A 12 Step Guide To Show You What Exactly Goes Into Closing A Home Loan - 04/29/09 09:48 PM
A 12 Step Guide To Show You What Exactly Goes Into Closing A Home Loan
1.  Speak with a loan officer to get pre-qualified. Know your options and feel comfortable with them.
2.  Get pre-approved for the loan
3.  If you like my rates and options, make an appointment to come sign your loan application.  At this time you will view a Good Faith Estimate of the closing costs, receive a copy of your credit report if requested and obtain a copy of all the paperwork you agreed to with us.  This process does not constitute a commitment for a loan.  … (5 comments)

The Amish Elevator - 04/14/09 09:35 AM
An Amish boy and his father were in a mall. They were amazed by almost everything they saw, but especially by two shiny, silver walls that could move apart and then slide back together again. The boy asked, "What is this, Father?"                        The father (never having seen an elevator) responded, "Son, I have  never seen anything like this in my life. I don't know what it is."                        While the boy and his father were watching with amazement, a 'large' old lady in a wheelchair moved up to the moving walls and pressed a button..                        The walls opened and the lady rolled between them into a … (6 comments)

The Financial crisis explained in simple terms - 04/05/09 04:07 PM
A VERY GOOD EXAMPLE AND NOW I FINALLY I UNDERSTAND. Heidi is the proprietor of a bar in Berlin. In order to increase sales, she decides to allow her loyal customers - most of whom are unemployed alcoholics - to drink now but pay later. She keeps track of the drinks consumed on a ledger (thereby granting the customers loans). Word gets around and as a result increasing numbers of customers flood Into Heidi's bar. Taking advantage of her customers' freedom from immediate payment constraints, Heidi increases her prices for wine and beer, the most-consumed beverages. Her sales volume increases massively. … (6 comments)

Psychopath Test - Not a Trick Question - 04/05/09 03:31 PM
Psychopath Test Read this question, come up with an answer and then scroll down to the bottom for the result.
This is not a trick question. It is as it reads. No one I know has gotten it right.
A woman, while at the funeral of her own mother, met a man who she did not know. She thought he was 'amazing'. She believed him to be her dream partner so much, that she fell in love with him right there, but never asked for his number and could not find him. A few days later she killed her sister.
Question: … (6 comments)

The absolute best Little Johnnie joke - 04/05/09 03:28 PM
The absolute best Little Johnnie joke
Little Johnnie's neighbour had a baby.
Unfortunately, the baby was born without ears.
When mother and new baby came home from the hospital, Johnnie's family was invited over to see the baby.
Before they left their house, Little Johnnie's dad had a talk with him and explained that the baby had no ears. His dad also told him that if he so much as mentioned anything about the baby's missing ears or even said the word ears, he would get the smacking of his life when they came back home.
Little Johnnie told his dad … (5 comments)

The absolute best Little Johnnie joke - 04/05/09 02:57 PM
The absolute best Little Johnnie joke
Little Johnnie's neighbour had a baby.
Unfortunately, the baby was born without ears.
When mother and new baby came home from the hospital, Johnnie's family was invited over to see the baby.
Before they left their house, Little Johnnie's dad had a talk with him and explained that the baby had no ears. His dad also told him that if he so much as mentioned anything about the baby's missing ears or even said the word ears, he would get the smacking of his life when they came back home.
Little Johnnie told his dad … (2 comments)

The Nun and the Preist go Golfing - 04/05/09 02:41 PM
THE NUN & PRIEST GO GOLFING A Catholic priest and a nun were taking a rare afternoon off and enjoying a round of golf.
The priest stepped up to the first tee and took a mighty swing.
He missed the ball entirely and said "Shit, I missed."
The good Sister told him to watch his language.
On his next swing, he missed again. "Shit, I missed."
"Father, I'm not going to play with you if you keep swearing," the nun said tartly.
The priest promised to do better and the round continued. On the 4th tee, he misses again. The usual … (5 comments)