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HEFI, Home Equity Fractional Interest-A Win/Win Ask anyone that knows anything about our housing market and they will most likely agree that we need to keep more people in their homes to begin a housing recovery. The problem is that loan modification as we know it is non-existent and short sale or foreclosure obviously don’t do anything but make the situation worse. You would think that loan modification would be the best route. You would of thought that until the FDIC announced that over half of the borrowers who received a loan modification that did not include a principal reduction (3 comments)
Loan Modification: Why You Probably Won't Get One. Indy Mac - 03/27/10 12:09 PM
Short sale, foreclosure, loan modification. These seem to be the buzz words when talking about real estate these days. If you can’t get a loan modification, maybe you can get a short sale BEFORE you become a victim of a FORECLOSURE. Loan modification is like a Sasquatch or Big Foot. I have heard of them but I have never actually seen one, although I am told that they exist. I mean, I know plenty of people that have had a short sale, and I surely know plenty of people that have had a foreclosure BUT, I can honestly say that I (5 comments)
Short Sale and the Security Nightmare - 03/27/10 09:27 AM
BS Show Episode 3-Short Sale and the Security Nightmare. REALTOR’s all over Arizona have changed their business models to pursue short sale. It makes sense as up to 65% of all the sales that take place in Maricopa County are distressed sales (short sale or foreclosure). As a Realtor you are most likely concerned with identifying short sale candidates, marketing and contacting them, finding a buyer and ultimately negotiating a successful short sale. In order to approach the bank with a short sale there are certain things that most agents will collect : pay stubs, tax returns, social security numbers just (2 comments)
Yesterday I was called by a client who was extremely excited that she got her ABR. The first question I asked is “Does having that or any designation get you more business-does it increase your bottom line?” Her response…..”Stephen-buyers and sellers want to know that they are working with a Realtor that has invested in their education-so yes it does get me more business.” But really does it? I can understand that the education that comes with the designation is valuable but what about the designation itself? I am not a Realtor so what I see is from the outside (1 comments)
Short Sale: Is Arizona a Non-Deficiency State? The BS Show took a road trip to Phoenix today to meet with Doug Farnham, Director of Business Development for Thomson Conant Mortgage Mediation Group. If you are a REALTOR in Arizona that works short sales you have most likely been told that Arizona is a non-deficiency state. A deficiency judgment is a judgment lien against a debtor, defendant or borrower whose foreclosure sale did not produce sufficient funds to pay the mortgage in full. This option may or may not be available to the lender, depending on whether they have made a (2 comments)
Arizona Realtors: How To Use Facebook In Your Arizona Real Estate Marketing www.Facebook.com/MyTitleGuyStephen Depending on who I talk to Facebook is either “only for friends and family” or it’s one of the best marketing tools available for today’s REALTOR’s and Loan Officers. I can tell you from personal experience that Facebook is one of the best business marketing tools available for Real Estate marketing. The market has changed, more importantly, your customer has changed. If you are going to profit from this changing market you must first understand your customers and how THEY have changed. Average age of Realtors in (2 comments)
Arizona Realtors: How To Use Facebook In Your Arizona Real Estate Marketing www.Facebook.com/MyTitleGuyStephen Depending on who I talk to Facebook is either “only for friends and family” or it’s one of the best marketing tools available for today’s REALTOR’s and Loan Officers. I can tell you from personal experience that Facebook is one of the best business marketing tools available for Real Estate marketing. The market has changed, more importantly, your customer has changed. If you are going to profit from this changing market you must first understand your customers and how THEY have changed. Average age of Realtors in (1 comments)
You are having financial problems, you may be under employed or unemployed. You can no longer make the payments on your home. You have submitted the necessary paperwork to your lender in the hopes of qualifying for a loan modification. To add a little more stress, your home is scheduled to go to public auction. As stressful as the above situation is, imagine this: While your attempting to qualify for a loan modification, there is a knock at the door. It’s the new owner. Yep-it turns out that while the $10 per hour customer service rep at your mortgage (0 comments)
If you have a website or a Blog you know how important it is to be on the 1st page of Google. Statistics tell us that 75% of the clicks in Google will go to the 1st, 2nd or 3rd result, after that, the numbers drop substantially. Think about it, how often do you click on a link that is not in one of these positions? After waiting so long and working so hard on your internet strategy, as a Realtor or Loan Officer nothing is really more rewarding than being on the first page of Google in one of (11 comments)
Realtors: Facebook Fanpage Updates Now Included In Real Time Search As a Realtor there are certain things that are an absolutely necessity to conduct business. Things like a license, a car, a lock box key, access to the MLS, a broker and a Facebook Fan Page. What? You didn’t know that a facebook fan page is just as important to conduct business? I have been preaching the benefits of incorporating a facebook fanpage into your real estate business for some time. According to my friends at Elance, The Benefits to your Real Estate business include: 1. Community Building: The Fan (4 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.