Use of Public Funds is Growing Quickly
Fannie Mae has closed several hundred Neighborhood Stabilization Program (NSP) - related transactions in recent months. As use of funds from this program continue to grow, it is important that you and your teams are well versed in how to work with buyers using NSP or other public funds.
Fannie Mae supports initiatives like HUD's NSP program as part of our commitment to manage disposition of our REO properties, align with our corporate mission and aid the stabilization of communities. To ensure these transactions are consistent and transparent, here is a quick reminder of what's involved:
Neighborhood Stabilization Program (NSP)
An offer from a public entity, public entity's designated partner, or an owner occupant that uses NSP funds must include the following:
The language "See Supplement to the Real Estate Purchase Addendum attached hereto and incorporated herein by this reference." in section 38 of the purchase addendum.
The appropriate addendum supplement.
One entitled "NSP owner supplement" to be used when an individual is purchasing a Fannie Mae REO with NSP funds, and one entitled "NSP PE supplement" to be used when a public entity is purchasing a Fannie Mae REO with NSP funds. You may also want to reference the two guides Fannie Mae has available, which outline the process for using public funds for the purchase of Fannie Mae REO.
If you are a public entity or housing non-profit and are interested in purchasing a pool of Fannie Mae properties, e-mail.
If you have additional questions after reviewing these materials, please contact your Fannie Mae sales representative or send inquiries to publicentity_reosales@fanniemae.com
I received an update last week and wanted to pass this along. In an effort to make purchasing a Fannie Mae home easier for the buyer, Fannie Mae will no longer charge the buyer the cost of dewinterizing and rewinterizing a property for the purpose of a buyer's inspection. Fannie Mae will absorb the expense for dewinterizing and rewinterizing the property. Therefore, effective immediately, do not charge the buyer for these costs. Follow the instructions below to ensure the dewinterization and rewinterization process and billing are handled properly:
If a Field Services company is assigned to the property, you MUST contact the Field Services company to perform the dewinterization and rewinterization. This ensures that a single company is responsible and accountable for properly maintaining the property.
If not assigned to FAS you contact the SAM Maintenance Vendor to perform the dewinterization and rewinterization. Advise them to direct-bill Fannie Mae for the expense. If the Vendor is unable to do so, they will bill you directly, and you should submit a 571 for reimbursement through the normal process.
Non- Field Services / Non-SAM Maintenance Assigned Properties
Contact a Vendor to perform the dewinterization/rewinterization. This should be the one who performed the initial winterization whenever possible. The Vendor will bill you directly for the dewinterization and rewinterization, and you should submit a 571 for reimbursement through the normal process.
IMPORTANT - Update the Real Estate Purchase Addendum: Please note that the current Addendum does not reflect Fannie Mae absorbing the cost of the dewinterization and rewinterization. An updated Addendum is currently being finalized and will be distributed soon.
In the meantime, because the current Addendum does not reflect this new practice of Fannie Mae absorbing the expense of the dewinterization and rewinterization, you should make these changes to the form by striking thru the part charging the buyers for these charges.
Contact Brandon Jordan
Residential Land
.
MLS#: 514539m
Status: Sold
Sale Type:
Address: 1 BEN'S RD
Acreage:
MOSSY HEAD, FL
MinrlRts?
Zip: 32433
WFFeet:
County: WALTON
LotAcc: Dirt/Clay Road
MainArea: 23 North Walton County
SubArea: 05 MOSSY HEAD
Zoning: County, Residential Single Family
Subdiv: METES & BOUNDS
ParcelID: 22-3N-20-28000-003-0100 Lot Dim.: 138X338
ElemSch: MOSSY HEAD Middle: WALTON High: WALTON
Dir: From Hwy 331 and 90 in Defuniak Springs go west on Hwy 90 approx 6 miles to Ben's Road. Turn right. Go approx 450 ft. Lot is on right side of road.
Legal: Com NE/Cor of NW4, Thence N 88 Deg 23'24
Wooded vacant one acre lot just off Hwy 90 in the Mossy Head area. Buy now for your future home. No build out time, Mobiles welcome. Access to Niceville, Eglin AFB and the beaches via Hwy 285 in Mossy Head.
Waterfront:
Waterview:
LotFeat:
ProjFacil:
Utilities: Electric Available
SaleSubjtoLease:
LandLease/Year:
MonthlyRent:
AssmMrtTyp:
AssmntFee:
LeaseExpDate:
Financing:
NewBuyerFee: %
ExistLeases:
AssmntFeesIncl.:
LstOff: COLDWELL BANKER UNITED REALTORS-CVIEW
REALTOR Call to Action - Request NAR involvement on the BPO issue
Thank you for your interest in participating in the call to action of this very important issue. To support this effort, you simply have to send an e-mail to the National Association of REALTORS (NAR). There are three options to send an e-mail:
1. automatic e-mail (if you don't have time to write an e-mail) click here for Automatic E-Mail to NAR ,
2. copy and paste e-mail (some e-mail programs will not allow auto population of e-mails so you may have to copy and paste the verbiage), or
3. write an e-mail in your own words.
Below are talking points to use when writing your own e-mail. Writing your own e-mail should have a more profound impact with NAR.
Please note: At this time, there is no need to call or write a physical letter to NAR, your state REALTOR association, and/or your local REALTOR boards. This e-mail campaign will let them know the resolve of our industry. The internal staff at NAR will tally the e-mails received and forward the net results and messages to the decision makers within NAR. The more e-mails they receive, the stronger the message to support BPOs.
Automatic e-mail to NAR , please click here Automatic E-Mail to NAR .
Copy and Paste. If the above automatic e-mail to NAR does not work with your e-mail program, click here to copy and paste the e-mail verbiage
E-mail in your own words - Talking points:
The following are potential talking points that you may consider including in your e-mail to NAR. Personalized e-mails are powerful; include or add comments that resonate with your experience in the BPO field. Let NAR know just how important BPO generation and usage is to you, your profession, and your livelihood! Send your e-mail to bpo@realtors.org
If you make a significant amount of income performing BPOs, include that amount. An annualized number will usually sound more impressive than a weekly or a monthly number.
If BPO production is the primary activity of your firm, let NAR know that BPOs are your business, and performing them is what allows you to remain in business (and a member of the Association).
If performing BPOs is one of many revenue streams in your business model, emphasize its importance in augmenting your income and in diversifying your revenue opportunities. You might also speak to the significant contribution to our industry's and nation's economy via the performance of BPOs (i.e., over a billion dollars annually).
Include examples of related business opportunities that performing BPOs opens to your real estate business. Examples could be:
Performing BPOs allows you to prove yourself to banks/lenders in order to secure REO or short sale listings.
Performing BPOs inherently places you in situations where you are perceived as a real estate expert to the public. Marketing opportunities abound while performing BPOs.
Performing BPOs increases your abilities as a real estate professional. You are paid to determine prices, amenity values, inspect houses, inspect neighborhoods, track market conditions etc... You perform these functions on a regular basis.
Performing BPOs immerses you in your service area and gets you as close to the pulse of the market as possible.
BPOs provide critical information to the mortgage lending industry, and they have been widely adopted as a valuation tool due to their accuracy, fast turn times, and cost effectiveness.
REALTORS® are the most well-informed and up-to-date (relevant) sources to provide critical real estate price information.
BPOs are a "win" for the mortgage industry. In today's challenging mortgage environment, BPOs are a key tool to help distressed borrowers restructure their debt. In fact, BPOs are recognized as a legitimate home valuation tool by our federal government, with BPOs being recommended within Obama's Homeowner Stability Plan.
Top-ranked mortgage servicers utilize BPO's when evaluating the best course of action when reviewing short sales, REO strategy, and portfolio reviews. While appraisals are the preferred product for underwriting newly originated loans; for other purposes, BPOs are faster, less expensive, and are performed by professionals like you, who have their finger on the pulse of their local market.
Consumers benefit from choice in the marketplace. Not only are BPOs commonly delivered expeditiously, they also tend to cost far less than other lengthy valuation procedures. While fast and cost-effective, equally important, BPOs deliver a strong ‘real-world' opinion of market conditions and trends.
With the housing market in such a state of flux, having your professional finger on the pulse of the current market and any emerging trends is more important (and relevant) than ever. Retrospective (past) valuation tools and tactics simply cannot capture the dynamic real estate market in which we find ourselves today.
To secure the best possible outcome for the distressed property owner speed, accuracy, and low cost are all critical. BPOs fit the bill. The housing market recovery, and the larger overall economic recovery, benefit from the availability of BPOs in a free marketplace.
Penn State Women's Volleyball Streak at 87 matches (have not lost since 2004)
I am an Ohio State Buckeye fan but that is a crazy record.
Also Cleveland Cavaliers with SHAQ and LEBRON try to not fall to 0-3 start going against the Timberwolves at 8 ET tonight. It is the First time the CAVS have had this bad of a start since 04-05 when lebron was just starting out. Jordan won his first title in his 7th year so its time for James to be getting one.
Counter comments made on article written from Northwest Florida Daily
All real estate value is based on the concept of "highest and best use." Okaloosa County has a duty to its taxpayers to exercise this principle in relation to the Island Golf Center land in order to increase the county's tax base if the land is sold or to obtain maximum lease payments if it is leased.
A wrong-way decision could cost taxpayers millions or even billions of dollars in future real estate tax payments or lease payments.
Okaloosa County is not performing its governmental functions if it is not actively soliciting proposals to turn this non-performing asset into a revenue source for county taxpayers.
Okaloosa County probably has other non-performing assets that are not of such high value as the subject property, and which would better serve the Emerald Coast Wildlife Refuge and the taxpayers with much less danger of a hurricane wiping them out. I doubt the Island Golf Center property would be a tourist attraction.
"Highest and best use" might be a swimming beach for Okaloosa County residents and tourists. At least this would give the taxpayers a good return on their asset and provide well-deserved recreation for a large number of citizens. The island conference center (another non-performing asset) parking lot could accommodate the "swimming beach" patrons.
- BOB REISENWITZ
While I can see where Bob was coming from to make his point of an unused asset that is just his view with giving less value to the natural resources than I might of and saving habitat was what I took from the story. I would say there are other assets in other locations of Okaloosa County that are not being used to the highest and best use that could result in more dollars in other areas. Take a look at Crestview Main Street for example.There were other points of view that raised other views too.
see comments on this article click the link below.
Counter comments made on article written from Northwest Florida Daily
Reader Comments From the editor: Many of you have expressed concerns about some of the harsh anonymous comments from readers. To remedy that, we are introducing new features. You can create your own blog, publish your news and share your photos with the community. Once you fill out a simple form and leave a verifiable e-mail address, you can set up your profile page. It will display all of your contributions and allow you to track issues and easily connect with others.
We want our site to be a place where people discuss and debate ideas that foster stronger communities. We built this for you. Please take care of it. Tolerate broad thinking, but take action against obscene or hateful material. Make it a credible and safe place worth preserving and sharing.
Listing Information
Property Type: Commercial Sales
MLS #:
524787
Price:
$110,000.00
Year Built:
1986
Square Feet:
1430
HOA Fees:
Not available
Subdivision: Not available
Description:
Great location next to the Baker block museum in downtown Baker. Don`t miss this chance to own a commercial property with great visibility on Hwy 189. This property is situated thirty miles from the beaches of the Gulf of Mexico, near Fort Walton Beach, Destin, Pensacola & Navarre on the I-10 corridor also near aerospace hub of Eglin Air Force Base with rapid growth due to BRAC realignment.Also see MLS # 524791 for a chance to own close to a city commercial block in baker.The building consists of two separate storefronts.All brick building with updates some of which include windows and new metal roof.Call today to take a look.
For just two days only, beginning today, October 27th and ending 6 PM Eastern October 28th: we're excited to present the test version of the new coldwellbanker.com "Beta" site! Click here http://beta.coldwellbanker.com/ in a web browser.
Minor technical glitches
Possibly slower speeds
Lead forms that are able to be filled out, but don't actually send to the agent or brokerage
Pop-ups indicating that some functionality has not yet been completed.
Please share any and all issues, as well as suggestions or questions, by using the comments form on the site in the upper right hand corner, which can be seen here:
What is a beta? A "beta" is simply a website that is functional but still being analyzed to work out any unforseen issues before its officially rolled out. By initially launching the site as a beta version, we will be able to show off this great new functionality, while at the same time still solicit feedback as we continue to build the final product. Again, the actual beta launch is expected for early November. For the next two days, you are seeing just a "test" version of the beta.So when is the website expected to officially launch? The full site, which will replace the current coldwellbanker.com, is being launched in spring 2010 and offers consumers a comprehensive, upgraded resource that will completely enhance the home buying/selling process.
· A Google-like property search throughout the site
· A keyword search, for more precise property results
· Prominent video display on listings
· "You May Also Like" feature suggests other relevant properties in the area that have the same features the homebuyer was looking for - very similar to what Amazon.com does
· BlueScape search, the first completely visual real estate search based on a homeowners preferences - similar to the popular Pandora.com music site
coldwellbanker.com is the next step in our brand becoming the undisputed real estate industry leader for technology. We look forward to your feedback!
System Requirements:
© 2009 Coldwell Banker Real Estate LLC. All Rights Reserved. Coldwell Banker® is a registered trademark licensed to Coldwell Banker Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Each Office Is Independently Owned And Operated Except Offices Owned And Operated By NRT Incorporated.
This was the email sent out to everyone this week I found the site is something to look forward to it has grabbed ahold of the 2.0 marketing and offers everything you could want on sharing listings on all the top sites including Facebook,Twitter, and many more. I look forward to the site being up and running in 2010
Brandon Jordan
Crestview ,
FL
More about me…
Coldwell Banker United Realtors
Office Phone: (850) 758-1236
Cell Phone: (850) 758-1236
Email Me
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