Are Short Sales Taking Control of your Life? - 08/30/09 03:03 PM
Are Short Sales Taking Control of your Life? Well . . . are they? If you are working short sales and negotiating more than just one or two, you know that these transactions can consume you. The time spent negotiating, faxing, and phoning can take you away from what you probably do best--list and sell property.
It can get extremely frustrating when you call the lender(s) and they state that they do not have an item or that they have not proceeded, despite the fact that they promised you that they would "escalate" the file just a few weeks before.
Just … (19 comments)

Speechless Sunday: Nature - 08/30/09 02:49 PM


Save time . . . outsource annoying administrative tasks including the negotiation of your latest short sale listings. Our office is available to help with the paperwork, obtain the approval letters, and relieve you of the headaches so that you can focus on what you do best-real estate, including the listing and selling property!
 
… (6 comments)

Listing Your Home for Short Sale: Do You Qualify? - 08/30/09 02:43 PM
If you are considering listing your home as a short sale, you must work with an expert--someone who has a great deal of experience getting short sales closed. There are many steps in the short sale process; some of these are new and different.
My colleague, Chris Ann Cleland, gives a great description of step 1: figuring out whether you qualify to list your home for short sale. Read below for more information:

Via Chris Ann Cleland, GRI (Long & Foster, Gainesville, VA):
Listing your home for short sale is not as easy as being upside down in your mortgage and … (1 comments)

Foreclosure vs. Short Sale: What Should You Do? - 08/26/09 09:02 PM
 
There is lots of controversy about whether a short sale or a foreclosure might be better for an individual homeowner who is having trouble making ends meet. Each person's situation is very unique, and it is always best to discuss your situation with an attorney before making any final decisions.
My colleague, Donna Bigda, wrote an interested blog post that reviews some of the main differences. Note that she is from Connecticut, and each state has different rules and regulations. Wherever you live, this is a good read!
 
Via Donna Bigda Realtor® CDPE e-PRO Branford Connecticut Homes and Condos … (6 comments)

Wordless Wednesday: Random Elephant Shot - 08/26/09 08:52 PM

Save time . . . outsource annoying administrative tasks including the negotiation of your latest short sale listings (or the bathing of your elephant). Our office is available to help with the paperwork, obtain the approval letters, and relieve you of the headaches so that you can focus on what you do best-real estate, including the listing and selling property
… (2 comments)

Don't Want to Work Foreclosures or Short Sales? Well . . . - 08/26/09 08:47 PM
Don't Want to Work Foreclosures or Short Sales? Well . . . you had better start rethinking your game plan.
Disclaimer: I know that many agents are doing quite well in certain areas of the United States and Canada, despite the recession and problems with the current economic climate. However, for those agents who are having trouble putting lots of deals into their pipeline, check out this chart:

This chart shows the sub-prime Option Arm resets in billions of dollars that are coming our way. I've seen lots of statistics about percentages of individuals having trouble making payments on their loan … (4 comments)

Lots of Controversy About Appropriate Language - 08/26/09 07:31 PM
I've noticed a few blogs today discussing the use of appropriate language in blog posts, particularly in titles. Apparently, Jeff Corbett's blog post which used some garlic and onions in its title offended many readers. (Garlic and onions is my husband's euphemistic way of referring to the use of foul language. I guess that there is some parallel between foul language and foul breath. Don't ask; it's his phrase.) Anyhow, as a result of the controversy, there seem to be two main questions:
Is it appropriate to use foul language in an Active Rain blog post? Is it appropriate for an … (9 comments)

What Is a BPO? Short Sales in California - 08/24/09 06:44 PM
As a licensed Broker and short sale negotiator in the state of California, real estate agents and sellers alike are always asking me for more information about short sales.
My colleague, Chris Ann Cleland in Virginia, who is also extremely experienced with short sales, wrote this great blog post about the BPO--an important part of the short sale process. What? What is a BPO? Read the following post and you will find out:

Via Chris Ann Cleland, GRI (Long & Foster):
What is a BPO?  As a Short Sale Listing Agent I am asked that at least once in every transaction by my … (1 comments)

Speechless Sunday: The Real Thing--Not the Zoo! - 08/23/09 06:08 PM

Save time . . . outsource annoying administrative tasks including the negotiation of your latest short sale listings. Our office is available to help with the paperwork, obtain the approval letters, and relieve you of the headaches so that you can focus on what you do best-real estate, including the listing and selling property!
… (10 comments)

Short Sales in California - 08/23/09 06:05 PM
Short Sales in California  If you are a seller and you live in the state of California and you currently owe more than your home is worth, then you may need to participate in a short sale.
What does this mean? It means that if you are going to list your home for sale now, then you are going to have to sell it for the current market value. You will then need to ask your mortgage holder to forgive the difference. For example, if you owe $350,000, but your home's value has declined to $275,000, then you will need to … (0 comments)

Working Short Sales: How to Keep Organized - 08/23/09 05:44 PM
One of my Active Rain pals emailed me yesterday and asked me about my short sale spreadsheet. I think that what he was referring to was how I manage my short sales, and keep up with all of the important tasks involved in managing a short sale transaction from start to finish.
Of course . . . everyone has their own system. Some people like to everything by hand; others like everything automated. Wouldn't it be nice if the short sale negotiations themselves were automated? That would save so much time.
One thing that I do when negotiating a short sale … (5 comments)

Master the Short Sale Transaction: Post 7 / OMG! This Is Taking too Long - 08/23/09 05:22 PM
Master the Short Sale Transaction: Post 7 / OMG! This Is Taking too Long  If you have been reading my previous posts on mastering the short sale transaction, you are probably well-equipped to take a short sale listing, collect all of the pertinent documentation, receive an offer, and submit the short sale package to the bank. Post 6 reviewed how to handle multiple offers.
Post 7 will review the potential problems that you may encounter from this point on, and give you a few solutions. By now, you have submitted your COMPLETE short sale package to the bank, have called to … (2 comments)

Tips & Tools for First Time Home Buyers in Escondido and Beyond - 08/22/09 05:27 PM
One of my colleagues from out of state wrote this wonderful blog post which is extremely helpful to first time buyers. If you are a first time buyer, or a home buyer of any sort, my office can help. Fel free to contact me, and enjoy the piece!
 

Via Pam Simpson - GRI, Broker-Assoc. (Bob Leigh & Assoc., LLC):
First Time Homebuyer Guide - Part 1by Pam SimpsonDesoto-Tate County Real Estate
This guide is designed to help first-time homebuyers better understand the overall process and steps in purchasing a home. 
There will be 6 parts in this series ranging from … (0 comments)

Top 10 Reasons Why Your Short Sale Will Not Close - 08/22/09 08:22 AM
As someone who is passionate about short sales, I am always reading what others have to say on the subject. Noel Padilla wrote this fabulous blog post with his David Letterman Style Top 10 List.
It's a great post because it brings to light the problems that many make when working short sales. It's a little bit strong, be he says what needs to be said: reader beware!

Via Noel Padilla, CDPE (Surreal Properties, LLC.):
10.) You sent in multiple offers to the bank. Put yourself in the bank's shoes, what would you do if you got 3,4,5 or 6 offers … (5 comments)

Master the Short Sale Transaction: Post 6 / Receiving an Offer - 08/22/09 07:55 AM
Master the Short Sale Transaction: Post 6 / Receiving an Offer  If you have been reading my previous posts on mastering the short sale transaction, you are probably well-equipped to take a short sale listing and now have your listing on the MLS. Post 5 reviewed what should occur after the listing appointment.
Post 6 will cover what to do next: wait for an offer. If you followed my pricing strategies from post 3 and you are working in an active and fast-moving market, then you should expect multiple offers in the 14-21 days. This is great news! Since time is … (4 comments)

Foto Friday: Hakuna Matata - 08/21/09 05:37 PM

Save time . . . outsource annoying administrative tasks including the negotiation of your latest short sale listings. Our office is available to help with the paperwork, obtain the approval letters, and relieve you of the headaches so that you can focus on what you do best-real estate, including the listing and selling property!
… (5 comments)

Adopt a Pet: It's Worth It! - 08/21/09 05:30 PM
Adopt a Pet: It's Worth It!  Perhaps you are considering putting down a $500 deposit for a Labradoodle or a yet to be born Jack Russell Terrier. Dogs are great, and lots of fun. But, why buy from a breeder when there are so many wonderful dogs available for adoption throughout the nation?
The Escondido Humane Society cares for stray, surrendered, abused, neglected and abandoned companion animals of North San Diego County, providing a safe haven and placement into permanent, loving homes. They advocate for the prevention of animal abuse, neglect and homelessness by teaching compassion, respect, responsible ownership and caring … (6 comments)

Wordless Wednesday: Another Beautiful View - 08/20/09 01:41 PM

Save time . . . outsource annoying administrative tasks including the negotiation of your latest short sale listings. Our office is available to help with all of the tedious administrative work and take away the headaches so that you can focus on what you do best--list and sell property! Please fell free to give us a call today!
… (5 comments)

Master the Short Sale Transaction: Post 5 / After the Listing Appointment - 08/20/09 01:37 PM
Master the Short Sale Transaction: Post 5 / After the Listing Appointment What Should I Do Next?  If you have been reading my previous posts on mastering the short sale transaction, you are probably well-equipped to take a short sale listing. Post 4 reviewed what should be collected at the listing appointment.
Post 5 will cover what to do next. Now that you have left the listing appointment, you will need to take all of the traditional steps to get your listing on the MLS, your sign on the property, and begin your traditional advertising campaign.
At the same time, you … (5 comments)

Master the Short Sale Transaction: Post 4 / More Info About the Listing Appointment - 08/18/09 09:45 PM
Master the Short Sale Transaction: Post 4 / More Info About the Listing Appointment  This is post 4 of the multi-part series on mastering the short sale transaction in which I provide tips and tools for listing agents looking for short sale transactions that are more quick and efficient.
In post 3, I addressed pricing the property to sell, and provided my opinions on the best price to assure that the deal get approved by the seller's lender the very first time-thus, assuring a quicker and smoother transaction.
In this post, I am going to address the listing appointment in further … (0 comments)

Speechless Sunday: Yes, it's made of food and other stuff - 08/16/09 09:22 AM


Melissa R ZavalaBroker, Realtor®DRE #01324959Broadpoint Properties, IncShort Sale Expeditor®
Save time . . . outsource annoying administrative tasks including the negotiation of your latest short sale listings. Our office is available to help take away the headaches so that you can focus on what you do best--list and sell property!
Visit our website because all the commission checks you could ever want are just a click away.


… (7 comments)

Master the Short Sale Transaction: Post 3 / The Listing Appointment - 08/16/09 09:11 AM
Master the Short Sale Transaction: Post 3 / The Listing Appointment  This is the third in the series of posts on mastering the short sale transaction. If you would like to get up to speed on preparing for a short sale listing, please read post 1 and post 2. In this post, I will discuss my theory on pricing a short sale listing as well as provide a few tips for the listing appointment.
By now, you may have done all the things that I suggested in posts 1 and 2 and are pretty prepared for the listing appointment or possible … (2 comments)

Master the Short Sale Transaction: Post 2 / Before the Listing Appointment - 08/14/09 06:35 PM
Master the Short Sale Transaction: Post 2 / Before the Listing Appointment  This is the second in a multi-part series on Mastering the Short Sale Transaction from A to Z (or rather, from taking the listing to obtaining the approval letter).
Post 1, which I would highly recommend that you read before ever going on a listing appointment to take a short sale listing, details a few tips and tools that will help you to assure that the listing appointment you are about to attend is a successful one. This post is about how to prepare for the short sale listing … (3 comments)

Master the Short Sale Transaction: Post 1 - 08/12/09 04:56 PM
Master the Short Sale Transaction: Post 1  This is the first in a multi-part series on mastering the art of the short sale transaction. Everyone constantly complains that short sales are painfully slow, exceedingly annoying, and not worth the commission check. And, I would have to say that I have experienced all of those emotions.
However, as listing agents, there are many things that you can do-even before you have officially taken the listing-that can make the entire short sale process go along more smoothly. This post will detail just a few of those beginning steps:
If you receive a call … (4 comments)

Wordless Wednesday: Snack Time! - 08/12/09 11:41 AM


Melissa R ZavalaBroker, Realtor®DRE #01324959Broadpoint Properties, IncShort Sale Expeditor®
Save time . . . outsource annoying administrative tasks including the negotiation of your latest short sale listings. Our office is available to help take away the headaches so that you can focus on what you do best--list and sell property!
Visit our website because all the commission checks you could ever want are just a click away.
… (11 comments)

Short Sale Webinar Tomorrow, August 13 at 10:00 a.m. PST - 08/12/09 11:14 AM
Webinar Tomorrow -- 10:00 a.m. (PST)
Close Lots of Deals, Earn Lots of Money, and Help Homeowners Avoid Foreclosure . . .
It may be hard to believe, but there is an art to working the short sale. From taking the listing to opening escrow, certain techniques can be used to make the transaction move along more quickly and efficiently.
And . . . if you have been reading the newspaper and watching the news, then you know that short sales are and will be the main transaction for the next few years.
You and your colleagues are invited to a free … (1 comments)

What's Coming Our Way? More Short Sales, More REOs? - 08/10/09 06:46 PM
No matter where you look, no matter what you read, you hear that more is coming our way. But, more of what?
I went to a meeting last week where everyone was speaking about the fact that asset management companies are holding back the properties that have already been foreclosed--waiting until the prices rise before listing those properties for sale. Then, just one day later, I went to another meeting where folks said that this just was not true--that the banks need their money, so they unleash those properties once they got into the bank's portfolio.
So, where are all of … (4 comments)

Hot Yoga in Encinitas, California - 08/10/09 06:05 PM
Hot Yoga in Encinitas, California  Do you have pain in your lower back that you cannot get rid of? Or, perhaps you have some carpel tunnel beginning in your hand? Or maybe you are just looking for a complete and thorough workout in an amazing environment.
Well, if you live in San Diego's North County, then Yoga Tropics may be for you. Having opened its doors in 2006, Yoga Tropics has grown from a one room studio into a wonderful community center where people of all ability levels can practice.
After years of playing competitive sports, the Stockalper family turned to … (0 comments)

Speechless Sunday: Old Man Winter - 08/09/09 03:52 PM


Melissa R ZavalaBroker, Realtor®DRE #01324959Broadpoint Properties, IncShort Sale Expeditor®
Save time . . . outsource annoying administrative tasks including the negotiation of your latest short sale listings. Our office is available to help take away the headaches so that you can focus on what you do best--list and sell property!
Visit our website because all the commission checks you could ever want are just a click away.


… (9 comments)

Making a Twitter Business Plan: What do you tweet about? - 08/08/09 06:14 PM
A few weeks I wrote a blog post in which I inquired about twitter. At the time, I was on the fence about twitter, and I ended up with tons of comments about its usefulness, and some of the great ways that everyday functions can actually be automated.
One commenter suggested that I watch some video tutorials on You Tube (great idea, which I had not thought of). And now, I am up and running.
But, the more research I did the more questions I had about what I should tweet about. Since my goal is to use twitter for social … (4 comments)

Martial Arts in Encinitas, California - 08/08/09 01:12 PM
Martial Arts in Encinitas, California   If you are thinking about getting into Martial Arts or even if you just need a little bit of extra exercise, you should check out West Coast Martial Arts Academy in Encinitas, California. Located just east of the Encinitas Blvd. exit of the 5 freeway, West Coast Martial Arts Academy is home to martial artists as young as 3 years old.
The owner and founder, Giuseppe Aliotta creates a friendly environment and provides an unbelievable amount of positive reinforcement for all of his students. Born in New York, Aliotta is the oldest of four boys and … (1 comments)

San Diego County Foreclosure Statistics - 08/07/09 05:22 PM
Working in San Diego County requires a significant knowledge of the numbers. Lots of Realtors want to become REO listing agents. Far less are interested in listing short sales-primarily because they are time-consuming to negotiate and do not always result in a commission check. Those reasons do make a fairly compelling argument not to list and work short sales.
However, the numbers-the real statistics-make a compelling argument for helping homeowners who are facing foreclosure.
There are many, many sites out there that can provide foreclosure data. Title companies can also help us to obtain statistics. If you work in San Diego … (2 comments)

Tell Us How You Really Feel - 08/07/09 04:56 PM
Some really great dialogues happen on Active Rain. And, there is an interesting one going on right now between Michael Clarkson and Jon Zolsky.
Clarkson's blog post, entitled Realtors®/Brokers - NEWS FLASH !!!! YOU ARE NOT ATTORNEYS!!!!! has prompted a good number of Active Rain members to get a little bit testy. And, to add fuel to the fire, Jon Zolsky's featured post I Refuse To Shut Up. I Refuse To Be A Robot sends many members (who had not yet read the original piece) to join the dialogue.
First off, I want to say Kudos to Mr. Clarkson for taking … (4 comments)

Foto Friday: Reflections - 08/07/09 02:53 PM


Melissa R ZavalaBroker, Realtor®DRE #01324959Broadpoint Properties, IncShort Sale Expeditor®
Save time . . . outsource annoying administrative tasks including the negotiation of your latest short sale listings. Our office is available to help take away the headaches so that you can focus on what you do best--list and sell property!
Visit our website because all the commission checks you could ever want are just a click away.


… (5 comments)

Want Amazing Craftsmanship: Call McQuiston Building and Woodworking in Leucadia, California - 08/06/09 03:24 PM
Want Amazing Craftsmanship: Call McQuiston Building and Woodworking in Leucadia, California
If you are driving through the streets of North County and especially in the beach town of Encinitas, you see some homes with amazing woodwork. Well . . . that could very possibly by the work of Donnie McQuiston, owner of McQuiston Building and Woodworking. 
Founded in 1982 by native North County local, Donnie McQuiston, McQuiston Building and Woodworking specializes in custom cabinetry and builds anything from entire-home cabinets on new custom residential homes to specialized kitchens, home offices, bedroom built-ins, etc.
McQuiston Building and Woodworking was established in 1982 with a General Contractor's License and, … (0 comments)

Buying a Short Sale: Don't Worry, Be Happy - 08/02/09 06:59 PM
Buying a Short Sale: Don't Worry, Be Happy. If you are a buyer who is cruising around town right now in your Realtor's air-conditioned car looking at short sales, then this post is written for YOU.
Depending upon where you live in the United States right now, the main properties listed for sale may be short sales and foreclosures. There are pros and cons to each:
Foreclosures. If you find a foreclosure that you like, you need to write your offer right away. In most cases, foreclosures will receive multiple offers and bidding wars may ensue. Most foreclosed properties are sold … (1 comments)

Speechless Sunday: Great Beach Day! - 08/02/09 09:38 AM


Melissa R ZavalaBroker, Realtor®DRE #01324959Broadpoint Properties, IncShort Sale Expeditor®
Save time . . . outsource annoying administrative tasks including the negotiation of your latest short sale listings. Our office is available to help take away the headaches so that you can focus on what you do best--list and sell property!
Visit our website because all the commission checks you could ever want are just a click away.


… (9 comments)

Buyer or Seller: Short Sales Involve Risk - 08/01/09 04:06 PM
Buyer or Seller: Short Sales Involve Risk. It's a funny thing about short sales; people seem to treat them like a traditional purchase and sale transaction. But, the truth is that they only bear a small similarity to the traditional transactions of years gone by.
The greatest difference between the short sale and the traditional sale is that when a seller lists a home for short sale, the terms and the conditions of the sale are (for the most part) determined by the seller's lender(s). This means that even if the buyer and seller agree to the purchase price and other conditions … (2 comments)

 
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Escondido Real Estate - North San Diego County Homes

Melissa Zavala, Broker

Escondido, CA

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Broadpoint Properties

Address: 220 West Second Avenue, Escondido, CA, 92025

Office Phone: (760) 839-3838

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Broadpoint Properties



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