Joan's Blog - New Hampshire Real Estate Update

New Hampshire Fifth Healthiest State in America

Tue, 17 Nov 2009 23:19:13 -0600

Attention Buyers and those thinking about buying a home in New Hampshire.

Did you know that New Hampshire is the Fifth healthiest State in the United States?

NEW HAMPSHIRE IS THE Fifth HEALTHIEST STATE IN AMERICA

When the United Health Foundation, the American Public Health Association and the Partnership for Prevention compiled its 20th annual list, New Hampshire came in Number 5 in the Nation!

Vermont #1
Utah #2
Massachusetts #3
Hawaii # 4

The World Health Organization defines health as "a state of complete physical, mental and social well-being and not merely the absence of disease or infirmity."

Factors such as personal behaviors, the environment and community, policies of the national and state government as well as the care we receive are important components of what defines a healthy state.

New Hampshire received an excellent report card.

According to the report, New Hampshire has a low percentage of children in poverty ... 8.6 percent of persons under age 18, high immunization coverage with 85.0 percent of children ages 19 to 35 months receiving complete immunizations, a low violent crime rate at 157 offenses per 100,000 population, low geographic disparity within the state at 5.7 percent, a low premature death rate with 5,749 years of potential life lost before age 75 per 100,000 population and a low infant mortality rate at 5.7 deaths per 1,000 live births.

You can read more about New Hampshire's health as a state.

America`s Health RankingsTM is based on the perspective that, in addition to our individual genetic predisposition to disease, health is the result of four essential and controllable components:

Our behaviors
The environment of the community in which we live and work
The public and health policies and practices made by government and community leaders
The clinical care we receive

Check out where your state stacks up.

The 20th anniversary rankings features updated state-specific rankings and is accompanied by a supplemental reportwith estimates of the financial impact obesity is expected to have on the nation - as well as each state specifically - in the next 10 years. The 20th Anniversary Edition of America`s Health RankingsTM has lots of data which one can compare and share. New interactive Web site tools make it possible to quickly scan key state statistics, as well as search and sort 20 years of data by state and health measure.

In addition, New Hampshire recently was chosen as the Most Livable State in America! --

Get out and snow shoe, ski, take a walk, take the dog for a walk go to the gym and start your diet, adopt a healthy lifestyle, laugh and enjoy life!

America's Health Rankings ^TM - 2009 Edition is the joint effort of United Health Foundation the American Public Health Association and Partnership for Prevention. It is funded entirely by United Health Foundation, a recognized 501 (c) 3 organization.

Whether you are relocating to New Hampshire or already live in New Hampshire and you seek buyer focused representation, contact me.

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Disclaimer: Information herein may come from various sources, some of which may not be reliable and may change without any notice. Joan Whitebook does not guarantee or is any way responsible for the accuracy of the information in this blog and information provided is without warranties of any kind, either express or implied. Information on this blog represents the opinions and ideas of the author; comments by others may not express the views of the author. Buyer's Option Realty Services, Janet White owner/broker. Copyright © 2009 By Joan Whitebook, all rights reserved.*Copyrights New Hampshire - Fifth Healthiest State in America"

New Hampshire Poised for Recovery

Mon, 16 Nov 2009 19:06:08 -0600

The New Hampshire Association of Realtors® released an enews letter today with good news for New Hampshire. According to economists at Moody’s Analytics, what is now being referred to as the Great Recession is technically over!

New Hampshire demographer and consumer markets expert, Peter Francese points out that until employment figures rise, it won’t feel so good. However, New Hampshire is in better shape than many states. The unemployment rate is now 7.2 percent (well below the national average of 10.2 percent). The good news is that it is not expected to rise above 7.8 percent before starting to fall sometime next year. The jobs report bodes well for the recovery of New Hampshire’s residential real estate values.

Median home prices in New Hampshire were still about 7 percent below October of 2008, but the difference is narrowing from monthly numbers that earlier this year ranged between 10 and 20 percent below 2008.

Francese opines that home prices in New Hampshire are stabilizing and will likely begin to increase in 2010.

New Hampshire has been considerably more fortunate with regard to home prices than many other states. Median home prices are expected to bottom out in 2010 at between 20 and 25 percent below their peak in 2005. Table I shows that residential home sales are likely to be about the same as last year, just above 10,000 units, and at a median sale price that will be within 10 percent of 2008. Table I shows residential home sales and median sale prices for first 10 months of 2009.

Table I shows residential home sales and median sale prices for first 10 months of 2009.

2009	Units sold	% change 2008-09	Median sale price	% change 2008-09
Jan	453	-15%	$200,000	-17%
Feb	505	-13%	$184,900	-20%
Mar	703	9%	$200,000	-14%
Apr	739	-11%	$204,900	-15%
May	881	-6%	$210,000	-13%
Jun	1,151	1%	$225,000	-12%
Jul	1,169	6%	$220,000	-10%
Aug	1,096	4%	$222,000	-7%
Sep	979	-3%	$214,900	-8%
Oct	1,083	8%	$210,000	-7%
YTD	8,857	0.3%	$210,000	-7%
				Source: NNEREN

Table IIshows that in October, residential unit sales rose above last year's for seven of the state's 10 counties, and median sale price increased 9 percent in Belknap County, where nearly one-third of dwelling units are second homes. Condominium sales were also strong in October, when unit sales jumped 23 percent above October of last year at a median sale price just $100 below last year's $170,000.

	Units sold	% change 2008-09	Median sale price	% change 2008-09
Belknap	66	6%	$192,875	9%
Carroll	79	-2%	$190,000	-12%
Cheshire	52	-2%	$160,450	-4%
Coos	41	8%	$89,000	-11%
Grafton	76	19%	$174,950	-6%
Hillsborough	283	10%	$224,000	-9%
Merrimack	125	18%	$189,000	-12%
Rockingham	230	9%	$255,000	-4%
Strafford	105	22%	$194,900	-10%
Sullivan	26	-40%	$150,000	-3%
Statewide	1,083	8%	$210,000	-7%
				Source: NNEREN

Now may be a great time to buy a home in New Hampshire.

Visit New Hampshire .... New Hampshire was chosen as the Most Livable State in America! and the Third Healthiest State in America! Whether you are relocating to New Hampshire or already live in New Hampshire and you seek buyer focused representation, contact me, I would love to show you the New Hampshire Advantage!

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Portions of this post are included with permission from Peter Francese and the New Hampshire Association of Realtor®s. Statistics ~ "Copyright 2009 Northern New England Real Estate Network, Inc. The reproduction of these statistics is done with the permission of NNEREN. The statistics referenced herein are based solely upon listings submitted to the multiple listing service database of NNEREN and do not include all properties sold and marketed for sale. ALL INFORMATION DEEMED RELIABLE BUT NOT GUARANTEED. Any analysis or commentary related to these statistics is that of the commentator, and not that of NNEREN."

Information herein may come from various sources, some of which may not be reliable and may change without any notice. Joan Whitebook does not guarantee or is any way responsible for the accuracy of the information in this blog and information provided is without warranties of any kind, either express or implied. Information on this blog represents the opinions and ideas of the author; comments by others may not express the views of the author.
Copyright © 2009 By Joan Whitebook, all rights reserved.*Copyrights- "New Hampshire Poised for Recovery". (c) Photos by Joan Whitebook, all rights reserved.

What is Mortgage APR, Can You Explain It?

Sun, 15 Nov 2009 08:30:40 -0600

To New Hampshire consumers who may be considering buying a home or refinancing, this is an excellent guide to understanding APR. If you want more information on how to select a reputable lender, please feel free to give me a call. Thank you Bill for an excellent explanation.

Via Bill Ladewig Your FHA Guru - FHA and VA Loans Since 1970:

WHAT IS MORTGAGE APR, Can You Explain It?

APR Demystified and APR Predators Exposed

First, lets demystify Annual Percentage Rate (APR).

Mortgage APR was designed to allow consumers to use one standardized number to compare each lender's rate for the same type of loan while rate shopping. It is supposed to represent the borrower's cost and it works like this.

If I lend you, $10,000 and, I charge a $500 Bump-ta-Bump Fee, you will actually receive $9,500, however you must still repay me $10,000. Mortgage APR is my real yield and your real cost on this loan.

We agreed that you will repay the loan at 8% interest on $10,000, HOWEVER you only received $9,500 therefore I will earn more than the 8.0% interest rate I charge on $10,000. In this case, my yield (APR) is 9.799% on the $9,500 you received.

APR is the lender's yield on dollars actually lent ($10,000 minus $500 = $9,500); in this case, the lender's yield (APR) on $9,500 is 9.799%   (APR is computed as if the above example is a 30 year loan)

The $9,500 also represents the Amount Financed in the Truth In Lending (TIL) disclosure.

For those of you who use spreadsheets the Rate Function will find APR. Use the Amount Financed for Loan Amount and use the monthly payment on the actual loan amount.

Fees that must be subtracted from a mortgage loan to properly calculate Amount Financed for APR

Origination and Discount Points

Processing and Lender Fees

Pre-Paid Interest (Use 15 days when closing date is unknown)

Monthly Mortgage Insurance must be added to the payment of all FHA loans and Conventional loans greater than 80% loan to value.

The inclusion of Mi or MIP accounts for the large spread between Rate and APR on loans with mortgage insurance.

NOTES: Fees Not used in APR calculation; third party fees such as appraisal and credit. APR can only be compared on loans of the same type and amortization period

How Do APR Predators Work?

Many sophisticated borrowers shop interest rates by searching for lowest APR which, if property stated, is a valid way to compare similar loans. Unfortunately, APR is not always stated properly.

How is advertised Mortgage APR is misstated?

Prepaid Interest is not included - most common deception and true on all online Rate sites   i.e.: Bankrate.com, Interest.com, Mortgage101.com, ShopRate.com, etc.

Prepaid Interest is understated - must be 15 days when closing date is unknown.

MI or MIP is not included in the APR on any online rate sites, Bankrate etc.

Some lenders do not include MI or MIP on their web sites such as Amerisave.com

Lender fees are either understated or not included in the APR calculation. This is a tricky one because No or Low Lender Fees does not necessarily indicate a predatory lender. Some lenders charge a higher rate and no points or fees for their so called "Zero Cost" loan. However, the "Zero Cost" rate will always be higher than a rate with points and/or fees.

Notes to the above:

there is no such thing as a Zero Cost loan and some states prohibit lenders from advertising Zero Cost Loans.

The spread between Rate and APR on loans greater than 90% LTV should be at least 0.700%. When it is not... you are being scammed

Rate - Points - Fees are all interdependent

The best way I can explain this is show various Rate - Point - Fee combinations where the lender is making the same gross profit on each combination.

In the examples below, we will use a $200,000 loan amount and Lender gross profit of $1,000, on a day when the Lender's cost for a 5.000% rate is par (0 point).

Best Rate: $1,000 Lender profit in various combinations of points and fees

Rate

Fees

Points

APR

Profit

5.000%

$1,000

     0

5.044%

$1,000

5.000%

$500

0.250

5.044%

$1,000

5.000%

$0

0.500

5.044%

$1,000

Lowest Fees:
You pay $0 points and fees and Lender's investor pays the lender $1,000 for the higher rate.

Rate

Fees

Points

APR

Profit

5.125%

$0

    0

5.125%

$1,000

The point here is that lenders design their loans to provide talking points for their sales staff (loan officers). They all require a certain profit margin and it is not important the way the loan is structured as long as the closed loan delivers their required profit margin.

This illustration also points out the value of correctly stated APR as a way of comparing mortgage loans. For the sake of these illustrations, prepaid interest was not used. If 15 days PP was calculated it would have increased each APR by 0.019%.

Bill Ladewig

800.664.7283 (SAVE)

Bill@YourFhaGuru.com

Website

Bill Ladewig is a Mortgage Broker Licensed by the California Department of Real Estate 00968137

San Diego FHA and VA Home Loans Escondido Mortgages Escondido Localism San Diego FHA and VA Home Loans San Diego Localism San Diego UFMIP Escondido Mortgages Escondido Localism San Diego Mortgage What is APR

A Prayer for Peace on This Veteran's Day

Wed, 11 Nov 2009 07:38:59 -0600

"As we express our gratitude, we must never forget that the highest appreciation is not to utter words, but to live by them."

John Fitzgerald Kennedy

Today is a day to remember all of the men and women who have served and those who are currently serving our country. These men and women have made and continue to make sacrifices so that we can live in a land of freedom.

On Verterans Day we thank all of the men and woman who have died, become wounded or disabled.

My broker's son, Tim, has served 4 tours of duty in Iraq. For the past 4 years he has not spent the holidays with his own family. This year he will be home for the holidays.

Tim is one of many veterans who has repeatedly volunteered to keep the the peace and to ensure our freedom at home at great sacrifice to his family and himself!

To Tim and his family, and all of the families who have given so much, we pray for a speedy return and for peace in the world! We thank you and your families for sacrificing so much.

America is not perfect, but it is the greatest democracy in the world and for this we say THANKS today.

New Hampshire's. Gov. John Lynch has issued a proclamation recognizing the 90th anniversary of Veterans Day and urging all New Hampshire residents to honor the many contributions made by our veterans.

In observance of Veterans Day, Gov. Lynch will address the Veterans Day ceremony at the State Veterans Cemetery in Boscawen. Later in the day, Gov. Lynch will participate in a ceremony naming the bridge at the intersection of Routes 12A and 123 the Alstead Veterans Memorial Bridge.

THANKS TO ALL OUR VETERANS AND GOD BLESS THE UNITED STATES OF AMERICA!

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Disclaimer: Information herein may come from various sources, some of which may not be reliable and may change without any notice. Joan Whitebook does not guarantee or is any way responsible for the accuracy of the information in this blog and information provided is without warranties of any kind, either express or implied. Information on this blog represents the opinions and ideas of the author; comments by others may not express the views of the author.
Copyright © 2009 By Joan Whitebook, all rights reserved.*Copyrights- "A Prayer for Peace on This Veteran's Day". (c) Photos by Joan Whitebook, all rights reserved.

The Clydesdales are coming to Merrimack, New Hampshire

Fri, 06 Nov 2009 08:35:27 -0600

The Clydesdales are Coming to Merrimack, New Hampshire

The world famous Budweiser Clydesdale Hitch is coming to Merrimack, New Hampshire on November 7th!

Be sure to stop by Anheuser Busch http://www.budweisertours.com/to take pictures and view the Clydesdales as they are brushed, braided, and harnessed in the Old-World-Style Clydesdale Hamlet from noon to 1 p.m.

From 1 p.m. - 3 p.m., the horses will be hitched to the famous red beer wagon for parading and photo taking on the brewery's parking lot ... so long as the weather cooperates. I took this photo of one of the beautiful Clydesdales who resides in Merrimack.

You will also want to plan to take the complimentary tourof the Anheuser-Busch Merrimack brewery, which are offered from 10 a.m. - 4 p.m.

The tour is a lot of fun and is very informative. It includes a visit to the Brew House, cold cellars, and high-speed packaging lines.

Guests 21 years of age or older may sample Anheuser-Busch premium beers. There are also non-alcohol drinks for the kids!

Anheuser Busch Brewery 221 Daniel Webster Highway Merrimack, NH 03054 Phone: 603-595-1202.

A New Hampshire Green Get A-way

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Disclaimer: Information herein may come from various sources, some of which may not be reliable and may change without any notice. Joan Whitebook does not guarantee or is any way responsible for the accuracy of the information in this blog and information provided is without warranties of any kind, either express or implied. Information on this blog represents the opinions and ideas of the author; comments by others may not express the views of the author. Buyer's Option Realty, Janet White, owner/broker. Copyright © 2009 By Joan Whitebook, "The Clydesdales are coming to Merrimack, New Hampshire" Photos (c) 2009 Joan Whitebook ~ all rights reserved.*

A Haunting Question - Got Ghosts?

Fri, 30 Oct 2009 15:52:05 -0500

Victorian for Sale (with ghosts)

The Stambovskys found a nice Victorian home in the Village of Nyack, New York in 1991 and they made an offer. The purchase price was $650,000. The Buyers made a down payment of $32,500.

A couple of months after the contract was signed, Mr. Stambovsky was horrified when he learned that the home was known in the community to be HAUNTED!

Apparently, the phantasmal reputation of the house was commonly known in the Village of Nyack.

Surprisingly, the Sellers had publicized the ‘hauntings" to the local media and Reader's Digest. In 1989, the house was included in a five-home walking tour of Nyack and described in a November 27th newspaper article as "a riverfront Victorian (with ghost)." The Stambovskys were not from the area and did not know about the poltergeists.

The Stambovskys brought a legal action and alleged that the Seller and the Seller's agent should have disclosed the presence of ghosts. They wanted out of the contract because the presence of ghosts was not disclosed.

The trial court said no way! However, the case went up on Appeal and the Appellate court ruled that the Stambovskys could get out of the contract because, "As a matter of law, the House is Haunted".

The Appellate Court stated:

"While I agree with the Supreme Court that the real estate broker, as agent for the seller, is under no duty to disclose to a potential buyer the phantasmal reputation of the premises and that, in his pursuit of a legal remedy for fraudulent misrepresentations against the seller, plaintiff hasn't a ghost of a chance, I am nevertheless moved by the spirit of equity to allow the buyer to seek rescission of the contract of sale and recovery of his down payment."

The court reasoned that because the Seller had promoted the hauntings to several publications, she could not now deny the existence of ghosts. Therefore, the Appellate court ruled that under the equitable principals of the law, the Stambovskys were entitled to a refund of their down payment.

This was the Amityville house ~ Stambovsky v. Ackley (169 A.D.2d 254, 572 N.Y.S.2d 72). It was decided in 1991 by the New York Appellate Court.

When I first moved to New Hampshire and began my career in real estate, I was showing an older home in Atkinson, New Hampshire. It was a charming home -- All of a sudden, we heard a loud noise --the wind was whistling and a door slammed shut.

We all were trying to act like it wasn't any big deal. Then the lights started to flicker. I didn't know what to think - and up until that time, I hadn't thought about whether I REALLY believed in ghosts. My clients were very nervous.

Then to my surprise, the Real estate agent, said "Well, I guess that I should tell you that this house may have a ghost and the seller wanted me to share this with you." He went on to explain that a young child had died from a serious illness many years before, and the child could be heard crying from time to time. Some had speculated that the child's soul was "stuck" in the house.

The clients were not familiar with "haunted houses" and they decided they would buy a new contemporary instead!

There is also a "haunted" restaurant in Nashua, New Hampshire. The Country Tavern was built in 1741. It is a lovely restored farmhouse and is the home of a friendly ghost known as ELIZABETH.

The "haunted restaurant has been featured on "Hard Copy and "unsolved mysteries". I haven't met Elizabeth, but some staff members have met her. They say she is very friendly and likes to play pranks on the staff!

Here is a list of "haunted homes" and attractions in New Hampshire!

A Haunting Question: Got Ghosts? What is the DUTY TO DISCLOSE IN YOUR STATE?

- Does the seller's agent have a duty to disclose the phantasmal reputation of the premises?

- Does the seller have a duty to disclose the presence of ghosts?

- Does the buyer's agent have a duty to disclose the presence of ghosts?

What is the duty to disclose stigmatized property in your state?

HAPPY HALLOWEEN

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Disclaimer: Information herein may come from various sources, some of which may not be reliable and may change without any notice. Joan Whitebook does not guarantee or is any way responsible for the accuracy of the information in this blog and information provided is without warranties of any kind, either express or implied. Information on this blog represents the opinions and ideas of the author; comments by others may not express the views of the author. Buyer's Option Realty, Janet White, owner/broker. Copyright © 2009 By Joan Whitebook, A Haunting Question - Got Ghosts? " ~ all rights reserved.*

Reflections from Southern New Hampshire on a Beautiful Fall Day

Tue, 27 Oct 2009 05:55:09 -0500

" We are all inventors, each sailing out on a voyage of discovery, guided each by a private chart, of which there is no duplicate. The world is all gates, all opportunities." Ralph Waldo Emerson

ENJOY THE JOURNEY

Disclaimer: Information herein may come from various sources, some of which may not be reliable and may change without any notice. Joan Whitebook does not guarantee or is any way responsible for the accuracy of the information in this blog and information provided is without warranties of any kind, either express or implied. Information on this blog represents the opinions and ideas of the author; comments by others may not express the views of the author. Buyer's Option Realty, Janet White, owner/broker. Copyright © 2009 By Joan Whitebook, all rights reserved.*Copyrights "Reflections from Southern New Hampshire on a Beautiful Fall Day" Photos (c) 2009, Joan Whitebook, all rights reserved.

Amherst, New Hampshire ~ Annual Spooktakular

Thu, 22 Oct 2009 09:27:32 -0500

Spiders, bugs, snakes, bats and all scary creatures are INVITED to this year's 7th Annual Nature Spooktacular to be hosted by the Peabody Mill Center in Amherst, New Hampshire on October 25 and October 26.

Friday Activities: 4:00-6:30 p.m. - Pumpkin Decorating (bring your own pumpkin),

Face Painting, Scarecrow Building (bring your own clothes), concession stand.

6:30-7:30 p.m. - Spooky Hike

7:30-8:30 p.m. - Gather around the campfire, Storytelling, Roast Marshmallows

Saturday Activities: All afternoon (2-5 p.m.) Sack races, three-legged race, dance the Cotton Eyed Joe, donut eating contest, leaf print making, mini wreath making, music 2:00-3:00 p.m. Dutch Oven cooking demo 2:00-4:00 p.m. Visit Misundertood Creatures 2:00-4:00 p.m. Contra Dancing2:30-3:30 p.m. Bridge Building 2:00-5:00 p.m. Farmer’s Market 3:30 p.m. Apple Pie Contest

4:00-5:00 p.m. Fall Foliage Hike

Date: 10/23/2009 - 10/24/2009 (rain or shine)

Address: Peabody Mill Environmental Center P.O. Box 1045 Amherst, NH 03031

Phone: (603) 673-1141

Cost: Preregistration: $4 Amherst Resident, $6 Nonresident, $10 per Resident family, $14 Nonresident family At the Gate: $5 Amherst Resident, $7 Nonresident, $12 per Resident Family, $16 Nonresident Family Fee includes admission to activities on both days. Web Page: http://www.amherstnh.gov/pmec/

The PMEC is one of my favorite places to visit in Amherst. The mission of PMEC is "to foster an awareness, understanding and appreciation of the natural world, by offering environmental, conservation, and science programs... and to foster diligent stewardship of the environment so that future generations may inherit and continue to be inspired by the wonders of a protected and natural world."

The PMEC is an environmental and science education center located in Amherst, New Hampshire. It abuts almost 600 acres of Joe English conservation land. The PMEC is directed by the Amherst Recreation Department and it has numerous events and educational opportunities for the entire family.

Welcome to beautiful Amherst, New Hampshire

Visit New Hampshire .... New Hampshire was chosen as the Most Livable State in America! and the Third Healthiest State in America! Whether you are relocating to New Hampshire or already live in New Hampshire and you seek buyer focused representation, contact me, I would love to show around.

New Hampshire was chosen as the Most Livable State in America! and the Third Healthiest State in America! Whether you are relocating to New Hampshire or already live in New Hampshire and you seek buyer focused representation, contact me, I would love to show around.

New Hampshrie Green Get-A-Way

_____

Disclaimer: Information herein may come from various sources, some of which may not be reliable and may change without any notice. Joan Whitebook does not guarantee or is any way responsible for the accuracy of the information in this blog and information provided is without warranties of any kind, either express or implied. Information on this blog represents the opinions and ideas of the author; comments by others may not express the views of the author. Buyer's Option Realty, Janet White, owner/broker. Copyright © 2009 By Joan Whitebook, all rights reserved.*Copyrights "Amherst, New Hamsphire – Annual Nature Spooktacular”

Nashua Fall Feast Week - Enjoy the Food of the Season

Fri, 16 Oct 2009 15:31:33 -0500

If you like great food and want to support local businesses in Nashua, New Hampshire, plan to partake of the best food Nashua has to offer.

Seventeen downtown restaurants will be participating in the Fall Food Fest Week which takes place October 19 - 23.

Enjoy tasty entrees at Michael Timothy's, Black Orchid Grille, Express Cafe, Surf, Fody's Tavern, Stella Blu, Giant of Siam, Martha's Exchange, Pasterie Bleu, Pearl Street Pizza, Saffron Bistro, San Francisco Kitchen, The Peddler's Daughter, Thousand Crane II, Unums, Vietnam Noodle House and Villa Banca.

Many of the restaurants are offering special menus and discounted prices and you can see all of the discounts and promotions at the Great American Downtown Websites. There will also be free beer tasting at some venues, courtesy of Bellavance Beverage Co and other restaurants will some special wine offerings.

Saffron Bistro is offering a special menu where customers can sample a delicious 3 course meal for $25.00 per person. You will want to try the Buttercrumb Baked Haddock with asparagus and roasted potatoes, or perhaps, the homemade eclairs.

One of Nashua's newer restaurants in the downtown area is the Thousan Crane II. They will be offering three course dinners for $19.95.

Villa Banca is a great Italian restaurant and will feature specials during the week both at lunch and dinner. Try their Gorgonzola artichokes and have some tiramisu for dessert!

One of Nashua's oldest restaurants is Michael Timothy. It is an elegant restaurant. Michael Timothy wll be offer some three course, affordable dinners in celebration of Oktoberfeast like schnitzel, sauerbraten, red cabbage, spaetzle and bratwurst.

Many of the participating restaurants are offering a discount from 10 to 15% of the entire bill, so don't miss this opportunity to try out some of Nashua's fine restaurants at affordable prices and enjoy the Fall season!

Another Green Get-A-Way

If you would like to find out more about why Nashua is the best place in America to Live, please give me a call.

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Hollis New Hampshire ~ Annual Fine Arts Festival

Mon, 12 Oct 2009 09:52:48 -0500

Welcome to Hollis, New Hampshire ~ A Quaint New England Town

The 4th Annual fine arts festival Will take place this weekend in Hollis, New Hampshire.

Steve Previte is the father of the Fine Arts Festival. He saw a need to introduce area artists to the public and a fall festival is the perfect time of year, with New Hampshire's tapestry of color!

The festival will showcase fine art featuring over 80 artists from all over New England.

Artists will be displaying a variety of media including oil, acrylic, pastel, watercolor, graphics and photography.

The fine art festival will feature artists who are beginners, veteran artists and those who pursued art later in life.

WHEN: October 17 - 18

WHERE: Nichols Field (on Depot Road in Hollis.

Hollis, New Hampshire is a beautiful town, I hope you can make it to the art festival!

A New Hampshire Green Get-A-Way

Come to New Hampshire .... New Hampshire was chosen as the Most Livable State in America! and the Third Healthiest State in America! Whether you are relocating to New Hampshire or already live in New Hampshire and you seek buyer focused representation, contact me, I would love to show around.

_____________________________________________

Disclaimer: Information herein may come from various sources, some of which may not be reliable and may change without any notice. Joan Whitebook does not guarantee or is any way responsible for the accuracy of the information in this blog and information provided is without warranties of any kind, either express or implied. Information on this blog represents the opinions and ideas of the author; comments by others may not express the views of the author. Photos Copyright © 2009 By Joan Whitebook, can be used with written permission only. Buyer's Option Realty Services, Janet White ~ owner/broker.
Copyright © 2009 By Joan Whitebook, all rights reserved.*Copyrights- "Hollis New Hampshire ~ Annual Fine Arts Festival"

Got Talent? Miford, New Hampshire - Great Pumpkin Festival

Wed, 07 Oct 2009 09:11:02 -0500

Welcome to Milford, New Hampshire

Milford DO-IT presents the 20^th Annual Great Pumpkin Festival on October 9, 10 and 11 in an around the beautiful Milford Oval.

This festival brings together the Milford community as well as neighbors from Amherst, Mont Vernon, Nashua, Brookline, Hollis and other nearby towns.

You will experience a sense of Community and come to know how that makes a difference in our lives and surrounding towns.

Thanks to all of the sponsors and the volunteers who have contributed so much to make this a great pumpkin festival this year!

Talent Show -- 8:00 p.m. Saturday, October 10^th. The Milford Pumpkin Festival Talent Show 2009- with $500 for 1st place, $200 runner up, $100 for audience choice - takes place at the Amato Family Performing Arts Center $ 7.00 adults, $5 kids 12 and under. Here is the list of talent show finalists. You can purchase tickets on line.

Friday - Kick off - Here is a partial list of events (Click For Friday Pumpkin Festival Activities/Schedule)

Festival opens at 5:00 p.m. at the Milford Oval. The Festival Bootique will have new festival T-shirts on Sale. There will be a 50/50 raffle, a pie booth, music and magic.
Pumpkin Trail- Open all three days. The pumpkin trail is the Mayflower Hill Forest Trail which is being presented by the Milford Middle School Enrichment Program.
A BBQ pork dinner and BOOtique is available from 5p.m. -7p.m. at the First Congregational Church at 10 Union Street. ($8/person; $6 kids and seniors).
6:30 p.m. - 7:00 p.m. - Oval - Opening ceremonies and announcement of Citizen of the Year! Pumpkin Runner and downtown lighting at 6:30.
6:30 p.m. - 9:30 p.m. - Bigger kids (5years and older w/adult) will want to visit the Haunted Trail at Emerson Park. Cost $5
At the oval - 5:30 p.m. PB & Jammin, Jazz Ensemble, a group of musicians and students performing a mixture of Jazz, Pop and specially arranged Big Band
At the oval - 7:00p.m. - 9:00 Fred Simmons and the Folk Soul Band.
8:00 p.m. - The Amato Center at the Boys and Girls Club is the venue for movies. 8:00 p.m. The Nightmare Before Christmas 10:00 p.m. Young Frankinstein. 8:00 War of the Worlds. Cost $8 adults $5 kids (12 and under).

Saturday is another day filled with activities - (Click to see Saturday Pumpkin Festival Activities/Schedule)

8:00 a.m. - 9:30 a.m. Walking tour led by the Historical Society.
The Pumpkin Trail - Mayflower Hill Forest
10:00 a.m. 9:00 p.m. Pumpkin contest and lots of music; pie booth, food, arts, crafts. At the Oval
9:00 a.m. - 12:00 p.m. Milford Farmer's Market
10:00 a.m. - 3:00 p.m. Pumpkin Catapult (this is really fun!) - TD Bank North Lower Parking Lot
10:00 a.m. - 1 p.m. Pumpkin Carving demonstrations - at the Oval
10:00 a.m. - 4:00 p.m. Fire and Ambulance open house- School Street and Middle Street
10:00 a.m. - 5:00 p.m. Scarecrow making, face painting, pumpkin painting, music,DO IT dogs, and meet the sponsors at the Community House Lawn(corner Union and Elm.
10:00 a.m. - 5:00 p.m. - Arts and Crafts - Town Hall Auditorium
10:00 a.m. - 5:00 p.m. - Harvest Pantry- Unitarian Church - Elm Street
10:00 a.m. - 5:00 p.m. - Wadleigh Library - puppet performances with Fred Reidy, make and take crafts and more.
10:00 a.m. - 4:00 p.m. Train rides and much more for kids at the Boys and Girls Club.
11:00 a.m. Tyler Performs Magic at the Boys and Girls Club
11:00 - 3:00 p.m. Story Telling at Emerson Park - in the tent every half hour
12:00 p.m. Pumpkin Weigh In - at the Oval
12:00 p.m. - 3:00 p.m. Dunk Tank - Library lawn at Nashua Street
12:00 p.m. Cleveland Bicycle Stunt Spectacular - at the Oval
1:00 p.m. - Riverbend Youth Company's production of Under the Big Top at the Boys and Girls Club
2:00 p.m. Tokyo Joe's Studio of Self Defence - at the oval
2:00 p.m. Silver Lining Circus - Boys and Girls Club
2:00 - 4:00 p.m. Historical Society Open House
4:00 - 7:00 p.m. Spaghetti Dinner Boys and Girls Club
5:00 p.m. Street Party - Beer Tasting - next to Community House Lawn
7:00 p.m. Pumpkin Lighting Ceremony at the oval
Music - 10:00 a.m. Steve Dreher & Friends at the Community House Lawn; 10:00 a.m. The Slakas at the oval; 10:00 a.m. Uncle Fran's Breakfast at the oval - 11:00 a.m. Diane Kordas Romper Rhythm Band at the Community House Lawn. 12:00 p.m. The Transitors - Community House Lawn - 1:00 p.m. Rob Oxford at the oval. 1:00 p.m. Temple Town Dance Band at the Community House Lawn - 2:00 p.m. Tara Greenblatt - Community House Lawn: 3:00 p.m. Shelby Lyn Rogers 3:00 p.m. The Folk Tradition - at the oval; 4:00 p.m. CRASH at the oval; 5:00 p.m. Rich Kumpu and Bob Alwarden at the oval; 4:00 p.m. The Pop Farmers -Community House Lawn 5:30 p.m.- 8:30 p.m Community House Lawn 6:00 p.m. Rich Kumpu and Bob Alwarden at the oval; 7:00 p.m. Ed Meszynski, Vocals & Guitar; Jeff Burtt, Mandolin; Dave Shaw, Bass; Jennifer Spaziani, Drums at the oval; 8:00 p.m. Russell Hill at the oval

Sunday - Has a full day of activities -- (Click to see Sunday Pumpkin Festival Activities/Schedule)

7:30 a.m. - 11:00 p.m. Belgian Waffles- at the Town Hall banquet room. Cost $5adults and $3.50 children
10:00 a.m. 5K & 10 K races start at the Milford High school to benefit the track fund
10:00 a.m. Amherst Yoga - oval stage
10:00 a.m. - 3:00 p.m. Arts and Crafts Show
10:00 a.m. - 3:00 p.m. Pumpkin painting ($5), Face Painting ($1), Scarecrow making ($15) at the Community House Lawn
10:00 a.m. - 3:00 p.m. Food Sales - flavored coffee and other goodies; sweat shirts etc.
11:00a.m. - 2:00 p.m. Story Telling - Emerson Park
5:00 p.m. Closing ceremony
MUSIC - 10:00 a.m. and throughout the day there will be music at various venues - 10:00 a.m. Harbor Lights - Community House Lawn; 11:00 a.m. Amy Conley & Music Together Review- oval stage; 11:00 a.m. Community Fiddle Orchestra - Community House Lawn; 12:00 p.m. Community House Lawn 1:00 p.m. Marlena Phillips - Community House Lawn; 1:00 p.m. 2:00 p.m. Random Acts of Harmony - oval stage; 2:00 p.m. A La Carte - Community House Lawn; 2:00 p.m. Rakes of the Milford Area - oval stage
Schedule, times and venues for all days - subject to change - check website for up to date schedules.

Directions and Parking for Festival

In 1997, the DO-IT organization, with full support of the community, applied to become a part of the NH Main Street Center and Milford was accepted as one of the first three inaugural programs in the state. In 2002, Milford was honored by the National Trust For Historic Preservation's Main Street Center with their Great American Main Street Award

Proceeds from the Event benefit: Milford Main Street Program / Downtown Ongoing Improvement Team

Another New Hampshire Green Get-A-Way

Call me to find out why New Hampshire was chosen as the Most Livable State in America! and the Third Healthiest State in America! Whether you are relocating to New Hampshire or already live in New Hampshire and you seek buyer focused representation, contact me, I would love to show around.

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Nashua - Annual Art Walk

Fri, 02 Oct 2009 22:49:10 -0500

Art Walk Nashua returns for the 5th year this Saturday October 3rd from noon to 6:00 p.m. and Sunday, October 4th from noon to 4:00.

Local artists will open their studios, galleries and businesses to visitors located in 30 venues... rain or shine!

This is a wonderful opportunity to meet Nashua artists and get a head start on holiday shopping, while at the same time supporting local talent.

There will be live music, refreshments and other attractions as patrons stroll along Nashua's Main, Water and Pearl streets as well as the historic Millyard District.

The Millyard District is one of my favorite places to visit during the Art Walk. Visitors will be able to visit more than 10 studios and galleries in the Picker Building (located at 99 Factory Street). Also, you can enjoy viewing art, pottery, jewelry, stained glass, photography, paintings and fine art.

Various business along the route will feature art this year.. Ikebana Flower. Splash, Just Lights, Canal Art and Framing, Aidan James Salon, Fresh, Persona Boutique, Darrell's Music Hall, the Framery, Fortin Gage, 1 World Trading co. Maison DeL'Art.

The Nashua Library will also have local art on display. A book signing for kids is planned by author and illustrator, Youn chen at 2:30 p.m. Saturday and Sunday. Don't miss the classical piano concert with Gregg Pauley on Saturday at 3:30p.m.

Be sure to tour the Historic Hunt Building located on Main Street in Nashua. The Hunt Building will feature prints and glass work by artists Loretta Hubley, Denis Phelan and Doreen Lustic. You can also enjoy some great live classical jazz and folk music throughput the day.

Events are planned at the gazebo in Rail Road Square. The WSMN studios on Main street also will be open to the public.

There are many more venues, events and participants which you can check out at the Art Walk Website to find a map, view a full list of venues and check out the schedule of many more events.

All of the Art Walk activities are free to the public.

Another Green Get-A-Way

If you would like to find out more about why Nashua is the best place in America to Live, please give me a call.

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October | Breast Cancer Awareness Month

Thu, 01 Oct 2009 07:41:13 -0500

I am reblogging this as I am forever greatful that my manager is now recovering from breast cancer surgery and chemo... and it is important to support this cause to make women AND men aware of the importance of early detection.

Via Florida Real Estate Trainer | Daytona Beach After School Training | Midori (CENTURY 21 Sundance Realty):

October | Breast Cancer Awareness Month

Please I encourage you to reblog this or even forward this post to your friends and loved ones.

This disease touches so many and changes lives forever..we can do the same but in a positive way!

Help Fight Breast Cancer...the reality is there is a good chance someone you love will be affected by this disease.

You never know...by following the instructions you might save a human life!

SPREAD THE WORD!

Please tell ten friends to tell ten today! The Breast Cancer site is having trouble getting enough people to click on their site daily to meet their quota of donating at least one free mammogram a day to an underprivileged woman. It takes less than a minute to go to their site and click on 'donating a mammogram' for free (pink window in the middle).

This doesn't cost you a thing. Their corporate sponsors/advertisers use the number of daily visits to donate mammogram in exchange for advertising.

Here's the web site! Pass it along to people you know.
http://www.thebreastcancersite.com/

Midori Miller is licensed in the State of Florida, BK645709 and currently hangs her real estate license with CENTURY 21 Sundance Realty. Midori is also a real estate trainer and an ActiveRain Ambassador and specializes in short sales for Daytona Beach real estate sellers. If you are in the market to buy or sell real estate in Daytona Beach, Florida..please contact us!

New Hampshire - PICK YOUR OWN APPLES at SULLIVAN FARM's Annual Applefest

Wed, 30 Sep 2009 09:29:21 -0500

FALL is the most colorful time of the year in New Hampshire... It IS my favorite season!

Every fall, New Englanders enjoy the brisk fall air in picturesque orchards while plucking apples off trees fresh from mother nature!

YOU are invited to attend Sullivan Farm's Annual AppleFest ...

Sullivan Farm is the only operating apple orchard located in Nashua. At Sullivan Farm, you can pick your own apples/pumpkins and buy fresh fruits, vegetables and flowers.

There also will be an art show and crafts!

This fall, Sullivan Farmis hosting an AppleFest to kick off the fundraising season for the Salvation Army of Nashua's annual Holiday Kettle Campaign and Christmas Toy Shop.

When: Sunday October 11th
Time: 10:00 a.m. - 4:00 p.m.
Where: Sullivan Farm, 70 Coburne Rd., Nashua 603-595-4560
Cost: Free - All proceeds to benefit Nashua Salvation Army

The Salvation Army will be selling pies and pieces of pie with ice cream to raise funds. Nashua High School South's culinary arts program is donating some of the apple pies.

The AppleFest is a great event for the entire family... you can enjoy

hayrides,
scarecrow making
pumpkin decorating
pony rides
Music

There will be an apple pie contest!

Enjoy the fall foilage and plan to stop by the Second Annual Sullivan Farm AppleFest.

A New Hampshire Green Get-A-Way

Here is a list of local farms where you can pick your own apples.

If you would like to find out more about why Nashua is the best place in America to Live, please give me a call.

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Hollis New Hampshire - Fall is Around the Corner

Sun, 27 Sep 2009 20:17:27 -0500

Sunday -- time to take a deep breath and enjoy the fall foilage in Hollis, New Hampshire

DO YOU ENJOY FOUR SEASONS????? Then, come to HOLLIS, New Hampshire.

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Disclaimer: Information herein may come from various sources, some of which may not be reliable and may change without any notice. Joan Whitebook does not guarantee or is any way responsible for the accuracy of the information in this blog and information provided is without warranties of any kind, either express or implied. Information on this blog represents the opinions and ideas of the author; comments by others may not express the views of the author. Photos belong to Joan Whitebook and can be used with written permission ONLY.
Copyright © 2009 By Joan Whitebook, all rights reserved.*Copyrights- "Sunday in Hollis New Hampshire"

Hollis, NH - Beaver Brook - Celebration of Fall

Thu, 24 Sep 2009 09:17:14 -0500

One of my favorite fall events in New Hampshire this time of year is the Beaver Brook Association Fall Festival. This year marks the 29th annual fall festival

The mission of the Beaver Brook Association festival is to encourage people to enjoy nature. There are activities to emphasize the importance of wildlife and environmental conservation as well.

Prior to the Fall Festival, on Friday, September 25th, the Local Harvest Celebration fundraiserwill take place form 7-10 p.m, followed by a preview of the art show on Saturday and Sunday which will be held from noon- to 5 p.m. at the Maple Hill Farm 117 Ridge road in Hollis. You can also preview the 29th annual Designs of Nature Art and Photography show featuring some 80 artists. The featured artist/photographer is Hollis native, Chris Otte. Tickets for the fundraiser and art show preview are $15 per person.

On Saturday and Sunday October 3 and 4th, the art show will continue, along with the Annual Fall Festivalfrom noon to 5:00 p.m. At this fundraiser you can become at "LOCALVORE" and sample declicious locally grown produce from nearby local farms. Liz Barbour, cooking instructor, will be on hand to show you how to cook locally and prepare some tasty autumn treats. The Festival on October 3rd and 4th is free to the public.

During the Festival there will be live music performances, live animal presentations, a farmer's market, a children's story book reading by the author, animal puppet show, sculptures on loan from the Andres Institute, apple cider-pressing, craft-making for children, and a self-guided "Story-walk" on one of our trails. Food, baked goods, dried flowers and flower arrangements available for sale.

Candia Vineyards will bring some award winning wines to be sampled.

For kids there will be a story walkbased on Cathern Falwell's book "Scoot" Signs will be set up for self-guided tours.. and laid out on a trail for kids and families to follow along.

Don't miss the wild animal show and birds of Prey!

The Beaver Brook Fall Festival has something for the entire family. Visitors from New Hampshire and beyond make it a point to attend. Last year there were over 1200 attendees!

SATURDAY - October 3rd

Noon - 5 Self guided story walk.
Noon - 2:30 Fiddling by Tina and Sierra Landis - Children's Loft
11:45 Live birds of prey - Wingmasters in the Maple Hill Garden
2-3 Storybook reading and signing with Cathryn Fawell - Maple Hill Garden or Children's loft
3-3:45 Live birds of prey by Wingmaster Mpale Hill Gardens

SUNDAY - October 4

Noon - 2:00 Rock spliting demo Andres Institute of Art at Maple Hill Barn, lower level
1-2 The Harmonica Saints - music and sing along
2-4 The Grumbling Rustics - Celtic music
3:-325 Getting Ready for Winter - animal puppet show - Maple Hill Garden or Children's Loft.

ENJOY THE BEAUTY OF NATURE AND BEAVER BROOK

New Hampshire Green Get-A-Way

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Disclaimer: Information herein may come from various sources, some of which may not be reliable and may change without any notice. Joan Whitebook does not guarantee or is any way responsible for the accuracy of the information in this blog and information provided is without warranties of any kind, either express or implied. Information on this blog represents the opinions and ideas of the author; comments by others may not express the views of the author. Photos belong to Joan Whitebook and can be used with written permission ONLY.
Copyright © 2009 By Joan Whitebook, all rights reserved.*Copyrights- " Hollis, NH - Beaver Brook - Celebration of Fall"

New Hampshire Prepares for Invasion

Mon, 21 Sep 2009 22:34:23 -0500

New Hampshire residents are preparing for an invasion of leaf peepers.

It is just starting... the days are still warm, but the nights are cool... The days are shorter and the smell of fall is in the air...

There is no way to stop the invasion.. the leaf peepers are getting ready to descend upon New Hampshire in record numbers.

This year the New Hampshire fall foliage is expected to be one of the most colorful in recent years due to the very wet spring and summer.

The invaders come to New Hampshire from far and wide... Massachusetts, Connecticut, Road Island, New York, New Jersey, Vermont and Canada... and beyond!

The peepers want to know when the leaves will reach peak and they click on the interactive map at the New Hampshire visitor's website to make sure they don't miss PEAK!

New Hampshire is ready for the invasion of Leaf Peepers ... be sure to plan a trip to this beautiful state to see glorious panoply of colors.

THE LEAVES

The leaves had a wonderful frolic.
They danced to the wind's loud song.
They whirled, and they floated, and scampered.
They circled and flew along.

The moon saw the little leaves dancing.
Each looked like a small brown bird.
The man in the moon smiled and listened,
And this is the song he heard.

The North Wind is calling, is calling,
And we must whirl round and round,
And then, when our dancing is ended,
We'll make a warm quilt for the ground.

anonymous

WELCOME FALL

New Hampshire Green Get-A-Way

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Disclaimer: Information herein may come from various sources, some of which may not be reliable and may change without any notice. Joan Whitebook does not guarantee or is any way responsible for the accuracy of the information in this blog and information provided is without warranties of any kind, either express or implied. Information on this blog represents the opinions and ideas of the author; comments by others may not express the views of the author. Photos belong to Joan Whitebook and can be used with written permission ONLY.
Copyright © 2009 By Joan Whitebook, all rights reserved.*Copyrights- "New Hampshire Prepares for Invasion"

Do You Have What It Takes to Be a Good Neighbor?

Sat, 19 Sep 2009 14:08:23 -0500

Realtors® do more than assist real property buyers and sellers - they are active members in the communities where they work. Many Realtors® volunteer their time to help a variety of local, national and international organizations.

The New Hampshire Assocation of Realtors® (NHAR) Good Neighbor Award program was established in 2003 to recognize the efforts of New Hampshire REALTORS® who make exceptional contributions to improve the quality of life in their communities. Eligible activities are not limited to real estate or housing issues and may include such things as youth mentoring and homelessness prevention.

I am pleased to announce that I have been selected the 2009 recipient of the NHAR Good Neighbor Award for my work with New England Pet Partners, a nonprofit organization dedicated to bringing people and pets together to enhance well-being and education with pet-assisted therapy.

Raising awareness about the benefits of interacting with other species is a lifelong passion for me. "I have always loved pets and understood their importance to the well-being of individuals and families. "My motto is, 'It takes a pet to make a house a home.'"

It is that very passion that has lead me to be a volunteer for NEPP, serving as a Board Advisor, mentoring at board meetings, raising awareness through the media, fundraising, accompanying the pet partner teams on visits and volunteering at functions such as NEPP's annual Pet Wellness Festival.

"I promote NEPP every opportunity I get." "Pets bring joy, healing, companionship and well-being to everyone they touch."

The winner receives:

$1,000 donation in their name to their community charity
Ceremony at the recipient's charity of choice - to be awarded at 2009 Pet Wellness Festival
Coverage in their local media and on NHAR.com
Prestigious crystal award
Use of the Good Neighbors Awards logo on their Web site and promotional materials
5,000 Active Rain bonus points! A post on Active Rain

I just read Edward Backman's post... Sunday, September 20th is National Good Neighbor day... be sure to say hi to a neighbor.

Are you a good neighbor? Let us know what you are doing.. and feel free to provide a link to your charity.

Call me to find out why New Hampshire was chosen as the Most Livable State in America! and the Third Healthiest State in America! Whether you are relocating to New Hampshire or already live in New Hampshire and you seek buyer focused representation, contact me, I would love to show around.

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Disclaimer: Information herein may come from various sources, some of which may not be reliable and may change without any notice. Joan Whitebook does not guarantee or is any way responsible for the accuracy of the information in this blog and information provided is without warranties of any kind, either express or implied. Information on this blog represents the opinions and ideas of the author; comments by others may not express the views of the author.
Copyright © 2009 By Joan Whitebook, all rights reserved.*Copyrights- "Do You Have What It Takes to Be a Good Neighbor?"

Merrimack, New Hampshire - Octoberfest - a Festival for Pets and Humans

Thu, 17 Sep 2009 11:36:41 -0500

WALKTOBERFEST -- A Festival for DOGS and their HUMANS!

The Humane Society for Greater Nashua is celebrating the 26^thAnnual Walktoberfest (Walk-a-Thon).

The event will include great food, activities, vendors, and some special entertainment featuring music by the Josh Logan Band!

When: October 3, 2009 - Saturday -rain or shine

Where: Anheuser-Busch Brewery in Merrimack, NH, 221 Daniel Webster Highway, Merrimack, NH

Time: 9:00-12:00 Walk-a-Thon (Pets allowed from 9:00 to noon - current vaccinated, leashed) 12:00-4:00 Octoberfest Pets allowed ALL DAY!

Cost: $5.00 adults/kids 12+ - kids 11 years & under - Free

Free admission for those collecting Walk-a-thon pledges!

Dogs must be properly leashed (no flex leads) and vacinated.

Proceeds: To benefit the Humane Society for Greater Nashua

Shelter Dogs will be available for on the spot adoption at Walktoberfest!

The Humane Society for Greater Nashua has taken in many pets who have become homeless for various reasons including recently flooding and foreclosures. They strive to find homes for all these pets, but are in need of supplies.

The Humane Society relies solely on community-wide support so please attend or send a donation.

Another Green Get-A-Way

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Disclaimer: Information herein may come from various sources, some of which may not be reliable and may change without any notice. Joan Whitebook does not guarantee or is any way responsible for the accuracy of the information in this blog and information provided is without warranties of any kind, either express or implied. Information on this blog represents the opinions and ideas of the author; comments by others may not express the views of the author.
Copyright © 2009 By Joan Whitebook, all rights reserved.*Copyrights- "Merrimack, New Hampshire - Octoberfest - a Festival for Pets and Humans"

New Hampshire Wine and Brew Festival Benefit

Fri, 11 Sep 2009 22:29:49 -0500

Don't miss New Hampshire's

First Wicked Wine and Brew Fest

Mel's Fun Park in Litchfield, New Hampshire will be the venue for the First Wicked Wine and Brew Fest. 454 Charles Bancroft Hwy (Route 3A) Litchfield

The wine and brew festival will take place on Saturday, September 12th from 2-7 p.m.

Cost - $20; $5 for designated drivers and under 21, children under 5 years old are free

New England wineries and breweries will be featuring their best wines and beers. You can sample wines and beers from all over New England!

Shipyard Brewing co. will be serving its popular autumn beer .. Pumpkinhead Ale!

Local musicians, artisans, and vendors will also be on hand to celebrate!

Music will be provided by Rise (a bluegrass band from Keene and Tore Down House (a rock and blues band from Manchester.

Suds you can sample

Anheuser-Busch of Merrimack, NH
Pennichuck Brewing of Bedford, MA
Manchester Brewing Co. of Concord, NH
Inredibrew of Nashua, NH
Smuttynose Brewing Co. of Portsmouth, NH
Long Tail Brewing Co. of Bridgewaters Corners, VT.
Peak Organic of Portland, ME
Woodstock Inn Station and Brewery of Woodstock
Tuckerman Brewing co. of Conway, NH
Kona Brewing Co of Kailua Kona, Hawaii
Widmer Brothers Brewing Co. of Portland, Ore

Wineries & Cider

Farnum Hill Ciders, of Lebanon, NH
Grape Time Winery of Nashua, NH
Piscassic Pond Winery, of Newfields, NH
Zorvino Vineyards, of Sandown, NH
Silver Mountain Cider and Wine of Lempster, NH
Candia Vineyards, of Candia, NH

Guests are expected from all over New Hampshire as well as Massachusetts.

The first 1000 sampling adults (non-designated drivers) who buy tickets are supposed to receive a free tasting glass.

Sponsors are Mel's Funway Park, The Telegraph, Hollow Motor Cars. NH.com and others.

This event benefits the Hillsborough County Meals on Wheels

Another Green Get-A-Way

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Disclaimer: Information herein may come from various sources, some of which may not be reliable and may change without any notice. Joan Whitebook does not guarantee or is any way responsible for the accuracy of the information in this blog and information provided is without warranties of any kind, either express or implied. Information on this blog represents the opinions and ideas of the author; comments by others may not express the views of the author.
Copyright © 2009 By Joan Whitebook, all rights reserved.*Copyrights- "New Hampshire Wine and Brew Festival"

Pet Wellness Festival - A Celebration of Pets and Well Being

Fri, 11 Sep 2009 08:41:57 -0500

Mark your calendars now for the 6th Annual Pet Wellness Festival and treat yourself and your pet to a day of joyful celebration of health, education and networking.

The Pet Wellness Festival (PWF) brings together contributors from all over New England who offer healthy approaches to well-being such as Reiki, TTouch, Massage, Homeopathy, Acupressure, Counseling on Healthy Nutrition, Grooming, Training and Behavior, Healthful Products and more...

This year, PWF will benefit New England Pet Partners, Inc., a non-profit, 501(c)(3), bringing people and pets together to enhance well-being and education through pet-assisted therapy.

You can meet the therapy dog teams, and learn How to become a Registered Therapy Team. You can also find out how dog teams assist kids in learning how to read!

Pets can experience massage, TTouch, Acupressure and sample a few nutritional treats.

All healthy, family pets are welcome on leash. Pets recovering from injury and/or illness, must have approval from their Primary Veterinarian to attend.

You and your pet can come in costume to celebrate Halloween! Take the day off and treat yourself and your pet to a fun-filled event just for PETS!

There will be raffles, nutritional samples, miniature horses and tasty treats.

     Date: Saturday, October 17th
     Location: Dog Talk & TheraPet
     24 Tenney Rd. Pelham, NH
     Time: 10:00 - 4:00

     Fee: Individual/Family & 1 Pet $10
        $5 for each additional pet.

I am excited to be the recipient of the the NHAR 2009 Good Neighbor Award which will be presented at the Pet Wellness Festival and NEPP will receive a check for $1000.00 from the New Hampshire Association of Realtors®.

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Disclaimer: Information herein may come from various sources, some of which may not be reliable and may change without any notice. Joan Whitebook does not guarantee or is any way responsible for the accuracy of the information in this blog and information provided is without warranties of any kind, either express or implied. Information on this blog represents the opinions and ideas of the author; comments by others may not express the views of the author.
Copyright © 2008 By Joan Whitebook, all rights reserved.*Copyrights- "Pet Wellness Festival - a Celebration of Pets and Well Being" Photos courtesy of New England Pet Partners - cannot be reproduced without written permission.

Saffron Bistro Wins Best of Nashua Award

Sun, 06 Sep 2009 10:55:45 -0500

Saffron Bistro has received the Best of Nashua Award for 2009 in the restaurant category by the U.S. Commerce Association (USCA).

The USCA recognizes outstanding local businesses throughout the country. The award is given to businesses that enhance the positive image of small business through service to their customers.

I can attest to the fact that Saffron Bistro is a great restaurant!

If you are looking for an elegant, relaxing dining experience without having to drive to Boston, you will want to experience the Saffron Bistro located on Main street in Nashua, New Hampshire.

The Saffron Bistro opened on June 7, 2007, by two Nashua natives, Benjamin Mercuri and Joe Drift, who is also the chef.

Saffron Bistro delivers American Eclectic cuisine with an emphasis on local organic ingredients. The tantalizing menu changes every 4-6 weeks.

I have eaten at the Saffron Bistro several times.

We you arrive, you will be warmly greeted by the staff. The main dining room is intimate with its serene colors, fine linens and stripped upholstery. The walls are accented with the art of local artists.

If you want to start with a drink or network after work, the bar is also very inviting, with a lovely Brazilian hardwood floor, comfortable stools and an imported marble bar counter. Patrons can enjoy creative and refreshing "martinis" along with more traditional cocktails and drinks.

The meal often starts off the evening with delicious appetizer, gratis from the Chef.

The last time I visted the Saftron Bistro, I ordered Caramelized Day Boat Sea Scallops -- 6 large scallops placed around a bed of risotto filled with Maine Lobster and Asparagus Risotto and topped with colorful pea tendrils. Orange gastrique circled the edges and the scallops were seared with a caramelized orange sauce.

My husband ordered the Stuffed Frenched Pork Chop. It was stuffed with spinach, fontina cheese. Butter Sautéed Fingling Potatoes and Haricot Verts accompanied the pork chop with sauce Robert.

The wine list is small and relatively inexpensive. Jonell had great recommendations on which wines would best compliment our entrees.

Desserts are made fresh daily. They often include a Passion Fruit Crème Brûlée and a super-rich chocolate version; warm chocolate cake; and a trio of fresh sorbets, including blood orange, passion fruit, and pineapple. "

Safron Bistro is located at 80 Main Street in Nashua. Closed Sunday and Monday, and open for lunch Tuesday through Friday from 11:30 a.m. to 2 p.m., and for dinner Tuesday through Saturday from 5 p.m. to 9:30 p.m. (603) 883-2100 www.thesaffronbistro.com.

Next time you are looking for a great dining experience be sure to stop by the award winning Saffron Bistro in Nashua, New Hampshire.

If you are considering buying a home or relocating to the Nashua area, please give me a call. Find out why Nashua is the Best Place to Live In America.

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New Hampshire Buyers- Looking for a New Place to Live?

Sun, 16 Aug 2009 08:44:18 -0500

THERE ARE A LOT OF GOOD REASONS TO BUY NOW

HISTORICALLY LOW INTEREST RATES

MORTGAGE MONEY IS AVAILABLE FOR THOSE WHO QUALIFY

AFFORDABLE HOME PRICES

UP TO $8000 FIRST TIME HOMEBUYER TAX CREDIT (EXPIRES NOV 30TH)

CALL A BUYER AGENT SPECIALIST TO ASSIST YOU IN FINDING A NEW PLACE TO CALL HOME

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Call Joan - 800-269-6445 x 2 or email nhbuyerrep@gmail.com
Accredited Buyer Representative and Certified Exclusive Buyer's Agent
Request a free list of questions to ask when searching for an agent

New Hampshire Is Number One in the US for Children

Tue, 04 Aug 2009 12:18:59 -0500

NEW HAMPSHIRE RANKS NO. 1 FOR CHILDREN

New Hampshire came up on top again as the number one Kid-friendly state in America. The annual kids count report was released last week by the Annie E. Casy Foundation. The foundation looks at several factors, including poverty, drop out rates and employment.

The information for the report comes from various sources such as the US Census. The report is very comprehensive and pinpoints problems in how the federal government measures household poverty and venerable children. Minnesota ranked second.. Utah ranked third...

For the fourth time in five years, New Hampshire was ranked in first place.

Check out the Report to see how your state did this year.

While the current economy has had an impact on poverty in New Hampshire, increasing to 9% as of 2007, it is predicted that this number has increased in 2008 and 2009.

Many New Hampshire schools and communities have programs in place to try to assist children in need.

Call me to find out why New Hampshire recently was chosen as the Most Livable State in America! and the Third Healthiest State in America.

Congratulations New Hampshire!

Whether you are relocating to New Hampshire or already live in New Hampshire and you seek buyer focused representation, contact me, I would love to show around.

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Disclaimer: Information herein may come from various sources, some of which may not be reliable and may change without any notice. Joan Whitebook does not guarantee or is any way responsible for the accuracy of the information in this blog and information provided is without warranties of any kind, either express or implied. Information on this blog represents the opinions and ideas of the author; comments by others may not express the views of the author.
Copyright © 2009 By Joan Whitebook, all rights reserved.*copyright "New Hampshire Is Number One in the US for Children"

Whether you are relocating to New Hampshire or already live in New Hampshire and you seek buyer focused representation, contact me, I would love to show around.

Amherst, New Hampshire - Black Forest Café wins 2009 Best of NH Award

Tue, 14 Jul 2009 12:23:53 -0500

CONGRATULATIONS to The BLACK FOREST

The Black Forest, located in Amherst, New Hampshrie, was awarded the New Hampshire Magazine 2009 Best of New Hampshire Award for the Best Cookie and Best Desert Café!

Bruce and Martha Walters are the owners of the Black Forest. They have a unique philosophy... All foods are hand made from scratch on the premises every day using fresh, local, natural ingredients!

The Black Forest specializes comfort foods with a creative twist!

The Black Forest opened on November 25, 1988 at Salzberg Square in Amherst where it remained for 10 years. The Black Forest was an immediate favorite and the Waters found they needed more space and moved to the current location just off of Highway 101, and added a function room and take-out.

At The Black Forest, you will experience creative dishes and mouth-watering desserts that you won't find anywhere else! This is the result of the implementation of old-world techniques, using fresh local ingredients and not using anything which is mass produced.

As the seasons change in New Hampshire, the head chef, Bruce Walters, creates delicious recipes that will amaze you and delight your taste buds...

Bruce Walters trained at the finest culinary schools in the world - including Le Cordon Bleu in London and Ecole de Cuisine, La Varenne in Paris.

This is not the first award the Black Forest has received. Every year since 2002 the Black Forest has won the Best Cookie award from NH Magazine. It won the best cheesecake award and "Best Dessert Cafe" awards in 2007. The goal for 2010 is to win the best pie award!

I highly recommend the food and pastries at the Black Forest Café.

The Sunday brunch is my favorite.., I can smell the homemade rolls and fresh breakfast dishes!

When showing properties and taking a lunch break, I often stop in the adjoining "market" to get lunch to take out. The cases are filled with unique wraps, salads, soups, entrees, quiche, and other seasonal creations.

Of course, you can't leave without dessert. Try one of the award wining chocolate chip cookies ... or the seasonal fruit tart or slice of summer berry pie.

Experience the Black Forest .. " where the proof is in the product, and taste the difference!"

212 Route 101
Amherst, NH 03031
Ph. (603) 672-0500

Welcome to Amherst, New Hampshire. Please give me a call or email me ~ I would love to introduce you to this beautiful New England Town.

*some photos and text used with permission of Martha Walters

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Disclaimer: Information herein may come from various sources, some of which may not be reliable and may change without any notice. Joan Whitebook does not guarantee or is any way responsible for the accuracy of the information in this blog and information provided is without warranties of any kind, either express or implied. Information on this blog represents the opinions and ideas of the author; comments by others may not express the views of the author. Joan Whitebook, Buyer's Option Realty Services - Licensed in NH; Janet White owner/Broker
Copyright © 2009 By Joan Whitebook, all rights reserved.*copyright "Amherst, New Hampshire - Black Forest Café wins 2009 Best of NH Award"

Rate	Fees	Points	APR	Profit
5.000%	$1,000	0	5.044%	$1,000
5.000%	$500	0.250	5.044%	$1,000
5.000%	$0	0.500	5.044%	$1,000