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real estate: Up to $24,500 FREE money when you buy a home in Des Moines! - 11/23/09 07:05 AM
Did you hear our Internet Radio show on Saturday? WOW!!! The lightbulb suddenly came on! Holly Olson, the Executive Director of Neighborhood Finance Corporation was on our show discussing how NFC can help your home ownership dreams come true. NFC are targeting areas of Des Moines to maintain or raise the quality of homes in the neighborhoods. They are giving foregivable grants to repair your newly purchased home and even rehab your existing home! While on the show, we realised that $24,500 in tax credits and FREE money are available when you buy a home in selected areas of Des Moines. Almost … (1 comments)
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real estate: Countdown to the end of the $8000 tax credit - 08/13/09 02:06 PM
We are counting down to the end of the $8000 first time homebuyers tax credit. Now the question is : Would the Federal Government end this program just as we are coming into Winter? Would this not kill the economy? Or am I being biased as a Realtor®?
Will they extend it? Will they increase it? Will they offer it to all of us?? :)
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real estate: My home is listed, but is not selling! What can I do? - 04/11/09 12:14 PM
If you are a home seller and your property remains unsold for a long period of time, there are a lot of possible causes. Here are some of the possible reasons why your home has not sold.
You're selling your property at too high a price
Homes that are not sold immediately are priced too high. Even if buyers love your neighborhood, think your house has awesome curb appeal, they will walk away if they find out the price and it is too high . If you really want your property to be sold immediately, then it would be better … (1 comments)
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real estate: Five Common Errors that Sellers Should Avoid - 03/27/09 11:33 AM
Avoid pricing your property too high
Although you would like to maximize profit when selling your property, this could actually hinder you. When your property is listed too high, potential buyers will not look. Once you realize this and reduce the price, buyers start thinking it is an old listing or you are desperate to sell. Make sure you and your agent price your home at the right price for the market and your circumstances.
Re-finance Appraisals Should Not be Mistaken for the Market Value of Your Property
Many people believe that the refinance appraisal they recently received is the … (0 comments)
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real estate: Are you financially distressed in your home? - 03/21/09 02:01 PM
Behind on payments? Heading toward foreclosure? Think you are on your own? Need help, but don't know where to turn? Feeling embarrassed?
STOP WORRYING! HELP IS AT HAND!
We have all seen the little signs on the roadside "Sell your home now - for cash", "Facing foreclosure, call us". Yeah right. Most of the people that call end up in a foreclosure situation when they didn't need to! If the investor cannot negotiate the price he wants from your lender, he will often walk away! Leaving you against a wall!
Did you also know that a foreclosure affects your credit FOREVER! You … (0 comments)
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real estate: Still so many questions about the 1st time homeowner tax credit - 03/21/09 01:28 PM
The recent $8000 federal tax credit announced by the government is causing quite a stir here in Iowa. This is REAL money for you to spend! As long as you do not owe the IRS any money (and subject to a few exceptions) you can get an $8000 check back after you buy your first home. As a real estate broker, I specialize in the Des Moines Metro are and would love to tell you more about this great program. In fact, you can get a no obligation Q&A on the tax credit at http://www.8000dollars.com
A few questions we are regularly asked … (0 comments)
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real estate: Nigel Runs for President - 07/23/08 10:21 PM
After continuous pestering from friends, family and past clients, I finally agreed to run for president of the United States of America. Click link to see my latest news report.
Nigel runs for President
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real estate: RE/MAX Real Estate Concepts opening in Altoona! - 08/31/07 09:36 PM
We are excited to announce we are opening an Altoona office September 10th.Tracy Adams who is the owner of RE/MAX Qualities has decided to sellher franchise to Real Estate Concepts & Nigel Chapman. Nigel haspartnered with Real Estate Concepts with our Managing Partnershipprogram. The Managing Partner has an initial investment with anownership stake and shares in the profit or loss of that office.The Altoona office now enables our agents to meet their clients in theWest Des Moines, Beaverdale, Southside as well as the recently openedDowntown office at the Kaleidoscope Hub.Agent computers and a conference room are available to meet withour clients. We welcome all our agents … (0 comments)
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real estate: RE/MAX has Premier Market Presence in Des Moines - 08/28/07 08:47 PM
Way to go RE/MAX Agents! Another town where we have a lot less agents than the largest local company and yet again we have premiere market presence!
Based on Listing and Selling Units
32.3% - RE/MAX - 1523 Units 31.3% - Iowa Realty - 1476 11.3% - Coldwell Banker - 530 10.7% - First Realty - 505 14.4% - Others - 678
Data from the DMAAR MLS. DATE RANGE: 1/1/2007 to 7/31/2007
Property Types: Commercial, Multi-Family, Land, Residential Both Number of Sold Listing and Selling Transactions
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real estate: Citi Mortgage 80/20 loans - 08/28/07 08:46 PM
So, it seems the screw tightened a little more last week! If you want a full doc 80/20 loan and have a 720 or higher credit score, then your 2nd mortgage rate will be AT LEAST 10.5%!! HELOCS are not allowed. If your credit score is less than 720, you will only get a mortgage for 95% Loan to Value (LTV).
The Feds lowered interest rates last week - whoopeee! I am still trying to decide if that has actually helped us??? The rate could be 0%, but if the criteria keeps getting tougher, no-one will qualify. Imagine next month, … (2 comments)
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real estate: Realtors, Lenders, Investors, Loan Officers - You may not get a loan! - 08/28/07 08:44 PM
If you are a Realtor, Lender, Builder or investor - read this! This is an excerpt from Citi Mortgage Wholesale Division's recent bulletin. As always, I am sure other lenders will follow suit!
Real Estate Professionals - Applies to InterFirst CES Only
Loans to Real Estate Professionals are subject to the following:
The maximum CLTV permitted is 90%. Stated income and/or stated assets are not permitted. The borrower’s income, assets and employment must be verified. Real Estate Professionals, as used in this policy, include: Real Estate Brokers, Real Estate Agents, and employees of Real Estate Brokers or Agents … (7 comments)
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real estate: Thinking about joining RE/MAX in Des Moines Area? - 01/24/07 07:08 AM
About Us: At RE/MAX REAL ESTATE CONCEPTS we are focused on providing you with the best results and service in the industry. We listen carefully to understand your real estate goals and work hard to create solutions that make sense for you. Whether you are new to the market or an experienced investor, we have the expertise, proven track record, and resources to help you achieve your real estate goals.
Search over 3,300 homes for sale in the Central Iowa area at www.NigelSellsIowa.com
Take an Inside Look at RE/MAX Real Estate Concepts - Online at www.InsideREC.com
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Nigel Chapman
Altoona,
IA
More about me…
RE/MAX Real Estate Concepts
Address: 550 36th Ave SW, Suite BB, Altoona, IA, 50009
Office Phone: (515) 321-8094
Cell Phone: (515) 321-8094
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