Business Credit Cards - 07/31/08 06:51 AM
To any business, either a start-up or established, business credit cards can be
very valuable financial tools if managed properly. Remember also, that because
they're business credit cards, they are unsecured and don't show up on the
owners credit report.  The balances will not show up on your credit report and
that won't over leverage you.  Unsecured means there is no collateral put up to
get these business credit cards, no house, no car, no kids, wife etc. And did I
say that these business credit cards don't show up on your personal credit
report! That is huge!  But if used … (0 comments)

Is Your Student Loan Safe? - 07/30/08 05:38 AM
Is Your Student Loan Safe?Students Scramble to Secure New Loans as Dozens of Lenders Drop Out
By ALICE GOMSTYN ABC NEWS Business UnitJuly 30, 2008
Read the whole story at:http://www.abcnews.go.com/Business/PersonalFinance/story?id=5475085&page=1
Forget back-to-school shopping: With just a few weeks to go before the start of the fallsemester, many college students are doing somelast-minute student loan shopping as more and more cash-strapped lenders drop out of the student loan business.
As investors have grown wary of putting money in the student loan market, some 100 lenders have gotten out of the college loan business, leaving many students in the lurch. Texas A&M University … (0 comments)

Businesses try to get customers atwitter by using networking sites, blogs - 07/22/08 06:28 AM
Businesses try to get customers atwitter by using networking sites, blogs By Nancy Kaffer
When you think of a business that might have a profile on an online social networking site such as Facebook and MySpace, Pontiac-based Curve Detroit is the kind of company that comes to mind — a hip, 30-something ad agency with the sort of puckish sense of humor that leads founding partner Charlie Wollborg to give his official title as “chief troublemaker.”
With a company Web site now de rigueur, small-business owners such as Wollborg are expanding into social networking arenas, building online communities to identify and … (2 comments)

North Texas pushes new energy solutions - 07/21/08 07:16 AM
BY JOHN-LAURENT TRONCHE July 21, 2008
Fort Worth Business Press
Story at: http://www.fwbusinesspress.com/display.php?id=8027
The North Texas area is nationally known as a leader and example of natural gas production, but one company and one individual, both with oil business pasts, could help the Metroplex become known for more alternative energy resources, too.
Grapevine-based GreenHunter Energy Inc., whose CEO comes from oil and gas operator Magnum Hunter Resources Inc. (acquired by Cimarex Energy Inc. in 2005), and famed Texas oil man and Dallas resident T. Boone Pickens both have ramped up their support for alternative energy sources - that is, not oil.
… (0 comments)

Small Business Credit – Why Even Small Businesses Need Business Credit - 07/18/08 04:26 AM
If you read this headline and thought, “I don’t need small business credit because… “I work out of my house.” “I only work part-time.” “We just have a mom-and-pop shop.” “It’s just me anyway.” “Incorporating takes money. I can open a DBA business with a checking account and a business license. I don’t need to spend the extra cash.” You thought one of the many reasons small business owners give to business consultants and financial advisors when they are asked why they have not established small business credit. The plain fact is that almost every small business – one-man show, mom-and-pop, … (0 comments)

Creating Business Credit: Business Credit Cards and Business Lines of Credit - 07/18/08 04:21 AM
Creating business credit is not as simple as putting the business name on the credit application. Unless you use certain strategies when creating your business credit relationships, you will most likely be using your personal credit information. Using your personal credit for your business is not a good business practice. Your personal credit will be examined when you start your business, but you should not continue to use your personal credit for your credit for business. It will limit the amount of money your business can borrow, which can stunt or kill your growing business. In addition, it can affect your … (0 comments)

Free CD-Business Credit: How to Get Business Credit with Bad Credit - 07/18/08 04:14 AM
If you want to start a business, or get additional capital for an ongoing business, you may think it is not possible because you have bad credit. It's true that traditional lenders such as banks do not offer credit as readily to businesses that have less-than-perfect credit. However, today there are lending institutions that specifically offer bad credit business loans. These lenders look at offering credit for businesses that have bad credit differently than traditional lending institutions do. They consider issues like whether or not a loan from them will, in turn, make you more capable of paying them and your … (0 comments)

Business Funding: Lines of Credit for Your Business - 07/18/08 04:11 AM
There is a way for most anyone to obtain a line of credit to suit their business needs these days. There are lenders who specialize in offering bad credit business loans to those who specialize in offering small business credit. These lenders fill in the gaps traditional lending institutions leave out. Traditional lending institutions, such as banks, rarely offer a line of credit to a business or individual with less than good credit. Non-traditional lenders will offer a higher-interest business line of credit that may need to be secured with collateral. An individual can usually get a home equity line of … (0 comments)

Business Credit Lines: Small Businesses Have Credit Options - 07/18/08 04:07 AM
In the not-too-distant past, many business owners looking for small business credit options did not have many choices. They were forced to either shoehorn their business needs into the limits of their personal credit or try to get a small business credit line from a bank, who usually deals with big businesses alone. Now, small business credit offers abound. In today’s world, some small businesses only need a few thousand dollars to start-up or expand. But realistically, many small businesses need a line of credit of at least $30,000 up to $100,000 to finance a small expansion. In fact, small businesses … (0 comments)

Establish Business Credit: Businesses with Established Credit Have More Credit Options - 07/18/08 03:36 AM
Businesses with established business credit are prepared for getting additional business financing. They are also more likely to get financed when they apply, regardless of what type of business credit they apply for. Small business credit works the same way. Whatever type or size of business you have, establishing and maintaining good business credit is the savvy businessperson’s tool to get things done when you need to get them done, not when your business can afford it. Business credit cards with superb rates and extremely flexible terms are available to businesses with good, established credit. Business line of credit opportunities abound, … (0 comments)

Why a Business Line of Credit is Important for Every Business - 07/18/08 03:34 AM
Many small business owners are not concerned about their small business credit until they need to get a business line of credit. Businesses of all sizes need to have a credit line with at least one lender as soon as they can acquire it. Lines of credit help build your business credit, can pay for needed materials and equipment, and can help grow your business, like no other form of credit. Before you can develop a line of credit for your existing business, your business will need to be set up as a business. Legally. This means you need to have … (0 comments)

Business Lines of Credit: Credit Options for Starting a Business - 07/18/08 03:33 AM
If you are considering starting a business, you may be surprised by the financing options available to your business before you ever open your doors. To get credit for business start-up and initial operation, you need to do three basic things: Register your business as a legal business entity. DBAs do not qualify for business loans. You should also have a business phone listing that matches your business’s physical address. Lending institutions use the national 411 directory to verify this information. Finally, develop a line of credit with your vendors and service providers. But, you think, I need the money from … (0 comments)

Business Credit Lines-Long Island, New York - 07/18/08 02:28 AM
Using Business Credit Cards Effectively Obtaining business credit cards is one early step towards building your business credit. This is not the same as using your personal credit to obtain a credit card with your business name on it. Obtaining a business credit card relies on your business credit information, not on your personal credit information. When you are beginning your business, you will probably need to use your personal credit. After you have fulfilled certain basics, your business should rely on itself for credit. These basics include incorporating your business as a legal business entity. This does not include DBAs … (0 comments)

Business Credit: A Financial Boost Toward Your Business Dream - 07/18/08 02:27 AM
What would you do with an additional $30,000, $50,000 or $100,000 or even more in business credit? Would you buy that equipment your business desperately needs? Would you hire that assistant so you wouldn’t have to work 70+ hours a week and on weekends? Would you pay off some bills? Taxes perhaps? Would you launch an advertising campaign to bring in more customers or clients? Would you buy residential or commercial property? Is the lack of small business credit holding you back from growing your business or perhaps the thought of even starting a new business? What would you do with … (0 comments)

Pat Gage Explains Business Funding to a Group of Investors in Burlington, Vermont: Lines of Credit for Your Business, even if you have Bad Credit - 07/18/08 02:20 AM
There is a way for most anyone to obtain a line of credit to suit their business needs these days Pat Gage attended a lunch meeting with a group of investors who were discussing going into a joint business venture. Their main topic of this meeting was obtaining start up funds. Pat explained the different types of programs available and different lenders who specialize in special credit programs, for example, offering bad credit business loans, or loans for new start ups that do not have a credit history in place yet. These lenders fill in the gaps traditional lending institutions leave … (0 comments)

Small Business Credit Explained in Wheeling, West Virginia– Why Even Small Businesses Need Business Credit - 07/18/08 02:14 AM
Pat Gage explains why even small businesses need to have lines of credit established If you read this headline and thought, “I don’t need small business credit because… “I work out of my house.” “I only work part-time.” “We just have a mom-and-pop shop.” “It’s just me anyway.” “Incorporating takes money. I can open a DBA business with a checking account and a business license. I don’t need to spend the extra cash.” There are many reasons small business owners give to business consultants and financial advisors when they are asked why they have not established small business credit. Pat Gage … (0 comments)

Pat Gage Shares Ten Steps to Money: Creating Business Credit and Financing Business Ventures in Columbia, South Carolina - 07/18/08 02:12 AM
ting business credit is not as simple as putting the business name on the credit applicationPat Gage recently attended a conference where he discussed creating business credit and keeping it separate from personal credit. Using one’s personal credit for business is not a good practice; It will limit the amount of money a business can borrow, which can stunt or kill the growing of the business. In addition, it can affect personal borrowing power if the business goes through a rough patch. Pat covered some steps to take when starting a business. The first he said to do is to set … (0 comments)

Pat Gages Give Students in Dayton, Ohio a Free CD-Business Credit: How to Get Business Credit with Bad Credit - 07/18/08 02:06 AM
To start a business, or get additional capital for an ongoing business, one may think it is not possible with bad credit It's true that traditional lenders such as banks do not offer credit as readily to businesses that have less-than-perfect credit. However, today there are lending institutions that specifically offer bad credit business loans. Pat Gage was a guest at a workshop where he spoke to young business students. He explained how lenders look at offering credit for businesses that have bad credit differently than traditional lending institutions do. They consider issues like whether or not a loan from them … (0 comments)

Pat Gage Discusses Business Credit Lines in Albuquerque, New Mexico: Small Businesses Have Credit Options – Free CD - 07/18/08 02:04 AM
The options available to small business owners in today’s business world In the not-too-distant past, many business owners looking for small business credit options did not have many choices. They were forced to either shoehorn their business needs into the limits of their personal credit or try to get a small business credit line from a bank, who usually deals with big businesses alone. Now, small business credit offers abound. Pat Gage attended a meeting with investors where he explained “In today’s world, some small businesses only need a few thousand dollars to start-up or expand. But realistically, many small businesses … (0 comments)

Business Owners in Minnesota Acknowledge Pat Gages 10 Steps to Money System for Establishing Business Credit and Increasing Credit Options - 07/18/08 01:52 AM
Savvy business owners line up financing for emergencies before the emergencies occur Businesses with established business credit are prepared for getting additional business financing. They are also more likely to get financed when they apply, regardless of what type of business credit they apply for. Small business credit works the same way. Regardless of the type or size of a business, establishing and maintaining good business credit is the savvy businessperson’s tool to get things done when they need them done, not when the business can afford it. Business credit cards with superb rates and extremely flexible terms are available to … (0 comments)

Business Owners Nationwide are using a Unique System Developed by Pat Gage; Emails Coming in from Alaska Thanking Pat for Advice about Business Lines of Credit - 07/18/08 01:51 AM
Pat Gage and his team have been busy sending Free CDs to people all over the United States, explaining the importance of strong lines of business credit Many small business owners are not concerned about their small business credit until they need to get a business line of credit. Businesses of all sizes need to have a credit line with at least one lender as soon as they can acquire it. Lines of credit help build business credit, to be used as needed for materials and equipment, hiring help, paying bills and growing the business. Pat Gage is receiving emails of … (0 comments)

Free CD-3 Tips for Obtaining Business Lines of Credit: Pat Gage Discusses Credit Options and Business Start-up Loans - 07/18/08 01:49 AM
Keeping business and personal credit separate; start up loans and the SBA One considering starting a business would be surprised by the financing options available to business before opening the doors. Pat Gage attended a meeting where he explained the three basic things needed to get credit for business start-up. The first thing he covered was to register the business as a legal business entity, not a DBA. Second, one should have a business phone listing that matches their business’s physical address. Lending institutions use the national 411 directory to verify this information. And the third thing is to develop a … (0 comments)

Business Credit Lines-Long Island, New York: Using Business Credit Cards Effectively-Free CD Shows You How - 07/18/08 01:47 AM
Pat Gage’s free CD on the 10 steps to money is gaining in popularity among business owners in New York Business owners have learned how obtaining a business credit card is one early step toward building business credit. Pat Gage explains this is not the same as using personal credit to obtain a credit card with a business name on it. Obtaining a business credit card relies on business credit information, not on personal credit information. It might be necessary to use personal credit to get started; after fulfilling certain basics, a business should be able to rely on itself for … (0 comments)

Investors in Metro Detroit, Michigan Thank Pat Gage for 10 Steps to Money CD – Secrets to Obtaining Business Lines of Credit - 07/18/08 01:46 AM
Lack of small business credit holds owners back from growing their business Every business needs a line of credit, to pay off bills, buy updated equipment, hire an assistant, or even buy land and expand. Many could use the additional $30 - $100,000 in credit to grow and expand their business, but don’t know how to go about getting it. “Pat Gage recently spoke at a real estate meeting where many of our members were happy with what they learned and applied to their own business,” says Mark Maupin of the National Real Estate Network. “Many of them have called or … (0 comments)

Pat Gage Explains that Invoice Factoring is Not Necessary When you have Business Line of Credit-A Free CD Jam Packed with Valuable Tips - 07/18/08 01:32 AM
roducing a 10 step program for obtaining unlimited lines of credit-- What will your life look like when money is unlimited? Pat Gage, the Opportunity Creator shared some great tips with investors at a meeting in St. Louis where he discussed Invoice Factoring as an expensive way to finance business. Pat explained, “it's easy to see why when you consider paying an arm-wrenching 60% to 120% yearly APR and become a virtual slave to the Invoice Factoring Company. Put it another way, invoice factoring is the Business Person's Pay-Pay-Loan. Not a good solution at all. The best solution is to obtain … (0 comments)

Business Women in Pittsburg, PA Seek Pat Gage’s Advice for getting Business Lines of Credit - 07/18/08 01:31 AM
es Of Credit Provide Excellent Source of Business Financing For Women Entrepreneurs Women-owned businesses make up the fastest growing sector in the small business community. Women ran businesses run the gamut of business services, consulting, small retail and some of largest companies in United States. While distinguished by their ownership, women-owned businesses face the same challenges as any other company. One of the biggest challenges is getting capital for business startup and ongoing operations. According to a study published by the Small Business Administration (SBA), more than 18 percent of all businesses owned by women used a line of credit as … (0 comments)

Pat Gage Offers a Free CD for Getting Business Lines of Credit and Small Business Loans in Cincinnati, OH - 07/18/08 01:26 AM
prepared; expect the unexpected and you will never have anything unexpected happen in your business Pat Gage understands that life if full of Surprises. He’s heard countless stories about how a business owner expected a big sale but it just didn't happen, or he had a family emergency that took his time and money away from his business and left it hanging on a Shoe String. Pat explained, “It happens to all of us, but when it comes to emergencies, the question is "Are you ready? If you expect the unexpected, you will never have anything unexpected happen to you." Pat … (0 comments)

Metro Detroit Investors Acknowledge Pat Gage for his Free CD with Tips on Small Business Funding with Business Lines of Credit - 07/18/08 01:23 AM
Gage spoke to a group of real estate investors at a club event in MichiganThose who have successful businesses know that it was not easy to get where they are now, but through hard work and determination they have made it. Many now dream of taking things to the next level, growing the business, opening new locations, increasing inventory, hiring more help, or increasing the marketing budget. Whatever the plan for growth and expansion may be, funding will be needed. Pat Gage spoke to real estate investors and business entrepreneurs at a meeting in Livonia. Many of the members of the … (0 comments)

Business Owners and Investors in Trenton, New Jersey Thank Pat Gage for his 10 Steps to Money Program on Business Lines of Credit - 07/18/08 01:22 AM
-Interest Business Debt chokes the life out of your Business High-interest business debt chokes the life out of a business as month after month it eats away at profits. Just like a ball and chain, it stops a small business owner from going to the next level. The obvious choice is to consolidate business debt into a more flexible line of credit at a lower interest rate and at terms. Pat Gage, The Opportunity Creator, and a leading expert in the field of business credit has helped a number of clients target his specialty, starting, expanding, and growing their businesses through … (0 comments)

Pat Gage Shows Business Owners in Maryland how to Finance Business Ventures using Business Lines of Credit—the Program Starts with a Free CD - 07/18/08 01:19 AM
rting your own business is one route to financial freedom; the risk and the rewards can be huge, and anyone who's done it before will tell you that you will need much more money than you think you will. Pat Gage advises business owners, “If you think it will take $25,000 to start your New Business, multiply it by 3 and you should get a more realistic $75,000. In any new Business Venture there are always many unexpected expenses that come up and, if you are not prepared, the lack of cash can quickly put your Business, ‘Out of Business’.” A … (0 comments)

Smart Business Owners in New Mexico Learn to Protect their Personal Credit Rating with Business Lines of Credit with Free CD - 07/18/08 01:15 AM
National Speakers Upset Over Pat Gage Giving Away Trade Secrets for Free-- The "10 Steps To Money Quick Start" CD Pat Gage, the Opportunity Creator, shared some valuable information about business lines of credit at an investor’s meeting in Santa Fe. He said “good debt” is ok, but that “bad debt” can be a disaster. This applies to personal and business balance financial statements. Pat described what is meant by bad debt; high interest rates for cash spent on depreciating assets. It’s impossible to grow personal wealth or business value if most of what comes in is used to pay off … (0 comments)

Pat Gage says there are Six Reasons Business Owners and Investors Need to Have Proper Business Lines Of Credit - 07/18/08 01:13 AM
Six Reasons to establish a dependable source of money now rather than waiting for a crisis or emergency situation Pat Gage, the Opportunity Creator, attended a conference where he explained that if small business owners are down and out nobody will lend them a dime. If their riding high, lenders are eager to loan them capital for their business. The ideal situation is to have access to money now, before they need it. A flexible line of credit can be just as effective as cash in hand. Pat shared six great reasons for establishing a dependable source of money NOW, rather … (0 comments)

The Opportunity Creator Talks about Business Lines of Credit no Personal Guarantee—Free CD - 07/18/08 01:11 AM
Business credit expert reveals keys to getting credit without it being reported to your personal credit report Business owners who need access to cash find themselves facing a major challenge finding a dependable, easy-to-use source of funds that does not create a drain on personal assets and credit scores. At some point, almost every entrepreneur reaches into his or her own pocket to fund business growth or to meet an immediate business crisis. This can be devastating to the personal credit and financial health of the business owner. According to Pat Gage, credit expert and instructor, one of the best ways … (0 comments)

Pat Gage Speaks in New York where he Shares tips on How to Get a Second Business Line of Credit - 07/18/08 01:09 AM
Funding the expanding business and asking for enough credit so one doesn’t have to go through the application process again too soon Many business owners are doing well; they’ve successfully funded their business venture and things are going along great. Now they want to expand and grow the business. Pat Gage recently spoke to a group of people and shared some valuable tips on obtaining a second business line of credit. Pat explained that this isn’t as easy as one would think because a loan officer is going to look at the business just as hard the second time around as … (0 comments)

Business Owners in Cleveland, Ohio Thank Pat Gage for Tips Shared on How to Start a Business with Less than Perfect Personal Credit - 07/18/08 01:07 AM
Effectively managing business and personal credit by keeping them separate Many entrepreneurs have great ideas for a new business venture, but are hesitant to get started because they have less than perfect credit. They are positive their personal credit score is going to be a roadblock to their success. Pat Gage says different; he says this is the time to start planning to move forward, in spite of flawed credit. Pat explained the first thing one needs to do is to find out what their credit score is before approaching any financial institution about a loan. This means getting their report … (0 comments)

Small Business Credit Sources: Pat Gage Discusses Rebuilding good Credit fast and Obtaining a Business Line of Credit - 07/18/08 01:05 AM
One can never have too much credit, however, only use what is needed as it’s needed Credit is one of the most essential business tools a small business can have, to grow their business, take advantage of equipment and supply sales or leasing, expansion, and many other things. Most of the time, a small business doesn’t generate enough capital to supply all its needs. So when opportunities knock, savvy business owners turn to the credit market to take advantage and stay ahead of the competition. But what kinds of credit are available to the small business entrepreneur, and what types are … (0 comments)

Expert Shares Tips on Obtaining Business Lines of Credit and Small Business Loans, even with Bad Credit or Low FICO Scores - 07/18/08 12:45 AM
Researching lenders who specialize in small business loans, building a business credit profile and cleaning up less than perfect personal credit Lenders and Bankers are more than willing to loan money to people with good credit, but shy away from those whose credit is less than perfect. This is not the end of the world for the small business owner who needs a financing boost; bad credit financing does exist. Pat Gage recently attended a meeting where investors and business owners discussed lines of credit for people with low credit scores. Those who attended the meeting learned about different lenders and … (0 comments)

National Real Estate Network Members Thank Pat Gage for his 10 Steps to Money System of Obtaining Cash Loans, Private Loans and Business Credit - 07/18/08 12:39 AM
Mark Maupin, REIA Team Leader Acknowledges Pat Gage, the Opportunity Creator, for his Presentation in Livonia, Michigan Pat Gage is a national expert who teaches Step by step “How to qualify for $200,000-$300,000 in business lines of credit with newly formed companies. Mark Maupin recently had lunch with Pat Gage where he relayed many messages of thanks from the members of his real estate club. “Pat was our featured guest speaker and many members are telling me to be sure to thank him again for the information he offered,” said Mark Maupin. Pat explained how business lines of credit have been … (0 comments)

Pat Gage Discusses Business Credit Cards and 10 Steps to Money: Boston, Massachusetts - 07/18/08 12:10 AM
The beauty of business credit cards is they are a source of unsecured credit—no collateral is required Business credit cards are valuable financial tools to any business if they are managed properly. Business credit cards are unsecured and are not reported on one’s personal credit report. This means there is no collateral tied to them. This is a great benefit but if it’s abused, it can have a devastating affect on a business’ credit profile, and hence, the business itself. Pat Gage attended a conference where he shared some tips about managing business credit cards. Pat told us we should always … (0 comments)

Pat Gage Presents a System for Obtaining Business Lines of Credit with no Personal Guarantee-Indianapolis, Indiana - 07/18/08 12:08 AM
Getting a business credit line from a bank isn’t the easiest thing to do – especially if you’re a start-up. Seed money, working capital, and other forms of loans, require that you pass a series of credit related checks. Pat Gage attended a meeting recently where he ended up being the center of attention. Everyone listened intently as he explained his system of getting business lines of credit. He told investors what the banks were going to look for and what to expect out of the application process. High on the list of establishing business credit is, of course, personal credit … (0 comments)

Pat Gage Discusses Business Credit Cards and 10 Steps to Money: Boston, Massachusetts - 07/18/08 12:05 AM
The secret is keeping a separate business credit profile—the business has its own FICO score, separate from one’s personal credit score Many budding entrepreneurs with great ideas do not get their business up and running because of a combination of bad credit and no capital. According to Pat Gage, this doesn’t have to be a show stopper. Pat explains there are three credit reporting agencies, Equifax, Experian and TransUnion, from which one can get their tri-merge credit report, which is a report from all 3 credit bureaus. Pat says to review each report and don’t be surprised if errors are found. … (0 comments)

Pat Gage-Dallas, Texas-Presents a System for Raising Capital for Business Funding - 07/18/08 12:01 AM
Does your business needs a capital infusion? Pat Gage, the Opportunity Creator has a system for getting the funding a business needs Assuming a business is in good shape, pays its bills promptly, has a good cash flow, and is professionally managed, there are many funding options. According to Pat Gage, one valuable option is to start creating a business credit profile for the business. Creating a business credit profile can be done easily and can offer any number of business loans, from Working Capital, to Lines of Credit, to Construction, to Term Loans, to even business credit cards. If a … (0 comments)

10 Steps to Money: Business Lines of Credit, Cash Loans, Business Loans in Los Angeles, California - 07/17/08 11:58 PM
The Opportunity Creator explains the importance of keeping business and personal finances separate One of the most common business mistakes made by business owners and entrepreneurs is commingling their business and personal finances. The result can often be catastrophic. And for the most part, small business owners aren’t even aware of the implications. I had an opportunity to talk to Pat Gage, the Opportunity Creator, the other day and he had a lot to say about protecting your personal assets by keeping business finances separate. Business owners applying for a personal loan, for home improvement or a new car for example, … (0 comments)

Pat Gage Shares How to get a Commercial Line of Credit in Detroit, Michigan - 07/17/08 11:54 PM
So there you are – you’ve done all your research, scoped out the competition, found your marketing niche, and spent countless hours planning precisely how you’re going to open, then operate your business Pat Gage, the Opportunity Creator, was recently interviewed. He explained the steps to take when applying for business lines of credit for financing a new business venture. Pat explained that family and friends are good sources for investing some start up costs, but it might not be enough Pat discussed what one needs to prepare when they go to visit their banker for a business line of credit. … (0 comments)

An unexpected letter in the mail...$100,000 - 07/17/08 06:31 AM
Hi,Just the other day I opened my mail and to my surpriseit was an other business credit card. But, this business credit card was different, it didn't look like the other cards that I've received before, plus I didn't havethat bank on my tracking sheet, which tells me, what linesof credit I have applied for.
So to say the least I was a bit curious about this card thatstated "Your New Account Has Been Established." As I read further down the letter with the card attached I knew that this was not a typical "Credit Card", it was a $100,000line of … (0 comments)

American Capital Commits $300 Million to Core Business Credit - 07/16/08 06:12 AM
PR Newswire - Press Release American Capital Commits $300 Million to Core Business Credit
BETHESDA, Md., May 19 /PRNewswire-FirstCall/ -- American Capital Strategies Ltd. (Nasdaq: ACAS) announced today that it has committed $300 million to Core Business Credit, a newly-formed commercial finance company that will provide asset-based financing to middle market companies nationally.
American Capital's investment takes the form of subordinated debt and equity.
In addition, Core has secured a $125 million senior credit facility with Autobahn Funding Company, LLC, an asset-backed commercial paper conduit sponsored by DZ BANK AG Deutsche Zentral-Genossenschaftsbank, Frankfurt am Main. This makes Core's total committed capitalization … (0 comments)

A Day at the Zoo... - 07/15/08 06:56 AM
Recently my wife and I took a day off to enjoysome time with our kids.
We took a trip to the zoo, which I have not beento since I was like 10 years old.
It was great to go to the zoo and not have to worryabout the business. See we have our businesses on autopilot and have systems in place so that we can take a day like this off and enjoy ourboys. Because as everyone says, "they grow up so fast."
To view the photos of the Zoo Vist just click on the link below:
http://www.facebook.com/album.php?aid=2001919&l=34371&id=1329581882
 
To Your … (0 comments)

U.S. Lifts Moratorium on New Solar Projects - 07/03/08 07:31 AM
By DAN FROSCH.. Published: July 3, 2008 ..
DENVER - Under increasing public pressure over its decision to temporarily halt all new solar development on public land, the Bureau of Land Management said Wednesday that it was lifting the freeze, barely a month after it was put into effect.
The bureau had announced on May 29 that it was no longer processing new applications to build solar power plants on land it oversees in six Western states after federal officials said they needed first to study the environmental effects of solar energy, a process that would take two years.
But amid … (0 comments)

Energy experts puzzled over oil prices. - 07/02/08 06:56 AM
(MADRID, Spain) As crude soared to a new record, the head of the International Energy Agency declared that the world was in the grip of an "oil shock," and the president of OPEC acknowledged he could not say whether prices would flatten out or continue to soar.
The comments by IEA chief Nobuko Tanaka, OPEC chief and Algerian Energy minister Chakib Khelil and other industry leaders at the 19th World Petroleum conference reflected the concern surrounding record oil prices that seem ready to spike higher.
An IEA report released at the conference confirmed what most consumers fear: that supplies of oil … (0 comments)

A video with a great message for anybody... - 07/02/08 06:22 AM
The reason most businesses go out of business is lack of capital. This video gives you an insight into what the banks are looking for when you apply for a Business Line of Credit. Most of the time it is simple stuff that trips people up. So watch the video and learn sometimes also.


I would love your comments and suggestions,

Pat Gage www.10stepstomoney.com … (0 comments)

S&P, Moody's raise Countrywide after BofA takover - 07/01/08 06:31 PM
NEW YORK, July 1 (Reuters) - Two rating agencies on Tuesday raised their debt ratings on Countrywide Financial Corp. after the largest U.S. mortgage lender was acquired by Bank of America. S&P raised Countrywide's counterparty rating to "AA," the third-highest investment-grade level, from the highest junk level of "BB-plus" to align it with ratings of Bank of America. The upgrade reflects expectations that Bank of America will honor Countrywide's debt, S&P said in a statement. And Moody's Investors Service upgraded Countrywide's senior debt rating to "Aa2," in line with Bank of America's ratings. The ratings of Charlotte, North Carolina-based Bank of … (0 comments)

New web address for the Ron LeGrand Quick Turn Game - 07/01/08 06:06 PM
just thought you would like to know, I just talked to the creator of this game and he gave me a new URL to use.
They are just taking your name and email until the game becomes available in Aug. early Sept.
The URL is www.quickturngame.com
I will update you with more later
Later
Pat Gagewww.10stepstomoney.com
… (0 comments)

 
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Pat Gage - Social Media/Internet Marketing

Livonia, MI

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Phoenix Media Group - Social Media/Internet Web Marketing

Address: Livonia, MI, 48152

Office Phone: (734) 531-8823

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