Northwest Florida Realtor

Crestview Foreclosure now sold REO located on newman ave

Brandon Jordan (Coldwell Banker United Realtors) — Mon, 16 Nov 2009 18:35:13 -0600

Detached Single Family		.
MLS#:	525506 OfficeFile#:	ListPrice:	$24,900
Status:	Sold	ApproxSF:	720 BG:
Address:	5248 NEWMAN AVE	$/Sqft:	$34.58
	CRESTVIEW, FL	Bedrooms:	2
Zip:	32539	Baths Full/Half:	1/
County:	OKALOOSA	Stories:	1
MainArea:	25 Crestview Area	YearBuilt:	1980
SubArea:	01 CRESTVIEW SOUTHEAST	OccStat:	Vacant
Subdiv:	METES AND BOUNDS	ImmOcc?
ParcelID:	15-3N-23-0000-0073-0060	ConstrStat:	Construction Complete
ElemSch: SOUTHSIDE Middle: RICHBOURG High: CRESTVIEW
Dir:	From I-85N drive East on Hwy 90E past Shofner and Newman is next right before you get to schoal river bridge.Turn left on Newman Avenue and home will be on your left.
Legal:	BEG NE COR OF SE1/4 OF SE1/4 S195 FT W140 FT N195 FT E140 FT TO POB AS OR

This is a handyman special selling "AS IS". Needs paint and finishing the new laminate floring in doorway of bath and the two bedrooms. 195 feet of road frontage and 140 feet deep on approximately .44 acre lot. Ernest money deposit of $1,000 is required unless paying by cash. PROPERTY TO BE SOLD "AS IS".

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Just Sold 7664 Tuttle Blvd Milton FL home with a river view

Brandon Jordan (Coldwell Banker United Realtors) — Mon, 16 Nov 2009 16:01:30 -0600

Residential
MLS#:	354811m Prop Type: RD	ListPrice:	$239,900
Status:	Sold
Address:	7664 TUTTLE BLVD	ApproxSF:	2,450
	MILTON, FL	Bedrooms:	3
Zip:	32583	FullBaths:	3
County:	SANTA ROSA	HalfBaths:	1
MainArea:	10 Milton	#Rooms:
SubArea:	1003 East Milton	YearBuilt:	2007
Subd/Proj:	WOODLAND LAKE HTS NONE	CnstrStat:	NewConstr
ParcelID:	362N28584000C000060
ElemSch: EAST MILTON - 10 Middle: KING - 10 High: MILTON - 10
Dir:	Hwy 90 to Johnson; left on St. James; right on Lakeside Dr.; right on Tuttle, house is on left.
Legal:	WOODLAND LAKE HEIGHTS, Lot 6, Block C, as des. in OR 2351, P 254, LESS 1/2 MIN RIGHTS.

Enjoy Country Living with Class for a GREAT PRICE. This carefully crafted custom home is within view of the Blackwater River and minutes from I10. As you enter the living room you will be dazzled by the gorgeous VAULTED PINE CEILING with exposed beams and the BRAZILIAN TIGERWOOD FLOORS. You will love cooking in the open kitchen which features CUSTOM CYPRESS CABINETS, kitchen aid appliances, and lots of storage- perfect for entertaining or enjoying your family. Outside, savor the solitude on your wrap a round deck and porch, your huge yard landscaped with native plants and view of Wrights Basin. This solid house features 2 x 6 framing, Go Bolt construction, and custom metal roof. This superb home is a MUST SEE!!!! MOTIVATED SELLER!! Reasonable offers will be considered.

Agent Notes: Owner will consider owner financing. All room sizes are to be verified. Interior is almost complete. Thank you for showing this beautiful house.

PrkingSpc:	2	LotSize:	210X210X210X100	LotLoc:	Waterview	WatFrnt:	None
		Acres:	0.48	Zoning:	ResSingle	WatFrntFeat:
PrkingFeat:	2CarGarage, SideEnt	RdMaint:	County	WaterView:	River View
DevelopFacil:		WFFeet:

Room Type	Lvl	Dimnsns
Bedrm:Master	1	19x15	Styl/Des:	Contemp, Cottage/TwoStory	Cnstr/Sidng:	Frame, Block/HardeePlnk
Bedrm:Additnl	2	15x14	Roof:	Metal	Floors:	W/WCarpet, Vinyl, Tile, Hardwood
Bedrm:Additnl	2	15x14	Wat/Sew:	PubWater, SepticTank	Pool:	None
Bath: Master	1	12x11	Heat:	A/Ahtpmp, 2+Units	WatHtr:	Electric, 2+Units
LivingRoom	1	26x13	Elec:	CircuitBrk	Cooling:	A/Ahtpmp, 2+Units
Kitchen	1	14x13	ExtFeatures:	Porch, OpenDeck, OpenPatio, Balcony
DiningArea	1	14x13	IntFeatures:	CableAvl, Cathedrl, HighCeilin, Add'lStor, InLndry, W/DHookups, Trackltg, CeilingFn, VaultedCl, RecLite
Office/Study	1	12x10	KitFeatures:	ElecStove, Ovn/Cooktp, SelfClnOvn, BnMicro, Dishwasher, Refrigr, Pantry, Island
Laundry/Utility	1	12x10	Energy:	DoublePane, CeilFans, RidgeVent, Heatpump, InsulatWal, InsulatCei
Garage	B	28x26	MiscEquip:	SmkDetetr, GarOpnr
			DiningType:	Kt/DiCombo




Mbed/Mbath: 2+ Closet, Ceiling Fan, Downstairs Master Bdrm / Double Vanity, Tile, Garden Tub, Marble, Separate Shower

I just participated in this sale representing the buyers.

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Okaloosa county foreclosure in Laurel Hill Florida acreage 8009 Old Ebenezer now sold

Brandon Jordan (Coldwell Banker United Realtors) — Sun, 08 Nov 2009 17:37:37 -0600

Property Type: Residential Land

MLS #:	524987	Price:	$25,740.00

		Lot Size:	4.3 acres	Lot Dimensions:	262X658X450X658

Description:

LOVELY 4+ ACRES WITH A METAL BUILDING AND HOME SITE OVERLOOKING A PRIVATE POND. THERE WAS A NICE HOME ON THE PROPERTY THAT BURNED DOWN. WATER METER AND SEPTIC REMAIN ON SITE. GREAT ACCESS ON PAVED ROAD. THIS LISTING IS PARCELL 03-5N-23-0000-0004-0000.

Features

Utilities: Septic sewer system

Lot Features: Wooded, Clear lot

Schools

Elementary School:

Laurel Hill

Middle School:

Laurel Hill

High School:

Laurel Hill

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Tax Credit Extension

Brandon Jordan (Coldwell Banker United Realtors) — Sun, 08 Nov 2009 17:24:27 -0600

The credit has not only been extended, it has been improved. First-time homebuyers - anyone who hasn't owned a home in the past three years - will still get up to $8,000 to apply against their federal tax liability, but buyers who have owned their current homes at least five years will also be eligible for tax credits of up to $6,500. To qualify, buyers must sign a purchase agreement no later than April 30, 2010 and close by June 30.

Just as important, if not more so, the extension also raises income ceilings. The new version has the credit phasing out for individuals with incomes above $125,000 and for joint filers with incomes above $225,000. The phase-out increase means the new credit will be applicable to higher-priced homes (though the purchase price can't exceed $800,000); thus, stimulating sales in more expensive categories.

Wednesday the Fed stated that it will maintain the federal funds rate - the rate banks lend to each other - near zero for "an extended period" and specified for the first time that policy will stay unchanged as long as inflation expectations are stable and unemployment fails to decline. The fed funds rate is an important benchmark for other lending rates, so the Fed's pronouncement bodes well for borrowers seeking a mortgage loan.

Unfortunately, the trend on job creation remains down. The unemployment rate rose again in October, due to employers shedding another 190,000 jobs. The unemployment rate now stands at 10.2%, the highest it has been in 26 years.

The news on the employment front is discouraging, to be sure, though recent payroll data reflect some improvement. The rate of job cuts has lessened dramatically when you consider that 741,000 jobs were shed in January alone. It's also worth noting that new claims for unemployment benefits decreased by 20,000 to 512,000 in the week ended October 31, the lowest level since January 3. And if you happen to be the-cup-is-half-full type, you can take additional solace in knowing employment figures are lagging, not leading, indicators.

Economic Indicator	Release Date and Time	Consensus Estimate	Analysis
Mortgage Applications	Thurs, Nov. 12, 7:00 am, et	None	Important. Activity should pick up on lower rates and extension of the federal homebuyer's tax credit.
International Trade (September)	Fri, Nov. 13, 8:30 am, et	$31.5 Billion (Deficit)	Moderately Important. The deficit is expanding (modestly) on higher oil prices.
Import Prices (October)	Fri, Nov. 13, 8:30 am, et	0.5% (Increase)	Important. Recent increases are posing evidence that the weak dollar is increasing inflation pressures .
Consumer Sentiment (November)	Fri, Nov. 13, 10:00 am, et	72 Index	Moderately Important. Sentiment generally mirrors the latest news, which has been trending positively.

Continued Affordability....At Least for the Time Being

Should we backpedal on our expectation for mortgage rates to rise, given the Federal Reserve's desire to keep lending rates low? For the immediate future, yes, though we still doubt they will go much lower. After all, there is a risk to lending, so investors demand a minimum return on their investment, and we think rates are at or close to that minimum return. Longer term (three months out), we remain convinced of the prospect for higher inflation: Gold is trading near $1,100 an ounce, hard commodity prices have surged, oil prices have doubled in the past seven months, and the spread between the 10-year Treasury note and the TIPs (a variable-rate Treasury security) has narrowed.

We have to admit, though, that the window for borrowers to act has likely widened, but that doesn't mean potential homebuyers should play the mortgage-rate waiting game. We can't forget the other half of the equation - home prices, which should get a boost from the homebuyer credit extension. Moreover, these credits are chasing a dwindling supply of homes. According to data compiled by Web-based real estate brokerages, listings of single-family homes and condominiums declined an average 2.8% across 27 major metropolitan markets in October. National inventory has declined month-over-month for 16 straight months to the point where there are now 28% fewer homes for sale than there were in October 2008.

In short, the stars remain aligned for refinancers and homebuyers to act today, but we don't expect them to stay aligned far into tomorrow.

Thank you to Kitty Mauzy of BBVA compass bank for the helpful information.

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Pensacola Ice Flyers

Brandon Jordan (Coldwell Banker United Realtors) — Sun, 08 Nov 2009 17:07:20 -0600

The next game for the Ice Flyers is

Havoc vs. Ice Flyers
November 12, 09
Location: Pensacola
Address: 201 E. Gregory St.
Phone: 932-0800
Huntsville Havoc vs. Pensacola Ice Flyers Game Information 6:05pm Doors Open 7:05pm Puck Drop

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HR 1835 NAT GAS ACT

Brandon Jordan (Coldwell Banker United Realtors) — Sun, 08 Nov 2009 16:54:55 -0600

Boone's goal of 120 cosponsors by 11/20 we only need 4 more cosponsors. Call your Representative and tell them to get on board, we only have one Florida representative that has signed on, if we can get four more we can push past our goal and show that Florida is serious.

Call your representatives.

Three Current Federal NGV Incentives

1. Income tax credit for purchasing new or converted NGVs:

Vehicle buyer is eligible for a tax credit that varies with:

The size of the vehicle and

The cleanliness of the engine (50% or 80%)

Credit value: $2,500 to $32,000 per vehicle

Provision expires: 12/31/2010

2.
Excise tax credit of 50 cents per GGE of CNG (or LNG gallon) sold:

Credit expires on 12/31/2009

Income tax credit for NGV fueling infrastructure:Lesser of 50% of cost or $50,000 per station

$2,000 for a home refueling unit

Provision expires: 12/31/2010

Lead Sponsors:
-
Dan Boren (D-OK); John Larson (D-CT); John Sullivan (R-OK)

Senate:Robert Menendez (D-NJ) has agreed to be the chief Democratic sponsor of the Senate companion bill

Expect identical companion legislation to be introduced before Memorial Day

NAT GAS Act Provisions

Extends existing fuel, vehicle and infrastructure credits until 12/31/2027

Makes all dedicatedNGVs eligible for 80 percent credit

Makes bi-fuel NGVs eligible for 50 percent credit

Allows the vehicle and infrastructure credits to count against the AMT provisions

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Fannie Mae Rental tips

Brandon Jordan (Coldwell Banker United Realtors) — Sun, 08 Nov 2009 15:34:44 -0600

Document that "Knowing Your Options" was posted on all properties, provided redemption/confirmation expired, and note the date posted. On tenant occupied properties, notify the rental team of the response, or lack of response, following the 10th day of posting. If it is stated that tenant is interested in renting, then confirm that the forms were submitted to the rental team within the same time frame.
If tenant occupied and the tenant is attempting to maintain occupancy based on an existing lease or applying for a new lease, do not place the BPO order on hold. This is a recurrent problem resulting in delays in processing rental applications.
Tenant occupied properties are eligible for a 1% higher Listing Commission. The Listing Supplement must be initially modified to reflect this. Do not wait until the property is under contract to make the change.
OSR indicating Unknown-Occupied must be verified within 5 days and OSR updated. On 2-4 Family properties, report as tenant unless otherwise confirmed as owner.
Do not submit partial rental applications received to the rental team. The Rental Information Form and Property Management Report must be submitted together followed by uploading the BPO.
The agents must not accept rental funds without fully executed lease agreements, or approval to accept an existing lease. If pets are present and the tenant is applying for a new month to month lease: the agent must supply proof of liability insurance that specifically indicates the pets are included, Fannie Mae is named as additional insured, and the coverage is at least $300,000 with no more than a $500 deductible.
AMP should submit repairs through their usual repair process but may check with the rental team for confirmation that a specific repair should be performed on an occupied property.
Inform the agents of the Fannie Mae REO ID and the importance of using it on the subject line of all direct communications with the Rental Team. Subject line of emails: state abbreviation followed by REO ID. Example: FLD091234.
On 2-4 Family Properties, reference specific unit numbers when reporting / updating Case Comments.
Current rental forms and guidelines are available at www.efanniemae.com.

If you should have any questions about the points listed above, please contact the Rental Team at reo_rental@fanniemae.com

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Fannie Mae foreclosure properties Multiple Offers and Acknowledgement Form Revised

Brandon Jordan (Coldwell Banker United Realtors) — Sun, 08 Nov 2009 15:05:56 -0600

The revised multiple offer procedure (MOP) form. The purpose of this form is to notify the selling agents, and thereby the buyers, of a multiple offer situation and to provide the listing agent and Fannie Mae a clear indication of each buyer's response to the multiple offer situation. This form is designed to establish Fannie Mae's procedures with respect to multiple offers.

The MOP form also ensures that all selling agents understand the situation and that buyers have adequate opportunity to provide Fannie Mae with their highest and best offers when seeking to purchase one of their listings. The MOP form is required whenever more than one offer is received on a property. The form is also required in situations where additional offers are received on a property while an offer is being negotiated, but has not yet been finalized.

When multiple offers are received:

· The listing agent must email the form to the selling agent of each of the buyers.

· One full day is the expected timeframe for the selling agent to return the buyer's highest and best offer to the listing agent. Discuss the appropriate deadline with the Asset Management Provider (AMP) if there are circumstances which may indicate a longer time frame is needed. Notify the AMP with the date and time the MOP form is due.

· The selling agent should immediately return the form to the listing agent, acknowledging the multiple offer situation and the deadline.

· Upon the deadline expiration, the selling agent should re-send the form, checking the appropriate box at the bottom of the page (rescission, no change in offer, or counter offer attached) and confirm the occupancy intention of the buyer.

If the MOP form is not received by the deadline, follow up with the selling agent to determine the action of the buyer. If at all possible, the form should be returned or there should be written communication from the selling agent indicating the buyer's decision. By using this form, misunderstandings and conflicts should be minimized, reducing liability for all agents concerned. If you should have any questions, contact your AMP.

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Public funds growing with Fannie Mae REO properties

Brandon Jordan (Coldwell Banker United Realtors) — Sun, 08 Nov 2009 13:31:34 -0600

Use of Public Funds is Growing Quickly

Fannie Mae has closed several hundred Neighborhood Stabilization Program (NSP) - related transactions in recent months. As use of funds from this program continue to grow, it is important that you and your teams are well versed in how to work with buyers using NSP or other public funds.

Fannie Mae supports initiatives like HUD's NSP program as part of our commitment to manage disposition of our REO properties, align with our corporate mission and aid the stabilization of communities. To ensure these transactions are consistent and transparent, here is a quick reminder of what's involved:

Neighborhood Stabilization Program (NSP)

An offer from a public entity, public entity's designated partner, or an owner occupant that uses NSP funds must include the following:

The language "See Supplement to the Real Estate Purchase Addendum attached hereto and incorporated herein by this reference." in section 38 of the purchase addendum.
The appropriate addendum supplement.

One entitled "NSP owner supplement" to be used when an individual is purchasing a Fannie Mae REO with NSP funds, and one entitled "NSP PE supplement" to be used when a public entity is purchasing a Fannie Mae REO with NSP funds. You may also want to reference the two guides Fannie Mae has available, which outline the process for using public funds for the purchase of Fannie Mae REO.

If you are a public entity or housing non-profit and are interested in purchasing a pool of Fannie Mae properties, e-mail.

If you have additional questions after reviewing these materials, please contact your Fannie Mae sales representative or send inquiries to publicentity_reosales@fanniemae.com

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Fannie Mae do not charge buyers for dewinterization and rewinterizations

Brandon Jordan (Coldwell Banker United Realtors) — Sun, 08 Nov 2009 13:17:56 -0600

I received an update last week and wanted to pass this along. In an effort to make purchasing a Fannie Mae home easier for the buyer, Fannie Mae will no longer charge the buyer the cost of dewinterizing and rewinterizing a property for the purpose of a buyer's inspection. Fannie Mae will absorb the expense for dewinterizing and rewinterizing the property. Therefore, effective immediately, do not charge the buyer for these costs. Follow the instructions below to ensure the dewinterization and rewinterization process and billing are handled properly:

If a Field Services company is assigned to the property, you MUST contact the Field Services company to perform the dewinterization and rewinterization. This ensures that a single company is responsible and accountable for properly maintaining the property.

If not assigned to FAS you contact the SAM Maintenance Vendor to perform the dewinterization and rewinterization. Advise them to direct-bill Fannie Mae for the expense. If the Vendor is unable to do so, they will bill you directly, and you should submit a 571 for reimbursement through the normal process.

Non- Field Services / Non-SAM Maintenance Assigned Properties

Contact a Vendor to perform the dewinterization/rewinterization. This should be the one who performed the initial winterization whenever possible. The Vendor will bill you directly for the dewinterization and rewinterization, and you should submit a 571 for reimbursement through the normal process.

IMPORTANT - Update the Real Estate Purchase Addendum: Please note that the current Addendum does not reflect Fannie Mae absorbing the cost of the dewinterization and rewinterization. An updated Addendum is currently being finalized and will be distributed soon.

In the meantime, because the current Addendum does not reflect this new practice of Fannie Mae absorbing the expense of the dewinterization and rewinterization, you should make these changes to the form by striking thru the part charging the buyers for these charges.

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Just Sold Ben's Rd 1 Acre lot in Mossy Head

Brandon Jordan (Coldwell Banker United Realtors) — Mon, 02 Nov 2009 13:48:06 -0600

e-mail me
view my blog
Office: (850) 758-1236

Mobile: (850) 758-1236

Contact Brandon Jordan
cell (850) 758-1236

Residential Land		.
MLS#:	514539m
Status:	Sold	Sale Type:
Address:	1 BEN'S RD	Acreage:
	MOSSY HEAD, FL	MinrlRts?
Zip:	32433	WFFeet:
County:	WALTON	LotAcc:	Dirt/Clay Road
MainArea:	23 North Walton County
SubArea:	05 MOSSY HEAD	Zoning:	County, Residential Single Family
Subdiv:	METES & BOUNDS
ParcelID:	22-3N-20-28000-003-0100	Lot Dim.:	138X338
ElemSch: MOSSY HEAD Middle: WALTON High: WALTON
Dir:	From Hwy 331 and 90 in Defuniak Springs go west on Hwy 90 approx 6 miles to Ben's Road. Turn right. Go approx 450 ft. Lot is on right side of road.
Legal:	Com NE/Cor of NW4, Thence N 88 Deg 23'24

Wooded vacant one acre lot just off Hwy 90 in the Mossy Head area. Buy now for your future home. No build out time, Mobiles welcome. Access to Niceville, Eglin AFB and the beaches via Hwy 285 in Mossy Head.

Waterfront:
Waterview:
LotFeat:
ProjFacil:
Utilities:	Electric Available

SaleSubjtoLease:
LandLease/Year:		MonthlyRent:	AssmMrtTyp:
AssmntFee:		LeaseExpDate:	Financing:
NewBuyerFee:	%	ExistLeases:
AssmntFeesIncl.:
LstOff:	COLDWELL BANKER UNITED REALTORS-CVIEW

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Realtor Call to Action request NAR involvement on the BPO issue

Brandon Jordan (Coldwell Banker United Realtors) — Fri, 30 Oct 2009 19:16:16 -0500

REALTOR Call to Action - Request NAR involvement on the BPO issue

Thank you for your interest in participating in the call to action of this very important issue. To support this effort, you simply have to send an e-mail to the National Association of REALTORS (NAR). There are three options to send an e-mail:

1. automatic e-mail (if you don't have time to write an e-mail) click here for Automatic E-Mail to NAR,

2. copy and paste e-mail (some e-mail programs will not allow auto population of e-mails so you may have to copy and paste the verbiage), or

3. write an e-mail in your own words.

Below are talking points to use when writing your own e-mail. Writing your own e-mail should have a more profound impact with NAR.

Please note: At this time, there is no need to call or write a physical letter to NAR, your state REALTOR association, and/or your local REALTOR boards. This e-mail campaign will let them know the resolve of our industry. The internal staff at NAR will tally the e-mails received and forward the net results and messages to the decision makers within NAR. The more e-mails they receive, the stronger the message to support BPOs.

Automatic e-mail to NAR, please click here Automatic E-Mail to NAR .

Copy and Paste. If the above automatic e-mail to NAR does not work with your e-mail program, click here to copy and paste the e-mail verbiage

E-mail in your own words - Talking points:

The following are potential talking points that you may consider including in your e-mail to NAR. Personalized e-mails are powerful; include or add comments that resonate with your experience in the BPO field. Let NAR know just how important BPO generation and usage is to you, your profession, and your livelihood! Send your e-mail to bpo@realtors.org

If you make a significant amount of income performing BPOs, include that amount. An annualized number will usually sound more impressive than a weekly or a monthly number.

If BPO production is the primary activity of your firm, let NAR know that BPOs are your business, and performing them is what allows you to remain in business (and a member of the Association).

If performing BPOs is one of many revenue streams in your business model, emphasize its importance in augmenting your income and in diversifying your revenue opportunities. You might also speak to the significant contribution to our industry's and nation's economy via the performance of BPOs (i.e., over a billion dollars annually).

Include examples of related business opportunities that performing BPOs opens to your real estate business. Examples could be:
- Performing BPOs allows you to prove yourself to banks/lenders in order to secure REO or short sale listings.
- Performing BPOs inherently places you in situations where you are perceived as a real estate expert to the public. Marketing opportunities abound while performing BPOs.
- Performing BPOs increases your abilities as a real estate professional. You are paid to determine prices, amenity values, inspect houses, inspect neighborhoods, track market conditions etc... You perform these functions on a regular basis.
- Performing BPOs immerses you in your service area and gets you as close to the pulse of the market as possible.

BPOs provide critical information to the mortgage lending industry, and they have been widely adopted as a valuation tool due to their accuracy, fast turn times, and cost effectiveness.

REALTORS® are the most well-informed and up-to-date (relevant) sources to provide critical real estate price information.

BPOs are a "win" for the mortgage industry. In today's challenging mortgage environment, BPOs are a key tool to help distressed borrowers restructure their debt. In fact, BPOs are recognized as a legitimate home valuation tool by our federal government, with BPOs being recommended within Obama's Homeowner Stability Plan.

Top-ranked mortgage servicers utilize BPO's when evaluating the best course of action when reviewing short sales, REO strategy, and portfolio reviews. While appraisals are the preferred product for underwriting newly originated loans; for other purposes, BPOs are faster, less expensive, and are performed by professionals like you, who have their finger on the pulse of their local market.

Consumers benefit from choice in the marketplace. Not only are BPOs commonly delivered expeditiously, they also tend to cost far less than other lengthy valuation procedures. While fast and cost-effective, equally important, BPOs deliver a strong ‘real-world' opinion of market conditions and trends.

With the housing market in such a state of flux, having your professional finger on the pulse of the current market and any emerging trends is more important (and relevant) than ever. Retrospective (past) valuation tools and tactics simply cannot capture the dynamic real estate market in which we find ourselves today.

To secure the best possible outcome for the distressed property owner speed, accuracy, and low cost are all critical. BPOs fit the bill. The housing market recovery, and the larger overall economic recovery, benefit from the availability of BPOs in a free marketplace.

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What 2 Watch 4

Brandon Jordan (Coldwell Banker United Realtors) — Fri, 30 Oct 2009 01:15:55 -0500

Penn State Women's Volleyball Streak at 87 matches (have not lost since 2004)

I am an Ohio State Buckeye fan but that is a crazy record.

Also Cleveland Cavaliers with SHAQ and LEBRON try to not fall to 0-3 start going against the Timberwolves at 8 ET tonight. It is the First time the CAVS have had this bad of a start since 04-05 when lebron was just starting out. Jordan won his first title in his 7th year so its time for James to be getting one.

Counter comments made on article written from Northwest Florida Daily

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Article written by Northwest Florida Daily talk of highest and best use getting rid of the refuge idea

Brandon Jordan (Coldwell Banker United Realtors) — Fri, 30 Oct 2009 00:54:29 -0500

All real estate value is based on the concept of "highest and best use." Okaloosa County has a duty to its taxpayers to exercise this principle in relation to the Island Golf Center land in order to increase the county's tax base if the land is sold or to obtain maximum lease payments if it is leased.

A wrong-way decision could cost taxpayers millions or even billions of dollars in future real estate tax payments or lease payments.

Okaloosa County is not performing its governmental functions if it is not actively soliciting proposals to turn this non-performing asset into a revenue source for county taxpayers.

Okaloosa County probably has other non-performing assets that are not of such high value as the subject property, and which would better serve the Emerald Coast Wildlife Refuge and the taxpayers with much less danger of a hurricane wiping them out. I doubt the Island Golf Center property would be a tourist attraction.

"Highest and best use" might be a swimming beach for Okaloosa County residents and tourists. At least this would give the taxpayers a good return on their asset and provide well-deserved recreation for a large number of citizens. The island conference center (another non-performing asset) parking lot could accommodate the "swimming beach" patrons.

- BOB REISENWITZ

While I can see where Bob was coming from to make his point of an unused asset that is just his view with giving less value to the natural resources than I might of and saving habitat was what I took from the story. I would say there are other assets in other locations of Okaloosa County that are not being used to the highest and best use that could result in more dollars in other areas. Take a look at Crestview Main Street for example.There were other points of view that raised other views too.

see comments on this article click the link below.

Counter comments made on article written from Northwest Florida Daily

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Counter comments made on article written from Northwest Florida Daily

Brandon Jordan (Coldwell Banker United Realtors) — Fri, 30 Oct 2009 00:52:59 -0500

	whereami wrote: Bob must be a swimmer. BTW, I don't think real estate valuation is based on highest and best use, but rather current use. Otherwise, any house on highway 98 would be appraised based on commercial value, not residential value. Likewise for acres and acres of St Joe development property. 10/27/2009 8:10 AM CDT on nwfdailynews.com
	grunttgh wrote: So when he says ""Highest and best use" might be a swimming beach for Okaloosa County residents and tourists." He really means "Mr. Reisenwitz: If the County followed your way of thinking we would have no county parks/recreation areas, boat ramps, etc, as all of these properties would be sold to provide revenue sources." interesting 10/26/2009 1:27 PM CDT on nwfdailynews.com
	daveparisot wrote: Mr. Reisenwitz: If the County followed your way of thinking we would have no county parks/recreation areas, boat ramps, etc, as all of these properties would be sold to provide revenue sources. Even your proposal to use this County land as a "swimming beach for residents and tourists" would probably not qualify as "highest and best use" in the eyes of many of our fellow county residents and taxpayers. The Emerald Coast Wildlife Refuge has requested use of only about three acres of the approx. total 35 acres, and I doubt very much (by the comments made at the County Commissioners Meeting on Oct 20) that any of this land will be sold to the group, but perhaps a low-cost lease. I believe it may be possible to have multiple uses for these 35 acres of County-owned land, but I am not in favor of any of it being sold to developers to build more condos. There are already plenty of those on Okaloosa Island. 10/26/2009 12:49 PM CDT on nwfdailynews.com

see comments on this article

Article written by Northwest Florida Daily talk of highest and best use getting rid of the refuge idea

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Northwest Florida Daily Newspaper online looking to expand

Brandon Jordan (Coldwell Banker United Realtors) — Fri, 30 Oct 2009 00:47:07 -0500

Reader Comments From the editor: Many of you have expressed concerns about some of the harsh anonymous comments from readers. To remedy that, we are introducing new features. You can create your own blog, publish your news and share your photos with the community. Once you fill out a simple form and leave a verifiable e-mail address, you can set up your profile page. It will display all of your contributions and allow you to track issues and easily connect with others.

We want our site to be a place where people discuss and debate ideas that foster stronger communities. We built this for you. Please take care of it. Tolerate broad thinking, but take action against obscene or hateful material. Make it a credible and safe place worth preserving and sharing.

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5808 Hwy 189 and Hwy 4 Commercial building new video

Brandon Jordan (Coldwell Banker United Realtors) — Fri, 30 Oct 2009 00:34:44 -0500

Listing Information

Property Type: Commercial Sales

MLS #:	524787	Price:	$110,000.00	Year Built:	1986
Square Feet:	1430
HOA Fees:	Not available

Subdivision: Not available

Description:

Great location next to the Baker block museum in downtown Baker. Don`t miss this chance to own a commercial property with great visibility on Hwy 189. This property is situated thirty miles from the beaches of the Gulf of Mexico, near Fort Walton Beach, Destin, Pensacola & Navarre on the I-10 corridor also near aerospace hub of Eglin Air Force Base with rapid growth due to BRAC realignment.Also see MLS # 524791 for a chance to own close to a city commercial block in baker.The building consists of two separate storefronts.All brick building with updates some of which include windows and new metal roof.Call today to take a look.

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Coldwell Banker Beta testing this week

Brandon Jordan (Coldwell Banker United Realtors) — Fri, 30 Oct 2009 00:26:28 -0500

For just two days only, beginning today, October 27th and ending 6 PM Eastern October 28th: we're excited to present the test version of the new coldwellbanker.com "Beta" site! Click here to go directly to the site or type in http://beta.coldwellbanker.com/ in a web browser.

The site made its initial sneak peek debut two weeks ago at the Global Management Summit in Los Angeles, where it was met with a great deal of enthusiasm and excellent suggestions. As we work to incorporate some of these great ideas into the "Beta" launch, currently anticipated for early November, we would like to extend the testing phase to the entire network and are asking all of you to help test drive our new functionality.

Please navigate through the site and check out all of the new functionality, noting what you like and any suggestions for improvement. Please keep in mind that you are seeing a test version, which means that you can expect:

Minor technical glitches
Possibly slower speeds
Lead forms that are able to be filled out, but don't actually send to the agent or brokerage
Pop-ups indicating that some functionality has not yet been completed.

Please share any and all issues, as well as suggestions or questions, by using the comments form on the site in the upper right hand corner, which can be seen here:

What is a beta? A "beta" is simply a website that is functional but still being analyzed to work out any unforseen issues before its officially rolled out. By initially launching the site as a beta version, we will be able to show off this great new functionality, while at the same time still solicit feedback as we continue to build the final product. Again, the actual beta launch is expected for early November. For the next two days, you are seeing just a "test" version of the beta.

So when is the website expected to officially launch? The full site, which will replace the current coldwellbanker.com, is being launched in spring 2010 and offers consumers a comprehensive, upgraded resource that will completely enhance the home buying/selling process.

What are the key features of the new site? The most inventive aspects of the site are the groundbreaking property search tools that include:

· A Google-like property search throughout the site

· A keyword search, for more precise property results

· Prominent video display on listings

· "You May Also Like" feature suggests other relevant properties in the area that have the same features the homebuyer was looking for - very similar to what Amazon.com does

· BlueScape search, the first completely visual real estate search based on a homeowners preferences - similar to the popular Pandora.com music site

Combined with our other technology tools including the recent Coldwell Banker mobile application as well as the On Location YouTube channel, the new coldwellbanker.com is the next step in our brand becoming the undisputed real estate industry leader for technology. We look forward to your feedback!

System Requirements:
- IE7.x and IE8.x (Windows XP, Vista)
- Firefox 3.x (Windows XP, Vista and OS X)

© 2009 Coldwell Banker Real Estate LLC. All Rights Reserved. Coldwell Banker® is a registered trademark licensed to Coldwell Banker Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Each Office Is Independently Owned And Operated Except Offices Owned And Operated By NRT Incorporated.

This was the email sent out to everyone this week I found the site is something to look forward to it has grabbed ahold of the 2.0 marketing and offers everything you could want on sharing listings on all the top sites including Facebook,Twitter, and many more. I look forward to the site being up and running in 2010

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4802 Young Rd Crestview Florida Foreclosure REO property Video

Brandon Jordan (Coldwell Banker United Realtors) — Sun, 25 Oct 2009 23:42:10 -0500

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Property Information for 4802 Young Rd

Property Features
Single Family Property Status: Active Area: Crestview Area County: OKALOOSA Subdivision: CORONADO VILLAGE PH 1 Year Built: 2005 3 total bedroom(s) 2 total bath(s) 2 total full bath(s)	Approximately 2000 sq. ft. Single story Style: Traditional Master bedroom Living room Kitchen Laundry room Master bedroom is 16x18 Living room is 20x20	Kitchen is 10x18 Laundry room is 6x7 Central air conditioning Approximately 1.03 acre(s) Lot size is between 1 and 2 acres Elementary School: SOUTHSIDE Middle School: SHOAL RIVER High School

Crestview Foreclosure now under contract REO newman ave

Brandon Jordan (Coldwell Banker United Realtors) — Sun, 25 Oct 2009 23:34:06 -0500

Detached Single Family		.
MLS#:	525506 OfficeFile#:	ListPrice:	$24,900
Status:	Pending	ApproxSF:	720 BG:
Address:	5248 NEWMAN AVE	$/Sqft:	$34.58
	CRESTVIEW, FL	Bedrooms:	2
Zip:	32539	Baths Full/Half:	1/
County:	OKALOOSA	Stories:	1
MainArea:	25 Crestview Area	YearBuilt:	1980
SubArea:	01 CRESTVIEW SOUTHEAST	OccStat:	Vacant
Subdiv:	METES AND BOUNDS	ImmOcc?
ParcelID:	15-3N-23-0000-0073-0060	ConstrStat:	Construction Complete
ElemSch: SOUTHSIDE Middle: RICHBOURG High: CRESTVIEW
Dir:	From I-85N drive East on Hwy 90E past Shofner and Newman is next right before you get to schoal river bridge.Turn left on Newman Avenue and home will be on your left.
Legal:	BEG NE COR OF SE1/4 OF SE1/4 S195 FT W140 FT N195 FT E140 FT TO POB AS OR

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Fort Walton Beach 727 Mary Ave now sold

Brandon Jordan (Coldwell Banker United Realtors) — Sun, 25 Oct 2009 23:26:33 -0500

MLS#:	523195 OfficeFile#:	ListPrice:	$77,000
Status:	Sold	ApproxSF:	1,175 BG:1175
Address:	727 MARY AVE	$/Sqft:	$65.53
	FORT WALTON BEACH, FL	Bedrooms:	4
Zip:	32547	Baths Full/Half:	1/
County:	OKALOOSA	Stories:	1
MainArea:	12 Fort Walton Beach	YearBuilt:	1958
SubArea:	06 OCEAN CITY	OccStat:	Vacant
Subdiv:	OCEAN CITY	ImmOcc?	Y
ParcelID:	02-2S-24-213A-000H-0030	ConstrStat:	Construction Complete
ElemSch: WRIGHT Middle: PRYOR High: CHOCTAWHATCHEE
Dir:	From Racetrack by the fire station, turn south on Pinedale which turns into Mary Ave. The house is on the left.
Legal:	Racetrack Rd S/D Lot 3 Blk H

"AS IS"home just waiting for a personal touch. Bathroom has been remodeled. Enclosed porch area, large back yard with wooden fence and building for storage. Home needs updating and is in a good location. It is close to schools, shopping and bases. A great potential for a remodel and update. PROPERTY TO BE SOLD "AS IS".

I just participated in this sale representing the buyers.

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Just Sold Acreage in Crestview Shantina Ave

Brandon Jordan (Coldwell Banker United Realtors) — Sun, 25 Oct 2009 23:14:58 -0500

MLS#:	514753md OfficeFile#: 32396	ListPrice:	$15,500
Status:	Sold	Lot Dim.:	575X224
Address:	3 AC SHANTINA AVE	Acreage:	3.000
	CRESTVIEW, FL	MinrlRts?
Zip:	32539	WFFeet:
County:	OKALOOSA	LotAcc:	Dirt/Clay Road, See Remarks
MainArea:	25 Crestview Area
SubArea:	07 POVERTY CRK & DORCAS	Zoning:	Agriculture, County, Horses Allowed, Mobile Home, See Remarks
Subdiv:	PINETREE
ParcelID:	28-4N-22-2060-0020-0010
ElemSch: WALKER Middle: DAVIDSON High: CRESTVIEW
Dir:	Take Airport Road to a right on Poverty Creek Road, follow to a left on Painter Branch Road, follow Painter Branch around the right hand turn and all the way down until it makes another right hand turn, at that point, turn left on to Shantina. Follow Shantina to the last home, a mobile home, on the left and property begins after the MH where the wooded area starts on the left, and you will see a metal building just on the edge of this property.
Legal:	Block 18 Pinetree Subdivision

Now is the time to own your own "Country Block"!!! Almost 3 acres of land (2.96) of wooded, flat, level land. The zoning is agricultural, but the Future Land Use is Low Density Residential (be sure to verify "horses allowed" with Growth Management if that is important to you). This block has 46 lots measuring 25x112 each. Total dimensions are: 575x224 (128,800 SF, 2.96 ac). Although Shantina Ave is a subdivision road, it is believed to be owned by the county because of being in a platted subdivision, but it is not maintained by the county, and it shown as First Avenue on the subdivision plat. Take a look at the survey that is attached. Why not go out for a drive and take a look today?

I just participated in this sale representing the buyers.

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Pensacola Interstate Fair

Brandon Jordan (Coldwell Banker United Realtors) — Fri, 23 Oct 2009 14:20:35 -0500

Fairgrounds Location

Photo taken from Google Maps. Click to enlarge.

Pensacola Interstate Fairgrounds

6655 W. Mobile Hwy
Pensacola, FL 32526

Pensacola Interstate Fair
October 22 - November 1
Yes it is fair time again. Come celebrate the 75th anniversary!
Fairgrounds, 6655 W. Mobile Hwy
Pensacola, FL 32526
www.pensacolafair.com

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Haunted House at Uptown Station

Brandon Jordan (Coldwell Banker United Realtors) — Fri, 23 Oct 2009 14:14:42 -0500

Haunted House at Uptown Station
October 09, 09 - October 31, 09
Type: Holiday Events
City: Fort Walton Beach
Venue: Uptown Station
Address: Eglin Pkwy, FTWB

The Emerald Coast Wildlife Refuge will present its annual Haunted House.

Contact: 850.243.0401

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Haunted History Tours Fort Walton Beach

Brandon Jordan (Coldwell Banker United Realtors) — Fri, 23 Oct 2009 14:03:14 -0500

Haunted History Tours October 30, 09 - October 31, 09 Location: Fort Walton Beach Address: 139 Miracle Strip Pkwy Phone: 850.833.9595 This second annual event is based on authentic local history, folk stories and spooky downtown sites.

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