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It appears to me, and it has for quite some time, that the health of the real estate market, no matter where we are in the nation, is really based on the ability of first time buyers to invest in thier first home.

 

Everyone has to start somewhere. And I have found myself wondering how first time buyers were going to be able to survive in this market or even get into this market if it continues to skyrocket. Although I am all for equity building and the like, there really needs to be some focus on creating affordable housing options for first time buyers. Condo conversions are good, but they aren't everything.

 What do you all think?

 

Upcoming Multi-Lingual Homeownership Fair - August 12, 2006
Michelle Sotelo (Athome Realty, WA)
Every year, the International District Housing Alliance has sponsored a Multi-lingual Homeownership Fair. The fair is intended to educate and provide homeownership resources with the multi-lingual community. This year, the event will be on August 12…
7 Reasons to Own Your Own Home
Michelle Sotelo (Athome Realty, WA)
•1. Tax breaks. For the time being, the U. S. Tax Code lets you deduct the interest you pay on your mortgage, property taxes you pay, and some of the costs involved in buying your home. •2. Gains. Between 1998 and 2002, national home prices…
5 Things to Understand About Homeowners Insurance
Michelle Sotelo (Athome Realty, WA)
I teach a first time homebuyer seminar every month. During the seminar, one of the topics that we spend time discussing is the importance of Homeowners Insurance. Since you cannot purchase a home without having it, future homebuyers need to…
Utilities can be a HUGE problem!
Michelle Sotelo (Athome Realty, WA)
During a recent transaction, I had my first run in with the Tacoma PUD. Being that I work most often in the Seattle & Snohomish County area most often, this was my first experience with this Utility district… but MAN! They are very "wierd…
Bank of America predicts continued softening...
Michelle Sotelo (Athome Realty, WA)
I often see the Bubblehead vs HousingHead argument on blogs all over the internet. So why am I posting more info to fuel the debate? Simply because I came across a startling piece of information… So now, I share! Don't shoot the messenger!!!…
The Perfect starting block!
Michelle Sotelo (Athome Realty, WA)
I have been teaching and volunteering within the community over the last 12 months now. Over the last few weeks, however, I have really come to realize how important this has become to my students… both past and present. As a hombuyer educator, my…
Rate Change to the HouseKey Program
Michelle Sotelo (Athome Realty, WA)
Recently, the Washington State Housing Finance Commission raised rates for the HouseKey State Bond Mortgage program. As of July 10, 2006, the new rates are as follows: 5. 625% fixed interest rate for 30 years /maximum 2. 00 points 5. 875% fixed…
Do you agree?
Michelle Sotelo (Athome Realty, WA)
5 Common First-Time Homebuyer Mistakes T They don't ask enough questions of their Lender and miss out on the best deal. Many don't even think about a lender until they have found the "home of their dreams". They don't act…
Licensed to Profit
Michelle Sotelo (Athome Realty, WA)
You've probably thought to yourself, "How hard can selling houses really be? " Depending on where you live, you can probably get a real estate license for $500 or so, and top agents can easily make six figures. If you are making the…
 

Michelle Sotelo

Everett, WA

More about me…

Athome Realty, WA

Address: 5611 196th Street SW, Lynnwood, WA, 98036

Office Phone: (425) 773-5969

Cell Phone: (425) 773-5969

Email Me

As a Realtor, I have always felt committed to helping my clients achieve their goals of homeownership. It is in this desire that I have come upon this quest to learn about affordable home ownership opportunities that are hidden jewels for our future first time buyers! I will use this blog to share the information that I learn and to highlight special organizations that are out there within our communities!


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