Patricia J. Murray - my blog

Naples, FL Good service providers need attention too!

Patricia Murray (Premiere Plus Realty Co.) — Sat, 14 Mar 2009 05:19:55 -0500

WE (well, me lately) seem to always write about how terrible service is or how we did not get what we paid for or the people we have to deal with who are socially or emotionally or intellectually challenged. You get the idea.

Here is a post that tells you of great service to both me and my clients, consistantly for at least 6 yrs. since I lived in Naples, FL.

Jose Puertas owns "Blind Expert." He is a distributor for Hunter Douglas and also does custom window treatments. I have used his services a couple of times and many of my clients have too (from entry level condo's to multi million dollar homes). All have come back to me and let me know how happy they were with his work and service. He listens to what you want or think you want and then directs you to make good choices, both visually and financially. He is hands on.

Troy owns Anglers Pool Service. He works a lot in the North Naples area. I have recommended his services in The Strand, Pelican Marsh, Vineyards, Carlton Lakes. I know he has other area's he works in too. He is very knowledgable and takes care of issue's as they arise and his company does the weekly maintenance service we all need for our pools. A few of my clients also used his services to install the aqualink systems for their pool and were very happy with their price and service.

There you go... 2 great recommendations and more to follow. They deserve the recognition, they work hard and do a great job.

Pat Murray

Premiere Plus Realty Co.

239-404-0759

Naples, FL: Inventory declines 7.6%

Patricia Murray (Premiere Plus Realty Co.) — Fri, 13 Mar 2009 14:42:49 -0500

PENDING SALES AT THREE YEAR HIGH Report Shows Inventory Declines 7.6 Percent

NAPLES, Fla.-March 13, 2009- In February 2009, the pending sales in the Naples area reached its highest peak in over three years, according to a report released by the Naples Area Board of REALTORS® (NABOR), which tracks home listings and sales within Collier County (excluding Marco Island).

Overall pending sales, which are a key indicator of buyer activity, continued its upward trend in February. Pending sales increased 69 percent with 808 pending in February 2009 compared to 479 in February 2008.

"Inventory continues to decline due to the increase in sales. The available inventory decreased 7.6 percent to 11,427 in February 2009 compared to 12,377 in February 2008." In a pattern that is occurring throughout Southwest Florida, the Marco Island and Ft. Myers areas have followed this same trend, recently reporting a surge in sales and a decrease in inventory.

The report provides annual comparisons of single-family home and condo sales (via the SunshineMLS), price ranges, geographic segmentation and includes an overall market summary. The statistics are presented in chart format, along with the following analysis:

Overall pending home sales for properties less than $300,000 saw a 178 percent increase, with 587 pending in February 2009 compared to 211 in February 2008.

Single-family pending home sales increased 131 percent overall, with 450 in February 2009 compared to 195 in February 2008.

Overall condo pending sales increased 26 percent, with 358 in February 2009 versus 284 in February 2008; and pending condo sales under $300,000 increased 77 percent with 266 in February 2009 compared to 150 in February 2008.

Marathon attempt.... well, 2nd attempt in the fall

Patricia Murray (Premiere Plus Realty Co.) — Fri, 13 Feb 2009 16:36:06 -0600

Ok -- it has been a couple of weeks and I really have not yet recovered from my bruised ego since the attempt at the Miami Marathon in January. I trained and did all that was expected and..... I just had a bad day....not just a bad day... one of my worst running days I can remember ...... My body just didn't feel like my own and I ached and dragged myself over the 1/2 marathon finish line.... embarrassed and so disappointed.

So..... I am one to not give up and finish what I start (or is it pure ego and ingnorance?) I have regrouped a bit and will put another on my calender for the fall. Right now I will back off of running - just a couple of days a week and focus on total fitness, dropping a couple of pounds and licking my wounds.

I will continue to read all the blogs to keep me inspired. Keep on running!

Great Real Estate News for Naples, FL

Patricia Murray (Premiere Plus Realty Co.) — Fri, 13 Feb 2009 16:25:51 -0600

PENDING HOME SALES AT HIGHEST POINT SINCE 2005

NAPLES, Fla.-February 13, 2009- In January 2009, the highest number of pending sales since 2005 was reported in a report released by the Naples Area Board of REALTORS® (NABOR), which tracks home listings and sales within Collier County (excluding Marco Island).

Overall pending sales, which are a key indicator of buyer activity, increased 85 percent year-to-date in January 2009.

The report provides annual comparisons of single-family home and condo sales (via the SunshineMLS), price ranges, geographic segmentation and includes an overall market summary. The statistics are presented in chart format, along with the following analysis:
Overall pending home sales in the greater Naples Area, which includes Naples Beach, North Naples, Central Naples, South Naples, East Naples, Immokalee and Ave Maria, increased 85 percent, with 706 pending in January 2009 compared to 382 in January 2008.

Overall pending home sales for properties less than $300,000 saw a 208 percent increase, with 508 pending in January 2009 compared to 165 in January 2008.

Single-family pending home sales increased 141 percent overall, with 405 in January 2009 compared to 168 in January 2008.

Overall condo pending sales increased 41 percent, with 301 in January 2009 versus 214 in January 2008; and pending condo sales under $300,000 increased 118 percent with 220 in January 2009 compared to 101 in January 2008.

"The overall number of closed sales for the 12 months ending January 2009, increased 22 percent,"

"The decrease in the inventory and the average days on the market is due to the increase in closed sales. The available inventory decreased 6.4 percent from 11,308 in January 2009 compared to 12,086 in January 2008."

"The over $300,000 price range shows signs of stabilizing, as the median sold price only decreased 1 percent for the 12 months ending January, 2009,"

Patricia J. Murray
REALTOR

Premiere Plus Realty Co.
749 12th Avenue S.
Naples, FL 34102

PH: 239-404-0759
FAX: 239-514-7873
patriciajm@live.com

Miami Marathon - January 25, 2009

Patricia Murray (Premiere Plus Realty Co.) — Wed, 10 Dec 2008 13:34:21 -0600

ING Miami marathon is soon approaching. If you are a running with a firm foundation, you can still register, if you haven't been running too long, you still can run the 1/2. We should have wonderful weather as usual. Why not spend a weekend in the sun - flights are cheap and the sand is warm! Registration is filling up fast. 10,000 have already registered and they are only accepting 15,000.

Now, back to training. This will be my first marathon (probably my only)--- I knew it was going to be a lot of hard work and committment, but I have been learning a lot more then I thought. For one thing. You have to be flexible. While building on my long runs (adding mileage every week so your body can get used to the pounding, lactic acid build up and just pure determination) you really have to "hear" your body - what I mean is.... you will have some days where you feel like you never ran a day in your life and barely finishing 5 miles can sometimes be as hard as running 15. This is where you have to determine that that bad day is just that, or... are you getting sick - is your body telling you to slow down? Maybe take a couple of days off or skip that long run and pick it up next week. That's how I was feeling a couple of weeks ago and low and behold, I came down with a cold. I felt bad, but stopped everything and ate all fruits and vegetables, soup, orange juice and just did nothing for 3 days. I skipped my long run and started with my maint. runs and the next week got back on track with my 18.5 miler. It was hard, but only because I never ran that far before, not because I was weak or tired or just worn down.

It is hard sometimes because we always think more is better---- even if we intellectually know it isn't, we still push a bit more then we should. Another thing I learned it how cross training really helps me work out my hip/muscle stiffness. An hour bike ride the day after a long run - is like magic. It really gets me back at my maint. runs without shuffleing those first 2 miles....

So --- think about Miami... the sun may be calling you northerns.

Pat Murray

Premiere Plus Realty Co.

239-404-0759

Dealing with customer service, anywhere usa

Patricia Murray (Premiere Plus Realty Co.) — Fri, 24 Oct 2008 20:19:38 -0500

Comcast -- 9 phone calls, 3 hrs. 14 min on hold, 1 missed scheduled service call to come out to "fix" the internet problem.... never showed.... Please, Please,,,,,, I beg you ..... I want to give you my money, I want your service desperately, please, can I buy and pay you for your service?????????? CAN ANYBODY HEAR ME????????????? apparently not, I ended up getting embarq, the local phone service to hook up my internet connection because I need to work! Can you believe this? 10 days later and comcast has no clue....

I know it isn't an isolated problem since many of my clients come back and tell me similar stories. I am "over the top" aggitated with this lack of customer service, but who really cares over there at comast? You get the customer service people on the phone, very polite and nice, but have no idea about taking "ownership" of the given situation. It is always passed on, with a polite apology, but never any results.

I was having a conversation with somebody who had the same experience and we came to the conclusion we would prefer total jerks, but had the skills to solve the issue's as opposed to a clueless "kind" ditz's with no clue of how to use their critical thinking skills to take charge and solve the problem (similiar to a childs mentality).

Everybody has problems with most services, that's ok... it's how you choose to solve the problem that keeps the customer. I am shouting it from the rooftops ---- to all residences in SW Florida.... down with comcast..... they won't pay attention until they see a large decrease in sales..... individual choice is always ours as our voice.... just like an election.....

I don't want to hear other "they were wonderful for me" stories or comments.... it doesn't matter..... what matters for a company for me to recommend them to my clients and neighbors is that they do a good job steadily --------

I got that off my chest.... stay tuned for book 2, 3 and 4!

First Short Sale closing

Patricia Murray (Premiere Plus Realty Co.) — Sun, 19 Oct 2008 19:17:17 -0500

Finally.... Finally.... Finally..... that's all I can think when I go over in my mind the last 6 months with this one short sale listing. The seller was great, the buyer was great, the agent for the buyer was great.... guess who was the pain in the neck????

Country Wide was the first disfunctional institution, then the second mortgage was held by a smaller bank, Third Federal. With all the news, all the documentation and all the personal information shared to all, we never got a call back from either bank. All the calls were made by the seller's attorney and their title company.... every day. We had the first offer, the first week of the listing in April. Then Country Wide never responded, until we again.... had to call every day and bug them .... continuously.... we lost the buyer -- after waiting 2 1/2 months.... the buyer walked.

Back on the market..... another offer within 2 weeks -- full price, cash with proof of funds submitted with the contract...... another appraisal... (appraisal less this time since the market came down a bit)---- again --- phone calls, more phone calls...... 2 months later.... approval from the first mortgage company (they were getting paid in full .... what took them so long when the 2nd mortgage co. was taking the fall?) ---- then... the 2nd mortgage company denied the short sale---???? Attorney on the phone to try to get a reason.... they thought the seller had "hidden" assets... with everything documented; bank account numbers, credit card numbers, other debts, etc.... all open for all to see --- credit reports with every debt reported...... no proof but this one guy, who ignored us through this whole process before he even saw the paperwork, just "had a hunch" ---?????? and.... for this property to go into forclosure it would cost them more money then what they would lose with the possability that the seller would have to claim bankruptcy and they would get nothing!

Ok - somebody who still has a job --- not a real high position within the company, "just had a hunch" ... the arrogance of it all...... The power some have in this situation just infuriates me....

Needless to say, the attorney got what we needed to close the sale. Finally........ The seller can move on with her life and rebuild, the buyer can enjoy his condo and we get paid! Probably made about minimun wage on this one.... another one..... what we don't do!

8th consecutive month of Pending sales increase in Naples, FL

Patricia Murray (Premiere Plus Realty Co.) — Fri, 17 Oct 2008 21:39:54 -0500

EIGHT IS GREAT
Report Shows 106 Percent Increase in Overall Pending Sales

NAPLES, Fla.-October 16, 2008-For the eighth consecutive month, pending sales increased in the Naples area according to a report released by the Naples Area Board of REALTORS® (NABOR), which tracks home listings and sales within Collier County (excluding Marco Island).

"The greater Naples Area is seeing a double digit growth in all geographic areas in overall pending sales. The increase ranged from 47 percent in South Naples to as much as 244 percent in Central Naples" . , "The average days on the market has decreased 17 percent for Single family homes, indicating that sales are continuing to increase."

The report which provides annual comparisons of single-family home and condo sales (via the SunshineMLS), price ranges and geographic segmentation also includes an overall market summary. The statistics are presented in chart format, along with the following analysis:

 Overall pending home sales in the greater Naples Area, which includes Naples Beach, North Naples, Central Naples, South Naples, East Naples, Immokalee and Ave Maria, increased 106 percent, with 481 in September 2008 compared to 234 in September 2007.

 Overall pending home sales for properties less than $300,000 saw a 264 percent increase with 320 in September 2008 compared to 88 in September 2007.

 Overall home sales increased 50 percent with 361 in September 2008 compared to 240 in September 2007.

 Single-family pending home sales increased 173 percent overall, with 319 in September 2008 compared to 117 in September 2007; Pending sales of single-family properties of less than $300,000 were 202 in September 2008 compared to 27 in September 2007, a 648 percent increase.

 Single-family home sales increased 50 percent overall, with 209 in September 2008 compared to 139 in September 2007.

 Overall condo sales increased 50 percent, with 152 in September 2008 versus 101 sales in September 2007; and pending condo sales under $300,000 increased 93 percent with 118 in September 2008 compared to 61 in September 2007.
The $300,000 and below market has been leading the way and is now driving sales to higher priced properties. "Pending sales are up 22 percent in the $500k and above market from September 2007 to September 2008, and the numbers of homes sold are up as well" . "The activity in the higher priced properties demonstrates that the increases in the $500k and above market are now driving the sales"

To view the entire September report, go to www.Naplesarea.com

The Naples Area Board of REALTORS® (NABOR) is an established organization (Chartered 1949) whose members have a positive and progressive impact on the Naples community. NABOR is a local board of REALTORS® and real estate professionals with a legacy of nearly 60 years serving 5,000 plus member-customers. NABOR is a member of the Florida Association of REALTORS® and the National Association of REALTORS®, which is the largest trade association in the United States with more than 1.3 million members and over 1,400 local boards of REALTORS® nationwide. NABOR is structured to provide programs and services to its membership through various committees and the NABOR Board of Directors, all of whose members are non-paid volunteers.
###

Patricia J. Murray
REALTOR

Premiere Plus Realty Co.
749 12th Avenue S.
Naples, FL 34102

PH: 239-404-0759
FAX: 239-514-7873
patriciajm@live.com

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Biking through wine country

Patricia Murray (Premiere Plus Realty Co.) — Sat, 27 Sep 2008 19:46:16 -0500

Very excited about finding this group. I love new cultures, different food, wine, people..... anything to show me how big the world can be. Suddenly, what was getting us down, or if we were in a funk over simple, trivial things..... getting away always puts things in perspective.

I was bored..... just closed some sales, nothing really going on. Hot, humid in Florida and in the summer.... it can be quite boring.... so... after getting the brochure from backroads.com for many years ---- I just decided to check out it's website -- before I knew it..... by the end of the day - I had a trip booked and was on a plane to San Francisco by 3 PM the next day.

We took a shuttle to wine country and the tour company took great care of us. Supplied everything except your cloths---- bikes were top of the line. Could be a beginner or advanced. They had routes for all and vans to pick up those who thought they could do more, but couldn't. 82 degree's, sunshine and no humidity - perfect. Routes took us through Alexander Valley, Sonoma, Napa and a couple more I can't remember -- we stopped at wine tastings, had wonderful meals and I really met a lot of pretty cool people. All have traveled often, some ran marathons, others bike regularly --- ages were 28-71. (the 71 yr old - a dentist who is in the process of opening another dental practice --kicked our butt!!!) ---

The scenery was so beautiful and I just considered it needed therapy. I came back with a renewed sense of self and burned a few calories. The guides were top of the line --- I can't say enough about the tour company ---- Next May... I am thinking of biking in Argentina or Thialand.

Pat Murray

Premiere Plus Realty Co.

239-404-0759

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Long run, secret to recovery

Patricia Murray (Premiere Plus Realty Co.) — Sun, 21 Sep 2008 17:29:37 -0500

I think I am on to something..... 3rd week into training.... wow --- what a difference from week 1. When I thought I was getting a jump start for my training for Jan 25th marathon.... I discovered that all the training material I could find had me starting (first week) with a 10 mile long run. 10 MILE LONG RUN????? i needed to train to start my training! So -- I panicked a bit.... disciplined myself right away..... 4 days a week running (1 day a long run... ). Adding mileage every week to my long run..... working thus far and not freaking out as much as I was.... up to 11 miles on Saturday and have a couple of weeks before I have to do a 12 miler------

What I have been doing that I find very helpful..... after my long run... the next day, I get on my bike and ride for a couple of hours... long, easy ride --- stretches out my hips - works the knee's without the pounding ----- gets oxygen to the fatigued leg muscles. Recovery is like magic.... I'm sure I'll come across longer needed recovery when I get into the longer mileage, but for now.... I cant believe the difference it makes.

Next 2 weeks, 11 mile long run - then on to 12, 14, 16.... you get the idea...

Naples, FL "Do you want to work with this realtor"?

Patricia Murray (Premiere Plus Realty Co.) — Fri, 19 Sep 2008 10:05:25 -0500

Looking for a realtor? Where do you start if you don't know who to go to? How can you tell who is ethical? Who is business savy? Who will you get along with? This is tough. I too, as a realtor come across this situation when I need to find a realtor in another city for a friend who needs one. I start with the internet, and on any of their sites, I try to catch something.... sometimes they use the wrong grammer ---- they may have a word spelled wrong... they may say something very original and unique. It can be both positive or negative, but I am just looking.... and then.... I pick up the phone to catch their tone, how they respond. Do they give me information I ask for or do they like to hear themselves speak and just go on and on?

Well, I still think that is a good place to start, but here is something a bit alarming I just realized tonight. I was unable to sleep so I came to the active rain website to see what kind of "groups" we real estate agents form and communicate within. This was a bit scary. Some of these groups, all within their right, were scary. Real estate agents expressing their opinions, on religion, christianity, politics, prejudice, etc.... you get my drift. I COULD NOT believe some of these opinions and comments. What if I chose to work with one of these realtors? How could I not know this about him/her???? How humiliating for me.

I am a firm believer in "you are who you surround yourself with" and this would be a perfect example. These people represent you. Do they have to think and vote the same way you do? Of course not, but do they know it is inappropriate to give their opinions when 1) not asked 2) doesn't matter 3) not what they are hired for? Self importance is such an unattractive insecurity.

I would suggest all you buyers and sellers; investigate. Go on-line, google, read their blogs..... are they who you want representing you?

Patricia Murray

Premiere Plus Realty Co.

239-404-0759

Naples, FL - increase in median price - sales up again 7th consecutive month

Patricia Murray (Premiere Plus Realty Co.) — Fri, 12 Sep 2008 15:05:12 -0500

NAPLES MEDIAN HOME PRICE INCREASES Report Shows 92 Percent Increase in Overall Pending Sales

NAPLES, Fla.-September 14, 2008-For the seventh consecutive month, real estate activity in the Naples area increased, continuing the upward trend according to a report released by the Naples Area Board of REALTORS® (NABOR), which tracks home listings and sales within Collier County (excluding Marco Island). The median home price has increased 5 percent in the over $300,000 market in August 2008 compared to August 2007. "There is increased sales activity in the under $300,000 category; while all other price segments are stabilizing and trending up," "The market continues to look positive as all geographic areas show a 13 percent increase in overall pending sales." The report which provides annual comparisons of single-family home and condo sales (via the SunshineMLS), price ranges and geographic segmentation also includes an overall market summary. The statistics are presented in chart format, along with the following analysis: 2
 Overall pending home sales in the greater Naples Area, which includes Naples Beach, North Naples, Central Naples, South Naples, East Naples, Immokalee and Ave Maria, increased 92 percent, with 527 in August 2008 compared to 274 in August 2007.

 Overall pending home sales for properties less than $300,000 saw a 275 percent increase with 356 in August 2008 compared to 95 in August 2007.

 Overall pending sales in Central Naples increased 330 percent with 99 in August 2008 compared to 23 in August 2007; single-family pending home sales in Central Naples increased 713 percent with 65 in August 2008 compared to 8 in August 2007.

 Single-family pending home sales increased 103 percent overall, with 310 in August 2008 compared to 153 in August 2007; Pending sales of single-family properties of less than $300,000 were 201 in August 2008 compared to 37 in August 2007, a 443 percent increase

 Overall condo sales increased 24 percent, with 175 in August 2008 versus 141 sales in August 2007; and pending condo sales under $300,000 increased 167 percent with 155 in August 2008 compared to 58 in August 2007.

Patricia J. Murray
REALTOR

Premiere Plus Realty Co.
749 12th Avenue S.
Naples, FL 34102

PH: 239-404-0759
FAX: 239-514-7873
patriciajm@live.com

Naples, FL Short Sale alerts

Patricia Murray (Premiere Plus Realty Co.) — Sat, 06 Sep 2008 19:27:45 -0500

Short Sales are old news.Many buyers have made offers, written up contracts only to have the mortgage company respond too slowly or turn down their offers only creating more work for all involved. Then the mortgage company loses all that time only to start all over again. Then the buyers have to start from scratch. Oh well -- this is a learning curve for all of us in this industry. Looks like the buyers are also catching on and just looking for a good deal instead of a short sale -- they want to buy --- they don't want the BS. Here in Naples, FL where most have second homes only take this kind of treatment once, maybe twice and then they are done with it.... they no longer want that short sale. That's ok.

Then there is the sleazy operators who always seem to surface in an unfortunate situation. Here is what I am seeing within the industry. So-called "consulting" companies saying they specialize in short sales. They have their broker's licence, thus allowing them to list the property --- getting them a commission and then they put a super low price on the listing...... remember, banks have a ratio to keep --- there is an appraisal done and they have to meet a certain percent of that number. The so-called consultant "hooks" a buyer with this super low list price, allowing the buyer and the realtor to think they may actually get this property for this price -- then the negotiations begin..... the bank comes back with a much higher number. The realtor is upset (shame on them for not knowing what is going on in this market ahead of time to advise their buyer) and the buyer is upset. The "consultant" is well aware of what is going to take place, but by that time, they have the listing and try to "hook" the buyer into a much higher price..... talk about scams and scum balls.

Just another note for all who may read or be interested. Get all the facts and information ahead of time. If your realtor can't provide it, find another realtor. I don't care if they are a friend or relative, business is business. Allow somebody who knows the "business" work for you. There are some out there, but to find one, you will have to do your homework so you will recongnize them when you interview them.

Patricia Murray

Premiere Plus Realtry Co.

239-404-0758

Miami marathon training starts now!

Patricia Murray (Premiere Plus Realty Co.) — Fri, 05 Sep 2008 21:24:31 -0500

Ok -- yes, it is Friday night and here I am with my computer (actually one of my better dates recently)--- but, I stayed home so I wouldn't be tempted to partake in too little sleep and one too many cocktails. Why you ask???? Because I am doing my first long run (only 6 miles since I just started) for my marathon training for January 25th in Miami. My first marathon! I am committed. Seems like a couple more have decided to run this race so I can't be the loser who makes up excuses all because I didn't train properly.

I am petrified. I can't imagine running that far. I can't imagine training for so long. Unless something physically stops me --- I am doing it.

What motivates me to get up early tomorrow to get the run in before the 95 degree temps and 95% humidy here in Naples, FL? I have some very exciting plans for Saturday night! Hey--- we all have to have our motivation...

Naples, FL - Strong pending sales & reduction in overall inventory

Patricia Murray (Premiere Plus Realty Co.) — Tue, 19 Aug 2008 22:48:51 -0500

NAPLES, Fla.-August 14, 2008-July sees positive signs in multiple market indicators, with lower priced property sales doubling from last year, while all other price segments showed small increases in the median price (The "median price" means half of the sales were above that price and half were below) according to a report released by the Naples Area Board of REALTORS® (NABOR), which tracks home listings and sales within Collier County (excluding Marco Island).

Overall pending sales, which are a key indicator of buyer activity, increased 75 percent in July 2008 compared to July 2007. This increase was seen in both the condo market, up 48 percent from last year, and the single-family home market, where pending sales increased 19 percent in July 2008 versus July 2007. "Every geographic area saw a positive increase in transactions, closed and pending sales," "Pending sales are up, inventory is down, and median sales prices are beginning to level out." Statistics compiled by NABOR show overall inventory has decreased by 5 percent with 10,640 in July 2008 compared to 11,190 in July 2007. "With the market activity of the $300,000 and below category and overall pending sales increasing dramatically, now is the time to buy in the Naples market,"

The report which provides annual comparisons of single-family home and condo sales (via the SunshineMLS), price ranges and geographic segmentation also includes an overall market summary. The statistics are presented in chart format, along with the following analysis:

 Overall pending home sales in the greater Naples Area, which includes Naples Beach, North Naples, Central Naples, South Naples, East Naples, Immokalee and Ave Maria, increased 75 percent, with 480 in July 2008 compared to 274 in July 2007.
2
 Overall pending home sales for properties less than $300,000 saw a 208 percent increase with 302 in July 2008 compared to 98 in July 2007, and properties priced in the $500-$1 million rose 15 percent with 62 in July 2008 versus 54 in July 2007.

 Overall home sales were 361 in July 2008 compared to 275 in July 2007, a 31 percent increase

 Single-family home sales increased 22 percent overall, with 188 in July 2008 compared to 154 in July 2007; Pending sales of single-family properties of less than $300,000 were 174 in July 2008 compared to 30 in July 2007, a 480 percent increase

 Overall condo sales increased 43 percent, with 173 in July 2008 versus 121 sales in July 2007; and pending condo sales under $300,000 increases 88 percent with 128 in July 2008 compared to 68 in July 2007.

 The overall median sales price decreased 29 percent from the same month last year.

Patricia J. Murray
REALTOR

Premiere Plus Realty Co.
749 12th Avenue S.
Naples, FL 34102

PH: 239-404-0759
FAX: 239-514-7873
patriciajm@live.com

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5th consecutive month, sales up in Naples, FL

Patricia Murray (Premiere Plus Realty Co.) — Tue, 19 Aug 2008 22:14:30 -0500

SALES UP, INVENTORY DOWN FOR FIFTH CONSECUTIVE MONTH June 2008 Pending Sales 63 Percent Higher Than June 2007

NAPLES, Fla. - July 15, 2008 - Now is a great time to buy, and more people are agreeing according to a report released by the Naples Area Board of Realtors® (NABOR), which tracks home listings and sales within Collier County (excluding Marco Island). "For the fifth consecutive month, we are seeing the number of pending sales increasing and the available inventory decreasing. "Overall, pending sales activity is up 63 percent over last year, with some areas well over 150 percent." In the June report, compiled by NABOR, overall sales have increased nine percent and inventory has decreased by seven percent. "Choice properties that are priced right are quickly disappearing."

The report, which provides annual comparisons of single-family home and condo sales (via the Sunshine Multiple Listing Service), price ranges and geographic segmentation, also includes an 2

overall market summary. The statistics are presented in chart format, along with the following analysis:

 Overall pending home sales in the greater Naples Area, which includes Naples Beach, North Naples, Central Naples, South Naples, East Naples, Immokalee and Ave Maria, increased 60 percent, with 484 in June 2008 compared to 301 in June 2007.

 Overall market sales for June 2008 in the $0-$300K category are up 58 percent with median sold price down 15 percent, compared to June 2007. Overall inventory is down seven percent.

 For single-family homes priced up to $300,000, there are 172 pending sales, up 537 percent over June 2007, when there were 27 pending sales. In the same category, sales are up to 113, a 253 percent increase over the 32 sold in June 2007.

 Pricing for single-family homes from $1 - $2 million increased by nearly eight percent.

 Overall condominium pending sales for June 2008 increased 43 percent to 197, compared to 138 in June 2007. Comparing pending sales from June 2007 and June 2008, condominiums priced up to $300,000, there is a 59 percent increase, while condominiums priced from $500,000 to $1 million are up 38 percent. For condominiums priced from $1 - $2 million, pending sales are up 30 percent from June 2007. Overall condominium inventory is down 13 percent.

Patricia Murray

Premiere Plus Realty Co

239-404-0759

Naples, FL Mortgage lenders: How do short sales affect your credit score?

Patricia Murray (Premiere Plus Realty Co.) — Fri, 18 Jul 2008 17:08:25 -0500

I am getting mixed answers on the question regarding how a short sale will affect your credit score.

All of the information I am sharing, what I heard, comes from lender's, not from everybody who has an opinion. From all of this.... I know nothing. If anybody can offer some facts that are updated or from personal experience, please share----

I was told that a short sale would affect your credit score for 7 yrs., compared to a forclosure that would affect it for 10 yrs. This was last year. The other week, I was told that this situation is so wide spread, that every individual case would be examined (if applying for a new home mortgage) and sometimes overlooked (if other criteria were met : no other credit history problems, 20% down payment, etc.. ). Then I heard that it would only affect your credit score for 3 years.

The conslusion??? I don't know... but if anybody can offer real facts..... help!

Naples, FL 5th Consecutive month of improved sales

Patricia Murray (Premiere Plus Realty Co.) — Fri, 18 Jul 2008 09:26:24 -0500

Below you will find the latest that has been released through our board. Like I keep saying, the statistics in Naples, FL are not what the national news keeps reporting. Just think of what this market would be doing if our buyers weren't so anxious because of all the negative reporting. Value is value no matter what is going on with the rest of the world. If you can afford it, now is the time to buy.

SALES UP, INVENTORY DOWN FOR FIFTH CONSECUTIVE MONTH June 2008 Pending Sales 63

Percent Higher Than June 2007 NAPLES, Fla. - July 15, 2008 - Now is a great time to buy, and more people are agreeing according to a report released by the Naples Area Board of Realtors® (NABOR), which tracks home listings and sales within Collier County (excluding Marco Island). "For the fifth consecutive month, we are seeing the number of pending sales increasing and the available inventory decreasing. We are seeing this trend across the broad spectrum, not just in specific price points or geographic areas," said Arlene Carozza, NABOR president and Realtor. "Overall, pending sales activity is up 63 percent over last year, with some areas well over 150 percent." In the June report, compiled by NABOR, overall sales have increased nine percent and inventory has decreased by seven percent. "Choice properties that are priced right are quickly disappearing."

The report, which provides annual comparisons of single-family home and condo sales (via the Sunshine Multiple Listing Service), price ranges and geographic segmentation, also includes an 2 overall market summary. The statistics are presented in chart format, along with the following analysis:

 Overall pending home sales in the greater Naples Area, which includes Naples Beach, North Naples, Central Naples, South Naples, East Naples, Immokalee and Ave Maria, increased 60 percent, with 484 in June 2008 compared to 301 in June 2007.

 Overall market sales for June 2008 in the $0-$300K category are up 58 percent with median sold price down 15 percent, compared to June 2007. Overall inventory is down seven percent.

 For single-family homes priced up to $300,000, there are 172 pending sales, up 537 percent over June 2007, when there were 27 pending sales. In the same category, sales are up to 113, a 253 percent increase over the 32 sold in June 2007.

 Pricing for single-family homes from $1 - $2 million increased by nearly eight percent.

 Overall condominium pending sales for June 2008 increased 43 percent to 197, compared to 138 in June 2007. Comparing pending sales from June 2007 and June 2008, condominiums priced up to $300,000, there is a 59 percent increase, while condominiums priced from $500,000 to $1 million are up 38 percent. For condominiums priced from $1 - $2 million, pending sales are up 30 percent from June 2007. Overall condominium inventory is down 13 percent.

Patricia J. Murray
REALTOR

Premiere Plus Realty Co.
749 12th Avenue S.
Naples, FL 34102

PH: 239-404-0759
FAX: 239-514-7873

Real Estate Buyers in Naples, FL

Patricia Murray (Premiere Plus Realty Co.) — Tue, 15 Jul 2008 22:41:17 -0500

Naples, FL. Again, sales up from last years numbers, but potential buyer's down here in Naples, FL seem to be adopting some very "peculiar" behavior. I have a feeling that the national news has a lot to do with it, but it throws me never-the-less. Buyers seem a bit nervous. They just don't feel confident with their decision making process. Well, folks, A DEAL IS A DEAL.

Short Sales. Buyers are looking for a "deal". Great -- we can find them for you. Please understand, for a short sale, the seller needs approval from the lender to qualify and then the property has to get appraised. The bank needs to meet a certain ratio to accept or counter an offer. They will not give the property away, in fact, if the number they come up with is not met (most often it is a pretty good deal in comparison to other comps), they will let it go to the next department and either wait for another offer or start forclosure proceedings. They will not listen to "your reason" how it would benefit them, etc., etc......

Realtors know the market and it's patterns. So many potential buyers are looking themselves, trying to negotiate some of our commission thinking they will get that extra 3% in their pocket if they just use the one realtor. You are wasting your time. This market is changing daily. We know the stats, percentage at which the properties are going for and we have connections regarding aquiring information you don't even know exists. Shop around for a realtor, but after you find one that seems to work the way you think they should --- let them do their job..... listen to us...... the realtors selling their listings know what they are doing. Price on the bottom of the curve and you should get 92% of list price. WE also know a "smart" offer --- don't insult or try to steal something if the situation doesn't fit that description.... Listen to us!!!! If you are making an offer --- ask: what are the stats in this area? where should we start? what is the target number of reason to pay?

Do your homework! If you're getting a mortgage, get an approved mortgage when looking, especially for a short sale or a great deal. All but 1 of my sales this year have been cash. If you have to start from scratch getting a mortgage, you would have been blown out of the deal from the very beginning. If you have the approved mortgage already (not a pre approval letter- approved mortgage is when you supply the mortgage lender all your info -- ss#, income statement --- everything they need to check on before they can approve), you can present that with the offer and it would be very favorable to you.

These are just a few suggestions, think how much information you could get in just one place when you choose the right realtor.

Premiere Plus Realty in Naples, FL

Patricia Murray (Premiere Plus Realty Co.) — Fri, 04 Jul 2008 21:21:56 -0500

I just got back from a 4th of July picnic where there were numerous realtors. We started talking about the market, crazy situations, crazy people, funny people, etc.. Then the topic of our brokers came up. It made me think. I have finally (after 5 yrs. in the business and new town) found a real "grown up" broker to hang my license. I mean just that... "hang my license" -- not "work for" since we, the realtor bring them, the broker, the business. Premiere Plus Realty in Naples, FL knows this and acts like a real grown up company and treats their associates with adult respect and professionalism--- unlike 2 other brokers I had the experience to work with (they would say I worked for them).

When I first got my license and moved down here, I worked with a broker that took 50% + 6% franchise fee. Do you know how hard I worked??? That's ok --- I continued my solid work ethic from the corporate world and it did work out, but then it came to an increase in the split and all these underlying "conditions in the contract" really prevented me from accelerating too fast. That's ok --- after 2 years, I went to another broker who has a great name and reputation in Naples. I did get a better cut and from my hard work, was able to accelerate to the upper % of cut very soon, but it was capped. Then, what they sold me on was their marketing department, which from the outside looked far superior to others. It was, but if it were ranked in the corporate world, on a scale from 1 -10 it would be a 4. Now in the real estate world in Naples, FL ..... it was a 7. I still don't know if it is because it is in Naples or is it the Real estate industry??? I guess it doesn't matter. But.... instead of being an asset -- the marketing department just became 1 more thing I continually had to follow up with. They didn't proof read, misspelled words regularly, delayed printing, never returned calls, etc... It became obvious that it wasn't an asset and I started to investigate certain services individually so I could get them done on my schedule which is always ASAP. This is business --- you have to be able to react fast --- OK -- so I would do this. Then I see that the company was making 40-75% on all the services they "offered us" as a benefit for working with them. The visual tour was only 80$ -If I ordered it - but 125$ if they did. (which I though if we said it was through them it would be less since we were giving them bulk business). Brochures were $70$ for a single sheet (prices under 700,00 - and about $150 for the higher end fold type brochure). When I did them myself and had Kinko's finish them professionally, they cost $25 and $70 respectively.

The clincher was when I had a client make an offer - had a response and the other agent "lost" the offer and another offer was accepted. I went to my broker (the distasteful man without a backbone) and let him know I was writing a letter to the agent, broker, etc.... which he agreed (of course he didn't step in and take charge --- that would be too manly)-- then, when the other broker called him to complain about my "out of place" behavior --- he called me into his office--???? God forbid if he had to disagree with another in the industry -- what would they think... REally --- Get a backbone wimp!

This same company - this time the owner's son --- requested we give our clients e-mail address to them when turning in our contract. In Naples, FL... the median age is 60-70 yrs. old and more than 1/2 of them are 2nd home owners -- so the internet is not always an every day occurance for them and I feel they are my clients, not my brokers. If the clients want to pass on the info - it is up to them, not me to give them that personal info --the owner's son told me that I had the stats wrong in Naples -- that all his fathers friends use the internet, etc... and conratidicted what I passed on about my clients. I let it go -- why argue with somebody who has no clue (as I have to drive to get signature, mail to give them copies --- I wish they had e-mail!!!!) . They wanted to market to them - but not for me -- for the broker's name.

Then I had something wonderful happen - something that doesn't happen often in this biz... I had a buyer - they already put down $25,000 (escrow) and the time period elapsed so they were committed, but they bowed out of the deal knowing they would lose their deposit. The other broker - listing agent - got us $10,000 back out of the $25,000! Nobody I have ever talked to had that happen. I was so impressed after being surrounded with such ignorance, self serving brokers and other agents, (staff) That I left my current broker and signed up with Premiere Plus Realty. I have never regretted it. They are always there if you need info or support, very friendly and professional and just -- no other way to say it "grown up" ----

If you are looking for a different broker --

Naples, Fl Short Sale Bargain

Patricia Murray (Premiere Plus Realty Co.) — Mon, 30 Jun 2008 08:02:27 -0500

Another Buyer walked away! Yes, it took the lender (Countrywide of course)- more than 60 days to get a response and a counter for this buyer, but the buyer knew, from the beginning when signing the contract that it probably would take up to 90 days and they would counter and be prepared to pay more than the offer - (I know the lenders have a ratio to work with depending on the appraisal)--- The list price in the mls was very low to draw people in, but the lender still came down from that so, in truth --it truly is a bargain. Buyer got cold feet and did exactly what he said he wouldn't --- sound familiar? When season starts in November, he will be sorry because the inventory down here is starting to go - yea! Yes, there will be more bargains, but they gobble them up down here -- most are cash sales too.

Now...... we have an approved price $245,000 from the lender that will cut out some of the time to close when the next offer comes in. It still may take 45 days to close, but a lot of the work has been done.

Comparables are $275,000 on the low end.

So --- Pinnacle in The Strand in lovely Naples, FL.

Golf Course community. Gated, well maintained higher end neighborhood.

3 bed, 2 bath, built in 2003. Golf Course views, designer colors, brick paver driveway, tiled roof. 2 years ago this was going for $450.000 if you could find one!

Call me:

Pat Murray

Premiere Plus Realty Co.

239-404-0759

Another Sunday - long run and an open house

Patricia Murray (Premiere Plus Realty Co.) — Sun, 29 Jun 2008 09:56:24 -0500

Since deciding to train for the Miami ING marathon, I have started a bit of conditioning, although early, I just don't want to start from scratch in Sept for the Jan. marathon. I decided to start my Sunday's with a positive attitude and a feeling of accomplishment. I am just running a couple days a week - with cross-training in between, but Sunday's are for the long run. My long runs only consist of 6-7 miles right now and won't advance until Sept, but I find this a good base. It also get's all the cobwebs out of my brain and allows me to think more clearly.

While running, I compared being in Real Estate to running the marathon. You start from scratch. You build on past history, contacts and knowledge. You get better at the process. The reality is.... the transaction is over (you run your first marathon, 1/2 marathon or 5 K - or the home is sold) and you start from scratch and a whole new set of challenges begin.

It's that feeling of accomplishment... while running - you do what you never thought you could and become empowered and self confident. While selling - you overcome obsticles, overcome situations with creative solutions and complete the process with a deposit in your account. They both bring you torment and joy..... just a thought.

Starting to run again!

Patricia Murray (Premiere Plus Realty Co.) — Fri, 27 Jun 2008 20:12:59 -0500

Just joined the group -- using any form of motivation I can get.

I know I have to start "hard" training starting Sept 1 for a mid Jan marathon (my first)-- tried to rally some support through active rain, but not many replies. I do have a small group (experienced runners) who are running with me, but always looking for more to share my challenges with---

Here in Florida -- way too hot to run outside now - so heading to the gym about 3-4 times a week - running only once or twice a week, but trying to keep my fitness level up so I am not starting from scratch Sept. I figured --- time to still enjoy that extra piece of cake or that second glass of wine -- because we all know, when you need to run long.... you can't just "show up" - you have to put in the time and miles - toxins in the body make it so hard..... so, until Sept 1 --- I can enjoy that extra little jiggle in the middle --- ha.

Short Sale - more drama

Patricia Murray (Premiere Plus Realty Co.) — Fri, 27 Jun 2008 19:35:06 -0500

another week waiting for our lender to get back to us - either with acceptance of an offer submitted or a counter ---(the appraisal was done by the lender on 5/8 -contract submitted to lender 4/23).

Well - after us (the owner and attorney) doing all the calling -- often refusing to get off the phone until we get the next person in charge at the lender --- finally got a counter -- more than 60 days later and the buyer walks!

Now, we all know how the lender's are not helping these situations, but let me tell you about, yet another buyer. When the buyer signed the contract, he knew.... that he may be willing to go up to full asking price (since it was dramatically reduced on the mls already)--- the lender's do have a ratio to meet on these short sale situations. He was aware -- this suited him fine, etc, etc, etc,....... Knew may take up to 3 months, etc, etc, etc,.... When the lender countered, he used the excuse (buyers remorse) to get out of the deal.

Oh well - life goes on - I will have such joy when they come to buy next season when all these "discount prices" will be a bit higher --- you see, here in Naples, FL.... Inventory is moving - especially this price range. The counter offer was 40K less than anything that sold - ever in this community. This is on a $254,000 price condo.

The lender's are so slow - they actually think they control the buyers -- the buyers think that the banks are going to "give" the property away .... We tell them, but why don't people actually listen...??? and after a while --- why can't it sink in when they actually "see" what the situation is -- over and over..... they keep doing the same thing. Remind you of any of our children????

The property will sell at the bank acceptance, I'm sure --- but I am getting a bit weary----

Time for a run.... have to change my attitude!

Naples, FL --4th consecutive month of market improvement

Patricia Murray (Premiere Plus Realty Co.) — Wed, 18 Jun 2008 15:10:09 -0500

FOURTH CONSECUTIVE MONTH OF MARKET IMPROVEMENT

NAPLES, Fla. - June 13, 2008 - Summer home sales are off to a great start, according to a

report released by the Naples Area Board of Realtors® (NABOR), which tracks home listings

and sales within Collier County (excluding Marco Island).

This is the fourth consecutive month of increased market activity. Most notably, the single-family home market is off-the-charts with an 85 percent

increase in pending sales and an 18 percent increase in homes sold during May."

Statistics compiled by NABOR show home prices stabilizing and inventory diminishing in

Collier County, key factors in a market rebound. In addition, a dramatic increase in overall

pending sales is a positive sign that the "buy now" message is being heard.

The prices and inventory currently available will not be here next season and there will be many people regretting the decision to wait-and-see.

The report, which provides annual comparisons of single-family home and condo sales (via the

Sunshine Multiple Listing Service), price ranges and geographic segmentation, also includes an

overall market summary. The statistics are presented in chart format, along with the following

analysis:

♦ Overall pending home sales in the greater Naples Area, which includes Naples Beach,

North Naples, Central Naples, South Naples, East Naples, Immokalee and Ave Maria,

increased 37 percent, with 578 in May 2008 compared to 421 in May 2007.

♦ Overall pending home sales for properties priced between $300,000 - $500,000 increased

97 percent year-to-date, and properties priced more than $2 million saw a 52 percent

increase with 35 in May 2008 versus 23 the same month in 2007.

♦ Overall homes sales were 476 in May 2008 compared to 451 in May 2007, a six percent

increase; overall homes sales of less than $300,000 increased 39 percent with 231 in May

2008 compared to 166 in the same month 2007.

♦ Single-family home sales increased 18 percent overall, with 233 in May 2008 compared

to 197 in May 2007; single-family home sales in the less than $300,000 category saw a

110 percent increase with 84 in May 2008 compared to 40 in May 2007.

♦ Pending sales of single-family properties of less than $300,000 were 156 in May 2008

compared to 30 in April 2007, a 420 percent increase.

♦ Overall condo sales decreased four percent, with 243 sales in May 2008 versus 254 sales

in May 2007; however, pending condo sales increased two percent with 244 in May 2008

compared to 240 in May 2007.

Posted by Patricia Murray on 06/16/2008 08:04 PM

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May Report Shows Single-Family Pending Home Sales Up 85 Percent