Norma Crouse's Blog

1072 Roland E Gardner Ct., Reynoldsburg- OPEN HOUSE 1/15/12 from 2-4

Norma Crouse (Century 21 Excellence Realty) — Tue, 10 Jan 2012 21:48:12 -0800

Norma Crouse | Century 21 Excellence Realty | (740) 919-4415

1072 Roland E Gardner Ct, Reynoldsburg, OH

Like New Centex home

4BR/2+1BA Single Family House

offered at $197,900

Year Built	2002
Sq Footage	2,576
Bedrooms	4
Bathrooms	2 full, 1 partial
Floors	2
Parking	2 Car garage
Lot Size	8,407 sqft
HOA/Maint	$0 per month

DESCRIPTION

This is a must see home, move in ready, many great features, don't let this one pass you by!

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- High/Vaulted ceiling	- Walk-in closet	- Hardwood floor
- Family room	- Living room	- Office/Den
- Dining room	- Dishwasher	- Refrigerator
- Stove/Oven	- Microwave	- Basement
- Laundry area - inside

ADDITIONAL PHOTOS

Photo 1	family room
kitchen	owner's suite
owner's full bathroom	formal dining room

Contact info:

Norma Crouse

Century 21 Excellence Realty

2003016888

(740) 919-4415

For sale by agent/broker

Equal Opportunity Housing

Posted: Jan 10, 2012, 4:28pm PST

Norma Crouse
Century 21 Excellence Realty
(740) 919-4415
www.NormaCrouse.com

Condo Rules and Regulations, HOAs, and Your Holiday Displays

Norma Crouse (Century 21 Excellence Realty) — Sat, 03 Dec 2011 13:04:44 -0800

By: Marcia Jedd

Published: December 10, 2010

Check your condo rules before you put up that menorah or Santa decoration, or you might find yourself taking your holiday decorations down a lot sooner than you planned.

I want to flout condo rules and put up holiday decorations despite an HOA rule banning them. What’s going to happen to me?

Option 1: Nothing may happen because the HOA rules aren’t enforced.

Option 2: You might get a letter asking you to take down your decor.

Option 3: You might get fined for breaking condo rules.

Constructive ways to balance your need to deck the halls with condo rules that ban decorations:

Talk to your neighbors. If it’s your first holiday in your new home, check with your neighbors to find out what's really allowed. Condos that ban lights and signage most of the year may ignore illegal decorations during the holiday season. "But do understand these rules and regulations are enforceable by boards of corporations that are created contractually," Poliakoff says.

Take your holiday case to the board. Call the president and ask if you can speak at the next meeting. Show up with a short written proposal to modify the HOA rules to allow specific kinds of decorations, like lights on balconies or door wreaths.

"Don't criticize or start calling anyone names. Suggest to your board they amend their rules to allow for holiday decorations within limits," Poliakoff says. Offer to write an email or letter outlining a holiday decorating exception that runs during a set period like Dec. 15 to Jan. 1.

Check state laws on condo rules. Got no satisfaction from your trip to the condo board? You might be able to appeal to a higher authority. Some states have a large body of home owners association laws that may override HOA rules in certain instances, while other states have few home owners association laws.

"There are laws in some states that do allow the display of items such as religious items or wreaths," Poliakoff says.

If you can argue state law, sharing a copy of the law with the condo rule-makers may get them to change their minds about holiday decorations. If it doesn’t, you can consult a lawyer to find out about how much it will cost to sue your condo board to force it to follow state laws.

Norma Crouse
Century 21 Excellence Realty
(740) 919-4415
www.NormaCrouse.com

Tricks, Not Treats: 6 Horror Stories of Bad Neighbor Behavior

Norma Crouse (Century 21 Excellence Realty) — Sat, 08 Oct 2011 15:07:24 -0700

HouseLogic lists some of the craziest, creepiest, and grossest neighbor behavior, and provides some valuable advice for managing neighbor-on-neighbor disputes. The chicken coup It started Sept. 21, when a chicken-owner from Tyler, Texas, saw his neighbor’s dog carrying off one of his chickens—and it ended with gun shots, reported the local NBC affiliate KETK. According to investigators, the first bullet came from the chicken owner’s gun when he attempted to rescue his hen. But the dog’s owner returned fire, sparking a brief but scary shootout that brought the cops onto the scene. Thankfully, no one was hurt—though there’s no report on the fate of the stolen chicken. Neighborly Tip: While the chicken owner was technically operating within his rights, we wouldn’t advise using a gun to solve the problem. If you feel you, your pets, or your children are in danger from a loose neighborhood dog, try using dog pepper spray or ultrasonic dog repellent--a much more humane and much less dangerous defense. The neighbor who 'borrowed' the car Last November, a Jacksonville, Fla., woman found her neighbor dead in his home—and then found a way to profit from the situation, local news reported. The 33-year-old woman didn’t report the death to the authorities. Instead she chose to “borrow” a few things from her deceased neighbor: his checkbook, his credit cards, and his car. But the authorities caught up with her before long, and she was arrested and charged with fraud and burglary. Neighborly Tip: Most identity thieves don’t wait for such an “opportunity.” These steps, provided by the Federal Trade Commission, can help you protect yourself against identity theft. The dog-napper Neighbors in an Ohio suburb had been feuding for two years when one of them kidnapped the other's dog—and took it to a local shelter, says a local report. The culprit told kennel staff he had found the dog running around some railroad tracks. When the dog’s owners asked, the neighbor denied any involvement. But after finding their pup in a shelter, they contacted the police with their suspicions. It wasn’t long before the vengeful dog-napping plan was uncovered. The dog-napper was arrested, sentenced to a month in jail, and ordered not to have contact with his neighbors. Neighborly Tip: His frustration isn’t entirely unreasonable--a loose dog could be dangerous, or end up hurt if it runs in the path of a car. But a call to Animal Control would have been a better solution. Ohio (like most states) has a leash law, which states that a dog must be leashed and controlled by its owner or keeper at all times, except during recreational hunting. The 'unauthorized' neighbor For the former Alaskan Governor, Republican Sarah Palin, being in the spotlight is nothing new. But when writer Joe McGinniss, who happened to be researching his unauthorized biography about her, moved into her neighbor’s house in May--it was a little too close for comfort. Palin posted an acerbic message on Facebook condemning the move, and erected an 8-foot fence around her property to thwart any “peeping.” In early September, McGinniss moved back home to finish the book, but maintains that Palin herself was the inappropriate party, saying her reaction to his presence was out of line, bordering on harassment. Neighborly Tip: Whether you’re in Palin’s shoes or McGinniss’, neighborhood harassment laws do exist. They vary from state to state, and it’s important to make sure you know what constitutes harassment in yours. Reign of terror It sounds like the plot of a horror movie—but it’s true. In 2006, the residents of Bottomley, West Yorkshire, England, were the victims of a 16-month rampage by an angry neighbor, the BBC reported. The perpetrator played loud choral music about rape and pillage, damaged vehicles, set booby traps, and littered the road with dead animals, dog feces and nails. Eventually the judge slapped the accused with an anti-social behavior order (basically a restraining order here in the States). The woman filed for an appeal in 2008, but was denied and fined £200,000 for breaching the order on two occasions. Neighborly Tip: It’s unclear exactly what initially set her off, but before you go off the deep end and do something you’ll regret, take more reasonable, legal steps. You don’t have to take abuse, either. Get your HOA or the city involved if you feel you’re being threatened. The fence offense Even celebrities get a little nasty when it comes to their properties. But none took things quite as far as the infamous 2004 fence feud between actor Jim Belushi and former Catwoman Julie Newmar. It started simply enough: Belushi wanted to make the fence around his property higher for more privacy. But Newmar, who had spent decades caring for her prized rose garden, wasn’t having it. She argued the higher fence robbed her plants of sunlight. Years of both public and private griping followed. Belushi accused Newmar of tearing down his fence and egging his house. Newmar accused Belushi of being such a noisy neighbor she had to use air traffic controllers’ earmuffs. Belushi sued Newmar for $4 million for harassment, defamation, and vandalism. The two eventually reached a compromise through mediation, settling the lawsuit. Later Belushi had Newmar on his sitcom According to Jim, in which she played--you guessed it--his grumpy neighbor “Julie”. Neighborly Tip: Before letting things get so bad that you find yourself getting slapped with a lawsuit, try mediation first. HouseLogic’s guide to mediation gives you a step-by-step process of how to handle an issue with a neighbor before it gets out of hand.

Norma Crouse
Century 21 Excellence Realty
(740) 919-4415
www.NormaCrouse.com

1017 E. Taylor Glen Blvd., Pataskala - SOLD within 30 Days!!!!

Norma Crouse (Century 21 Excellence Realty) — Sat, 30 Apr 2011 01:22:05 -0700

1017 E. Taylor Glen Blvd.

PATASKALA, OH

Great home w/first floor master

4BR/2+1BA Single Family House

$129,900

Year Built	2006
Sq Footage	2,380
Bedrooms	4
Bathrooms	2 full, 1 partial
Floors	2
Parking	2 Car garage
Lot Size	8,755 sqft
HOA/Maint	$0 per month

Property Features

Central A/C	Central heat	Fireplace
High/Vaulted ceiling	Walk-in closet	Family room
Dining room	Dishwasher	Refrigerator
Stove/Oven	Microwave	Basement
Yard

Additional Photos

1017 E. Taylor Glen Blvd.	family rm/fireplace
kitchen	master bathrm

Contact Info

Norma Crouse

Real Living HER

2003016888

(614) 273-6274

For sale by agent/broker

Equal Opportunity Housing

Norma Crouse
Century 21 Excellence Realty
(740) 919-4415
www.NormaCrouse.com

Mortgage Interest Deduction

Norma Crouse (Century 21 Excellence Realty) — Mon, 28 Mar 2011 11:41:50 -0700

Please help us spread the word about the importance of preserving, protecting and defending the Mortgage Interest Deduction. The Realtor Party needs everyone to participate in this Call for Action to preserve, protect and defend MID so please take action today.


Subject:	Please help me preserve, protect and defend MD
Message (optional):	I just took action to Preserve, Protect and Defend the Mortgage Interest Deduction. This issue is very important to keeping the dream of home ownership alive in America. Please write your Congressional Representative today and ask them stand resolute against eliminating or reducing MID as part of efforts to reform the tax code.

Norma Crouse
Century 21 Excellence Realty
(740) 919-4415
www.NormaCrouse.com

Merry Christmas & Happy New Year!

Norma Crouse (Century 21 Excellence Realty) — Fri, 24 Dec 2010 22:01:00 -0800

Norma Crouse
Century 21 Excellence Realty
(740) 919-4415
www.NormaCrouse.com

Window Cleaning & Curb Appeal

Norma Crouse (Century 21 Excellence Realty) — Sun, 12 Dec 2010 21:36:33 -0800

Green Window Cleaning Makes Glass Pane-fully Clear

Window cleaning with non-toxic ingredients and reusable cloths protects your health, preserves resources, gains a streak-free view, and stretches your budget. Read
Outdoor Lighting for Curb Appeal and Safety

Well-planned outdoor lighting improves curb appeal, safety, and security for your home. Read

Visit houselogic.com for more articles like this.

Norma Crouse
Century 21 Excellence Realty
(740) 919-4415
www.NormaCrouse.com

Don't forget!!

Norma Crouse (Century 21 Excellence Realty) — Sat, 06 Nov 2010 16:30:42 -0700

It's that time of year again, when we need to move our clocks back an hour!!

Norma Crouse
Century 21 Excellence Realty
(740) 919-4415
www.NormaCrouse.com

Mortgage Interest Deduction – Enjoy It Now, Because… !

Norma Crouse (Century 21 Excellence Realty) — Wed, 01 Sep 2010 13:48:12 -0700

Individuals are permitted to deduct mortgage interest paid on mortgage debt of up to $1 million. The deduction is available for interest on mortgages for a principal residence and one additional residence. The $1 million limitation represents the combined allowable debt on two residences. Mortgage interest on up to $100,000 of debt on home equity loans or lines of credit also qualifies for the deduction.

As part of its FY 2011 budget, the Administration has proposed limiting the value of the MID for upper income taxpayers by, in effect, converting the deduction to a 28% tax credit for those individuals who are currently in the 33% or 35% tax brackets. Individuals with incomes below $250,000 would generally not be directly affected by this proposal.

The mortgage interest deduction (MID) is a remarkably effective tool that facilitates homeownership. While only about 30% of all taxpayers in any given year itemize their deductions, more than 3/4 of homeowners utilize the deduction over the period they own their home.

Currently, taxpayers in the 33% and 35% income brackets are able to reduce their taxes through deductions for mortgage interest payments, charitable contributions, local taxes and other expenses by 33 and 35 cents, respectively, on the dollar. Under the Administration's proposal, these individuals would only be able to reduce their tax bill by only 28 cents on the dollar. The Administration estimates that the change would raise $318 billion over the next 10 years.

Many national real estate trade groups believe the proposal is ill-timed and ill-advised and could have an adverse impact on housing values and the pace of economic recovery.

Most members of Congress have also opposed the budget proposal. To date, limits on itemized deductions have not been part of the legislative agenda. Note, however, that in August 2009, the Congressional Budget Office (CBO) released its annual report identifying possible revenue sources. These included several new limitations on MID.

So, while the Mortgage Interest Deduction has become a perceived right by homeowners and buyers, there is no guarantee that the MID will continue to be one more reason for home ownership.

Norma Crouse
Century 21 Excellence Realty
(740) 919-4415
www.NormaCrouse.com

Thousands of Rural Home Buyers Aided

Norma Crouse (Century 21 Excellence Realty) — Wed, 01 Sep 2010 13:37:29 -0700

The restoration of the single-family rural housing program that would guarantee home loans for rural buyers was passed by the Senate and signed into law by President Obama. The Rural Housing Service (RHS) was created in 1994 as a result of the Department of Agriculture Reorganization Act to meet housing and community development needs of rural America. More rural families and individuals may be able to become homeowners with the help of the Rural Housing Service Programs. The USDA Rural Housing Service has various programs available to aid low- to moderate-income rural residents to purchase, construct, repair, or relocate a dwelling and related facilities. USDA rural housing loan programs allow qualified homebuyers to get loans with minimal closing costs and no downpayment.

"Many rural families would have been left out in the cold without these guaranteed loans. Increasing the commitment authority will help rural families, support local housing markets, create jobs and generate new tax revenues," said NAR President Vicki Cox Golder, owner of Vicki L. Cox & Associates in Tucson, Ariz.
"The rural housing program is a good example of the kind of program needed for responsible and qualified home buyers who bring common sense to the housing market," said Golder. The legislation increases the guarantee fee for borrowers, but allows the fee to be financed. "This change will make the program completely self-sufficient," she said.

The legislation was part of H.R. 4899, "The Emergency Supplemental Appropriations Act" that the Senate passed on July 28. The measure increases the Rural Housing Service commitment authority allowing guaranteed loans; previously, RHS has been providing conditional commitments. The RHS is expected to announce new guidelines shortly.

RHS programs are not limited to only rural areas.

http://www.rurdev.usda.gov/oh/housing.htm

Norma Crouse
Century 21 Excellence Realty
(740) 919-4415
www.NormaCrouse.com

Funny real estate pics

Norma Crouse (Century 21 Excellence Realty) — Sun, 18 Jul 2010 21:43:44 -0700

Saw these pictures on Ellen and thought they were really funny!!

Norma Crouse
Century 21 Excellence Realty
(740) 919-4415
www.NormaCrouse.com

Happy 4th of July!!

Norma Crouse (Century 21 Excellence Realty) — Mon, 28 Jun 2010 22:24:55 -0700

Red, White and Boom in Columbus

Date: Friday July 2, 2010

The biggest and best Independence Day fireworks celebration in the Midwest will be fired from its location at Veterans Memorial in downtown Columbus, displaying a vibrant look with an exciting environment. Enjoy great food, music and fireworks at the 30th presentation of Red, White & BOOM!

For a schedule of events visit the official website.

27th Annual Doo Dah Parade

Date: Sunday July 4th, 2010
Parade Line-up begins as early as 11:00AM - Parade Steps Off at 1PM
Location: Short North, Victorian & Italian Villages

The 27th Annual Doo Dah Parade lineup starts at 11AM.
We're gonna shake it up in 2010 by taking the parade "backwards". Let's see what happens!

Parade Party
The Party starts At 11:00 A.M. and continues well after the dust of The Doo Dah Parade has settled.
Location: On Buttles Avenue (Between High Street and Park Street)
Doo Dah Block Party will be Complete with Live Music, Games, Entertainment, Beer, Food, and Prizes.

Glorious Fourth: Independence Day Celebration

Enjoy a leisurely afternoon of family activities to celebrate the Fourth of July, including a grand procession, patriotic speeches, a greased pole contest, and a concert by the Ohio Village Singers. Throughout the afternoon, families can enjoy period games, baseball, tug-o-war, and a pie-eating contest.

Date: Sunday, July 4, 2010 (1:00 pm - 5:00 pm)
Location: Ohio Village, 1982 Velma Avenue, Columbus, Ohio
Website: www.ohiohistory.org

Independence Day in Dublin, Ohio

Date: Saturday, July 3, 2010
Location: Dublin, Ohio

The 2010 Independence Day Celebration starts in Dublin Ohio with the 25th Annual Sherm Sheldon Fishing Derby at 10AM.

The Independence Day Parade starts at 11AM.

The Concert Gates and Kids Area opens at 4:30PM. And at 5PM, the Skyhoundz Hyperflite Canine Frisbee Disc Championship starts.

5:15PM to 9:45PM - Entertainment schedule will be announced.

Fireworks starts at 9:50PM

Website: www.dublin.oh.us/events/independence/

Norma Crouse
Century 21 Excellence Realty
(740) 919-4415
www.NormaCrouse.com

Wishing all those father's out there a wonderful father's day!!

Norma Crouse (Century 21 Excellence Realty) — Sun, 20 Jun 2010 01:56:42 -0700

Norma Crouse
Century 21 Excellence Realty
(740) 919-4415
www.NormaCrouse.com

This Veterans Day - Take a moment to be Thankful

Norma Crouse (Century 21 Excellence Realty) — Sun, 30 May 2010 00:31:30 -0700

Take a moment and Remember those who sacrifice it all for our Freedom!!

Norma Crouse
Century 21 Excellence Realty
(740) 919-4415
www.NormaCrouse.com

Multi-family property for sale in Hebron-SOLD!!!

Norma Crouse (Century 21 Excellence Realty) — Fri, 23 Apr 2010 15:50:54 -0700

Norma Crouse | Real Living HER | 614-273-6274

108 S. 8th St., Hebron, OH

Great deal for owner occupant

5BR/3BA Multi-Family, 3 units

offered at $54,900

Year Built	1948
Sq Footage	2,530
Bedrooms	5
Bathrooms	3 full, 0 partial
Floors	2
Parking	4
Lot Size	.32 acres
HOA/Maint	$0 per month

DESCRIPTION

1 apt. has 3 bedrms and it is on the bottom floor and has a deck off the back. The other 2 apts are upstairs on each of the house. Each one has 1 bedrm & bathrm. One apt. has hardwd. floors. Very close to elem. school. Bank owned - being sold "as is" Earnest money & proof of funds at time of offer

see additional photos below

PROPERTY FEATURES

- Hardwood floor

- Living room

- Balcony, Deck, or Patio

ADDITIONAL PHOTOS

Photo 1	Photo 1
Photo 1	Photo 1

Contact info:

Norma Crouse

Real Living HER

2003016888

614-273-6274

For sale by agent/broker

Equal Opportunity Housing

Posted: Apr 23, 2010, 12:22pm PDT

Norma Crouse
Century 21 Excellence Realty
(740) 919-4415
www.NormaCrouse.com

1001 Gray Drive in Pickerington - SOLD!!

Norma Crouse (Century 21 Excellence Realty) — Wed, 14 Apr 2010 16:12:25 -0700

Norma Crouse | Real Living HER | 614-273-6274

1001 Gray Dr., Pickerington, OH

Stop by and you could win a 42" Lg Plasma TV!! Nice home w/many upgrades, 3 car garage, wooded lot w/privacy, fireplace, loft & open floor plan.

3BR/2+1BA Single Family House

SOLD!!

Year Built	2002
Sq Footage	2,636
Bedrooms	3
Bathrooms	2 full, 1 partial
Floors	2
Parking	3 Car garage
Lot Size	12,768 sqft
HOA/Maint	$0 per month

DESCRIPTION

1st floor master bedrm, 6 panel doors, whirlpool tub, seperate shower, walk in closet, intercom, surround sound, bay windows, loft, lots of windows that bring in a lot of natural light, lighted ceiling fans, 1st floor washer/dryer hook up, cathedral ceiling, open floor plan, breakfast bar, walk-in pantry & tile back splash in kitchen.

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- High/Vaulted ceiling	- Walk-in closet	- Tile floor
- Family room	- Living room	- Office/Den
- Dining room	- Dishwasher	- Refrigerator
- Stove/Oven	- Microwave	- Basement
- Yard	- Jacuzzi/Whirlpool

COMMUNITY FEATURES

- Business center

- Fitness center

OTHER SPECIAL FEATURES

- central vac

- security system

- surround sound

- intercom

ADDITIONAL PHOTOS

Welcome to 1001 Gray Dr.	Photo 2
family rm.	kitchen
Photo 5	Photo 6

Contact info:

Norma Crouse

Real Living HER

2003016888

614-273-6274

For sale by agent/broker

Equal Opportunity Housing

Posted: Apr 14, 2010, 12:56pm PDT

Norma Crouse
Century 21 Excellence Realty
(740) 919-4415
www.NormaCrouse.com

Open House 4/11, Sunday 1-4 p.m.-stop by & you could win a 42" lg plasma tv!

Norma Crouse (Century 21 Excellence Realty) — Sat, 10 Apr 2010 17:35:37 -0700

Norma Crouse | Real Living HER | 614-273-6274

18 E. Woodfield, Pataskala, OH

OPEN HOUSE 4/11, Sunday from 1-4 p.m.

4BR/2+1BA Single Family House

offered at $189,900

Year Built	1998
Sq Footage	1,985
Bedrooms	4
Bathrooms	2 full, 1 partial
Floors	2
Parking	Unspecified
Lot Size	12,040 sqft
HOA/Maint	$0 per month

DESCRIPTION

Abundant amenities in this lovely home on a cul-de-sac lot, formal dining rm, open kitchen, 6 panel doors thru out, basement, deck, concrete driveway

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Family room
- Living room	- Dining room	- Dishwasher
- Refrigerator	- Stove/Oven	- Microwave
- Basement	- Balcony, Deck, or Patio	- Yard

OTHER SPECIAL FEATURES

- Located on a cul-de-sac

ADDITIONAL PHOTOS

18 E. Woodfield	xtra bldg.
fam. rm.	kitchen
Photo 5

Contact info:

Norma Crouse

Real Living HER

2003016888

614-273-6274

For sale by agent/broker

Equal Opportunity Housing

Posted: Apr 10, 2010, 2:01pm PDT

Norma Crouse
Century 21 Excellence Realty
(740) 919-4415
www.NormaCrouse.com

Pickerington for sale & sold prices

Norma Crouse (Century 21 Excellence Realty) — Tue, 30 Mar 2010 23:18:23 -0700

Norma Crouse
Century 21 Excellence Realty
(740) 919-4415
www.NormaCrouse.com

OPEN HOUSE Sunday 3/28 from 2-4 P.M.

Norma Crouse (Century 21 Excellence Realty) — Sat, 27 Mar 2010 12:33:38 -0700

Norma Crouse | Real Living HER | 614-273-6274

1001 Gray Dr., Pickerington, OH

OPEN HOUSE - 3/28 - SUNDAY - 2-4 PM - Nice home w/many upgrades, 3 car garage, wooded lot w/privacy, fireplace, loft & open floor plan.

3BR/2+1BA Single Family House

offered at $234,900

Year Built	2002
Sq Footage	2,636
Bedrooms	3
Bathrooms	2 full, 1 partial
Floors	2
Parking	3 Car garage
Lot Size	12,768 sqft
HOA/Maint	$0 per month

DESCRIPTION

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- High/Vaulted ceiling	- Walk-in closet	- Tile floor
- Family room	- Living room	- Office/Den
- Dining room	- Dishwasher	- Refrigerator
- Stove/Oven	- Microwave	- Basement
- Yard	- Jacuzzi/Whirlpool

COMMUNITY FEATURES

- Business center

- Fitness center

OTHER SPECIAL FEATURES

- central vac

- security system

- surround sound

- intercom

ADDITIONAL PHOTOS

Welcome to 1001 Gray Dr.	Photo 2
family rm.	kitchen
Photo 5	Photo 6

Contact info:

Norma Crouse

Real Living HER

2003016888

614-273-6274

For sale by agent/broker

Equal Opportunity Housing

Posted: Mar 24, 2010, 1:03pm PDT

Norma Crouse
Century 21 Excellence Realty
(740) 919-4415
www.NormaCrouse.com

114 Brenden Park Dr., Cameron Chase Subdivision

Norma Crouse (Century 21 Excellence Realty) — Wed, 24 Mar 2010 16:08:17 -0700

Norma Crouse | Real Living HER | 614-273-6274

114 Brenden Park Dr., Pataskala, OH

Nice home that looks like new

4BR/2+1BA Single Family House

offered at $195,000

Year Built	2007
Sq Footage	2,303
Bedrooms	4
Bathrooms	2 full, 1 partial
Floors	4+
Parking	2 Car garage
Lot Size	.19 acres
HOA/Maint	$0 per month

DESCRIPTION

Lovely home with 4 good sized bedrms, 2 1/2 bathrms, huge family room, loft area, formal dining room, lots of light comes in thru a wall of windows in living rm.
Home is being sold "as is"-short sale - commission is split 50/50, any accepted offer will also require lender or other third party approval

see additional photos below

PROPERTY FEATURES

- Central A/C	- Fireplace	- High/Vaulted ceiling
- Walk-in closet	- Tile floor	- Family room
- Living room	- Dining room	- Dishwasher
- Refrigerator	- Stove/Oven	- Microwave
- Stainless steel appliances	- Basement	- Laundry area - inside
- Yard

OTHER SPECIAL FEATURES

- Nice open kitchen w/lots of counter space

ADDITIONAL PHOTOS

114 Brenden Park Dr.	living rm.
kitchen	family rm.
bedrm	Photo 4

Contact info:

Norma Crouse

Real Living HER

2003016888

614-273-6274

For sale by agent/broker

Equal Opportunity Housing

Posted: Mar 24, 2010, 11:53am PDT

Norma Crouse
Century 21 Excellence Realty
(740) 919-4415
www.NormaCrouse.com

Open House Sunday, 4/25/2010-2-4 p.m.- Stonebridge subdivision-stop by and you could win a 42" plasma tv

Norma Crouse (Century 21 Excellence Realty) — Fri, 19 Mar 2010 00:04:30 -0700

Norma Crouse | Real Living HER | 614-273-6274

428 Brandy Hill Dr., Pickerington, OH

Well Maintained home

4BR/2+1BA Single Family House

offered at $159,900

Year Built	1976
Sq Footage	1,716
Bedrooms	4
Bathrooms	2 full, 1 partial
Floors	2
Parking	2 Car garage
Lot Size	.22 acres
HOA/Maint	$0 per month

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- Walk-in closet	- Hardwood floor	- Family room
- Living room	- Bonus/Rec room	- Office/Den
- Dining room	- Dishwasher	- Refrigerator
- Stove/Oven	- Basement	- Balcony, Deck, or Patio
- Yard

OTHER SPECIAL FEATURES

- Garden in backyard

- Many updates

ADDITIONAL PHOTOS

428 Brandy Hill Dr.	kitchen
kitchen	fam. rm.
dining rm.

Contact info:

Norma Crouse

Real Living HER

614-273-6274

For sale by agent/broker

Equal Opportunity Housing

Posted: Mar 18, 2010, 8:26pm PDT

Norma Crouse
Century 21 Excellence Realty
(740) 919-4415
www.NormaCrouse.com

Healthy living ideas

Norma Crouse (Century 21 Excellence Realty) — Mon, 22 Feb 2010 19:31:19 -0800

The demands of every day life make it easy to neglect taking care of yourself. Here are some practical tips for general wellness that seamlessly fit into any busy schedule.

Incorporate large amounts of produce or add supplemental vitamins and minerals to your diet. Drink more water. Try to commit more time to restful nights sleep. To manage stress exercise regularly, switch to decaf, take deep breaths, don't try to please everyone, choose your battles wisely, and take time off for yourself.

Norma Crouse
Century 21 Excellence Realty
(740) 919-4415
www.NormaCrouse.com

Why credit cards just got better for consumers

Norma Crouse (Century 21 Excellence Realty) — Mon, 22 Feb 2010 18:57:50 -0800

Found this information about credit cards on the Ohio Attorney General site. The link is below if you would like to go there. The website is very informative.

http://www.ohioattorneygeneral.gov/SpeakOutOhio/Blog/February-2010/Why-credit-cards-just-got-better-for-consumers-%281%29

Why credit cards just got better for consumers

2/22/2010 New credit card protections take effect Feb. 22, and to help you understand the key changes, we have outlined what credit cards were like before the new law (the Credit CARD Act) and how they're different now.

Rate increases
BEFORE THE CARD ACT: Credit card companies could increase your interest rate at any time for any reason.

NOW: In general, credit card companies can't increase your rates within the first year after you open a new account. They also can't increase the rate to an existing credit card balance. If they do plan to increase your rate, they must give you a 45-day notice and the opportunity to cancel the card.

Universal default
BEFORE: In a practice called universal default, credit card companies could up your card's interest rate if you were late on other separate payments, such as your utility bills or cell phone bill.

NOW: This practice is illegal; credit card companies can't raise the rate you pay on a credit card because of the way you pay other bills.

Over-the-limit fees
BEFORE: Credit card companies could tack on an extra fee if you went over your credit card limit, even if you didn't intend to go over the limit. For example, you could get a $30 fee for charging $8,009 on an $8,000-limit credit card.

NOW: You must opt-in if you want to accept over-the-limit fees and the ability to charge more than your limit. Without your approval, credit card companies can't allow you to charge more than your limit and then assess a fee.

Credit cards for consumers under 21
BEFORE: Credit card companies could issue credit cards to young consumers regardless of their income or ability to pay for the card.

NOW: Now, credit card companies can't issue credit cards to consumers under 21 years old unless the consumer demonstrates the ability to pay or has a co-signer, such as a parent, guardian or spouse.

Payment allocation
BEFORE: Credit card companies could charge you interest over two billing cycles ("double billing"), penalizing even those consumers who paid off their balances. Plus, if you had multiple balances with different interest rates, your credit card company could allocate your payments to the lower-rate balance first, meaning you would continue to pay more in interest for carrying the higher-rate balance.

NOW: Credit card providers must allocate your payments fairly. They can only impose interest charges for the current billing cycle (no double billing), and if you make more than the minimum payment on your credit card bill, they can't allocate payments to the lowest interest rate balances first.
The Credit Card Accountability, Responsibility and Disclosure Act (Credit CARD Act) was passed by Congress and signed by the president in 2009. In January, the Federal Reserve finalized rules for implementing the law. Most major provisions take effect Feb. 22, but some additional protections will begin this summer.

For more information on the new credit card regulations, visit the consumer information page on the Federal Reserve's Web site, www.federalreserve.gov.

Links:

New credit card protections: consumer information - Federal Reserve

Check out consumer publications - Ohio Attorney General's Office

How do I check my credit report? - Ohio Attorney General's Office

Tags: Consumer Advocate, Consumer law, credit cards, CARD Act

Norma Crouse
Century 21 Excellence Realty
(740) 919-4415
www.NormaCrouse.com

Martin Luther King, Jr.

Norma Crouse (Century 21 Excellence Realty) — Sat, 23 Jan 2010 22:12:58 -0800

Isn't this so true?

Norma Crouse
Century 21 Excellence Realty
(740) 919-4415
www.NormaCrouse.com

Windmiller Ponds Subdivision in Pickerington

Norma Crouse (Century 21 Excellence Realty) — Fri, 22 Jan 2010 16:09:57 -0800

This subdivision has everything you could want. Close to shopping and schools. For the person who just made their New Year's resolution to get fit - this subdivision is within walking distance of a workout facility. Newer homes that are well taken care of. Some homes back up to the woods, which gives living there a country feel. Nice sized lots and a variety of differenty styles of homes.

Norma Crouse
Century 21 Excellence Realty
(740) 919-4415
www.NormaCrouse.com

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