Every day we seem to hear some sort of news on the real estate market.  One day it is great news about resales being up, new construction permits, foreclosures, etc., the next day doom and gloom.    

Some important thoughts:

1.  People are saving money right now and hunkering down.  Responsible is the "in thing" again.

2.  Most markets are experiencing an up tick in real estate home prices - quite the opposite.

3.  Lenders are making life tough for responsible people who pay their bills to refi - even though it is out tax payer money for the most part and it would put most home owners in a better financial position to pay bills.  Imagine if part of the stimulus money had been earmarked for responsible people to lower their current mortgage rate?  Talk about an infusion of money into the economy.

4.  The Government is out of control with spending and stimulus.   The ordinary citizen could have done a better job directing where stimulus money is going for jobs.  I have a few ideas - how about you?

Worst of all the Government wants no input from "average Joe American" - they are stuck on doing what is best for their political party and reelection. 

Now for the good news:  If you can afford a home buy it now.  Interest rates are being driven down (some say artificially) to help you.   Waiting to buy could essentially equal out if rates do climb (they have no other way to go) versus real estate prices declining over the next year.   Most Important - Do not buy if you are not financially sound nor have a cash reserve.

Virginia Beach and Hampton Roads has plenty of homes to choose from - just look here.

 

Via Paul Slaybaugh, Scottsdale AZ Real Estate (Realty Executives):
  • Housing will not fully recover until 2012.  That is when the glut of backlogged foreclosures is expected to be phased out of the market. 

 

  • Housing will recover by the end of the year.  Now that inventory has contracted to average levels for what constitutes “normal” regional markets in major metropolitan areas where prices have declined as much as 50% in the past three years, and month to month sales have steadily increased over the past six months, demand has realigned with supply to arrest the freefall in values.

 

  • The housing recovery began in early 2009.  Median price increases in some markets indicate that even while many pundits were openly wondering when the bottom of the market would appear, it was actually several months in the rearview mirror.


Many factors and variables, and just as many divergent opinions to boot.  So many, in fact, that you almost have to choose amongst the purported experts to determine whether you fall in the half empty or half full category.  Job rates, interest rates, unemployment rates … psychiatric rates, for spending too much time poring over the data and extrapolations will render one in need of a head exam. 

Overanalysis 101.

You don’t need flow charts to tell you where things stand at the moment.  You won’t need a market report to tell you when things are better.

You’ll know the market has recovered when you no longer dread the trip to the mailbox or evening phone calls.

You’ll know the market has recovered when you can confidently re-enable automatic bill pay from your checking account instead of prioritizing which ones get paid this month by how far past due each is.

You’ll know that the market has recovered when you don’t have to decide whether you or a loved one is really ill enough to warrant the cost of a trip to the doctor.

You’ll know the market has recovered when you no longer have to explain to the kids why you can’t go to the zoo or stop for ice cream today. 

You’ll know the market has recovered when sleep comes as readily as worry formerly did.

You can stop looking to someone else to tell you when the market is fully healed as the housing implosion is the root of these greater ails.  It’s far easier to take stock of your own life, and those of your friends and family, to see where along its arc the pendulum is currently settled.  As the finance/housing sector dragged our economy into the muck, it will again lead us back to dry ground.  No need to watch the stars for celestial clues.  Just do what no pundit can and watch your own life for improvement.  You’ll know housing has recovered when both of your own feet are planted squarely on terra firma. 

Most importantly, beware the forecasts that don’t jive with your own internal index.  Those who would adamantly assert the rosiest or bleakest prognosis are likely more interested in influencing your behavior than in your well being. 

“Buy now before prices shoot back up!” 

“Sell now before prices erode further!” 

When you stop listening to yourself, you risk placing all of your trust in the megaphones of those who have a vested interest in your fear.

Is the housing market improving?  Is now the time to buy?  The time to sell?  For months, I have been asked to provide the answers to these questions.  I have dutifully provided my vague predictions with the obligatory caveat that no one truly knows how a free market will behave from one day to the next.  I realize, though, that in supplying answers to those who actually give the market context, that we have all been looking at this thing from the wrong perspective.  It makes zero difference where I think the market stands at present, and where it is headed.  The very consumers who ask me these questions are the ones who will ultimately provide the truth or fallacy to my various hypotheses.  So I turn the tables and ask the consumer, the actual authority, the very same question. 

“What is the state of the Real Estate market?”

Feel free to comment here or send me an email with your thoughts.  Looking for opinions from consumers and laypersons, not agents or financial wizards (all comments welcome, though).  I will post the results in a follow-up piece.

Mr. Homeowner & Mrs. Homebuyer, the floor is now yours.

 

An excellent article for anyone having or considering getting credit cards.   Home buyers should adopt this strategy 12 months before buying.....

Via Tom Burris | Texas Mortgage Dallas Mortgage FHA (DallasLoanGuy.com):

 

 

When Credit Card Companies Lower Your Credit Limit

 

Has this happened to you? It may have happened and you didn't know it because it was tucked into the fine print of your recent bill. But if you aren't using the full limit..... Does this action by the credit card company help you or hurt you!?!?!?!?

It will hurt!! Plain and simple.

There is a term used by the experts in credit scoring.... And that word is Utilization. We are referring to how much of your revolving credit lines that you are currently using. And this is about 30% of your FICO Score.
So how can this hurt? Let's start with an example:

Joe owes $750 on his Visa card. The limit is $2500. Joe is currently using 30%(750/2500) of his credit limit. Experts agree that you should strive to keep that utilization % below 30% and the lower the better. Why? Because once you start approaching the higher percentages.... The FICO Scoring Method sees you as a great risk. Think about it.... Someone with 30% utilization vs someone with all of their credit cards maxed out.... Who is the better risk? Well, FICO knows.... and the person with the high utilization will have a much lower FICO Score as a result.

Ok.... So Joe is being responsible. His hot water heater breaks and he put that purchase on the card to the tune of 30% utilization. But then the credit card company lowers Joe's limit to $1000 to reduce their exposure to risk. Overnight, Joe went from a responsible 30% to utilizing 75%(750/1000) of his credit limit. Ooooops!!! Now what? Well, it is quite possible that Joe's respectable 720 credit score falls into the high 600s. Let's say 660 or so. What is the impact? Go try and buy a car with a 660 FICO and  720 FICO and see what interest rate difference you get. Try to buy a home on a conventional mortgage with a sub 680 FICO Score and see the if you are eligible for PMI.

 

But, Tom, I pay off the balance in FULL each month? So this doesn't affect me!!
Not so fast.... If you put $800 travel expenses on that $1000 limit credit card and that gets reported to the credit bureaus on the 4th of the month..... Yet you pay your bill on the 5th.... What number will FICO use? That's right, they will assume 80% utilization and dock you many points for it right then and there.

 

So, how can you protect yourself?
Keep more than one credit card.
Spread out large expenditures over a few cards.
Open a store card for that one time purchase(hot water heater example)
Know when your credit cards report your balance and pay history to Experian, Equifax & Transunion so you can pay off/down those cards before you apply for that big purchase like a car or new home.

Note: FICO says that it adds up all of your limits and all of your balances to calculate FICO. However, I have seen people suffer greatly by maxing out one card when they had 3 other cards with zero balance. Don't ask me why... This has been experienced by me more than once.

This credit scoring tip has saved many of my clients thousands of dollars... And it could save YOU many thousands too!!!

 

Did you know: That if a credit card company raises your interest rate that you have a right to cancel the card and pay it off under the old terms**?

** Remember: If you close that account, it lowers your total revolving credit available balance and could raise your 'utilization' which we discussed.

 

Tom Burris
DallasLoanGuy.com

Dallas, TX

http://www.dallasloanguy.com/
Dallas Loan Guy logo

I write about Texas Home Loans , live in the Dallas, TX area and lend across the entire Great State of Texas!!

 

Texas FHA Loans- DallasLoanGuy

 

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you should live here.......The Lagomar neighborhood in Virginia Beach continues to be a sought out area for real estate. I make the southeast section of Virginia Beach my home for many reasons. lagomar real estate for sale

Why:

1. Great school system with Kellam and Ocean Lakes High Schools, Princess Anne Middle (great school, I know my son attends), and Redmill elementary.

2. Near two of the finest beaches on the East Coast, the resort area (Croatan and North End), and Sandbridge. Fine real estate adjacent to all these neighborhoods.

3. Minutes to many golf courses including Hell's Pt, Heron Ridge, the Signature, and Virginia Beach National. All offer golf course homes except Virginia Beach National.

4. Minutes to shopping at Red Mill Commons. (Walmart, Starbucks, Panera, Outback, Chili's, Havana's, Inlet Fitness, and much more).

5. Moderately priced and upscale homes - some with deepwater access.

6. And 99 more Virginia Beach reasons here. Compare previous Lagomar real estate reports Current active real estate in Lagomar as of this post date:

List Price Address Entered BR FB HB SqFt Year WF
VIEW PICTURES              
386,205 2517 MALAGA COURT 7/1/2009 4 2 1 3519 1983 N
389,000 1040 SOUTH CAMINO REAL S 8/17/2009 3 2 1 2603 1979 N
399,000 2401 TONO CT 10/6/2009 3 2 1 2008 1984 N
415,000 2404 VASO CT 5/29/2009 3 2 1 2442 1980 N
425,000 912 ESTRELLA CT 7/23/2009 4 2 1 3000 1986 N
509,900 2441 BRASILENO DR 7/28/2009 5 3 0 3596 1995 N
529,900 909 LA TIERRA CT 9/24/2009 4 2 1 3300 1995 N
579,000 2232 SANTA FE ARCH 10/16/2009 4 3 1 3321 2002 N
594,900 2329 VALLE RIO WAY 4/1/2009 4 4 1 3730 2004 N
634,000 829 COSTA GRANDE DR 8/4/2009 5 2 2 3534 1995 Y
649,900 2437 BRASILENO DRIVE 9/8/2009 5 4 2 4798 1995 N
665,000 2337 TIERRA MONTE ARCH 4/17/2009 6 4 1 4845 2004 Y
675,000 2480 LAS BRISAS DR 10/9/2009 4 3 3 3578 1995 N
680,000 2257 ZIA DRIVE 10/9/2009 5 4 1 4630 2004 N
698,900 2276 CHAMBERINO DRIVE 6/27/2009 5 4 0 3924 2006 Y
719,000 2421 SABINA WAY 4/3/2009 4 4 1 3976 2004 N
749,900 2232 VADITO WAY 10/23/2009 6 4 1 4397 2004 Y
749,950 2345 SANTA FE DRIVE 9/17/2009 5 3 1 4453 2002 Y
764,900 2329 SANTA FE DRIVE 7/21/2009 5 4 0 4802 2002 Y
787,500 2526 ENTRADA DR 1/26/2009 5 3 1 4025 2003 N
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Also read:

Do The Best Virginia Beach, VA Schools Influence Real Estate Buying Decisions?

Other Virginia Beach Real Estate Neighborhood Profiles

Use the Finest Real Estate Search Engine for Virginia Beach, Chesapeake, Suffolk, Norfolk, and all of Hampton Roads

 

 

 

Question for real estate owners: Would you Mr. and Mrs. Buyer purchase a home with asbestos that is "friable" or not properly wrapped on pipes?

I am not really sure that seller's in Virginia Beach, Norfolk, Chesapeake, Suffolk, and other Hampton Roads communities understand the potential danger and "fear" that buyers may have when considering homes that have asbestos especially those where it has deteriorated and become potentially "airborne".

"Friable Asbestos" can be defined as: When asbestos is crushed it disperses a dusting of microscopic fibers in the air that can remain for very long periods of time. These fibers can be unknowingly inhaled and permanently lodged in lung and other body tissues, yet symptoms might not appear for 20 years or more. Inhaling the fibers has been linked to cancer and asbestosis, a chronic lung disease similar in symptoms to emphysema. Unfortunately there is no known safe level of exposure, which is why asbestos remains a concern today.

Homeowners considering removing asbestos themselves may want to read the cautionary and directions provided by the EPA - most likely you will then be educated and hire a professional certified in this type of work.

As a new real estate homeowner or potential seller, it is not likely that you are acquainted with the inner materials of a home.

However, most Virginia Beach, Chesapeake, Norfolk, Suffolk, and Hampton Roads buyers seek an updated home inspection before closing on a new property.

It is important to reassure buyers that the home is safe and does not contain any potential health hazards. These inspections are critical to clearing hurdles down the road that may slow the sale of property.

One of the most common surprises new homeowners and sellers confront is asbestos in older structures.

Indeed, asbestos containing materials (ACMs) are now banned for use in the United States but many older buildings still contain these products, which are generally safe, but homeowners should be aware of where they are and when they become hazardous.

Asbestos was included in thousands of construction products and still exists in nearly 80% of homes built prior to 1978.

Common asbestos materials include attic insulation, ceiling tiles, and pipe lining.

Asbestos was particularly adept at insulation and prevention of temperature transfer and was used extensively until adverse health effects began to manifest in those who worked with the material frequently.

It is only when asbestos containing materials are compromised or very old that they become hazardous.

Asbestos products under these conditions are rendered “friable.” Home inspection companies should be able to identify these circumstances and advise you on a course of action. When asbestos material is friable, asbestos fibers can be released into the air, potentially endangering those in the area.

Inhaled asbestos fibers lodge in the body’s inner tissue and have been conclusively linked to the rare cancer, mesothelioma, commonly referred to as asbestos cancer, in addition to many other respiratory disorders.

There are few options for mesothelioma treatment or curative therapies for other conditions caused by sustained asbestos exposures. Homeowners need to be aware of potential hazards that may exist so they may be able to avoid potentially harmful effects of hazardous asbestos.

Again, most asbestos containing materials will not pose an immediate hazard and an informed buyer will not be turned off by their presence if they’re reassured of their safety by a professional opinion.

These simple precautions can be taken to assure that both sides know that they and their families will be happy and healthy in their new home.

Read also:

Virginia Beach, Chesapeake, Norfolk, Suffolk, and Hampton Roads Home Health Safety Check

Virginia Beach Foreclosure REO Feed Croatan Real Estate Market Report Virginia Beach, VA Bay Colony Real Estate Virginia Beach Actives and Solds
 

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How much house can I afford is a calculator that will help you to calculate how much mortgage can you yield and the monthly income that you require to pay in order to be qualified for mortgage loan. To check out how much can you afford for a house payment, just you need to enter the required loan amount, time span of the loan, monthly debt payments etc. The mortgage calculator will help you to check out how much mortgage can you afford and the monthly income required to manage the loan.

Why Waiting to Buy Virginia Beach or Hampton Roads Real Estate May Cost You

8 Real Estate Buying Tips in Virginia Beach, Chesapeake, and Hampton Roads, VA

99 Reasons Why to Live in Virginia Beach and Own Real Estate Reasons 31-39

 

Virginia Beach and Hampton Roads real estate sellers:  Below is a great article that pertains to almost all of the United States.

Via Steve Loynd, Alpine Lakes Real Estate Inc., Loon Mt, NH.:

Live like you are dying, the lyrics of this Tim McGraw song speaks volumes to many different people.

As I listened to what this song is advocating, It occurred to me many sellers should heed this lesson. They put a price on a property that they think "someday" it may sell for. If moving on with your life requires the sale of a property you own...there is not an infinite amount of time to accomplish this sale. Life is Short.

What got me thinking about this, is I have several short sales a bank owned sale and a probate property that are pending. With these sales the process to close will be longer (in some cases much longer) than the time it took to find a buyer. The price was right, the buyers where motivated and the sellers showed their willingness to sell, by pricing the property to sell.

List like the market is dying. Life is Short.

#1 If you are going to buy after this sale...the sooner you sell the sooner you are in the buyers shoes (you are merely trading equity...if you buy a replacement property).

#2 Moving on is far less painful than hanging on (how many months of mortgages, taxes, insurance utilities will be spend holding...after you admit you want to sell).

#3 You may be better off renting for a time (dropping the major maintenance costs and healing your credit may put you in a better place in the long run than draining your savings, while waiting to score on unrealistic re-sales).

My Bucket list doesn't include living in a home I can't afford...and waiting for someone to over pay me for the same privileges. Life is Short.

 

 

Steve Loynd profile photo 

                                                                                                                      Steve Loynd, White Mountain New Hampshire real Estate Expert

   steve@alpinelakes.com toll free 800-926-5653 /cell 603-381-7898

    MLS search and Realtor web site: www.alpinelakes.com

    My outside Blog: www.steveswhitemountainblog.com

   Lincoln NH &  Local interest site: www.localism.com/nh/lincoln

 

 

What are the 3 most famous words in Virginia Beach Real Estate - location, location, location and the Sanctuary Condos at Sandbridge are no exception for the long range real estate believer. Sanctuary from the Virginia Beach Sandbridge is populated with hundreds of detached homes that flank both the Atlantic ocean and the Back Bay.

Although Sandbridge is isolated from most of the urban sprawl, it is close to shopping at Red Mill Commons, numerous restaurants, and one of the most sought out school districts (Kellam) in the city of Virginia Beach.

Mostly rentals, but some locals live year round what continues to be "the best kept real estate secret in Virginia Beach and Southeast Virginia".

The condos at the Sanctuary number over 200 units with many being rental properties during the summer. The setting for this development is more like a resort than condo building. The peaceful ocean just minutes from your door is unequalled.

Many of these condos were purchased during the Virginia Beach real estate boom. Prices have decreased and bargains are available.

More Sanctuary sellers will enter the market needing to sell. When the market settles out, the Sanctuary will be a great place to own a condo as future building for this type of dwelling will be limited to non existent in the Sandbridge area.

Condo fees are $440 and more monthly. Current active Sandbridge listings include the following: (you can view all active sandbridge real estate here)

Sandbridge real estate foreclosures here.

Liveability Index:  Would you live here? - I would in a heartbeat!!

4Sale MLS# Address Price BR FB HB SqFt Year WF Sale    
ACTV 936655 3700 SANDPIPER RD 397,500 2 2 0 1374 2006 Y
ACTV 900906 3700 SANDPIPER ROAD 399,900 2 2 0 1300 2006 Y
ACTV 938665 3738 SANDPIPER ROAD 435,000 2 2 0 1402 2007 Y
ACTV 913895 3700 SANDPIPER RD 575,000 4 4 0 1996 2006 N
ACTV 850018 3700 SANDPIPER RD 664,900 4 4 0 2000 2006 Y
SOLD 911677 3700 SANDPIPER RD #301 420,000 3 2 0 1595 2006 Y 420,000    
 

Rare new construction with deep water access next to Lafayette Shores. Approved for pier and boat lift (negotiable). Totally upscale custom features not found elsewhere. Granite, ceramic, carpet, tile, brick, hardie plank, hardwood, recessed lighting, master br fireplace, and too much more to describe Nine foot ceilings Knock Down Plaster Crown molding 4 panel arched doors Cultured marble tops Prewired for fans Prewired security Custom cabinets High Efficiency hvac Double stainless sin Natural gas heat Hardwood steps Overhead lighting 2 closets MBR Full bath downstairs

Offered at $887,000.

The best MLS IDX search for all Norfolk, Virginia Beach, Suffolk, Chesapeake, and Hampton Roads Real Estate

Virginia Beach Foreclosure Feed at your fingertips!

Virginia Beach and surrounding real estate area market stats

 
There are many more great reasons to make Virginia Beach your home and a wonderful place to own real estate. 1. Location, location, location - the most famous words in real estate. Virginia Beach has that and much more. 2. Schools........What do parents want for their children - good schools. See school "report cards"and why Virginia Beach has some of the best. 3. Virginia Beach's Atlantic Ocean - in its beauty. 4. Sandbridge Beach - One of the best kept secrets. See the neighborhood. 5. The Chesapeake Bay and all its beauty. 6. Virginia Beach Restaurant Guide. 7. Virginia Beach Weather -Mild winters, nice summers. 8. The Museums - So many great ones 9. The Virginia Aquarium at the Beach - This is a must see. 10. Back Bay in Virginia Beach - A wildlife refuge.<!--more--> 11. Pungo Strawberry Fest in Virginia Beach. Strawberries to eat in 50 different ways. 12. Shamrock Marathon in Virginia Beach. 1/2 marathon, childrens races, and 8K. 13. Towne Center - Virginia Beach's answer to everything at one place (food, arts, and shopping) 14. Virginia Beach Government - Hey, gotta pay your taxes. A place to find all the city services. 15. Virginia Beach Travel Soccer - Beach FC. Virginia Beach's original soccer club. 16. Virginia Beach Lacrosse - The club and all about it. 17. Over 55 Virginia Beach Community - West Neck - My favorite and a jewel of a place to live. Becoming very affordable. 18. Virginia Beach Hotels - No shortage of lodging for all your guests. 19. Virginia Beach Recreation Centers - something for toddlers to seniors. Upgrades from your stimulus money! 20. Libraries in Virginia Beach - We all need to read. 21. Tennis Clubs - Virginia Beach Tennis and Country Club. 22. Starbucks - Everyone needs a starbucks - my favorite Nimmo Parkway at Red Mill. 23. Cape Henry Lighthouse- In Virginia Beach near Ft Story. 24. Churches - All of them here. 25. Virginia Beach Verizon Amphitheater. Get the schedule here. 26. Fitness Centers - Inlet North and South my favorites for children to seniors. 27. Virginia Beach Day Care Facilities. Licensed by the State of Virginia. 28. The Airport - Actually Norfolk's airport by name. 29. Apartment Finder - Not ready to buy Virginia Beach Real Estate? Find an apartment here. 30. Sandler Center for the Performing Arts - Classical to Tony Bennet. Next to Towne Center. 31. Holiday Lights at the Beach - See how the boardwalk comes alive in November/December of each year. 32. Surfing - Get the Virginia Beach wave scoop here. 33. Top Doctors in the area as named by Hampton Roads Magazine - Dr. David Woods, MD, at Family Practice Specialists and Urgent Care - My Doctor :) 34. Great Dentist in Virginia Beach - Dr. Jim Milonas 35. Virginia Beach Swim League - Find it all here. 36. Movie Theaters - All of them here. 37. Best Real Estate Search Engine in Virginia Beach and Hampton Roads. 38. Hiking in Virginia Beach. False Cape offers some of the best sites. 39. AAU Baseball in Virginia Beach. 40. Best Grocery Store Trader Joe's? 41. The best Halloween Fest at Hunt Club Farm. 42. Colleges/Universities in Virginia Beach. Old Dominion University, Tidewater Community College, and Regent University. 43. Public Transportation in Virginia Beach -Hampton Roads Transit. 44. Complete Vacation Planner in Virginia Beach at Sunny Days Guide. 45. All the population facts for Virginia Beach 46. Virginia Beach Rescue. Volunteers who do great things for our community. 47. Mt Trashmore - an environmental feat. 48. Neptune Festival - Seafood, arts, entertainment, and more. 49. Local Hospitals - Sentara and Bon Secours. 50. East Coast Surfing Championships. ECSC is North America's Oldest Running Surfing Competition and the second oldest continuously-run surfing contest in the world. 51. Pembroke Mall. Next to Towne Center with lots of stores. 52. Farmers Market - fresh local food. 53. Virginia Beach on Facebook. 54. Catholic High School. Bishop Sullivan. 55. Cycle Clubs - a complete listing here. 56. Croatan Beach - Plenty of public parking - a locals favorite beach for surfing, body boarding, and relaxing. 57. Virginia Beach Convention Center. The newest addition is drawing visitors. 58. Virginia Beach Sportsplex - A professional stadium for you to rent. 59. Virginia Beach City golf courses - Kempsville, Bow Creek, Redwing, and Stumpy Lake. 60. Virginia Beach on Twitter. 61. Owls Creek Golf Course near the beach. 62. Our Troops - Doing the hard job that many don't even think about. Support the USO. 63. Synagogues in Virginia Beach. 64. Honeybee Golf Club. 65. Oceana Naval Master Jet Base. Yes, we love jet noise!! 66. Virginia Beach Nightlife - everybody needs some time out. 67. How to find a Virginia Beach home, condo, or townhome. 68. Heron Ridge Golf Club - a Fred Couples course. 69. Princess Anne Athletic Complex - the place for soccer, baseball, and more. 70. Rock N Roll Half Marathon - the funnest reason to run. 71. Field Hockey- the league in Virginia Beach. 72. Virginia National Golf Course - formerly TPC, a great outting. 73. AAU Basketball. 74. Lynnhaven Mall - Dick's sporting goods, restaurants nearby, JC Penney, Dillards, Macy's, and more. 75. Camp Pendleton - Created in 1912. 76. Breaking News Hampton Roads - the place for traffic, weather, surf, sports, real estate, and much more. 77. Arnold Palmer Signature Golf Course at West Neck. 78. Beach Music Weekend. 79. North American Sand Soccer Championships- the place on the East Coast for amateur and professional sand soccer. Always sold out. 80. Little Creek Amphibious Naval Base. 81. Chick's Beach - another locals favorite. 82. Hell's Pt golf course - A Rees Jones course. 83. Hockey in Virginia Beach (inside) 84. Little Creek Golf Course- one of the best military courses (Eagle Haven) 85. Hampton Roads Soccer Complex - 19 fields for youth and adult soccer - one of the best in Virginia. 86. Dam Neck Naval Base. Located on the Beach next to Croatan. 87. Cape Henry Collegiate Private School. Located next to First Colonial High School on Mill Dam Road. 88. Cypress Pt Golf Club - Located in northwest Virginia Beach. 89. Virginia Beach Police Department. Great people doing a tough job. Sex offender data base. 90. Oceana Golf Courses - Hornet and Tomcat at Aeropines. 91. Virginia Beach Fishing - the place for the fishing report. 92. Virginia Beach Boardwalk Art Show a must see. 93. Ft. Story - Home of the Army's transportation corps. 94. Volley Ball Club. 95. Running Clubs - Tidewater Striders. 96. Football in Virginia Beach. 97. Virginia Beach Little League. 98. Virginia Beach Fire Department. Watching for your safety all the time. 99. Your REALTOR(R) - Navy veteran, father, husband, dedicated to your real estate goals and dreams - see why
 
Thank you to all my lVirginia Beach, Chesapeake, Norfolk, Suffolk, and Hampton Roads loyal real estate clients and their kind remarks below………. ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
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Best Real Estate Agent! Not really, but I do care very much about every client and friend.....read on: When we became serious about buying a house in the Hampton Roads real estate area, I really wanted to work with a top notch real estate agent. This was our first home buying experience, and since so much of the process was new and strange to us we were very dependent on an agent that really knew the ropes. We had met with two other agents before finding Dennis, but neither were a good match for us. Our purchase was further complicated by the fact that we were two years into a five year Chapter 13 Bankruptcy plan. This meant that even though we had gotten pre-approval from the bank for a mortgage , it was meaningless until the bankruptcy court granted it's approval. In short, we had a contract but still needed the court's approval. So on top of all the usual difficulties faced in real estate purchases, we also needed an agent that could help us negotiate a good deal with a seller in spite of us being such a risky buyer. A Chesapeake real estate agent that was a super star wasn't enough, what we really needed was a super hero! With Dennis's help we found a beautiful house on a quiet country road in Chespeake, and the seller accepted our offer over an equal offer from another buyer even with the risk that the bankrupty court might deny our loan. We had several complications from the time the offer was accepted until the date of closing, but throughout the entire process Dennis was so easy to communicate with. He was great at keeping things brief and to the point, lots of times just texting my phone to keep me updated on progress. Now We've been living in our new home for two months, and totally love it! The neighborhood is exactly the kind of place we wanted to raise our family. Dennis certainly earned the title of super hero, and we cannot recommend him highly enough! Agent's note: My special thanks to Sharon Lumpkin of Century Realty and the seller for making these homeowner's dream come true.
 
 
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Dennis Blackmore

Virginia Beach, VA

More about me…

Creed Realty

Address: 4500 Holland Office Park ste 301, Virginia Beach, VA, 23452

Office Phone: (757) 502-4070

Cell Phone: (757) 343-4949

Email Me

Virginia Beach, Chesapeake, Norfolk, Suffolk, and all of Hampton Roads Real Estate


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