buying a house: Why Would You Go It Alone? - 01/10/12 12:51 PM
Are you searching for a house "on your own"? Today we have so much information available on line it is possible for you to find all the listings in your area of choice, call the listing office for each listing that interests you, arrange for a showing by the listing agent, and put in your offer directly with the agent who listed the property. Do you think you will save money and time by doing this? Well in most cases this won't save you a penny and actually cost you time and money. Did you know that when you look at … (0 comments)
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buying a house: Have You Resolved To Buy A House In 2012? Keep Your Resolution Now - 01/04/12 10:45 AM
Happy New Year! Today is January 4, 2012. How are those New Year's resolutions going? Mine are going fairly well... a few bumps in getting the routine adjusted but I think I am on the road to success. My goals include taking care of me with exercise and good nutrition, taking care of my family with more focused scheduling, and finding and helping many more home buyers this year. Working with home buyers is my passion and any one of my clients will tell you that I will go the extra mile. So is one of your goals for this year … (6 comments)
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buying a house: "All By Yourself" Is Not The Best Way To Look For A New House - 01/03/12 03:13 PM
Are you looking for a new home in New York? Like many of your fellow house hunters you are starting your search on line and that's a very good place to start. I encourage all my clients to spend time looking at information about the areas they are considering moving to and to look at the on line listings of houses to get a basic idea of the housing costs in the area. But have you ever bought a house before? If so, and you are thinking about moving again, I will bet it was a while ago. So when I … (2 comments)
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buying a house: Knowing Who's Who In The Real Estate World Part I - 01/02/12 01:43 PM
Happy New Year! What was your New Year's resolution? I have a few but one I intend to start working on right now is to make sure people who want to buy, sell, or rent a residential property understand what Agency is and how it can affect the home buying process.
In New York every person who has contact with a Real Estate Salesperson or Broker regarding buying, selling, or renting property must be informed of the various ways Licensed Real Estate Professionals can work with them. In fact the Real Estate Salesperson or Broker is required by law to … (2 comments)
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buying a house: Do you want a home that works for you or do you want to be working for your home? - 06/15/11 10:35 AM
We all have dreams about the type of house we want to live in. The location is perfect. The condition is straight out of House Beautiful magizine. It has all the bells and whistles. Unfortunately many people reach a little too far towards that dream and find themselves caught instead in a nightmare. A home should be place where you can enjoy your family and freinds, and you can't do that if you buy a house that is truly beyond your means. You need to carefully look at the reality of your finances, your lifestyle, and the bottom line monthly … (2 comments)
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buying a house: Stop Paying Someone Else's mortgage! - 05/18/11 10:49 AM
Should I buy now or wait until things settle? Well that depends your current situation. Are you living rent free somewhere or are you paying someone else's mortgage? What was that I said? Yes if you are paying rent you are paying someone else's mortgage. Someone else is getting all the tax benefits of owning real estate and you are footing the bill. How long do you intend to keep that up? If your credit is in half way decent shape, you can pull together a down payment, and you have a desire to keep more of your hard earned money buying … (6 comments)
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buying a house: Who'd A Thunk It???? - 07/30/10 07:20 AM
I am hearing that interest rates are falling to the neighborhood of 4.5% for a 30 fixed rate. What???? If you have been waiting for a better time to buy, hello it's here! Inventory is up.... so many people selling house and not enough buyers willing to take the plunge means that you will have a lot to choose from. Seller's have become realistic in pricing their properties and they are somewhat more flexible than they were in the past.... that does not mean they are giving things away but most of them will listen to offers with an … (10 comments)
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buying a house: Looking For A New Home? Here Is The Secret Weapon You Should Have. - 12/29/09 07:06 AM
Let me tell you about a secret weapon you should have at your side if you are ready to start the search for a new home. It is the most important thing for you to find as you begin your search. You may know exactly what you want, exactly where you want it, and exactly how much you want to pay for it or you may not have the first clue. Whatever your situation the first thing to look for is a great Home Buyer Representative. But just how would you do that????? First find someone who is willing to take the … (13 comments)
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buying a house: They Are Giving Houses Away .... NOT - 12/09/09 11:10 AM
But I thought this was a Buyer's Market??? Well just what is a Buyer's Market? I have been working with some people who are under the wrong impression about just what a Buyer's Market means. It is important that you understand what a Buyer's Market will get you and what it won't. A Buyer's Market means that there are more houses available for you to look at. It gives you more choice. A Buyer's Market means that interest rates are low and you can afford more house than you could if interest rates were higher. A Buyer's Market means that a … (11 comments)
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buying a house: MEDIAN THIS OR MEDIAN THAT. WHAT DOES IT MEAN TO THE CONSUMER and WHAT DOES IT MEAN TO THE REAL ESTATE PRACTITIONER? - 11/16/09 08:00 AM
A big Thanks you to Lenn Harley for this one. She has a wonderful grasp on many aspects of the real estate market. She provides a great explanation of the differences and usefulness of two often misunderstood terms that are used in real estate analysis - Median and Average Prices.
The Average selling price in an area will give you a glimpse of affordability but should not be used when preparing an offer. Don't be fooled by numbers that don't apply directly to the property you are looking at. Each property is unique. A Buyer's Representative Agent will … (0 comments)
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buying a house: It's Summer And For First Time Homebuyers The Tax Credit Clock Is Ticking - 06/21/09 06:43 AM
Wow can it really be summer? It does not really feel like it with the cool wet weather we have had lately in New York but today is the official start of the season. What are your plans? If you are thinking about taking advantage of the $8000 tax credit available to first time homebuyers then your plans should include finding a Buyer's Representative Real Estate Agent who can help you find a home and get into it before the current deadline of December 1st.
It may seem like you have a lot of time but the clock is ticking. The average … (15 comments)
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buying a house: Don't Make These Mistakes When You Are Ready To Start Your Search For Real Estate - 05/07/09 06:51 AM
When most people today start looking for a house to buy or a piece of land to build on they turn to the Internet to help with research. They visit sites that let them search on their own because they feel that they don't want to be pressured by some pesky real estate agent. They try to educate themselves about the market using one of the many "self help" sites available to do research and ask questions. They try to make a go of it armed with all this information they have gathered.They find a few properties on line that interest them. … (8 comments)
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buying a house: Your House Is Out There - Don't Miss It Because You Never Saw It! - 04/04/09 05:34 AM
Have you ever seen the bonding of a buyer to a house? I am not talking the excitement of finding something they like that they can afford. I am not talking about walking through a model home and falling "in love" with all the bells and whistles. I am talking about seeing the connection of a person for a house that goes beyond explanation. They walk into the house and it is theirs from that moment. The paperwork is just a formality.The house is often very different from everything they told you they wanted. It is often in need of at … (13 comments)
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buying a house: What Buyer's Market? You Need All The Help You Can Get To Buy Your House Today! - 03/31/09 06:26 AM
Hello Buyers. Just wanted to clue you guys in on a fact that is surprising many of the buyers I have been taking out to look at listings lately, although it is being hyped as a Buyer's Market and there are many houses listed, there are only a few in your price range that are in the condition most buyers want and are priced correctly. You see all the buyers in the area that want to spend around the same amount of money on a house in a particular location are looking at the same listings on line, they are going out … (8 comments)
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buying a house: As Your Buyer's Agent I Will Help You Even If I Have To Stand In Your Way! - 03/17/09 06:47 AM
I am your Buyer's Agent and sometimes I have to tell you things you may not want to hear. Yes, you may get angry because I will point out things that you may have overlooked in your excitement about a property. You may be disappointed because I tell you that you probably can't afford the property with the improvements you will have to make to it to make it acceptable to you. You may even want to "fire" me because I appear to be standing in your way rather than helping you out. But as your agent I promise I will … (2 comments)
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buying a house: So You Want To Buy A House But..... - 03/05/09 06:10 AM
1. Your credit is not good... One too many late bill payments or a health issue that devastated finances several years ago can wreck havoc on your plans to get a mortgage. Some may say why even bother to try but help is really just a phone call away. By speaking with a mortgage professional you can find a way to start improving what you need to improve. It may not be as bad as you think. They will provide you with a list of items that need to be cleared and give you suggestions on how to clear them up! … (14 comments)
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buying a house: Bargain Basement Shopping For Real Estate! It Won't Always Get You What You Want. - 03/02/09 08:16 AM
Look do you want a house or a bargain??? Sometimes I feel like saying that to some of my buyers. I work hard to provide them with up to date comps and my professional opinions of condition of the property compared to those comps, resale possibilities for the future, and the seller's motivation and flexibility. When I provide you with this range in pricing I will tell you a comfortable starting offer and how much I believe the house will sell for if the sellers are serious. When I provide those numbers please don't subtract another 10% or more and expect … (18 comments)
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buying a house: Preparing An Offer Is Not A Simple Thing - Get The Help You Need With A Buyer's Agent! - 02/25/09 07:10 AM
Putting in an offer on a property can be a bit overwhelming for home buyers. Working with a Buyers Agent can give you the edge in so many ways. A good Buyer's Agent will provide you with information to help you pick an initial offering price and help you to determine thetop amount you are willing to pay for that property.
Cabin in the Woods or Colonial with Views your Buyer's Agent will help you determine value!
Your Buyer's Agent will review recent sales in the area and compare the house you are interested in to them. Many things … (6 comments)
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buying a house: How To Determine Your Initial Offer - 02/04/09 07:11 AM
I have been working with several buyer clients in the past few weeks and am in the process of preparing offers on properties for some of them. In this buyer's market it is more important than ever to find the right value of the real estate you are interested in and to make an initial offer that is reasonable in this market condition. When trying to determine your initial offer on a property there are many things to consider. One of the things to determine is what is this house or land is worth based on recent sales of similar … (4 comments)
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buying a house: Rainy Days Are Perfect For House Hunting - 10/24/08 07:30 AM
Tomorrow it will rain, actually there is a 90% chance but I am not betting against those odds. A rainy Saturday could really be a real downer but I am showing houses tomorrow and I love to show houses in the rain. Sure we might get a little damp running in and out of the car to the houses but a rainy day will reveal many secrets about a house. Is the basement dry? Does the roof leak? Does the backyard turn into a swamp or worse does that quaint little stream turn into a raging river? How was the roadway … (23 comments)
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