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Wayne, Oakland, and Macomb Counties Only

Requirements:

2 years Corporate Tax Returns
2 years Personal Tax Returns (for all principals with 20% or greater interest in company)
Personal Financial Statement
A current Rent Roll and signed lease agreements
Up to 70% LTV
Lender likes to see high 600 credit, but will review all deals

If you are looking to consolidate your mortgages into one loan, please contact me. E-mail is usually the quickest way.

Other services available:

  • Conventional Financing
  • Commercial Financing
  • Hard Money
  • Rehab Service - Detroit Only
  • Realtor Service - South East Michigan only
  • Investment properties 

Thank you,

Steve Embry
248-481-3840 - Office
info@myloanclosedtoday.com
www.myloanclosedtoday.com

 

Detroit has a large number of properties currently available in good areas for under $25,000. These properties are in need of some TLC. Our company can help you locate a property that fits in your investor criteria. We have access to both listed and FSBO properties.

Our services do not stop at locating the properties. We offer the financing to purchase these properties. We have the Hard Money Loans to allow you to purchase properties in need of rehab and obtain the money for the rehab in the loan. Once the rehab is complete, we will refinance you out of the hard money into a conventional loan.

For those who are out of state or do not wish to do the rehab of the property, we have on staff crews that will go in and complete the rehab to get your house ready to rent.

List of services:

  • Financing - Hard Money, Residential, Commercial
  • Realtor Services
  • Rehabbing Properties
  • Property Clean Out
  • Credit Assitance - we can sit down and help you work out a plan to be able to apply for a loan in the future.

If you have questions about our services, please call 248.481.3840. You can also e-mail us at info@myloanclosedtoday.com

Thank you,
Steve Embry
My Loan Closed Today, Inc.
http://www.myloanclosedtoday.com/
248.481.3840 - Office
248-230.4990 - Fax

 

My Loan Closed Today, Inc. has hard money available in the City of Detroit and surrounding areas. If you are in need of purchase and rehab money, we are the place to go. Even if you already own the home, we can help do a hard money refi. Below is the criteria:

  • Up to 55% After Repaired Value
  • Brick Homes Only
  • Docs Needed: 2 Years tax returns or W-2's, last 2 paystubs, last 2 bank statements
  • Appraisal ordered by lender - $325
  • Title ordered by lender
  • Cost - 5 Broker points + Lender Fees 

Loans can usually close in about 2 weeks from time appraisal is received.

We approve you for the end loan to refinance out at same time as approving the hard money loan.

Other Loans Available in all 50 states:

  • Residential
  • Investment Properties
  • Commercial - Stated Income/Stated Asset programs available 

If there is a loan that you are seeking, please do not hesitate to contact us to see if we have the resources.

We have an on staff Realtor available if you need help locating a property in South East Michigan.

For more information, please visit http://www.myloanclosedtoday.com/ or call 248.481.3840.

Thank you,
Steve Embry
My Loan Closed Today, Inc.
info@myloanclosedtoday.com

 

My Loan Closed Today, Inc. has hard money available in the City of Detroit and surrounding areas. If you are in need of purchase and rehab money, we are the place to go. Even if you already own the home, we can help do a hard money refi. Below is the criteria:

  • Up to 55% After Repaired Value
  • Brick Homes Only
  • Docs Needed: 2 Years tax returns or W-2's, last 2 paystubs, last 2 bank statements
  • Appraisal ordered by lender - $325
  • Title ordered by lender
  • Cost - 5 Broker points + Lender Fees 

Loans can usually close in about 2 weeks from time appraisal is received.

We approve you for the end loan to refinance out at same time as approving the hard money loan.

Other Loans Available in all 50 states:

  • Residential
  • Investment Properties
  • Commercial - Stated Income/Stated Asset programs available 

If there is a loan that you are seeking, please do not hesitate to contact us to see if we have the resources.

We have an on staff Realtor available if you need help locating a property in South East Michigan.

For more information, please visit http://www.myloanclosedtoday.com/ or call 248.481.3840.

Thank you,
Steve Embry
My Loan Closed Today, Inc.
info@myloanclosedtoday.com

 

My Loan Closed Today, Inc. has expanded its hard money programs. We have worked with lenders to be able to service your hard money needs for residential and commercial to the following states:

AL, AZ, CA, CO, CT, DC, DE, FL, GA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI, WV, WY

Each state and lender has their own criteria for lending. For us to locate the right lender for you, please call or e-mail us the following info:

Type of project - Residential or Commercial

  • Location
  • Purchase Price
  • Value
  • Rehab Costs (if needed)
  • Credit Score
  • Will you be going Full Doc or Stated

Once we have the information we can discuss the deal with out lenders and provide you with full details of the program available.

For more information, please contact our office and speak to one of our loan officers - 248.481.3840 or info@myloanclosedtoday.com

Thank you,
Steve Embry
Loan Officer
My Loan Closed Today, Inc.
http://www.myloanclosedtoday.com/

 

Are you a Realtor, Lawyer, Accountant, Investor, or just someone who networks inside the real estate business? My Loan Closed Today, Inc. would like to pay you to send commercial financing our way.

My Loan Closed Today, Inc. has many programs available to help commercial real estate buyers.

  • Stated Income/Stated Asset
  • Financing up to 97%
  • Closings in Corporate Name
  • Fast Closings - average close time is 45 days
  • Much more........

For a list of properties we finance, please visit http://www.myloanclosedtoday.com/. If you do not see your specific type of property, please e-mail or call us.

My Loan Closed Today, Inc. offers a variety of other financing:

  • Residential
  • Investment
  • Business
  • Equipment
  • Hard Money (Michigan only, but soon to have additional states)

For more information, please e-mail us at info@myloanclosedtoday.com or call 248.481.3840.

Thank you,
Steve Embry
My Loan Closed Today, Inc.
http://www.myloanclosedtoday.com/

 

Are you looking to purchase or refinance a commercial building? My Loan Closed Today, Inc. would like to help. We offer stated income/stated asset programs up to 90% CLTV. Minimum loan amount is $100,000. Pre-approvals within 48 hours. We can usually close in 45 days (average close time). Below is a list of properties we will consider. If you do not see your type of property, please e-mail us:

Multi-Family Housing - We fund residential structures that contain five or more dwelling units in the same building. These multi-story buildings generally offer individual apartments for rent with common area facilities, such as an entrance, lobby, elevator, stairs, hallway, walks, or grounds.

Mixed Use / Apartment Buildings - These properties integrate residential spaces with commercial uses, such as retail or office space. Often these properties have a ground floor retail store or office with apartment(s) above, all in the same building.

Retail / Office Buildings - Designed for retail or office sales and display, this category includes stand-alone buildings such as offices, supermarkets, convenience stores, drug stores, department stores, bakeries, and beauty shops - as well as strip centers, and neighborhood and community shopping centers.

Warehouses / Light Industrial Properties - Single and multi-tenant facilities that are used for warehousing, light manufacturing, distribution, research and development. Does not include buildings where heavy manufacturing or specialized industrial operations such as welding occur.

Self-Storage Facilities - Now one of the most competitive building classes in the country, these facilities are designed primarily for storage. This category also includes cold storage, RV and boat storage facilities, and truck terminals (transit facilities).

Automotive Services - Includes everything from auto repair facilities to retail auto shops and part supply stores.

Special Purpose / Unique Properties - We will consider all commercial and unique properties that fall within our program guidelines and loan amounts, including day care and educational facilities, funeral homes, campgrounds, outdoor entertainment centers, trailer and mobile home parks, and marinas.

Hotels / Motels - With our industry knowledge and expertise, we feel we understand the non-flagged world of hotels and motels better than most lenders. Our valuation assumptions are based on facts relative to the specific property.

Restaurants - We offer competitively priced financing for a wide range of properties, including owner-occupied and leased facilities as well as fast-food and full-serve restaurants in neighborhood settings or urban.

Health Care - Included in this category are all Assisted Living or Nursing Home types of operations where a license is required to operate the business.

My Loan Closed Today, Inc. makes the process of buying or refinancing commercial loans easy. We are there to answer all questions from the start of the process to beyond the close.

For further information, please  call 313.595.5967 or e-mail us at info@myloanclosedtoday.com

Thank you,
Steve Embry
My Loan Closed Today, Inc.
www.myloanclosedtoday.com

 

Hello Investors,

It seems that Investors think that they are limited to 10 properties on their credit and then they must seek alternative sources for money to grow in the real estate business. I work with mostly investors and have been able to get them above 10 mortgages. We have worked with many major banks to be able to structure the deals the way they want to get the approvals. The approvals do not come with high interest rates.

Banks are still wanting the Investor business and have been happy to sit with us on many occasions to review files. The real estate business has been a roller coaster for many, but if done correctly and we work with the banks and they work with us, we can smooth out the ride and have a healthy investing future.

Loans available nationwide:

  • Residential
  • Investment
  • Commercial
  • Jumbo
  • Second Home
  • New Construction
  • HELOC's
  • Hard Money - Michigan Only
  • Much Much More!!!!!

For more information or to ask questions, please e-mail me at info@myloanclosedtoday.com or call 313.595.5967

Thank you,
Steve Embry
http://www.myloanclosedtoday.com/

 
Detroit Houses For Sale • All houses are rented, except where noted • Make offers on houses, seller is motivated. No reasonable offer refused!!!! • Additional information available upon request • Offers can be faxed to 248.841.4562 • Offers must be accompanied by an approval letter. If you are not approved, please contact Steve Embry at My Loan Closed Today – 313.595.5967 or info@myloanclosedtoday.com • Hard Money may be available if needed • Amounts to right are appraised value 13259 Mark Twain 80,000 15121 Trinity – needs rehab – not rented 75,000 22651 Santa Maria 93,000 29555 Glenwood – Inkster 114,000 508 W. Hollywood – needs rehab – not rented 80,000 14320 Freeland 80,000 14117 Stout 65,000 9928 Schaefer Hwy 77,000 11504 W. Outer Dr. 65,000 9234 Plainview 70,000 10066 Elmira 80,000 26331 Carlylse – Inkster 90,000 12021 Archdale 90,000 19700 Cliff – not rented 80,000 14644 Hubbell 80,000 15041 Manor 80,000 14310 Westbrook 65,000 26327 Carlylse – Inkster 70.000 5790 Maryland 75,000 17541 Maine – needs minor rehab – not rented 55,000 11378 Ohio – not rented 70,000 17418 Anglin – needs complete rehab 75,000 11950 Payton St. – 80,000 17180 Fleming St. – 80,000 9443 Nottingham – Coming – Not Rented 17372 Waltham – Coming – Needs Complete Rehab Two Family 690-92 W. Hollywood – not rented 75,000 3831-35 Beniteau 80,000 1453-55 Taylor 90.000 6421 Vancourt 65,000 7910 Frontenac 65,000
 

Detroit Hard Money Available

Up to 55% After Repaired Value - this includes purchase, rehab, and closing costs
Brick Homes Only
620 Min FICO
Full Doc - you can use last 2 years tax returns or W-2's, or 6 - 12 months bank statements
Lender will order appraisal and title
Appraisal to be paid when they go out - $325
Can usually close in 2 weeks or less after all docs and appraisal are in

If you need help locating a brick home for investment, please let us know. We have an on staff Realtor.

We also offer the following loans nationwide:

FHA
VA
Residential
Commercial
Jumbo
Investment
HELOC
Business
Equipment
And More.......

For more information, please e-mail us at info@myloanclosedtoday.com  or call 313.595.5967

Thank you,
Steve Embry
My Loan Closed Today, Inc.
http://www.myloanclosedtoday.com/

 
 
Mortgage Company: My Loan Closed Today
Steve Embry
Rochester Hills, MI
More about me…
My Loan Closed Today

Office Phone: (248) 481-3840
Email Me


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