mckinney: Change...not JUST the stuff jingling around in your pocket!!! - 05/07/08 09:40 AM
The definition of CHANGE varies from one context to another.
The most comfortable use of the word used on a daily basis (more frequently up until the Debit Card) referred to the nickels, dimes, quarters everyone had jingling around in their pocket.
This particular post refers to the other type of CHANGE. Here is the definition as … (6 comments)
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mckinney: Coyotes in McKinney, TX - Watch Out!!! - 04/08/08 03:59 PM
For those living in the Stonebridge Ranch, Craig Ranch, Stone Brooke Crossing and basically all other McKinney neighborhoods - THERE could be COYOTES in your neighborhood!
FIRST SIGHTING: Three weeks ago while standing by the teller line at First United Bank's Craig Ranch location - our main two tellers, Leigh & Amanda, and … (21 comments)
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mckinney: Tax Deadline - Right Around the Corner... - 04/03/08 04:38 PM
April 15th is looming for those that do not have their taxes done yet...avoid the DOOM & GLOOM!!!
Here is some good information to help you avoid making common mistakes:
File electronically. If you choose to e-file, many common errors are avoided or corrected by the computer software. If your income is … (4 comments)
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mckinney: Craig Ranch - McKinney, TX - LIVE THE DREAM! Part I - 03/28/08 06:55 PM
If you are familiar with Craig Ranch, located off of Hwy 121 and Custer Road, you have noticed that thought and precision have gone into the neighborhood that connects the cities of McKinney, Allen, Plano and Frisco.
Craig Ranch takes the phrase, "Master Planned Community" to the next level and then … (2 comments)
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mckinney: Collin County Mortgage News: Mortgage Insurance Changes effective 3/28/08 - 03/27/08 04:57 PM
Mortgage Insurance providers have announced that all loans that require above 97% LTV will not be given mortgage insurance - effectively killing the Flex 100 Program.
I have a program for certain areas (see my earlier blog topics) that will overcome this further tightening by the Mortgage Insurance providers and offers … (1 comments)
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mckinney: Thinking about your blogging habits?????? - 03/27/08 04:17 PM
I have recently been accused of blogging night and day and what exactly is it getting me???????
Weeeellll, good question. I have received some inquiries from people trying to get some understanding about buying a home (2) in the past 3 weeks, people wanting a 30 year fixed rate quote (2) and … (8 comments)
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mckinney: Mortgage News for Collin County: Wylie and McKinney - 03/27/08 04:04 PM
Mortgage Insurance providers have announced that all loans that require above 97% LTV will not be given mortgage insurance - effectively killing the Flex 100 Program.
I have a program for certain areas (see my earlier blog topics) that will overcome this further tightening by the Mortgage Insurance providers and offers … (1 comments)
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mckinney: New Home Buyer Tips in Texas - 03/25/08 12:23 PM
Have you started to look at buying your first home? If so, please print a copy of this and share it with everyone involved in your purchase (wife, girlfriend, boyfriend, hubby, partner - whomever)...
6-9 months before you are ready to move...
1) Do not buy a new car, boat, motorcycle or any … (2 comments)
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mckinney: To refinance or not to refinance - that is the question...! - 03/25/08 12:01 PM
I recently had a discussion with a friend of mine regarding his current mortgage. He was convinced that I could save him serious money each month by moving his rate from 5.875% on a 10/1 ARM down to 5.25% on a 30 yr fixed. After all, his appraised value had increased … (14 comments)
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mckinney: Is now a good time to refinance????? - 03/25/08 11:51 AM
I recently had a discussion with a friend of mine regarding his current mortgage. He was convinced that I could save him serious money each month by moving his rate from 5.875% on a 10/1 ARM down to 5.25% on a 30 yr fixed. After all, his appraised value had increased … (0 comments)
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mckinney: GREAT Service VS LOWEST Price...The debate continues!!! - 03/14/08 02:16 PM
The consumer makes a decision on Great Service vs Lowest Price very day on everything from Food, Fast vs Filet or Healthy vs Belly, to Oil Change, Cheap & Quick vs High Quality, and normally the average consumer may not get exactly what they 'bargained' for...
Consider that your average Fast food … (4 comments)
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mckinney: NO CLOSING COST REFINANCE - FACT or FICTION?? - 03/12/08 12:18 PM
After just reading a post from a fellow Rainer it dawned on me to warn the masses regarding NO CLOSING COST REFINANCE advertisments...
In my experience, These type of guarantees are:
What the tag line should say is, "No Out of Pocket Expenses!" Which is a true statement.
FACT: You will pay closing costs … (2 comments)
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mckinney: Mortgage: The INSIDE Scoop - 03/11/08 08:40 AM
Mortage: The INSIDE Scoop
The Mortgage Process can be confusing and rather scary - especially if you have never gone through it before!
If you are a First Time Homebuyer do not miss the basics of the Mortgage process.
Your chances of getting qualified for a mortgage starts with the Loan Application … (4 comments)
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mckinney: Mortage: The INSIDE Scoop - 03/10/08 02:47 PM
The Mortgage Process can be confusing and rather scary - especially if you have never gone through it before!
If you are a First Time Homebuyer do not miss the basics of the Mortgage process.
Your chances of getting qualified for a mortgage starts with the Loan Application and from then on … (1 comments)
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mckinney: Fannie Mae Insider Information on THE MARKET - 03/06/08 03:25 PM
THE MARKET - WHAT IS UP?
I have the answer...OK, maybe not the complete or just undeniably set in stone answer but here is an explanation from my inside source @ Fannie Mae:
"...a large number of calls from customers simply asking, what's going on? Why is the mortgage market trading lower every day? … (0 comments)
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mckinney: Interest Rates & Market - 03/06/08 01:20 PM
As of 1:05 pm The Dow was down 133 pts on the back of Foreclosure Reports...
The rate sheet I'm looking at is not my friend today but we should be back on speaking terms about this time next week.
If you had a client looking to lock before they close on Monday … (0 comments)
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mckinney: Mortgage Information for First Time Home Buyers - 03/04/08 02:01 PM
If you are a FTHB - First Time Home Buyer then please get comfortable and read this page!
You will need information on the loan process, down payment requirements, asset requirements, income requirements, job history requirements, appraisal questions and everything in between.
Loan Process
The loan process starts with a Pre-Approval based on your credit, … (0 comments)
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mckinney: Mortgage Turn Times, Interest Rates & Service - 03/03/08 04:09 PM
Mortgage Turn Times
IF each mortgage company has less business in the pipeline than they did 6 or 12 months ago so why is taking longer to get a loan approved? You will get a different answer depending upon which segment of the transaction you ask (Real Estate, Mortgage, Appraisal, Investor) - we all have … (1 comments)
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mckinney: February 29th & Leap Year Thoughts - 02/29/08 01:50 PM
Funny side of 2-29 in history: I read that there was or is a tradition that women may propose marriage to men during leap years (only) and in some places/times was restricted to today, February 29th. A Scottish parliament tradition under Queen Margaret outlined that a woman could propose on Leap … (2 comments)
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mckinney: Mortgage Connection - February 2008 - 02/21/08 11:40 AM
New Year presents opportunities for homebuyers
The New Year started with promise for homebuyers as falling rates combined with lower prices to boost housing affordability. The average rate for 30-year fixed-rate mortgages (FRMs) in the Southwest, which includes Texas and Oklahoma, fell to 6.06 percent in early January from a December average … (3 comments)
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