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MSNBC's John Schoen Reports Housing Market 'hints of a bottom' - 08/26/08 06:42 PM
John Schoen reports on MSNBC that the housing market ‘hints of a bottom.' But cautions that falling prices lure more buyers but forecast clouded by weakened economy.Schoen goes on to write that in some regions at least, the market appears to be stabilizing as lower prices entice buyers to finally jump into the market. John Schoen's interesting article, as well as a table of statistics for various parts of the country, can be accessed at: http://www.msnbc.msn.com/id/26408255
California's Falling Home Prices Spark Increased Number of Sales. - 08/25/08 11:33 PM
The California Association of Realtors reported today, that California's free-falling home prices sparked a fourth straight month of year-over-year sales gains during July. Jim Wasserman of The Sacramento Bee, has a more detailed report on the numbers of state wide home sales statistics in California, and collective California price reduction data.The article is linked below: http://www.sacbee.com/749/story/1184910.html The month of July also demonstrated dramatically increased number of home sales for Sacramento as well - while prices declined for the same time period. (12 comments)
Sales Statistics for Sacramento - Month of July 2008 - 08/24/08 09:51 PM
Here are the Sales Statistics for Sacramento County through the Month of July 2008. The number of sales have considerably increased compared to the same month a year ago. In fact they show a 66.2% increase in numbers of sales. However, prices have declined by 33.8% for the same time frame. That represents single family homes numbers. The counties of El Dorado, Placer, and Yuba did not demonstrate the same increased number of sales, but price declines weren't as deep. In addition to the graphic below for Sacramento County. Other graphics are available through the link immediately following here, for El Dorado, (2 comments)
Government will help Fannie and Freddie predicts Buffett - 08/23/08 12:06 AM
In a report from MSNBC today, Warren Buffett predicted the federal government eventually will likely need to step in to help because the troubles of Fannie Mae and Freddie Mac seem to be growing and feeding on themselves. About half of the mortgage debt in the United States is held by Fannie Mae, and Freddie Mac, and they are the largest source of funding for home mortgages. The increased number of defaults, is cause for concern. Losses between April and June of this year, for the two companies totaled $3.1 billion, and fear is mounting by investors that losses will continue (3 comments)
As the current Olympics in Beijing draw to a close, I'd like to take this opportunity to honor a historic Sacramento person, who helped catapult our area into the limelight of Olympic Swimming for three decades.Sherm Chavoor, founder of the Arden Hills Swim and Tennis Club, developed and opened the hallowed ground (and waters) under his single proprietorship in 1954. This private club, in Carmichael, offered swim and tennis facilities for members; and the waters of the pools became magical to many competitive swimmers, who were trained under the watchful eyes and wizzardry of the Merlinesc Chavoor. Chavoor's training (5 comments)
It's not looking good for Fannie and Freddie - 08/20/08 07:27 AM
It's not looking good for Fannie and Freddie According to a CNN report this morning, there may be a government rescue in the offing for mortgage finance giants, as they struggle with losses. Fannie Mae and Freddie Mac are continuing to drown in credit losses, and there are concerns their ability to raise needed capital may be hampered The complete article is linked here: http://money.cnn.com/2008/08/20/news/companies/fannie_freddie_rescue.ap/index.htm?eref=ib_topstories (3 comments)
Free Credit Reports and Avoiding Scams that Surround Them - 08/15/08 10:16 AM
Often when folks are readying themselves to buy homes, one of their first acts of readiness is to obtain their all important credit score. By law, consumer credit reporting companies, Experian, TransUnion, Equifax, are to provide you a free copy of your credit report, once a year, should you request it.There is a toll-free number, mailing address, and a central website, which you can reach these the three companies mentioned above: http://www.annualcreditreport.com It should also been known there are companies that claim to provide this free service. However, there is also and high incidence of questionable practices surrounding some of them. (2 comments)
A Winning Situation for First Time Buyers and Sellers - 08/14/08 07:56 AM
At the stroke of the pen during the President's recent signing of the Housing and Economic Recovery Act of 2008, opportunity arrived for First Time Buyers. But even beyond that - it is also good news for Sellers of entry-level houses as well. In recent months many folks dwelling in their first homes, had wished they could move up to larger homes, but were thwarted in doing so by a market that wouldn't easily accommodate the marketing of their present home. For First Time Buyers, there are incentives and tax saving available. Those who purchase homes between April 9, 2008 and (2 comments)
Will Housing Experience a "Trump Lift"? - 08/13/08 07:17 AM
I was certainly glad to hear what Donald Trump had to say on yesterday's "Good Morning America" show, on ABC. It was just a year ago that Trump did a segment on Larry King Live, speaking about Selling in an Upside Down Market. On ABC's Good Morning America Show today, he was interviewed by Diana Sawyer, and gave this encouraging advice, "Buy now, if you can."His prediction - That buyers will have the next year for a historical opportunity to purchase homes. I couldn't help but wonder if Trump's comments would provide for housing, a "Trump Lift" - similar to the "Icahn (11 comments)
Looking for Hidden Treasure for a Down Payment - 08/05/08 01:42 AM
Just this morning I was trying to conjure some creative new ways for buyers of real estate to come up with extra cash for a down payment. I was talking through the fence with a neighbor, who exclaimed, "I'd need to go on a treasure hunt."I thought about that for a minute, and decided to poke around on the internet, looking for a website which might help a few Californians do just that - and go on a treasure hunt.
Some of you will recall news accountings about the State of California finally getting off their duffs, and trying to (2 comments)
The Cal Expo fairgrounds come alive every summer as the State Fair becomes a "city within a city" that hosts nearly one million visitors. Folks come from near and far for the memorable delights of this 155-year-old extravaganza that includes exciting exhibits, amazing attractions, live entertainment, and the Magnificent Midway. The 2008 California State Fair will run from August 15 - September 1, 2008, including Mondays and Labor Day.Here is the official site for the event. http://bigfun.org/fair/index.asp
Lenders Discount Prices As Foreclosures Surge - 08/03/08 07:03 AM
It is no secret that California has been especially hit in the current housing crisis. But opportunity for astute home-buyers, can arise when there is blood in the streets.Lenders are generally in the business of making loans to people, and are not in the business of owning real estate.While trying to maintain that business module, lenders are increasingly being seen dramatically slashing prices to release themselves from unprecedented numbers of foreclosed properties on their books. In the real estate marketplace, evidence of these price cuts has created what some GreatWest GMAC professionals have described as a "Tale of Two Markets."One marketplace is (5 comments)
The Once-in-a-Lifetime Rule - 08/02/08 07:54 AM
Often GreatWest GMAC Real Estate professionals will be asked by home buyers if home sellers age 55 or older were still allowed a once-in-a-lifetime tax exemption of up to $125,000 in sale profit. That is no longer true. On May 7, 1997, the tax law on home sales changed. If you live or dwell in the house for two of the five years before you sell, the IRS won't collect tax on sale profit of up to $250,000 if you're single or $500,000 if you and your spouse file a joint return. Currently the law rewards people who sell frequently. In (4 comments)
How to Handle a Default Notice - 08/01/08 12:19 AM
Jarina Mohammed, an agent in one of our GreatWest GMAC offices, has performed quite a bit of research on trying to help folks that are threated with default on their homes. She has given permission to share what she has learned. . .It follows here: Are you one of the homeowners that fell into an adjustable rate mortgage, and have received a default notice? A word to the wise - do not panic.Many homeowners panic first and think later. This leads to frustration and conflict, and can result in loss of money. Recent calls from homeowners stating that they fell in to (7 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.