consumer corner: Credit Repair & Myths
- 10/25/08 01:13 AM
For many, credit scores are something of an enigma. We all understand the basic underlying principle (if you pay your bills, you'll have good credit), but few of us actually know the details involved in calculating a credit score. Worse yet, many hurt their credit scores because of their lack of understanding.Here are five myths about credit scores that are holding you back. 1- Too many credit cards will hurt my credit score. This commonly believed myth about credit scores hurts people in a couple of ways. First, many people have canceled all but two of their credit cards because they … (1 comments)
consumer corner: Going Green (New Home Construction)
- 05/18/08 02:24 PM
Defining Green Building The green building movement has its roots in the energy crisis of the 1970s and the creative approaches to saving energy that came with it, including the use of active and passive solar design and tighter building envelopes. Today, as a holistic approach in which energy remains a critical component, green design also considers other environmental impacts as they relate to sustainability.1 Thus, green building requires an integrated design approach: focusing on only one component of a building can have unintended environmental, social, or economic consequences. For example, poorly designed energy efficient building envelopes can result in poor … (0 comments)
consumer corner: Buying Real Estate
- 03/22/08 01:53 AM
Buying Real Estate Buying real estate can be as easy or as difficult as you want to make it. Perspective purchasers research the local marketplace anywhere from a quick couple of days to more than two years. Judging from a variety of research conducted on the subject there really isn't a dependable average. Some people make it their hobby to search for real estate for years. Others find the right property quickly and jump into the market. Buyers today, however, are more knowledgeable in great part due to the internet. Perhaps one of the best ways to go about the … (0 comments)
consumer corner: Purchasing Vacant Land 2
- 03/11/08 02:50 PM
Are you considering buying property near tidal water? Building a home, a retail center, or marina? Are you proposing a development? Or maybe an addition to an existing structure in a coastal town? If so, here are things to consider Waterfront Development Permit The Waterfront Development Law, passed in 1914, seeks to limit problems that new development could cause for existing navigation channels, marinas, moorings, other existing uses, and the environment. The Waterfront Development Law regulates not only activities in tidal waters, but also the area adjacent to the water, extending from the mean high water line to the first paved public … (3 comments)
consumer corner: Vacant Land Financing Options
- 03/09/08 01:49 AM
Land Financing Unimproved land, or raw land, with no plans for improvement is the hardest type of property to secure a loan on because it is in essence a speculative investment. Raw land has no added improvements like sewers, utilities, streets or structures. A raw land loan will have higher down payment requirements and a higher interest rate than an improved property loan. Some lenders require a 50 percent down payment, but you should be able to find a lender that will only require a 20 or 25% percent down payment. A local lender that is familiar with the property will be … (0 comments)
consumer corner: Purchasing Vacant Land
- 03/06/08 02:26 PM
Vacant Land One might think that buying land is a simple process, but in actuality it can be complicated and in many ways is more difficult than buying a home. Despite the challenges, many Developers, small builders and Build your own entrepreneurs decide that vacant land is the right real estate investment for them. Zoning regulations vary greatly from area to area, so carefully study the local zoning rules that apply to any prospective land purchase Zoning Limits and restricts buildings and structures to specified districts and regulates to type and extent of their use, trade, industry, residence, open space or other purposes. Zoning … (2 comments)
consumer corner: Buying a Condo or Townhome
- 03/02/08 03:00 AM
When purchasing a condo consumers should evaluate the entire seneiro. Most complexes charge a one time association fee and 98% of them charge a montly maintenance fee. Make sure your agent gets you this information befor you buy. What do your monthly dues include? Water, Sewer, CableGround maintenance / gardeners Trash pick-up Insurance: How much coverage and what does it cover?Professional management fees Pool, spa or fitness centers Roads and sidewalks Assigned parking (and if so, how many spaces?) Gate accessHow do the fees compare to fees charged by other condos in the area? Once you make an offer, It is always a … (0 comments)
As tech savvy real estate professional, skilled negotiator, mentor, coach and broker-sales manager for Crossroads Realty. Dawn Marie uses her experience, energy and enthusiasm to educate and motivate agents to reach for their highest level of success
For many, credit scores are something of an enigma. We all understand the basic underlying principle (if you pay your bills, you'll have good credit), but few of us actually know the details involved in calculating a credit score. Worse yet, many hurt their credit scores because of their lack of understanding.Here are five myths about credit scores that are holding you back.
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