expectations: Borrower Thinks Notary is Identity Thief?!
- 09/20/09 07:36 PM
What did the LO tell the BO? Did he have her prepared for a Notary Closing? I received a call on last Thursday, from a signing service that I do a lot of signings for. They needed me to do a closing the next morning, early, just a few miles away, meeting place was a local bank. I accepted and that was the beginning of a pure nightmare. The documents arrived via email that night–great start so far. I noticed that the lender was a branch of the same bank were meeting at, in another state.Everything is set and I arrive … (13 comments)
expectations: Notary Kept a Copy of my Documents
- 03/13/09 04:06 PM
This is one I really want some notary opinions on. As we know, many, if not all banks, hold the bond for the notaries that they employee. Also, we know that bank notaries only notarize for that bank's customers. (That is a whole 'nuther issue for a different blog!) Back in October or November of 2008 I needed my own divorce papers notarized. I represented myself sui juris, my then husband had been living in another state for some time and his lawyer was an hours drive from me. This presented the problem of locating my own notary locally. Well, I … (14 comments)
expectations: Your Next Stay at a Home Away From Home
- 06/08/08 11:24 PM
This is a re-post of an entry in my "other" blog. The more I thought about it, I felt it appropriate to put it here. Real Estate Agents (and others in the industry) travel themselves and also have clients that travel, some for the first time.
I bet you are wondering why in the world I would be writing about this. Surely everyone knows how to check in at a motel and what to expect.Well, no, everyone does not and the surprising thing is, it is the ones who appear to be savvy travelers that are the most ill … (2 comments)
expectations: Come What May. . . . . . .
- 06/08/08 05:20 PM
It's a hard world we live in. Tomorrow may never come is a very true statement. While I have not been very active on ActiveRain--I have been working. Time has been spent at my regular job. I work three night audit shifts per week at a motel. It recently changed ownership and franchise. Lots of remodeling and positive changes. One of those changes is that the new owner's sister is getting married so the extra benefits have been much happiness around the place and extra hours. You may ask why I work a regular job when I have to ways, including … (5 comments)
expectations: No Wonder The Industry is Getting Bad Press
- 06/06/08 10:16 PM
I did a witness closing recently that baffled my mind. The LO playing dumb (there is no other word for it) and the yelling (NOT by me) are not typical, yet they are things I have seen before. Lay out the situation here: Married couple. Homestead/Dower/Community Property state. Spouse A is self-employed, stay at home parent. Spouse B is employed full-time, making a five figure monthly income. Married over 25 years. First home is purchased on an ARM. Re-financing on Spouse B's income only because it is easier to prove and sufficient. Only one dependent child in home. They make contact … (17 comments)
expectations: What Do the Borrowers Expect?
- 12/10/07 06:08 AM
I have come to wonder this on more than one occasion. Let me just list some of the situations that have come up: "Hi! The other people from the bank are not here yet. Would you would like something to drink while we wait?""I am not comfortable that you are not allowed to answer my questions and just may not sign the documents.""What do you mean its going to take more than 15 minutes? we were told it would take 15 minutes to sign the Deed and Note and that was all. We have made plans.""Why are they sending someone out here … (6 comments)
What did the LO tell the BO? Did he have her prepared for a Notary Closing? I received a call on last Thursday, from a signing service that I do a lot of signings for. They needed me to do a closing the next morning, early, just a few miles away, meeting place was a local bank. I accepted and that was the beginning of a pure nightmare. The documents arrived via email that night–great start so far. I noticed that the lender was a branch of the same bank were meeting at, in another state.Everything is set and I arrive … (13 comments)
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