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transaction: Who Owns My Mortgage? - 04/28/09 07:31 AM
Who Owns My Mortgage?
by Ralph Roberts
When trying to contact your lender to work out a payment plan or some other deal, knowing who owns your mortgage can be very helpful. Unfortunately finding out is not as easy as it sounds. You should be able to call the phone number on your last mortgage statement or the number in your payment coupon book and connect directly with your lender.
More often than not, this merely puts you in touch with the servicer - the business that collects and processes your payments. In some cases, the servicer is prohibited from divulging … (4 comments)

transaction: Slow Market Survival Guide: How to Survive in Today's Market - 08/28/08 05:24 PM

Slow Market Survival Guide
How to Survive and Prosper in Today's Slow Real Estate Market
 
By: Ben Curry
 
The news has been full of Doom and Destruction concerning the housing market. Is this really what's going on in the U.S housing market?  Real Estate Agents had it easy during the booming market.  As long as you had buyers or listings, you were guaranteed to make money. 
Homes closed quickly and banks were quick to accept sketchy loans.  Borrowers with no job could buy a house.  People with damaged credit could buy a home with little out of … (15 comments)

transaction: Housing Bill To Provide Mortgage Relief... - 07/30/08 12:55 PM
 
 
Bush signs housing bill to provide mortgage relief
By JENNIFER LOVEN, Associated Press Writer
WASHINGTON - President Bush on Wednesday signed a massive housing bill intended to provide mortgage relief for 400,000 struggling homeowners and stabilize financial markets.ipt"
 

Bush signed the bill without any fanfare or signing ceremony, affixing his signature to the measure he once threatened to veto, in the Oval Office in the early morning hours. He was surrounded by top administration officials, including Treasury Secretary Henry Paulson and Housing Secretary Steve Preston.
"We look forward to put in place new authorities to improve … (0 comments)

transaction: Realtor Caught in Cash-Back-at-Closing's Crosshairs - 02/01/08 09:14 AM
 
 Realtor Caught in Cash-Back-at-Closing's Crosshairs
by Ralph Roberts
According to Realtor Lori Polin, she was totally unaware that what she was involved with consisted of real estate and mortgage fraud. If ignorance of the law was an appropriate defense, she could be off the hook. Unfortunately it's not. According to a recent story in the St. Petersburg Times entitled "Unsigned letter accuses agent of mortgage fraud," Polin was allegedly involved in classic cash back at closing schemes.
Here's how a cash back at closing scheme works: The buyer pays more for a property than it's worth, and the seller agrees to … (7 comments)

 

Frank Zeno

San Antonio, TX

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Integrity Realty

Address: 2519 REDBRIDGE , San Antonio, TX., 78248

Office Phone: 210

Cell Phone: (210) 748-3048

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