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buyers: Buyers: Purchasing Bank Owned Homes - 10/03/08 02:12 PM
I have come across a lot of people with misconceptions about purchasing Bank-owned homes. Whether it is advice from the guy at the water cooler or the late night infomercial selling books and software to locating and buying foreclosed homes, it's made for some great buyer questions.
Banks are not your traditional seller- Unlike your traditional sellers who have many motivations for selling and who may have heart ties to the home that make for interesting and methodical negotiations, a bank mostly cares about their bottom line. The numbers. When it is all said and done, how much are they walking away with?
You … (3 comments)

buyers: Wolves and Sheep - 09/13/08 10:29 AM
We are taught in Real Estate classes that once you become licensed you are in the same category as used car salesmen and lawyers. We are seen as wolves looking for poor defenseless sheep (consumers) to take advantage of. What we do and how much we make is always under scrutiny. We are the only profession were everyone thinks they can do the job (but doesn't want to be held accountable). I can't imagine someone sitting in the doctors office telling the doctor that he is wrong and that I know better because I read on WebMD...and my cousin Jon use to … (1 comments)

buyers: The Best time to Lock in Your Mortgage Rate - 06/09/08 12:51 PM
"What do you think about rates ... should I lock in now or wait to see if they fall further?" Think I've been asked that a time or two over the past 18 years? You better believe it.  It's a good question-one that goes through every single buyer's head at some stage. 
A quoted interest rate is no good unless you've confirmed, in writing, that your loan is indeed "locked," or guaranteed for a designated period of time. You need to be proactive with your locked rate as well and don't assume that your loan officer already locked you in. In … (0 comments)

buyers: Overcoming the misconceptions about the "credit crisis" - 05/05/08 12:38 PM
Financing Solutions with David Reed
You've watched the news and read about it in the papers. You know, the "credit crisis" and how buyers need 20 percent down in order to buy a home? And even if you found a buyer with 20 percent down, lenders aren't making loans anyway. So, why bother, right? Wrong!
We're right smack in the middle of what just might be the biggest disservice ever perpetrated on potential home buyers.  It seems the press just can't get enough of all the gloom and doom in the housing industry.  The fact is that mortgage money is as available today as … (2 comments)

 

Natalia Hals

Woodbury, MN

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Keller Williams Premier Realty

Address: 659 Bielenberg Dr. Ste. 100, Woodbury, MN, 55125

Office Phone: (651) 209-8285

Cell Phone: (612) 801-9886

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Timely real estate information including homes for sale and buyer/seller tips. I will also share wisdom and insights from personal experience with working with sellers, buyers and everyone in between


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