.

For more news and information about Connecticut mortgage rates, purchasing or refinancing a home visit www.ToMortgageServices.com, or call directly at (800) 922-3210

CHFA Mortgage Rates Remain Low April 16, 2010

Don Polletta (MBC Interactive) — Fri, 16 Apr 2010 14:56:10 -0700

The CHFA, or "CHAFA" as it is sometimes known, is operated by the Connecticut Housing Finance Authority. The CHFA loan program provides down payment assistance up to 100% of the homes purchase price to first-time homebuyers in the state of Connecticut. The price of real Estate in Connecticut, and CHFA mortgage rates continue to remain low. The opportunity to buy a home with a CHAFA loan has never been better. For more information on the CHFA Loan program visit www.ChfaMortgageLoan.com , or call us directly at (800) 922-3210.

CHFA mortgage rates remained steady for the week of April 17th with the current CHFA mortgage rates at historical lows of 4.5%. The current CHFA Mortgage Rates are in effect until Thursday, April 22, 2010 :
_____________________________________________

Interest rate: 4.375 % % (APR range 4.350 - 4.750 %)
Term - 30 years, fixed rate

Serving These Towns Since 1986:

CHFA Mortgage Rates April 8, 2010

Don Polletta (MBC Interactive) — Thu, 08 Apr 2010 13:39:27 -0700

CHFA mortgage rates remained steady for the week of April 6th with the current CHFA mortgage rates at historical lows of 4.5%. The current CHFA Mortgage Rates are in effect until Thursday, April 15, 2010 :
_____________________________________________

Interest rate: 4.375 % % (APR range 4.350 - 4.750 %)
Term - 30 years, fixed rate

Serving These Towns Since 1986:

Connecticut Mortgage Rates April 6, 2010

Don Polletta (MBC Interactive) — Tue, 06 Apr 2010 07:58:43 -0700

Mortgage bond prices fell again last week pushing Connecticut mortgage rates higher. The Fed ended the mortgage backed securities purchase program last Wednesday. There was no coincidence that rates spiked higher Thursday morning with the Fed no longer there to buffer negative movements and keep rates in check. Stock strength also pressured bonds as the Dow approached the 11,000 mark. Escalating oil prices also caused rates to spike higher as inflation fears begin to increase. Fortunately the PCE Price Index data came in as expected. Rates rose about 3/4 of a discount point for the week.

The Treasury auctions will once again take center stage this week. If foreign demand is lackluster like the last few auctions we could see that carry over to the mortgage bond market causing Connecticut mortgage rates to spike. The Fed minutes and weekly jobless claims may also move the market this week.

LOOKING AHEAD

Economic Indicator	Release Date & Time	Consensus Estimate	Analysis
3-year Treasury Note Auction	Tuesday, April 6, 1:15 pm, et	None	Important. $40 billion of notes will be auctioned. Strong demand may lead to lower mortgage rates.
Fed Minutes	Tuesday, April 6, 2:00 pm, et	None	Important. Details of last Fed meeting. Volatility may surround the release.
Consumer Credit	Wednesday, April 7, 8:30 am, et	Up $1.6 billion	Low importance. A significantly larger than expected increase may lead to lower Connecticut mortgage interest rates.
10-year Treasury Note Auction	Wednesday, April 7, 1:15 pm, et	None	Important. $21 billion of notes will be auctioned. Strong demand may lead to lower mortgage rates.
Weekly Jobless Claims	Thursday, April 8, 8:30 am, et	430k	Moderately Important. An indication unemployment. Higher claims may lead to lower rates.
30-year Treasury Bond Auction	Thursday, April 8, 1:15 pm, et	None	Important. $13 billion of bonds will be auctioned. Strong demand may lead to lower mortgage rates.

Treasuries

The 10 and 30-year Treasury bond yields are often viewed as "benchmarks", reflecting the overall state of interest rates in the US economy. Many people concerned about Connecticut mortgage rates track these bonds as a barometer for mortgage interest rates. However, in reality the Treasury and mortgage markets trade independently.

The supply and demand characteristics of Treasury bonds and mortgage-backed securities (MBSs) differ. Treasury securities represent money needed to fund the operations of the US government. MBSs, on the other hand, represent borrowing by homeowners. Demand for mortgage credit is seasonal and is also affected by the state of the overall economy. In terms of demand, Treasury securities are regarded as "risk free" investments, and often benefit from a "flight to quality" in times of financial crisis. Treasury bill, note, and bond prices are dictated by yield requirements and inflationary concerns. Because homeowners can sell or refinance their homes, investors in 30-year mortgage-backed securities usually see principal repayment in significantly shorter periods of time.

In the absence of information directly related to the mortgage interest rate markets, Treasury information can be useful. However, CT mortgage rates can vary significantly. In fact, many times the Treasuries will trade wildly while MBSs only see minor price changes and vice versa.

For more information about buying or refinancing a Connecticut home visit www.ToMortgageServices.com, or call directly at (800) 922-3210

CHFA Mortgage Rates March 29, 1010

Don Polletta (MBC Interactive) — Mon, 29 Mar 2010 08:59:14 -0700

CHFA mortgage rates remained steady for the week of March 29th with the current CHFA mortgage rates at historical lows of 4.5%. The current CHFA Mortgage Rates are in effect until Thursday, April 1, 2010 :
_____________________________________________

Interest rate: 4.375 % % (APR range 4.350 - 4.750 %)
Term - 30 years, fixed rate

The CHFA, or "CHAFA" as it is sometimes known, is operated by the Connecticut Housing Finance Authority. The CHFA loan program provides down payment assistance up to 100% of the homes purchase price to first-time homebuyers in the state of Connecticut. The price of real Estate in Connecticut, and CHFA mortgage rates continue to remain low. The opportunity to buy a home with a CHAFA loan has never been better. For more information on the CHFA Loan program visit www.ChfaMortgageLoan.com , or call us directly at (800) 922-3210.

Serving These Towns Since 1986:

Connecticut Mortgage Rates March 22, 2010

Don Polletta (MBC Interactive) — Mon, 22 Mar 2010 15:18:57 -0700

Mortgage bond prices rose last week helping Connecticut mortgage rates improve slightly. We started the week on a positive note with rates falling amid tame inflation readings. The producer price index fell 0.6% and the core rose 0.1%. The headline figure was the lowest since July 2009. Weekly jobless claims showed the employment situation remained poor. Unfortunately we saw the market fall a bit pushing Connecticut mortgage rates higher Thursday afternoon following the announcement of the size of the upcoming Treasury auctions and amid fear of future rate hikes. Rates fell about 1/8 of a discount point for the week.

The durable goods and gross domestic product data will be the most important releases this week. Supply concerns will continue to weigh heavily upon the bond market with the continued record Treasury auctions. If foreign demand falters CT mortgage interest rates could be pressured higher.

LOOKING AHEAD

Economic Indicator	Release Date & Time	Consensus Estimate	Analysis
Existing Home Sales	Tuesday, March 23, 10:00 am, et	Down 0.9%	Low importance. An indication of mortgage credit demand. A significant decrease may lead to lower CT mortgage rates.
2-year Treasury Note Auction	Tuesday, March 23, 1:15 pm, et	None	Important. $44 billion of notes will be auctioned. Strong demand may lead to lower CT mortgage rates.
Durable Goods Orders	Wednesday, March 24, 8:30 am, et	Up 0.5%	Important. An indication of the demand for "big ticket" items. Weakness may lead to lower rates.
New Home Sales	Wednesday, March 24, 10:00 am, et	Up 1.5%	Important. An indication of economic strength and credit demand. Weakness may lead to lower rates.
5-year Treasury Note Auction	Wednesday, March 24, 1:15 pm, et	None	Important. $42 billion of notes will be auctioned. Strong demand may lead to lower mortgage rates.
7-year Treasury Note Auction	Thursday, March 25, 1:15 pm, et	None	Important. $32 billion of notes will be auctioned. Strong demand may lead to lower mortgage rates.
Q4 GDP third estimate	Friday, March 26, 8:30 am, et	Up 5.8%	Important. The aggregate measure of US economic production. Weakness may lead to lower Connecticut mortgage rates.
U of Michigan Consumer Sentiment	Friday, March 26, 10:00 am, et	71	Important. An indication of consumers' willingness to spend. Weakness may lead to lower mortgage rates.

Gross Domestic Product

The Gross Domestic Product (GDP) is one the most important reports during any given quarter. GDP is a measure of US economic output and spending. The report is significant in that it provides investors, analysts, traders, and economists with a comprehensive report of the direction of the economy. In addition, it also influences the decisions of Federal Reserve policy makers, Congressional budget employees, and corporate financial planners.

GDP is the sum total of goods and services produced by the United States. The initial report is often based on incomplete data. Therefore, additional revisions are released over the following two months. There are often substantial differences between the initial release and the revisions. Connecticut mortgage rates generally respond favorably to weaker GDP growth.

While revisions generally don't move the market like the original release, they still have the potential to cause market volatility if vastly different from the prior releases. Be cautious heading into the data this week as Connecticut mortgage rates could become volatile.

CHFA Mortgage Rates March 18, 2010

Don Polletta (MBC Interactive) — Thu, 18 Mar 2010 15:21:15 -0700

The CHFA Homebuyer Program mortgage rates remained steady for the week of March 15th with the current CHFA mortgage rates at historical lows of 4.375%. The current rates for CHFA are in effect until Thursday, March 25, 2010 :
_____________________________________________

Homebuyer Mortgage Program

Interest rate: 4.375 % (APR range 4.475 - 4.875 %)
Term - 30 years, fixed rate

CHFA Downpayment Assistance Program (DAP)

Interest rate: 4.375 % (APR range 4.475 - 4.875 %)
Term - 30 years, fixed rate

Interest rate: 4.250 % % (APR range 4.350 - 4.750 %)
Term - 30 years, fixed rate

The CHFA, or "CHAFA" as it is sometimes known, is operated by the Connecticut Housing Finance Authority. The CHFA loanprogram provides down payment assistance up to 100% of the homes purchase price to first-time homebuyers in the state of CT. The price of real Estatein Connecticut, and mortgage interest rates continue to remain low. The opportunity to buy a home with a CHAFA loan has never been better. For more information on the CHFA Loan program visit www.ChfaMortgageLoan.com , or call us directly at (800) 922-3210.

Serving These Towns Since 1986:

CHFA Mortgage Rates March 4, 2010

Don Polletta (MBC Interactive) — Thu, 04 Mar 2010 12:36:38 -0800

The CHFA Homebuyer Mortgage Program interest rates are remained steady for the week of March 3rd with the current CHFA mortgage rate at historical lows of 4.375%. The current rates for CHFA are in effect until Thursday, March 11, 2010 :
_____________________________________________

Homebuyer Mortgage Program

Interest rate: 4.375 % (APR range 4.475 - 4.875 %)
Term - 30 years, fixed rate

Downpayment Assistance Program (DAP)

Interest rate: 4.375 % (APR range 4.475 - 4.875 %)
Term - 30 years, fixed rate

Urban Rehabilitation Homeownership (UR Home) Program

Interest rate: 4.125 % (APR range 4.225 - 4.625 %)
Term - 30 years, fixed rate

Pilot Homeownership and Downpayment Assistance Program for Manchester

Interest rate: 4.375 % (APR range 4.475 - 4.875)
Term - 30 years, fixed rate

Homeownership Program,
Home of Your Own Program,
Police Homeownership Program,
Teachers Mortgage Assistance Program, and
Military Homeownership Program

Interest rate: 4.250 % % (APR range 4.350 - 4.750 %)
Term - 30 years, fixed rate

Real Estate prices, and interest rate continue to remain low, and the opportunity to purchase a home has never been better. For more information on the CHFA Loan program visit www.ChfaMortgageLoan.com , or call us directly at (800) 922-3210.

Serving These Towns Since 1986:

Waterbury CT, Danbury CT,Brookfield CT,New Milford CT,Orange CT,Litchfield CT,TorringtonCT,Harwington CT,Avon CT,West Hartford CT,Glastonbury CT,Storrs CT,Cromwell CT,New London CT,Fairfield CT,Norwalk CT,Southport CT,Old Lyme CT,Milford CT,New Haven CT,Hartford CT,Groton CT,Waterford CT,Waterbury CT,New Hartford CT,Farmington CT,Avon CT,Southington CT,Plainville CT,Plantsville CT,Washington Depot CT,Newington CT,Newtown CT,Southbury CT,Woodbury CT,Watertown CT,Naugatuck CT,Prospect CT,Windsor CT,Beacon Falls CT,Seymour CT,Redding CT,Easton CT,Westport CT,Uncasville CT,Oakville CT,Wolcott CT,Bristol CT,Thomaston CT,Branford CT,West Haven CT, Nortfield CT,Hamden CT,Wallingford CT,Stamford CT,Stratford CT,Winsted CT,Terryville CT,Bridgeport CT,Ansonia CT,Derby CT,Woodbridge CT,East Hartford CT,Ellington CT,North Haven CT,Plymouth CT,Middlebury CT,Oxford CT,Redding CT,Bantam CT,Goshen CT,Cornwall CT,Roxbury CT,Bridgewater CT,Bethel CT,Bethlehem CT,New Britain CT,Colebrook CT,Simsbury CT,Barkhamsted CT,Collinsville CT,Norfolk CT,Lakeville CT,Kent CT,Berlin CT,Burlington CT,Winchester Center,Woodbridge Lake CT,New Fairfield CT,Sherman CT,New Preston CT,MOrris CT,Barkhansted CT,Canaan CT,