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palos verdes homes for sale: Bill Cosby on Rev. Wright- - 06/09/08 07:21 PM
 
This is an excellent article from the Wall Street Journal Blog. Everyone should read and think about how important the connection between Obama and Rev.Wright is                           Bill Cosby on Rev. Wright Article from Wall Street Journal Blog: "Rev.Wright epitomizes the thoughts and actions that have prevented and continue to prevent black America from moving ahead and achieving their potential as a people. He suggests that this United States of America made up of sons and daughters of immigrants (I'm talking of the millions of 1st, 2nd, 3rd generation immigrants in this country) of every race, creed, color and … (15 comments)

palos verdes homes for sale: Are Real Estate Clients like a Box of Chocolates? - 05/09/08 02:27 PM
This is an article I wrote on my new Southern California Home Blog that we are launching soon. Below is the link:
http://www.realestateforthesoul.com 
Real Estate is like a box of chocolates because as a Realtor you never know what you are going to get.
1. A wonderful Client who move quickly takes your advice from the get go and finds an excellent buy on a house
2.A client that turns you into a detective. Everything is a mystery about them until you build the trust. So it takes you a long time to service them and meet their needs.
3. Some clients are … (0 comments)

palos verdes homes for sale: Still Have an Adjustable Rate? Don't Refinance just yet! - 05/09/08 01:23 PM
This is a interesting article from the Car.org. regarding the adjustable rate interest rate loans. Not all consumers need to get rid of their adjustable rate loan. Monthly payments are not increasing as expected with the resets. Lenders are tightening up and many are freezing the consumers HELOC or Home Equity loans so don't panic if this happened to you. It is only temporary for the Banks that are being Ultra Conservative. Happy Days will be here again and sooner than you think!
"As ARMs reset, little of the expected chaos is coming to fruition
Worries that subprime mortgages originated during … (1 comments)

palos verdes homes for sale: Is this the Final Interest Rate Cuts by the Feds? Buyer Alert! - 05/09/08 01:03 PM
This is an interesting factor that we need to take into consideration if you are a buyer that is waiting for the real estate market to drop further, please don't forget to factor in the interest rate increase.
This can save you hundresd of thousands of dollars. Yes, Hundreds of thousands of dollars in interest. If your rate goes up 1% on a loan of $500,000.00 it will cost you an additional $250,000.00 in interest over a 30 year period.
Don't be pennywise and pound foolish. I have included links below on this subject in detail for you here:
http://activerain.com/blogsview/487163/Interst-Rates-up-Dont … (0 comments)

palos verdes homes for sale: Interest Rates up, Dont' miss these thousands$$$ saving tips! - 04/28/08 01:54 AM
 Pictures courtesy of google.com
 So you don't want to buy yet, now because the interest rates are up..Well the market is bottoming out and the interest rates rising go hand in hand.  If you waited for the market to drop and are now upset because the rates went up don't get upset.  This is the norm for the real estate market. You will either pay your price in higher interest rate lower sales prices or higher sale prices and lower interest rates...When the market prices are up, it has been proven that you save 10% when you move in that market, … (3 comments)

palos verdes homes for sale: Are You ready to Buy a Home-Don't miss these Tips - 04/24/08 12:31 AM
  … (0 comments)

palos verdes homes for sale: What? No more mouth to mouth- New Hands only CPR - 04/06/08 02:58 AM
 
        
                                             
                                                          Picture courtesy of Healthline.com
  
 
 In an article written by Stephanie Nano from Townhall.com. Stephanie says that "the Experts Now Recommend Hands-Only CPR"  Remember this does not apply to children who still need mouth to mouth or Adult drowning victims.  For more infomation, I have included the link to the full article below.
Here are some more important highlights from the CPR Article,          "In a major change, the American Heart Association said Monday that hands-only CPR _ rapid, deep presses on the victim's chest until help arrives works just as well as standard CPR for sudden … (5 comments)

palos verdes homes for sale: Palos Verdes Sales Market 2008 still up and rising! - 03/27/08 12:47 AM
Rancho Palos Verdes Special Home of the Week:http://activerain.com/blogsview/388938/32646-Coast-Site-Rancho    Click this link to see more!!!! … (0 comments)

palos verdes homes for sale: New Laws will Help FICO SCORES and Credit Ratings. - 03/20/08 12:42 PM
 
Build Your FICO SCORE Tips!
 

 Picture -Courtesy of www.azmortgageguru.com
 
I attended a credit seminar recently and I learned some new and very exciting information. It use to be the case that we had to caution our clients that if they applied for a mortgage loan with more than one source puling their credit report it would lower the Fico score 15 points per credit report ordered.
Well The FICO Score has no taken care of that problem....If you shop for a loan either automobile or mortgage loan within a 30 day period this means that Fico will … (1 comments)

palos verdes homes for sale: Time Magazine says Ignore the Headlines- Finally the Secret is Out - 03/07/08 12:45 PM
This article is fantastic and right on time from the best source I know -Time Magazine. I am grateful for Time Magazine to pick up the real real estate truth and get it out to the public. Finally Time will save the day!!! 
Some Media has misled the American Public into a panic and if they don't stop all this bad and incorrect inuendo's we are going to go straight into a recession.
It is time the Media stopped trying to scare the public and go to the correct source. I am also grateful to the media scare all this bad press did … (5 comments)

palos verdes homes for sale: Palos Verdes Home Owners owe a Thank You to the Media for increasing the Real Estate Values in 2007 - 03/02/08 02:17 AM
All you hear on the news is housing market in trouble , foreclosures everywhere. California the worst hit. Housing market getting bad press and apparently, Palos Verdes Home Owners decided to listen.
The number of Palos Verdes Homes Sold are at an all time low. Palos Verdes have held off on placing their homes for sale due to the current media information. 
What this has done to the Palos Verdes Market is increased the value of the homes for 2007 compared to 2006. Your local Realtors maybe working around the clock to compensate for the slow down, The shortness of inventory in Palos Verdes has caused … (1 comments)

palos verdes homes for sale: South Bay Real Estate Market up 14.37% for 2007 - 01/17/08 12:28 PM
As per the Daily Breeze, Real Estate has gone up in price 14.37% Finally, some real press that speaks what is really going on in this market.  The public needs to be educated on the 2008 Real Estate Market.
Prices are good, inventory is low.  Many sellers hearing the bad press of other areas decided not to list their properties for sale now.  This is causing a slow down in the South Bay Market.  The number of houses being sold is at an all time low.  The Sales Prices are at an all time high. The interest rates have never been … (0 comments)

palos verdes homes for sale: Bloggers 2008 - 12/31/07 06:02 PM
I just went to a seminar last week that says Blogging is the new wave of the Internet, It lots the public see who you really are.  Transparency is the Key. I guess we are all on the right track. The seminar host predicted that Websites are going to become extinct and that blogging is going to be how to choose your Realtor in the future!
I would love to be in on the next internet wave and ride it to financial freedom doing something I love..
 So we are blessed with the gift of blogging and I am waiting for my ship … (3 comments)

palos verdes homes for sale: Warnings are up-Buyers stop listening to the Press and Ask a Professional - 12/11/07 01:14 AM
I have buyers currently that are still speculating that the market is going to drop.  Yes, It may but only 6-8% in non coastal markets.  Palos Verdes Peninsula is on the rise and so are the Beach Cities above $1million.
Yes, will these buyers save money.  Not always, It depends on 2 things.
1. What area you are buying in.  Some markets like my Coastal areas from $1,000,000.00 plus are still rising up as much as 75.00 a square foot from last year. Palos Verdes Peninsula to Manhattan Beach. You can see my blog on trend graphics and the 2007 market last week. Yes some … (0 comments)

palos verdes homes for sale: Is the South Bay Homes Prices Dropping? No. Home Prices in Beach Cities on the rise 2007 - 12/06/07 06:55 PM
Look at this chart for South Bay Beach Cities and Palos Verdes Peninsula.  Do you see the price per square foot rising??? Yes, So do I. This is the average selling price per square foot in 2006-2007. SO New York City is not the only one that is going up in  2007-2008 for real estate sales prices.
I took all the sold properties from Manhattan Beach, Redondo Beach, Near PCH,, Hollywood Riveria, Hermosa Beach,Palos Verdes Peninsula. I used sale prices of $1,000,000.00 to $5,000.000.00 that sold in 2006-2007.
Looks to me like high end luxury home sales market is still on the rise.. why … (0 comments)

palos verdes homes for sale: Palos Verdes Real Estate Statistics 2007 - 12/03/07 02:20 AM
As you will see by the chart below. Palos Verdes real estate prices are soaring even higher than 2006.
Yes, I was so surprised but you have to remember that our number of homes being sold are down by 20% but not the price of our homes.  I ran sales comparables from all zip codes of 90274 and 90275.  I put in the price range from 1Million to 4,999,999.00
If you would like a chart tailored to your specific neighborhood, just let me know. I would be happy to help you.
SO if you are a seller that has been holding off selling due to … (0 comments)

 

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