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buyers agent: Don't Buy A House Unless.... - 04/04/11 12:36 PM
First Time Homebuyer are you are ready to take the plunge?  You have scrimped and saved, scarificed immediate pleasures for the long term goal and now is the time.  So how do you go about finding that perfect first home for you? You might start by looking at listings on line or driving around areas you like looking for real estate signs.  You might head out to see some open houses just to get the feel of the market.  You might call that number listed on the sign or email the agent who posted the listing on line but if you … (2 comments)

buyers agent: What's It Gonna Be Huh? A Rant or A Solution.... Real Estate Tip of The Day - 06/05/10 06:46 AM
Frustration is commonplace in real estate today.  As real estate professionals we are dealing with many hurdles to get every deal through to the closing table.  If it is not an appraisal problem it might be a different mortgage issue.  If it is not a glitch in title work it might be a problem with the certificate of occupancy.  Well it is part of the game we choose to play so can we all agree that we work on the issues rather that repeat our frustration over and over again? When we are faced with a road block we can respond … (14 comments)

buyers agent: You don't want to be waiting for another Home Buyer Tax Credit Extension people... - 11/06/09 07:41 AM
If you have been waiting to see what would happen with the home buyer tax credit your wait is over.  Now is the time to start your search for your new home! The news that you first time home buyers have been waiting to hear and a bonus opportunity for some move up buyers.  The Bill for Home Buyer Tax Credit Extension has passed both houses and the president has promised to sign it into law.  Buyer's who qualify must be in contract by May 1, 2010 and close by July 1, 2010  so let's start looking today! This new bill contains some … (4 comments)

buyers agent: A Home Buyer's Representative Agent Will Guide You Through Negotiations - 08/17/09 07:43 AM
Many of the First Time Home Buyers who are in the market today are facing losing out on many offers prior to finally winning the bid for the house they will buy.  I have worked with quite a few lately who have been in multiple offer situations on properties.  In this market many buyers are coming in thinking they are not going to have any problems finding a house to buy and that they are going to get a great deal on that house.  They have read all the articles about so many foreclosure and short sales that they feel they … (13 comments)

buyers agent: Some Advice To Ignore When Looking For A House - 06/19/09 06:59 AM
Shop With The Listing Agents - You will get a better deal, NOT!  The Listing Agent owes their loyalty to the property owner not the potential buyer.  Many buyers today are unaware that they have the option of working with an agent who will provide them with representation and assistance during the search for and purchase of a home.  Buying A Foreclosure Is The Best Way To Get A Deal - You may also be setting yourself up for frustration, a long wait to get the deal done, and a bunch of not so pleasant surprises like long neglected maintainance issues, … (14 comments)

buyers agent: Questioning Why You Would Want A Buyer's Representive When You Are Purchasing Real Estate??? - 05/29/09 07:32 AM
I was just remembering an old ad that said something like this - at ***** we work hard so you don't have to.  Well as a Real Estate Buyer's Representative, I work hard to make your journey to your new home easier.  I was at a Home Buying Seminar yesterday and there were a few questions directed at me regarding my work as a Buyer's Representative.  I thought I would answer those questions here so all of my readers could benefit.

Question - With easy computer access to listings, why would I want to use just the one Real Estate … (9 comments)

buyers agent: The New York Real Estate Market Is Hot Hot Hot For Buyers - Don't Keep Waiting Call For Help Today! - 05/08/09 06:27 AM
I have had a very very busy week and many of my fellow Realtors all over the country are reporting the same thing.  The buyers are out in force looking for just the right house.  Most days this week I have been out with at least one buyer client and some of my days included two buyer tours.  
Don't Get Knocked Out Of The Spring Market Rush If you are waiting for the market to hit rock bottom before you rush in to scoop up the deal of a lifetime I would not wait much longer. The better quality, correctly priced … (12 comments)

buyers agent: The Joys Of The Spring Real Estate Hunt - Longer Days Mean Easier Viewings - 04/06/09 08:00 AM
Glad the days are getting warmer and the daylight is hanging around a bit later these days.  It is hard being a real estate agent in the Northeast US during those short winter days.  People can't just meet you after work to see a house if they want to view the outside, and it is never a good idea not to see the outside of the house on that first viewing in my opinion.  There are too many things that can be seen in the light of day that will affect your opinion of a property.  If people can't see houses … (9 comments)

buyers agent: Ut Oh Not A Rant... I'm Afraid So - 03/18/09 11:33 AM
Well the time has come once again to allow a rant to escape my usually positive approach to life!  This is directed to all you agents who continue to show properties after the listing expires then get an accepted offer and relist the property as "Back On The Market" without noting the accepted offer (at least in member notes).  
Listing Agents, please note that I have nothing against you listing this property so you can get credit for the sale but when you re-list or re-new a listing there are a lot of potential buyers out there that may … (20 comments)

buyers agent: So You Want To Buy A House But..... - 03/05/09 06:10 AM
1.  Your credit is not good... One too many late bill payments or a health issue that devastated finances several years ago can wreck havoc on your plans to get a mortgage.  Some may say why even bother to try but help is really just a phone call away.  By speaking with a mortgage professional you can find a way to start improving what you need to improve.  It may not be as bad as you think.  They will provide you with a list of items that need to be cleared and give you suggestions on how to clear them up! … (14 comments)

buyers agent: If It Sounds Too Good To Be True It Probably Is - 03/03/09 06:39 AM
Why do some Real Estate Firms use gimmicks to try to hook potential customers into working with them?  Why not provide top notch service and gain a reputation for honesty rather than tricking someone into something that provides them with some iffy guarantees?  I was recently asked if my Broker matched a program being offered by a competitor in my market.  I reviewed the offer on the competitor's website and found some very specific criteria that had to be met in order to qualify.  The guarantee was to relist the house for Free for as long as you owned the home … (8 comments)

buyers agent: Bargain Basement Shopping For Real Estate! It Won't Always Get You What You Want. - 03/02/09 08:16 AM
Look do you want a house or a bargain???  Sometimes I feel like saying that to some of my buyers.  I work hard to provide them with up to date comps and my professional opinions of condition of the property compared to those comps, resale possibilities for the future, and the seller's motivation and flexibility.  When I provide you with this range in pricing I will tell you a comfortable starting offer and how much I believe the house will sell for if the sellers are serious.  When I provide those numbers please don't subtract another 10% or more and expect … (18 comments)

buyers agent: Preparing An Offer Is Not A Simple Thing - Get The Help You Need With A Buyer's Agent! - 02/25/09 07:10 AM
Putting in an offer on a property can be a bit overwhelming for home buyers.  Working with a Buyers Agent can give you the edge in so many ways.  A good Buyer's Agent will provide you with information to help you pick an initial offering price and help you to determine thetop amount you are willing to pay for that property.

Cabin in the Woods or Colonial with Views your Buyer's Agent will help you determine value!
Your Buyer's Agent will review recent sales in the area and compare the house you are interested in to them.  Many things … (6 comments)

buyers agent: What A Great Time To Be Looking For Your First House! - 02/20/09 08:12 AM
It's Official - First Time Home Buyers Now Is Your Moment! With the stroke of a pen President Obama has opened the door to many of you for your first home.  Yes, the American Recovery and Reinvestment Act of 2009 included an $8,000 incentive package for most first time home buyers.  
Your Bright And Shining Moment Won't Last Forever, Act Now!!! This incentive allows for a full tax credit of up to $8000 (or 10% of the purchase price of homes with a purchase price of less than $80,000 (not a reality in most cases here in the Greater Hudson Valley) … (6 comments)

buyers agent: Wants Vs Needs or If You Are Paying Rent You Are Paying For Some Else's Future - 02/03/09 06:46 AM
Many people delay purchasing a house because they can't afford the dream house, the house they will live happily ever after in, but in truth they are throwing away years of rent payments that could be going towards equity and years of tax deductions from the mortgage interest you get with a starter home.  Are you going to continue wasting your money on a place to live until your dreams come true or are you ready to take advantage of the wonderful buyer's market?  
Do You Really Need A Castle or Would a Condo Do For Now? One important thing to … (6 comments)

buyers agent: Don't Wait For Spring - Start You Home Search Now - 01/25/09 07:02 AM
Yes I know it is cold here in the northeast and definitely does not seem like spring is just around the corner but the real estate market is picking up earlier this year due to the current expiration date of the federally sponsored $7500 interest free tax credit loan being offered to qualifying first time home buyers, the lower interest rates that are available to many buyers right now whether they are first time buyers or not, and the high inventory of homes on the market.  You may be thinking you have plenty of time to start your search but you … (8 comments)

buyers agent: Why First Time Home Buyers Can't Wait Any Longer! - 01/22/09 07:18 AM
The perfect storm is happening first time home buyers.  You are in the right place at the right time right NOW.  Inventory of available homes for sale is very high, interest rates are very low, and you can find a great starter home that you can afford if you have your credit and debt under control.  Just like a weather forecast, there is no one who can accurately predict how long this "storm" will last and if you are not actively searching for a home now you might miss this opportunity. Let's look at the situation as we wake up at the … (14 comments)

buyers agent: Rainy Days Are Perfect For House Hunting - 10/24/08 07:30 AM
Tomorrow it will rain, actually there is a 90% chance but I am not betting against those odds.  A rainy Saturday could really be a real downer but I am showing houses tomorrow and I love to show houses in the rain.  Sure we might get a little damp running in and out of the car to the houses but a rainy day will reveal many secrets about a house.  Is the basement dry?  Does the roof leak?  Does the backyard turn into a swamp or worse does that quaint little stream turn into a raging river?  How was the roadway … (23 comments)

buyers agent: Starting Out In The Right Direction - If You Are Planning A Wedding You Have To Read This! - 10/09/08 07:36 AM
So you are getting married.  Congratuations!  It is exciting to start to plan a life together with the one you love.  Planning the wedding involves so many little details.  The day must be everything you have ever dreamed of. One of the things many engaged couples do is to register for bridal shower and wedding gifts at a department or home goods store.  Around here many of the stores provide the happy couple with a scanning device and they head out through the store with a registry consultant to guide the way.  Others register on line but the process is much the same.  There … (10 comments)

buyers agent: Two Of Many Reasons Why Working With A Buyer's Agent Is In Your Best Interest - 09/29/08 08:18 AM
I have been working with several different buyers this week.  I enjoy looking at the different types of homes they are considering.   One of the buyers I am working with will be putting in an offer today.  Yesterday I took her out to see several resale condos and then went with her to a new condominium complex that she was really interested in.  The on site agent took my card and registered the buyer.  We looked at three model units and went over upgrades etc.  I stayed with my buyer through this process to learn more about the complex and to … (7 comments)

 
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Paddy Pizappi PineBush & Hudson Valley NY Real Estate

Pine Bush, NY

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RJ Smith Realty Real Estate Solutions

Address: 55 Main St, PO Box 668, Pine Bush, NY, 12566

Office Phone: (845) 744-2095 x 326

Cell Phone: (845) 800-7086

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My blog will deal with working with buyers, my life as a mother of 3 teenagers and how to fit real estate into the other aspects of my world. I will also speak on volunteer efforts to assist my community
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