Herb Johnson's (nkyrealty) Blog

It's a fact, baby boomers want to feel connected. Many decide to downgrade after their kids go off to college or move out on their own. The size of the home they raised their family in just is too big after the kids leave. However, it's more than just the size of their living quarters that makes ...

For-sale-by-owner residential transactions are less than 15% of all home listings nationwide. According to a survey of homebuyers and sellers conducted by the National Association of REALTORS®, 68% of respondents sold their homes through a real estate professional. Of that percentage, 8% tried un...

When you decide to sell your home, you want the highest possible return from its sale. Determining price is the most critical step in preparing your home for sale. Obviously, pricing your property too low won't provide the best return. You are apt to be deluged with lookers and may get many offer...

Mistake #1 -- Pricing Your Property Too High Every seller obviously wants to get the most money for his or her product. Ironically, the best way to do this is NOT to list your product at an excessively high price! A high listing price will cause some prospective buyers to lose interest before eve...

Ever made plans to strike out in a new direction? Maybe get a better education, a different career, or life in some far away place where life seems to come alive. You've researched the possibilities, made your plans and told your family. Then just after beginning your quest, you realized this was...

1.   Spending more than you make. This can lead to real danger in not being able to afford to purchase.  Create a budget you can live with and cancel credit cards you do not use before applying for a loan. 2.   Not Saving Enough for Down Payment and Closing Costs. Be sure to include these items w...

THE SIX MISTAKES OF MAN1. The illusion that personal gain is made up of crushing others2. The tendency to worry about things that cannot be changed or corrected3. Insisting that a thing is impossible because we cannot accomplish it4. Refusing to set aside trivial preferences5. Neglecting developm...

Very informative blog on cost for those looking to buy a home. Smart buyers will not only look at the cost of their mortgage but also those that are listed below.Via Claudette Millette ~ What is the true cost of homeownership? Most potential homeowners begin their planning with the down payment a...

TAKE THIS QUIZ! Take time to answer the questions below and the point will become clear. It needs no further explanation, enjoy! Name the five wealthiest people in the world.Name the last five Heisman Trophy winners.Name five people who have won the Nobel or Pulitzer Prize.Name the last dozen Aca...

If you just finished watching the news and read the title of this blog you may think I've lost my mind. Yet while the recent challenges in the housing market may have drained the equity from millions of homes across the country, the vast majority of homeowners are still happy with their purchases...