How’s your credit? Part II: 8 Steps to Building Good Credit - 03/11/08 02:17 PM
Whether we like it or not, it’s a fact: our credit score matters; if we want to buy stuff, it matters a lot.  But if you don’t have great credit, take heart: there are 8 very real steps you can take to clean it up.
1.  If you’re currently missing payments or paying late, start paying your bills on time, every time.
2.  If you have debts outstanding – including debts that have been sent to collections but remain unpaid – pay them.  While paying a debt that has been sent to collections won’t erase the collections mark, it will replace … (1 comments)

Looking to buy or refinance? There’s one question every lender will ask: How’s your credit? - 03/11/08 02:14 PM
Amidst all the fear about falling home prices, tighter lending standards, the weak value of the dollar, a looming recession. . . While we can’t predict the future, one thing is certain: most mortgage lenders have tightened their lending standards. 
One part of the build-up to the housing bust and the subprime mortgage mess was lenders’ lax standards.  Requiring certain debt-to-income ratios, credit scores, and money in the bank fell by the wayside as – it seemed – everyone and their dog took out a loan.
But no more – and maybe the lending pendulum has swung in the opposite … (0 comments)

The only thing we have to fear is fear itself - 03/05/08 11:16 PM
75 years ago yesterday, on March 4, 1933, President Franklin Delano Roosevelt gave his first inaugural address.  The country was in desperate economic shape – the throes of the Great Depression – and FDR had been elected in a landslide to do something to pick the country back up. 
That day he spoke some of the most memorable words we’ve heard.  He said:  “This great nation will endure as it has endured, will revive and will prosper. So first of all, let me assert my firm belief that the only thing we have to fear is fear itself.”  (Visit http://webstorage4.mcpa.virginia.edu/fdr/audiovisual/speeches/spe_1933_0304_roosevelt.mp3 … (0 comments)

How the Phoenix-area real estate market is like my backyard, or, how the real estate market could turn around this spring - 03/05/08 11:13 PM
Happy March!  It’s hard to believe that it’s already time for spring pruning – how the time flies.
I was out in the yard this weekend, pruning the dead branches and leaves and I thought about how my yard is kind of like the Phoenix area real estate market (I know, I know – but bear with me, I’m going somewhere here).  I have to prune off the dead branches and leaves to allow my beautiful flowers and shrubs to flourish this spring; without pruning the dead stuff, the new stuff won’t grow.
In the real estate market we had an … (0 comments)

 
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Bob Stahl

Phoenix, AZ

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Keller Williams Arizona Realty

Address: Scottsdale, AZ, 85258

Office Phone: (480) 767-3000

Cell Phone: (602) 318-1114

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Knowledge is power. In that spirit, the MyPhoenixMLS Phoenix Real Estate Blog covers everything that's Phoenix-area real estate, with the goal of helping buyers and sellers navigate the market.


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