short sale tools: Free Webinar this Thursday - Spicy Short Sale Tips and Tools - 09/23/13 07:13 AM
Now that we are over the fiscal cliff and into the sequester, it's time to pump up your short sale business for 2013!
You are invited to join us this Thursday September 26 at 10:00 a.m. PST for a free short sale webinar.
What is going to be discussed? This webinar will review the latest programs offered by the short sale lenders and present tips and tools for mastering your next short sale listing appointment. Basically, it's just about everything you need to know about short sales in order to dominate in that next short sale listing appointment. With the tips and … (0 comments)

short sale tools: Get Short Sale Listings Like a Boss - Thursday Webinar Just for You - 06/03/13 06:18 AM
Now that we are definitely over the fiscal cliff and into the sequester, it's time to pump up your short sale business for 2013!
You are invited to join me this Thursday June 6 at 10:00 a.m. PST for a free short sale webinar.
What is going to be discussed? This webinar will review the provide you with a handful to tips and tools so that you can boost your listings, obtain more lstings, and get more short sale leads. I'm hoping you'll get a whole bunch of short sale listings in 2013. 
Who is leading the webinar? I am. I'm Melissa Zavala, a Broker in … (3 comments)

short sale tools: Amp Up Your Short Sale Biz in 2013 - Free Webinar Tomorrow - 01/02/13 01:34 AM
Now that we are over the fiscal cliff, it's time to pump up your short sale business for 2013!
You are invited to join us this Thursday (tomorrow) January 3 at 10:00 a.m. PST for a free short sale webinar.
What is going to be discussed? This is a basic short sale workshop and it is absolutely free. In it, we will review the short sale process and the philosophy of the banks. Additionally, we will provide some tips and tools for obtaining a whole bunch of short sale listings in 2013.
Who is leading the webinar? I am. I'm Melissa Zavala, … (2 comments)

short sale tools: How to Be More Productive in the 4th Quarter - Real Estate Tools - 09/14/12 11:59 PM
Having just returned from the Inman Real Estate Connect Conference about six weeks ago and knowing that your productivity and technology domination is the key to our mutual success, I've got some tools to share. (Yes, they may be familiar to some of you.
Check out these great apps that will help you be more productive than ever:
Dropbox If you are not using Dropbox yet, you do not know what you are missing. Imagine a huge box in cyberspace where you can dump your stuff and then pick it up later—from another computer, from your mobile phone, from your tablet. In … (9 comments)

short sale tools: 5 Questions for Short Sale Sellers - 08/29/12 12:13 AM
If I write it here, then you might want to heed the advice. That’s because I’ve closed over a thousand short sales, and I know what needs to happen to get the job done.
One common thing that we see is agents so eager to take the short sale listing that they forget to ask some of the key questions at the listing consultation. What happens is that oftentimes borrowers would really prefer loan modification to short sale. Learning the answers to these key questions can be the difference between short sale success and short sale failure and frustration.
Here are … (4 comments)

short sale tools: Agents Buying Short Sales - Should you represent yourself? - 08/08/12 11:44 PM
Since we process so many short sales each and everyday, we often come across purchase contracts where an individual broker or real estate salesperson represents him or herself (as buyer or seller). It’s also very common to see an agent represent a relative who is purchasing or selling a home as a short sale.
Did you know that most short sale lenders will not pay a real estate commission to an agent representing himself or representing a relative?
Here are some questions that a broker friend of mine asked me the other day about this very topic:

Is there a … (3 comments)

short sale tools: Preparing the Short Sale Settlement Statement - 06/18/12 10:25 PM
As agents, before short sales we didn’t spend too much time scrutinizing the estimated closing statements. We usually left that work to our escrow officers. Unfortunately, now these statements have become significantly more important than they used to be. 
Why? Well . . . the banks request these as part of the short sale package. The short sale lien holders want to see their bottom line. How much money are they going to net? How many cents on the dollar will they be forgiving?
Preparing the HUD-1 for the seller’s first and second lien holders is truly an art form. This … (5 comments)

short sale tools: Favorite Things – Weekly Roundup - 06/14/12 10:56 PM
Okay, just to be perfectly clear, this is not like Oprah’s Favorite Things show where all of the people in the audience actually received her favorite things. But, here we are going to review some of our favorite tools that allow for effective short sale processing. 
File folders with separators. Many agents can get these folders for free some local escrow and title companies. They are those thick legal size folders with separators and brackets at the top. Even if you process your short sale virtually, you will want to keep the hard copies of your paperwork organized and these files … (6 comments)

short sale tools: Free Making Home Affordable Brochures for Your Clients - 06/03/12 11:28 PM
Thanks to one agent who spoke up during a recent Short Sale Expeditor® webinar, I have now discovered some totally awesome (remember we’re in Southern California) free materials that you can order and provide to distressed borrowers. And, the best part is not that they are in English in Spanish, but that they are totally free.
The Treasury has created a website at www.mhastorefront.com where you can order brochures in packages of 50. (Again, this is totally free including the shipping.)
Brochures available include all of the following:
Struggling to Make Your Mortgage Payments? Need to Leave Your Home? Unemployed? Earning … (8 comments)

short sale tools: Two Tips for Overcoming Short Sale Drama - 12/07/11 09:48 AM
If you have ever received a short sale approval letter, you know doubt have had a happy feeling like almost no other. The process of negotiating a short sale, keeping the buyer and seller content, and managing all of the details at the bank make the receipt of the approval letter feel like a multi-million dollar win on a scratch ticket.
Unfortunately, the receipt of the approval letter doesn’t mean that the deal is ‘home free.’ There is still a traditional escrow period—complete with an appraisal, an inspection, and even perhaps the obtaining of a loan. Sadly, the transaction could still … (7 comments)

 
Melissa Zavala, Broker, Escondido Real Estate, San Diego County (Broadpoint Properties)

Melissa Zavala

Broker, Escondido Real Estate, San Diego County

Escondido, CA

More about me…

Broadpoint Properties

Address: 220 West Second Avenue, Escondido, CA, 92025

Office: (760) 839-3838

Fax: (760) 839-3279



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