Power your Montgomery County home with 100% Wind and Solar Energy! - 04/22/10 04:48 PM
 
In respect of Earth Day, Clean Currents provides you a way to power your home with clean energy (and it saves you money!)
Did you know that you can power your Montgomery County home with clean energy for LESS than you pay with BGE or Pepco!?
Clean Currents Wind Power allows residents of the Mid-Atlantic to go carbon-neutral. Clean Currents bundles standard electricity from the Mid-Atlantic grid with Renewable Energy produced by wind turbine farms in the United States. This bundled product is supplied by Washington Gas Energy Services. There is no installation of equipment required and no change to … (2 comments)

REALTORS - What are your most desired qualities in a Loan Officer? - 04/18/10 08:33 AM
It baffles me the numbers of agents I talk with that are nervous about the possibility for a settlement to be delayed, even after the LO knows when the settlement date is, and agrees to do the loan.  In my opinion, ALWAYS closing the loan on time is the number one most important goal for any loan officer!   
When seeking a mortgage, you don't want clients to be stuck in-between two homes having to stay in a hotel for a week because your loan package has been delayed.  Or even worse the deal falls through...
The hardest part about trying … (74 comments)

How can an 80/10/10 Loan Save You Money? - 04/06/10 03:21 PM
Presented below is one of the ways our 80/10/10 loan program can save your buyers money over a loan with mortgage insurance:
$450,000 Property
Option 1: 90% First Loan 5.25%, Monthly Mortgage Insurance %0.62, 10% Down paymentFirst Loan P/I: $2,236Mortgage Insurance: $209Total P/I Payment: $2,445
Disadvantages:
Mortgage insurance companies require separate underwriting on-top of the standard bank underwriting. Therefore, loans may meet bank underwriting guidelines but may not meet MI underwriting guidelines. Separate underwriting delays loan processing and closing. Mortgage insurance is only tax deductible for households with income below $100,000 completely phasing out after incomes reach $109,000. Borrower … (0 comments)

 
Nick6 Rainmaker_large

Nick Pakulla Mortgage Lender Loan Officer in MD DC VA

Rockville, MD

More about me…

First Place Bank Maryland, Virginia, District of Columbia

Address: First Place Bank, 15400 Calhoun Drive #170, Rockville, MD, 20855

Office Phone: (301) 585-7283

Email Me

Loan Officer with First Place Bank in Rockville Maryland. FHA, 80-10-10, VA, Conforming, Jumbo, Refinances, a group of local approved appraisers (no 3rd party appraisal system), In-House Processing and Underwriting. Servicing Maryland, DC, and Virginia.



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