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home buyer: Is Time On Your Side? - 07/27/09 03:59 PM
It's an interesting time we are in. July is often a slow time of the year but it has been unusually busy. There is a lot of activity going on and it could be attributed to the low interest rates, competitive prices and the first-time home buyer tax credit. Most of my listings have had a revolving door; it's an inconvenience for my sellers sometimes but a great problem to have right now.I am often asked, "How the market is, or how business is? Do you think we’ve hit the bottom?” And so on. I wish I had a crystal ball … (0 comments)

home buyer: Buyers: Purchasing Bank Owned Homes - 10/03/08 02:12 PM
I have come across a lot of people with misconceptions about purchasing Bank-owned homes. Whether it is advice from the guy at the water cooler or the late night infomercial selling books and software to locating and buying foreclosed homes, it's made for some great buyer questions.
Banks are not your traditional seller- Unlike your traditional sellers who have many motivations for selling and who may have heart ties to the home that make for interesting and methodical negotiations, a bank mostly cares about their bottom line. The numbers. When it is all said and done, how much are they walking away with?
You … (3 comments)

home buyer: Wolves and Sheep - 09/13/08 10:29 AM
We are taught in Real Estate classes that once you become licensed you are in the same category as used car salesmen and lawyers. We are seen as wolves looking for poor defenseless sheep (consumers) to take advantage of. What we do and how much we make is always under scrutiny. We are the only profession were everyone thinks they can do the job (but doesn't want to be held accountable). I can't imagine someone sitting in the doctors office telling the doctor that he is wrong and that I know better because I read on WebMD...and my cousin Jon use to … (1 comments)

home buyer: The Best time to Lock in Your Mortgage Rate - 06/09/08 12:51 PM
"What do you think about rates ... should I lock in now or wait to see if they fall further?" Think I've been asked that a time or two over the past 18 years? You better believe it.  It's a good question-one that goes through every single buyer's head at some stage. 
A quoted interest rate is no good unless you've confirmed, in writing, that your loan is indeed "locked," or guaranteed for a designated period of time. You need to be proactive with your locked rate as well and don't assume that your loan officer already locked you in. In … (0 comments)

home buyer: Homeownership and the Single Person - 04/25/08 01:44 PM
"I should wait to buy a home until I am married." A common misconception when it comes to homeownership. Usually the real concerns are, "Can I afford a home with one income?" and/or "What if my future spouse doesn't like the home I choose?"
If marriage is not in your future, then the issue may be financially. If you can afford to pay rent, you usually can afford to pay for a home. Don't count yourself out before you have even started. The first step is to decide that homeownership is for you. Second, find a great Realtor who can walk … (1 comments)

 

Natalia Hals

Woodbury, MN

More about me…

Keller Williams Premier Realty

Address: 659 Bielenberg Dr. Ste. 100, Woodbury, MN, 55125

Office Phone: (651) 209-8285

Cell Phone: (612) 801-9886

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Timely real estate information including homes for sale and buyer/seller tips. I will also share wisdom and insights from personal experience with working with sellers, buyers and everyone in between


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