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localism: 12 Hidden Costs of Homeownership - 04/12/10 10:00 AM
12 Hidden Costs of Homeownership
As the spring season gets underway, many Americans will be looking to take advantage of the lower real estate prices, attractive mortgage rates, and federal tax credit by purchasing a home. But remember: Not all of the costs associated with homeownership are reflected in the listed price.
Indeed, many buyers -- particularly first-time buyers -- may be surprised by the amount of cash they'll need to set aside for housing-related expenses that they hadn't previously considered.
These often-overlooked expenses can include everything from title insurance to lawn mowing. To give would-be home buyers a … (5 comments)
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localism: Where The Term Real Estate Came From. - 05/27/09 07:57 AM
Where The Term Real Estate Came From.
A Brief History And Origins of Real Estate.
Definition: Real Estate A piece of land, including the air above it and the ground below it, any buildings or structures on it also called realty, and improvements there to, also called real property.
In law, the word real means relating to a thing (res/rei, thing, from O.Fr. reel, from L.L. realis "actual," from Latin. res, "matter, thing"), as distinguished from a person. Thus the law broadly distinguishes between "real" property (land and anything affixed to it) and "personal" property (everything … (0 comments)
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localism: Who Owns My Mortgage? - 04/28/09 07:31 AM
Who Owns My Mortgage?
by Ralph Roberts
When trying to contact your lender to work out a payment plan or some other deal, knowing who owns your mortgage can be very helpful. Unfortunately finding out is not as easy as it sounds. You should be able to call the phone number on your last mortgage statement or the number in your payment coupon book and connect directly with your lender.
More often than not, this merely puts you in touch with the servicer - the business that collects and processes your payments. In some cases, the servicer is prohibited from divulging … (4 comments)
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localism: The Ten Commandments of a Successful IDX Solution - 03/09/09 11:55 AM
The Ten Commandments of a Successful IDX Solution
Published on Monday, February 23, 2009, 1:04 PM Last Update: 3 hour(s) ago
by Peyman Aleagha Tags: idx free idx realtysoft.com
The Internet is changing the way that Realtors do business and market themselves to such an extent that many will not be around in a few short years. Survival of the fittest is the way of the world, and the fittest in real estate will be those agents and brokers who understand the new Internet consumer and how to engage them from first contact through a commission. The very first contact that most of … (2 comments)
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localism: Housing Opportunity Program - 02/05/09 09:15 PM
Housing Opportunity Program
REALTORS® are ideally situated to improve housing opportunities where they live. They are the first stop for the prospective homebuyer or renter. Accordingly, REALTORS® can reach out - through personal involvement in their own communities - to those who need greater access to quality, affordable homeownership and rental opportunities.
NAR's Housing Opportunity Program was created in 2002 with the vision of positioning, educating and assisting REALTORS® to create housing opportunities for all. The Housing Opportunity Program offers programs, grants, trainings, and resources that help REALTORS® and REALTOR® associations expand housing availability and insure an adequate supply of rental … (2 comments)
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localism: Law of Contrast - 09/11/08 08:37 PM
Law of Contrast
by Bob Hafer
Think about how much income you've lost because of your inability to persuade. How many times have you been unable to convince a good prospect to buy a home you knew met all criteria but couldn't close the sale? I believe the way to improve sales lays in your ability to incorporate the law of contrast into your sales presentation.
When people visit a home they immediately do three things. They look, compare and contrast. They look to understand what is offered. They compare to make sure what they see satisfies their buying criteria … (5 comments)
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localism: Real Estate Outlook: Index Says Positive Growth Underway - 04/24/08 12:13 PM
PLAY VIDEO
Real Estate Outlook: Index Says Positive Growth Underway
by Kenneth R. Harney
You might not hear much about them on TV or in the papers, but there are some economic signs popping up right now that are -- at the VERY least -- encouraging for housing and real estate.
Take the gold standard of all forward indicators for the U.S. economy -- the Conference Board's "Index of Leading Indicators," which is based on a broad survey of industry data and predicts economic activity three to six months down the road.
The latest Conference Board index registered its first increase in … (2 comments)
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Frank Zeno
San Antonio,
TX
More about me…
Integrity Realty
Address: 2519 REDBRIDGE , San Antonio, TX., 78248
Office Phone: 210
Cell Phone: (210) 748-3048
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