union kentucky realtors: How To Help Relieve The Stress Of Buying A Home. - 02/12/12 12:05 AM
Buying a home can be one of the more stressful experiences in life. It is often a long and sometimes intimidating process, lasting up to six months on average. The Real Estate market is huge and changes often with swings up and down. It's easy to become overwhelmed by how much is ahead of you and how little you know about the process. But with the right attitude, it can also be an enjoyable, even exhilarating experience.Here are some tips to make your home-buying experience positive and less stressful.
Preparing to MoveBe prepared by becoming knowledgeable. Educate yourself on each step … (4 comments)

union kentucky realtors: Do You Want A Historic Home Or One With Modern Conveniences? - 01/03/12 03:19 AM
A Northern Kentucky Home with antique moldings, a unique staircase and a colorful past give one listing a historic charm that can't be replicated, yet another home is brand new with all of the latest amenities. Which one is right for you?
In Northern Kentucky we're fortunate to have a variety of home styles to choose from in our area. Each has its own appeal, depending on your lifestyle, price range and personal taste. A Realtor can help you find a home that meets your needs and style. If you don't have one I'd love to apply for the job! In the … (0 comments)

union kentucky realtors: October Existing Home Sales Rise - 11/27/11 09:32 PM
Even with uncertainty in the stock market and continued crisis in world debt, the latest figures from the National Association of Realtors (NAR) shows that existing home sales improved slightly in October. Though this rise was marginal, any upward movement is reason for some holiday cheer in the real estate market. The NAR reported that existing home sales were up 1.4 percent in October.
Home sales have been stuck in a narrow range despite several improving factors that generally lead to higher home sales such as job creation, rising rents and high affordability conditions. Many people who are attempting to buy homes have … (0 comments)

union kentucky realtors: Be A Blessing - 08/25/11 06:24 AM
Have you ever notice how some people keep good ideas to themselves? Maybe even that is you! Even if it is you're not alone and won't be condemned here for not sharing. Yet if you take a step back and give that topic some thought you probably also have noticed how those who are most successful rarely mind sharing or helping others? Those who are most successful rarely feel threatened if they help others out. They know they will lose none of their own blessings by providing opportunities for someone else.
How is this best accomplished? First, it takes an understanding of your own strengths. Perhaps you're blessed with … (2 comments)

union kentucky realtors: How To Respond To A Low Offer On Your Home - 08/21/11 09:42 PM
Consider before you ignore a very low purchase offer for your home. A counteroffer and negotiation could turn that low purchase offer into a sale. When you receive a low offer on your house, the best response is to counter with a price you're willing to accept.
You just received a purchase offer from someone who wants to buy your home. You’re excited and relieved, until you realize the purchase offer is much lower than your asking price. How should you respond? Set aside your emotions, focus on the facts, and prepare a counteroffer that keeps the buyers involved in the deal.
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union kentucky realtors: Helpful Punchlist When Purchasing A Home. - 08/18/11 01:20 AM
Here's a helpful punch list to use when purchasing a home:
Outside
Grading:Does the ground around the foundation slope away from the house? Make sure the water does not pond or pool in large puddles, especially near the foundation. To check, water the areas with a hose, if possible. Are there signs of erosion? Is the shrubbery placed at least 2-3 feet from the foundation Roof and Gutters:Are the shingles flat and tight? Is the flashing securely in place? Do the gutters, downspouts and splash blocks drain away from the house? Exterior Appearance: Are the windows and doors sealed and protected … (3 comments)

union kentucky realtors: As Mortgage Rates Rise, Purchasing Power Falls. - 07/08/11 01:22 AM

What is your price range? If you've ever bought a home, no doubt your REALTOR® asked you that question, or you wondered it to yourself. It's the starting point for practically every home search in this country. The better question might be how much home have you been pre-approved to buy?
These questions serve an important purpose for buyers. First, they put boundaries on your home search, and second, they establish a price range for the homes in which you can actually afford to live.
Yet purchase price is only one of the main variables in home affordability. Another major key to … (0 comments)