police loans: Home Loan for Police - 02/05/08 01:11 PM
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police loans: Attention Police: Conforming Loan Limits are Rising! - 02/04/08 04:51 PM
The House has flipped and agreed to increase the loan limits for Fannie and Freddie. The increase is to be temporary until the end of the year and got traction because the jumbo loan market continues to be soft with rates for jumbos 50 to 75 basis points higher than conforming limits. As it is … (3 comments)

police loans: Great Rates for Police Officers in 2008! - 02/04/08 03:48 PM
Despite all of the recent well reported real estate related woes, I have great news for everybody.  RATES ARE DOWN!  And truth be told, rates are actually way down.  Rates are currently better than anything we have seen in the last 3 years, and by the time you read this, they … (2 comments)

police loans: Police Officers in need of serious Help! - 01/31/08 07:02 PM
Law Enforcement 1st is now providing more services and discounts through business partnerships.  I recently teamed up with Jessica Lucas from Hester, Heitel & Associates.  She is a top notch insurance agent who has been working with Phoenix Law Enforcement Association for over a year now.  We have decided to team up … (1 comments)

police loans: What is Phoenix Law Enforecement Association(P.L.E.A)? - 01/31/08 06:37 PM

I believe these Officers need a trusted adviser in the Real Estate and Mortgage Industry.  Who looks after their best interests?  I have listed below what PLEA offers it's Phoenix Law Enforcement Personnel.  These services are so important to support our Law Enforcement Community and is why I want to be involved.  … (0 comments)

police loans: Law Enforcement Home Buying Tool Kit - Opportunity - 11/20/07 04:01 PM
7. CLOSE on the propertyClosing takes place at a title/escrow company.  As we discussed in step 6 - Loan Analysis, you will need to know how much money to bring to the closing table. There are a lot of documents, take the time to make sure you know what you are signing.  … (0 comments)

police loans: Law Enforecment 1st Home Buying Tool Kit - Education - 11/20/07 12:41 PM
4. CONTRACTWhen in doubt, tie up the property by getting the property 'under contract' and just ensure that your escape clauses are in place.  Earnest money...it is important to know 'how much' earnest you need to put down.  Truth is, all that you need to put down is $1 to $100, whatever … (0 comments)

police loans: Law Enforcement 1st Home Buying Tool Kit - Relationships - 11/20/07 12:26 PM
1. Build your TEAMIf there was one thing that will make a difference between a good experience/deal or a bad experience/deal...it is your team.  Your team could consist of a Real Estate Agent, Mortgage Broker, Title/Escrow Agent, Insurance agent, Home Inspector, General Contractor, Real Estate Attorney, and the list can go on.  We are going to … (0 comments)

police loans: My Advice? Buy a Fourplex! - 10/26/07 03:13 PM
Community First Financial talks to hundreds of investors every month and there are some thoughts I would like to share with you on our experiences with investors, particularly first time investors.
One of the top questions I hear from investors is, What would you do?
If I could start my investing life all … (10 comments)

police loans: Attention Police! Down Payment and Closing Costs Assistance Program - 10/26/07 02:16 PM
 
Community First Financial has partnered up with Maricopa County's initiative to offer first time home-buyers downpayment assistance.  The program is designed to help home-buyers purchase a newly constructed or existing home by providing a below market mortgage interest rate with a 5% grant for down payment and closing cost assistance.  The … (3 comments)

 
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Nick Porter

Scottsdale, AZ

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Traditional Home Mortgage

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