Pittsburgh, PA voted #2 place to live in Pennsylvania, 60th best in the whole USA! - 03/31/08 12:11 PM
Money Magazine's Annual Top 100 Places to Live is now Top 100 Places to Live and Launch a business.
Pittstburgh, PA was ranked #60 in the USA and was the second highest PA city on the list (after Bethlehem). They say the Pros are "Top-ranked research universities, affordable homes".
They note: "Urban amenities like first-rate … (0 comments)
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Bethlehem PA voted #1 place to live in Pennsylvania for 2nd year straight - 03/31/08 11:35 AM
Money Magazine's Annual Top 100 Places to Live is now Top 100 Places to Live and Launch a business.
Bethlehem PA was ranked #58 in the USA and was the highest PA city on the list. They call it a "Business-friendly environment in a university town".
They note: "Low real estate prices (the median … (2 comments)
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Mortgage Pro Week in review 3/24 to 3/30 - 03/31/08 10:00 AM
This is my first time writing the Week in Review. Thank you Jeff for the opportunity. In perusing through the blogs from the week I learned some new things and was inspired from the articles below.
Better Insurance Rates by Keith Goodman- This was very informative, specific, and relevant to a broad … (5 comments)
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Beware of National City Mortgage's "Pre-Approval Commitment" - 03/27/08 11:22 AM
I own a mortgage company so was not too easily fooled when my home buyers provided me with a Mortgage Commitment, that took 10 weeks to get, so it would be the real thing I was told. The borrowers were trying to "boost their credit scores to obtain a better rate"....or something...The mortgage rep … (4 comments)
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Real estate scam using mortgage contingency clause - 03/15/08 07:53 AM
Something like this happened to a customer....
The sellers pack all their things to get ready to move. They have utilities all ready to be switched, other services are canceled, and the new house all ready to go as well.
The sellers, a nice family with three young children, are relocating to a new school … (19 comments)
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IRS rebate check is a LOAN we need to pay back next year!!! - 03/09/08 11:58 AM
BEFORE YOU SPEND YOUR $1,200...hold on...
A CPA friend advised me at a dinner party last evening that the $600 per adult plus $ per child the IRS (is spending $43,000,000 this week to mail reminders about) is in fact an "advance payment" and a loan. He says we will need to pay it back … (5 comments)
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Webkinz are like houses - 03/08/08 12:28 PM
Webkinz are coming out my ears! I tell my 10 year old... No more Webkinz! We have no more room!
Webkinz are like houses...The most mass produced ones are in supply and are the lowest price, $12. But the special ones, which are rare, such as the "Cheeky Dog" are $500 on … (5 comments)
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Pennsylvania makes it harder to get in the mortgage business - 03/07/08 04:33 PM
SB 487, when enacted, will:
Require originators (all loan officers) to have licensesRequire originators to have annual continuing ed and initial trainingHave a $200 annual fee for originator licensesIncrease the application fees for all licenses by about 100% (eg $750 to $1500)Increases the renewal fees for all licenses by 50% (from $500 … (7 comments)
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Business is crazy busy! - 03/06/08 02:40 PM
This is one of the busiest times I have experienced in the business!
There is a boom going on, not a refinance boom, but a diverse boom. There is a nice mix of purchases, construction loans, and refinances.
Based on what I hear in the media, I am surprised to be … (12 comments)
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Lock that rate... - 03/05/08 11:20 AM
… (1 comments)
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Are you wrong to not commit mortgage fraud on that investment property? - 03/04/08 09:50 AM
How many people buy rental properties and say they are 2nd homes when they can get away with it?!!! My guess is 99%!
It seems to me that any customer I've had through the years who bought a property in a "vacation type" area called it a 2nd home on the mortgage … (3 comments)
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Do you really need a house that big? - 03/03/08 11:24 AM
The average square foot of a new house have increased each decade.
Is bigger always better? If the thoughts of having a McMansion appealed to you despite the effort it would take to keep it clean, including cleaning 2 stories of a wall of windows, maybe you should reconsider... Somehow a new house … (5 comments)
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