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Abuse of Power - Unscrupulous Title & Mortgage Company Operator Orchestrated Fraud Scheme. - 06/16/10 04:24 PM
A former owner-operator of Noble Title Agency and Noble Mortgage Company in Colorado has been indicted by a federal grand jury in Denver on 63 counts of wire fraud in connection with a mortgage fraud scheme that Noble allegedly perpetrated. The indictment states Noble knowingly devised and intended to devise a scheme to defraud lending companies that funded residential mortgage loans and for obtaining money from them and from buyers who paid cash for a residence by means of materially false and fraudulent representations. Specifically, it was part of the scheme that Noble allegedly orchestrated the purchase of numerous residential properties, (0 comments)
The Justice Department characterizes the case as involving "a more than $1.9 billion scheme that contributed to the failures of Colonial Bank ... and TBW."
As the current mortgage meltdown continues we all need to recognize how mortgage fraud has played a huge role in beating up the real estate industry and economy.
Taylor Bean once originated more than $30,000,000,000.00 (billion) worth of mortgage loans annually. It was the third largest lender underwriting Federal Housing Administration-insured loans and was the fifth largest Freddie Mac securities issuer.
The scheme is reported to have begun when TBW was experiencing (1 comments)
Bait-and-switch schemes involve an offer that is presented to the borrower early-on as a means to entice, but later once the borrower has signed, the terms of the deal change. Essentially the borrower jumps on a great deal, and ends up with a terrible one.
In a continuing probe into a defunct Southern California mortgage brokerage, Attorney General Edmund G. Brown Jr. announced the arrests of the president and co-owner and his two associates who used "deceptive promises and forged documents" to steal almost $1 million from homeowners falsely guaranteed attractive home loan refinancing packages.
Read the whole story (0 comments)
“Flopping” Short Sale Properties – Agent faces 30 years in Prison - 06/13/10 01:52 PM
The goal of a short sale is to help a homeowner avoid foreclosure if they are no longer able to make payments or remain in the home. In the short sale process, a house is sold and a settlement of the mortgage debt is for less than the amount that is owed to the lender. With the high level of foreclosure filings every month there are plenty of people out there promising homeowner's solutions that sound too good to be true. There is no lack of dishonest con artists willing to take advantage of desperate homeowners. This particular fraud case involved (2 comments)
A straw buyer is a person who uses or allows their credit to be used for the purchase of a property they never intend to use or control. Straw buyers can also be used to purchase non-owner occupied properties by being paid simply for the use of their credit. Sometimes a straw buyer will be offered several thousand for the favor, or they may never know that their name and information will be used on the loan application and in some cases are also asked to sign forged documents.
Ruben Hernandez and co-defendant Joel Rodriguez owner of Coast to Coast Mortgage were sentenced in a mortgage fraud case.
Hernandez purchased six properties using false social security information and bank statements. While Rodriguez used false social security numbers to purchase two properties, obtain home equity lines of credit and open a bank account.
Hernandez eluded authorities for about a year and was tracked down to a bungalow in Pasadena, California by Investigator David Ishibashi of the District Attorney's Bureau of Investigation, Investigator Steve Louie of the Department of Motor Vehicles and Deputy U.S. Marshal Sal Reyes. It was also (0 comments)
In the first fraud scheme, the fraudsters set up a business that telephoned mortgage brokers around the country, offering them lists of purported "live leads" - homeowners in the brokers' local area who had purportedly expressed an interest in speaking with a local mortgage broker about refinancing their mortgages.
Read more of the sorry @ http://tinyurl.com/2fbxdut
The victims did not know they were deceived until receiving their initial mortgage statements.
The Fraudsters brought in more than $750,000 in Mortgage broker fees from several dozen fraudulently induced mortgages, (0 comments)
A quitclaim deed has the forged signatures of a thief. What actually happens is, a fraudster forges a property owner’s name on a quit claim deed. The forgery is made to look as the owner has sold off or transferred the property to the fraudster. The forged deed is signed by a notary public either legitimately or fraudulently and then recorded at the County Recorder’s office. In this way, the imposter becomes the owner of the property. A California man was charged with stealing over $3.5 million in a fraudulent scheme of real property theft and renting out houses he (1 comments)
Join the “Florida Quality Council” Today - 06/02/10 10:39 AM
Whether you are a homeowner, agent or appraiser we all need the fraudsters to FEAR retribution from the ethical honest "real estate industry professionals". Florida Quality Council is having a membership drive, only $39.00 for 2010! When you join FLQC, you're clearly demonstrating your commitment to your profession...and that's one commitment that lenders and employers all over the country will recognize.Florida Quality Council VisionThe Florida Quality Council will be a voice for quality and awareness of fraud in the mortgage profession: advocating fairness to all lenders, support vendors and homeowners, promoting best practice, and providing exceptional service to its members.MISSION (0 comments)
R. E. Agent- Ring Leader- Pleads Guilty- $12.6 Million Scheme Involved New, Upscale Homes - 06/02/10 08:34 AM
This is one of the largest mortgage fraud cases ever prosecuted in our district, and illustrates that this is a problem that affects not only low-income neighborhoods, but also more affluent suburbs," U.S. Attorney for the Western District of Missouri John F. Wood said. "Mortgage fraud poses a significant economic threat and directly impacts the well-being of our neighborhoods. A former real estate agent pleaded guilty in federal court to her role in a $12.6 million mortgage fraud conspiracy that involved 25 upscale residential properties in Missouri. Angela R. Clark was a real estate agent and co-owner of Centsable Business Services who sold (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.