Annual Fourth of July Celebration and Fireworks – Grape Day Park, Escondido - 06/30/11 09:32 AM
 
Annual Fourth of July Celebration and Fireworks – Grape Day Park, Escondido 
Escondido's Annual Fourth of July Celebration and Fireworks will be held this year again at Grape Day Park at 321 N. Broadway near downtown Escondido.
There will be lots of free entertainment, including magicians, baton twirlers, musical performances, children's arts projects, contests, and fireworks. Refreshments will be available for purchase.
Bring a picnic and blanket. The event begins at 4:00 p.m. and continues until 9:30 p.m. High back chairs, alcohol, pets, and barbecues are not permitted.
The Independence Day celebration and fireworks sponsors include SDG&E, GEICO, and the … (3 comments)

HAFA Certified – You Won’t Like These Stats - 06/28/11 09:28 AM
 
I’ve been thinking about whether a person is  HAFA certified or certifiable (read: totally nuts) if they take the HAFA short sale training. While there is absolutely nothing wrong with knowledge, the bottom line is whether you should spend the money on a HAFA certification when so few short sale sellers actually get qualified for HAFA.
 
Here are the latest HAFA statistics according to a recent Treasury report that covers all of the HAFA activity through April 20, 2011. Get this: a total of 7,113 short sales and DILs (that’s deed-in-lieu of foreclosure) have been effectively completed through the … (13 comments)

Another Cool Real Estate Agent Productivity Tool - 06/26/11 10:22 AM
 

A few weeks ago I wrote about two really awesome Realtor® productivity tools—MobileMe (soon to be iCloud) and CardMunch. I’m in love with CardMunch (apologies to my hubby). I should be their sales representative in San Diego County. Today I was showing it off to one of the guys in my office, and I think he fell in love, too.
But, there’s another free (free is good, right?) platform that I use almost every single day that makes my life easier and that is Picnik. Picnik is an Internet-based photo-editing tool that makes editing your photos a walk (a picnic) … (11 comments)

In Real Estate, Experience Is the Trump Card - 06/24/11 09:03 AM
 
This is a follow up to Scott Hayes’ post entitled “If You’re Such a ‘Great’ Agent, Why Does Your Online Presentation Stink?”  (minor change to his title, my  own) It is an interesting post because it touches on exactly how relaxed many agents have become when it comes to taking photographs of their listings.
After meeting with friends, Scott decides to conduct his own experiment in Austin, Texas in order to see how many agents actually use cellphone cameras and poor angles in taking photos of their high-end properties for online marketing purposes.
So, Scott has a bone to pick. … (7 comments)

More on Short Sales and Credit Scores - 06/22/11 08:53 AM
 
Do you remember this Tootsie Roll commercial from a few years ago? The boy in the commercial is curious as to how many licks it takes to get to the center of a Tootsie Roll lollipop? Check it out:
 
This blast from the past reminds me quite a little bit of a question that I get often about how a short sale impacts a seller’s credit. Short sale sellers frequently are curious about how their credit will be impacted by a short sale. In fact, recently one short sale seller asked me whether we might be able to pay … (5 comments)

Are You A Short Sale Expert? - 06/20/11 09:16 AM
 

Broker Bryant of Tutas Towne Realty in Poinciana, Florida—he just cracks me up. I read this blog post that he authored a few weeks back in which he shares his thoughts on short sale certification programs. I’m not sure that I would call him certifiable. But then, he is quite a short sale maven(and being a short sale maven is not for all).
The main point I think that he makes is that there is a lot more to life than alphabet soup in a bowl and after your name. It’s about experience. And, in the wacky world of short sales, experience needs to be in the forefront as short … (7 comments)

Can I Sell in a Short Sale With No Hardship? - 06/18/11 12:53 AM
 
Dear Melissa: 
I was unemployed for 14 months and could no longer wait to find employment in the Riverside area.  As a result, I took a position that required me to relocate to the east coast.  After 3 months on the job and seeing that everything is going well, I would like for my family to relocate to the east coast so that we can get on with our lives and be together. Do you think that the bank will accept a short sale now that I am employed again? –Temecula Short Sale Seller
 
Dear Temecula Short Sale Seller:
… (22 comments)

Is Early Occupancy OK for Short Sales? - 06/16/11 09:38 AM
 
I love the topic of Wendy's post. I frequently get calls and questions from agents and buyers asking if the could or should move into a short sale before the deal closes. I believe that it's a risky venture, and I don't recommend it--that's for sure. However, if you and/or your clients are considering early occupancy in a short sale, I suggest that you check out what Wendy has to say on the matter!
 
Via Wendy Rulnick "Its Wendy!" Destin Florida Short Sales (Rulnick Realty, Inc.):

Move in without closing first? Whoa! I just got an offer on … (8 comments)

You Don't Have to Live in New England to Use a Yankee Candle - 06/14/11 09:29 AM
 
Quick Disclaimer: I'm not affiliated with any candle-making company and does not own any bee hives. That being said, I know what it takes to get a house sold.  One of the principal issues that may arise when taking a property listing has to do with scent. What is heaven scent to you may not be heaven scent to prospective buyers for your property. Pet odors, moisture odors, and odors of specific cooked foods can often be a deterrent rather then a selling feature.
One of the best ways to feature the positive aspects of a home is by burning … (11 comments)

How Long 'til Short Sale Sellers Can Buy Again? - 06/12/11 09:39 AM
I’ve got yet another chart to share with you that addresses one of the most common questions asked by short sale sellers, participants in bankruptcy proceedings, and those who have been touched by foreclosure. You may remember the last waiting period chart that I shared that reviewed in great detail all of the loan programs and also provided an overview on the time periods (or waiting periods) for buying another property or obtaining another home loan again—the future ability to borrow.
When I received this brief overview (see below), it was just like the pleasurable experience of receiving an Amazon gift … (13 comments)

Hindsight Is Always Twenty Twenty But You May Still Need Bifocals - 06/10/11 09:30 AM
 
I had a great chat with a lender friend a few weeks ago about a short sale negotiation run amok. He subscribes to the same theory as I do—the one where we are not real estate agents, we are simply problem solvers with a license to sell real estate. 
The particular short sale in question was approved several times, and buyers have opted out of closing. One buyer was uncomfortable with the HOA, another couldn’t get financing at the eleventh hour. Just like Emily Litella, for the buyers in this short sale, “It’s always something. If it’s not one thing, … (6 comments)

First Time Homebuyer’s Program in the City of Escondido - 06/08/11 09:46 PM
 
Now is a great time to buy--especially for well-qualified first-time homebuyers who are interested in purchasing a home in the City of Escondido. The interest rates are low, the prices are low, and there is tons and tons of inventory!
The City of Escondido makes it even easier to buy with their first-time homebuyer's program. 
Check this out: Eligible home buyers can qualify for a low-interest loan limited to 5% of the purchase price or a maximum of $25,000 that can be used toward to down payment and/or closing costs.
Repayment of the City's loan is deferred until you sell, … (3 comments)

Two Amazing Realtor Productivity Tools - 06/06/11 09:56 PM
 
“Raindrops on roses, and whiskers on kittens” may have been the favorite things of Maria in The Sound of Music, but in the 21st Century things are different. The 21st Century real estate agent needs to be focused on productivity. Agents need to be in several places at once, doing sixty-seven things at one—tweeting, returning phone calls, syndicating listings, blogging, and holding open houses (just to name a few). 
I’ve come across of few things that really increase Realtor® productivity. And, in an age where productivity directly impacts closings, productivity tools are a good thing, right?
Just two weeks ago, … (26 comments)

Here's One Foreclosure Alternative - Deed-in-Lieu - 06/04/11 04:43 PM
 
We frequently read about different short sale incentive programs—HAFA, TAP, Bank of America Cooperative. Some of these programs also offer options and incentives for borrowers who are considering a deed-in-lieu of foreclosure. I have not written about deed-in-lieu very much, but thought it an appropriate topic since I have gotten a few calls and emails from agents who want to 411. 
A deed-in-lieu is simply the opportunity for a borrower (mortgagor) or homeowner to convey all the interest in the property back to the mortgagee (the lien holder or the bank). In exchange, the bank will not move ahead with … (9 comments)

How Long Until I Can Buy Another Home After My Foreclosure? - 06/02/11 09:29 AM
Dear Melissa:
I owe more on my home than it is worth and I am not sure whether I should do a short sale or let my home go to foreclosure. My husband and I really want to buy another home as soon as possible. So, which would be better for me—short sale or foreclosure? —Confused Seller in Escondido
 
Dear Confused Seller in Escondido:
Many homeowners have the same concerns that you do. Each situation is completely unique, and it helps to consult with a qualified Realtor®, an accountant, and an attorney. Click on this link to view handy chart … (8 comments)

Hidden Trails Escondido Homes for Sale - 06/01/11 09:20 AM
 
Do you love avocados? If you do (and even if you don’t), you might be interested in the community of Hidden Trails, Escondido.
The community of Hidden Trails, Escondido is located in East Escondido. In includes a 291-unit residential development on land that was once part of a 500 acre avocado grove.
The Hidden Trails master-planned community is located in a rural setting. It is defined by four distinct villages: the Groves, the Orchards, the Meadows, and the Vineyards.
All residents are members of the Hidden Trails Homeowner’s Association that has CC&Rs that aim to keep the Hidden … (1 comments)

 
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Escondido Real Estate - North San Diego County Homes

Melissa Zavala, Broker

Escondido, CA

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Broadpoint Properties

Address: 220 West Second Avenue, Escondido, CA, 92025

Office Phone: (760) 839-3838

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Broadpoint Properties



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